Stock Fundamentals

Company Information

Company Name
AFFIN Holdings Bhd
Sector
Financial Services
Industry
Banks - Regional
Exchange
KLSE
ISIN: MYL5185OO003
Currency: MYR
Full Time Employees: 5,673
Phone: 60 3 2302 1000
Fiscal Year End: December
Description:

AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/financing, treasury, credit cards, unit trusts, and bancassurance/bancatakaful products; financial products and services for corporates, public sector, and small and medium enterprises, including long-term loans/financing, project and equipment financing, overdrafts and trade financing, and other fee-based services, as well as Islamic banking services. The Investment Banking segment offers advisory services and structuring of private debt securities; corporate finance and advisory services for corporate listings; mergers and acquisitions services; capital raising services through the issue of equity and debt instruments; and corporate and debt restructuring exercises. This segment also provides structured lending solutions for corporate finance and capital market activities, as well as access to various funds and capital market investment products to corporate, institutional, and individual investors; stock-broking services, including institutional and retail stock-broking services for securities listed on local and foreign stock exchanges; and investment management and research services. The Insurance segment underwrites various classes of general and life insurance. The Others segment offers money-broking and other related financial services. It also provides property management, share nominee, trustee, and information technology services. The company was incorporated in 1975 and is headquartered in Kuala Lumpur, Malaysia.

Address:

Menara AFFIN, Kuala Lumpur, Malaysia, 55188

Directors & Officers

Name Title Year Born
Mr. Wan Razly Abdullah Bin Wan Ali President & Group CEO 1971
Ms. Joanne May Rodrigues Group Chief Financial Officer 1975
Mr. Risham Akashah Bin Kamaruzaman Group Chief Operating Officer 1973
Ms. Nimma Safira Binti Khalid Group Chief Legal Officer & Company Secretary 1969
Ms. Adzamimah Binti Adzmi Group Chief Compliance Officer 1977
Raja Emylia Raja Lope Ahmad Head of Corporate Communications NA
Mr. Mohd Syukri Bin Ahmad Sudari Group Chief People Officer 1973
Mr. Emmanuel Jean Louis Nivet Country Head of AXA Malaysia 1959
Ms. Norhazlizawati Binti Mohd Razali Group Chief Credit Officer 1968
Ms. Wahdania Binti Mohd Khir Group Chief Internal Auditor 1971

Shares Statistics

Shares Outstanding: 2.63B
Shares Float: 1.09B
% Insiders: 5,038.90%
% Institutions: 3,262.70%

Valuation Metrics

Enterprise Value: $22.04B
Trailing P/E: 10.71
Forward P/E: 9.84

Financial Highlights

Market Cap: $5.91B
P/E Ratio: $10.71
PEG Ratio: $0.83
Book Value: $4.82
Dividend/Share: $0.09
Dividend Yield: 3.81%
Earnings/Share: $0.21
Profit Margin: 22.35%
Operating Margin: 31.09%
ROA (TTM): 0.46%
ROE (TTM): 4.60%
Revenue (TTM): $2.47B
Revenue/Share (TTM): $0.96
Earnings Growth (YOY): 3.10%
Revenue Growth (YOY): 9.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.43x 2.53x 0.90x 0.37x 35.56x
2024-12-31 0.08x 0.77x 0.90x 0.33x 10.66x
2023-12-31 0.13x 0.66x 0.89x 0.28x 11.52x
2022-12-31 0.12x 0.34x 0.88x 0.23x 10.74x
2021-12-31 0.15x 0.40x 0.87x 0.67x 6.30x
2020-12-31 0.13x 0.35x 0.86x 0.38x 6.79x
2019-12-31 121.66x 0.39x 0.86x 0.46x 4.64x
2018-12-31 N/A 0.35x 0.89x 0.00x N/A
2017-12-31 N/A 0.25x 0.88x N/A N/A
2016-12-31 N/A 0.19x 0.87x N/A N/A
2015-12-31 0.16x 0.56x 0.88x N/A 9.01x
2014-12-31 0.20x N/A 0.88x N/A 2.91x
2013-12-31 0.25x N/A 0.89x N/A 2.08x
2012-12-31 0.23x N/A 0.89x N/A 2.49x

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