Capital Intensity
Score how much of a company is physical plant, inventory, and equipment, whether that base is being maintained, and whether the shares have tangible backing.
REGIONS FINANCIAL
Physical assets are 1.0% of total assets, a light footprint. Capex is 0.36x depreciation while free cash flow yield is positive, which can mean an aging base that is still throwing off cash.
Fixed-asset turnover is 4.54x. Compare it with other names in the same basket.
Physical asset ratio
1.0%
Net PP&E plus inventory, divided by total assets. Above 50% is a heavy footprint.
Fixed asset turnover
4.54x
Revenue per dollar of the physical asset base.
Capex / D&A
0.36x
Above 1.0x means the physical base is being replaced or expanded.
Tangible book / share
€14.14
Assets minus goodwill, intangibles, and liabilities, per share.
Price / tangible book
1.73x
Price €24.43.
Fixed-charge coverage
—
EBITDA minus capex, divided by interest plus short-term debt.
FCF yield
11.5%
Latest free cash flow divided by current market cap (€18.76B).
ROIC
—
After-tax operating income over equity plus debt minus cash.
Footprint and return
Turnover and reinvestment
| Year | Physical | FAT | Capex/D&A | TBV/sh | Coverage | FCF | ROIC | EBIT/PP&E |
|---|---|---|---|---|---|---|---|---|
| 2018 | — | — | 0.15x | €9.46 | — | €2.20B | — | — |
| 2019 | 1.6% | 2.98x | 0.06x | €11.49 | — | €2.56B | — | — |
| 2020 | 1.3% | 3.31x | 0.14x | €13.02 | — | €2.27B | — | — |
| 2021 | 1.1% | 3.55x | 0.19x | €12.59 | — | €2.96B | — | — |
| 2022 | 1.1% | 4.17x | 0.82x | €9.80 | — | €2.81B | — | — |
| 2023 | 1.1% | 4.61x | 0.67x | €11.55 | — | €2.15B | — | — |
| 2024 | 1.1% | 4.23x | 1.01x | €12.11 | — | €1.45B | — | — |
| 2025 | 1.0% | 4.54x | 0.36x | €14.14 | — | €2.15B | — | — |
- Inventory was missing and treated as zero in the physical asset ratio.
- Principal due is the current portion of debt.
Latest year inputs (2025)
Net PP&E: €1.66B
Inventory: €0.00
Total assets: €158.81B
Goodwill: €5.73B
Intangibles: €1.11B
Liabilities: €139.71B
Tangible book: €12.26B
Shares: 867,013,150
Revenue: €7.53B
Capex: €30.00M
D&A: €84.00M
EBITDA: —
Interest: €2.08B
Short-term debt: €750.00M
Free cash flow: €2.15B
Operating income: —
Invested capital: €13.02B
Tax rate: 21.4%