Capital Intensity
Score how much of a company is physical plant, inventory, and equipment, whether that base is being maintained, and whether the shares have tangible backing.
Mapfre
Banks, insurers, and other financials hold few plants and little inventory, so a physical-asset screen is a poor fit. The ratios below are still the latest annual figures.
Fixed-asset turnover is 22.06x. Compare it with other names in the same basket.
Physical asset ratio
2.1%
Net PP&E plus inventory, divided by total assets. Above 50% is a heavy footprint.
Fixed asset turnover
22.06x
Revenue per dollar of the physical asset base.
Capex / D&A
—
Above 1.0x means the physical base is being replaced or expanded.
Tangible book / share
€2.67
Assets minus goodwill, intangibles, and liabilities, per share.
Price / tangible book
1.64x
Price €4.37.
Fixed-charge coverage
—
EBITDA minus capex, divided by interest plus short-term debt.
FCF yield
10.7%
Latest free cash flow divided by current market cap (€13.29B).
ROIC
—
After-tax operating income over equity plus debt minus cash.
Operating income / net PP&E is 2.11x.
Footprint and return
Turnover and reinvestment
| Year | Physical | FAT | Capex/D&A | TBV/sh | Coverage | FCF | ROIC | EBIT/PP&E |
|---|---|---|---|---|---|---|---|---|
| 2018 | 1.7% | 19.62x | 0.58x | €2.00 | 1.66x | €380.65M | — | 0.88x |
| 2019 | 2.0% | 16.51x | 1.37x | €2.23 | 0.13x | -€308.27M | — | 0.26x |
| 2020 | 1.9% | 14.97x | 1.24x | €2.31 | 0.05x | -€884.50M | — | 0.25x |
| 2021 | 2.1% | 15.89x | 0.46x | €2.21 | -0.13x | -€611.60M | — | 0.23x |
| 2022 | 2.3% | 16.64x | 0.82x | €1.72 | 3.97x | €854.30M | — | 0.97x |
| 2023 | 2.3% | 21.66x | 0.71x | €2.28 | — | €1.40B | — | 1.39x |
| 2024 | 2.3% | 21.29x | 4.58x | €2.43 | — | €1.21B | — | 1.73x |
| 2025 | 2.1% | 22.06x | — | €2.67 | — | €1.42B | — | 2.11x |
- Receivables are larger than the physical asset base, so a finance or credit book may sit outside the physical ratio and inside the debt used for coverage.
- Principal due is total debt minus long-term debt.
Latest year inputs (2025)
Net PP&E: €1.19B
Inventory: €54.10M
Total assets: €58.51B
Goodwill: €1.24B
Intangibles: €1.08B
Liabilities: €48.00B
Tangible book: €8.19B
Shares: 3,072,923,000
Revenue: €26.36B
Capex: €217.00M
D&A: —
EBITDA: €2.52B
Interest: —
Short-term debt: €766.70M
Free cash flow: €1.42B
Operating income: €2.52B
Invested capital: —
Tax rate: 28.8%