Capital Intensity
Score how much of a company is physical plant, inventory, and equipment, whether that base is being maintained, and whether the shares have tangible backing.
ICICI Prudential Life Insurance Company Limited
Banks, insurers, and other financials hold few plants and little inventory, so a physical-asset screen is a poor fit. The ratios below are still the latest annual figures. Capex is 0.85x depreciation and free cash flow yield is weak, which fits a cash drain on aging assets.
Fixed-asset turnover is 89.02x. Compare it with other names in the same basket.
Physical asset ratio
0.2%
Net PP&E plus inventory, divided by total assets. Above 50% is a heavy footprint.
Fixed asset turnover
89.02x
Revenue per dollar of the physical asset base.
Capex / D&A
0.85x
Above 1.0x means the physical base is being replaced or expanded.
Tangible book / share
INR 93.41
Assets minus goodwill, intangibles, and liabilities, per share.
Price / tangible book
4.76x
Price INR 445.00.
Fixed-charge coverage
8.59x
EBITDA minus capex, divided by interest plus short-term debt.
FCF yield
-8.4%
Latest free cash flow divided by current market cap (INR 651.40B).
ROIC
10.7%
After-tax operating income over equity plus debt minus cash.
Operating income / net PP&E is 2.55x.
Footprint and return
Turnover and reinvestment
| Year | Physical | FAT | Capex/D&A | TBV/sh | Coverage | FCF | ROIC | EBIT/PP&E |
|---|---|---|---|---|---|---|---|---|
| 2019 | 0.4% | 61.23x | 1.98x | INR 48.66 | 48.53x | INR 112.65B | 27.0% | 1.74x |
| 2020 | 0.3% | 43.51x | 1.09x | INR 50.49 | 6.19x | INR 85.30B | 15.3% | 2.31x |
| 2021 | 0.2% | 193.50x | 1.41x | INR 63.59 | 5.67x | INR 72.29B | 9.8% | 2.52x |
| 2022 | 0.2% | 140.04x | 2.82x | INR 63.62 | 6.90x | INR 16.42B | 8.9% | 1.80x |
| 2023 | 0.2% | 81.64x | 2.30x | INR 69.84 | 7.99x | -INR 1.03B | 7.7% | 1.51x |
| 2024 | 0.2% | 140.81x | 2.09x | INR 75.56 | 7.50x | -INR 75.52B | 7.5% | 1.46x |
| 2025 | 0.2% | 93.60x | 1.93x | INR 81.45 | 9.27x | -INR 96.72B | 62.4% | 2.64x |
| 2026 | 0.2% | 89.02x | 0.85x | INR 93.41 | 8.59x | -INR 54.78B | 10.7% | 2.55x |
- Inventory was missing and treated as zero in the physical asset ratio.
- Receivables are larger than the physical asset base, so a finance or credit book may sit outside the physical ratio and inside the debt used for coverage.
- Principal due is total debt minus long-term debt.
Latest year inputs (2026)
Net PP&E: INR 7.11B
Inventory: INR 0.00
Total assets: INR 3,197.35B
Goodwill: INR 0.00
Intangibles: INR 995.10M
Liabilities: INR 3,061.04B
Tangible book: INR 135.32B
Shares: 1,448,641,000
Revenue: INR 632.97B
Capex: INR 1.23B
D&A: INR 1.45B
EBITDA: INR 19.57B
Interest: INR 2.14B
Short-term debt: INR 0.00
Free cash flow: -INR 54.78B
Operating income: INR 18.12B
Invested capital: INR 150.88B
Tax rate: 11.3%