Stock Fundamentals

Company Information

Company Name
Affirm Holdings Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US00827B1061
CIK: 0001820953
CUSIP: 00827B106
Currency: USD
Full Time Employees: 2,206
Phone: 415 960 1518
Fiscal Year End: June
IPO Date: Jan 13, 2021
Description:

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Address:

650 California Street, San Francisco, CA, United States, 94108

Directors & Officers

Name Title Year Born
Mr. Max Roth Levchin Founder, CEO & Chairman 1976
Mr. Libor Michalek President & Director 1974
Mr. Robert W. O'Hare Chief Financial Officer 1981
Mr. Michael A. Linford Chief Operating Officer 1983
Ms. Katherine Adkins Esq. Chief Legal & Compliance Officer and Secretary 1962
Ms. Siphelele Jiyane Chief Accounting Officer NA
Mr. Zane Keller C.F.A. Head of Investor Relations NA
Ms. Brooke E. Major-Reid Chief Capital Officer 1975
Dr. Wayne Pommen Ph.D. Chief Revenue Officer 1979
Pat Suh Senior Vice President of Revenue NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 24.85M Dec 31, 2025 7.46% $0.03 1.75%
Capital Research Global Investors 23.04M Sep 30, 2025 6.92% $0.32 -2.78%
Morgan Stanley - Brokerage Accounts 22.97M Sep 30, 2025 6.89% $0.10 3.61%
Capital World Investors 21.20M Sep 30, 2025 6.37% $0.21 0.09%
BlackRock Inc 17.71M Sep 30, 2025 5.32% $0.02 13.22%
FMR Inc 13.68M Dec 31, 2025 4.11% $0.05 11.73%
State Street Corp 5.64M Sep 30, 2025 1.69% $0.01 26.66%
Baillie Gifford & Co Limited. 5.48M Dec 31, 2025 1.65% $0.34 -7.00%
Geode Capital Management, LLC 5.17M Sep 30, 2025 1.55% $0.02 11.01%
Marshall Wace Asset Management Ltd 4.47M Sep 30, 2025 1.34% $0.33 203.22%
Amvescap Plc. 4.33M Sep 30, 2025 1.30% $0.05 294.18%
Lone Pine Capital LLC 3.82M Dec 31, 2025 1.15% $2.09 0.00%
NORGES BANK 3.79M Dec 31, 2025 1.14% $0.03 42.76%
Durable Capital Partners LP 3.68M Dec 31, 2025 1.11% $2.59 -41.28%
Jericho Capital Asset Management LP 3.60M Dec 31, 2025 1.08% $3.05 7.49%
JPMorgan Chase & Co 3.08M Sep 30, 2025 0.92% $0.01 298.69%
Bank of America Corp 2.27M Sep 30, 2025 0.68% $0.01 17.32%
Lord, Abbett & Co LLC 2.16M Dec 31, 2025 0.65% $0.49 36.51%
Qube Research & Technologies 2.15M Sep 30, 2025 0.64% $0.16 68.95%
Foxhaven Asset Management, LP 1.91M Dec 31, 2025 0.57% $3.50 -1.32%

Shares Statistics

Shares Outstanding: 292.41M
Shares Float: 279.29M
% Insiders: 438.00%
% Institutions: 8,515.80%
Short % Float: 6.11%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Group Inc 24.85M 7.46% ▲ 1.75% Dec 31, 2025
2 Capital Research Global Investors 23.04M 6.92% ▼ 2.78% Sep 30, 2025
3 Morgan Stanley - Brokerage Accounts 22.97M 6.89% ▲ 3.61% Sep 30, 2025
4 Capital World Investors 21.20M 6.37% ▲ 0.09% Sep 30, 2025
5 BlackRock Inc 17.71M 5.32% ▲ 13.22% Sep 30, 2025
6 FMR Inc 13.68M 4.11% ▲ 11.73% Dec 31, 2025
7 State Street Corp 5.64M 1.69% ▲ 26.66% Sep 30, 2025
8 Baillie Gifford & Co Limited. 5.48M 1.65% ▼ 7.00% Dec 31, 2025
9 Geode Capital Management, LLC 5.17M 1.55% ▲ 11.01% Sep 30, 2025
10 Marshall Wace Asset Management Ltd 4.47M 1.34% ▲ 203.22% Sep 30, 2025

Valuation Metrics

Enterprise Value: $22.38B
Trailing P/E: 57.26
Forward P/E: 27.32

Financial Highlights

Market Cap: $15.45B
EBITDA: $527.05M
P/E Ratio: $57.26
PEG Ratio: $0.21
Book Value: $10.68
Earnings/Share: $0.81
Profit Margin: 7.60%
Operating Margin: 10.47%
ROA (TTM): 1.23%
ROE (TTM): 8.92%
Revenue (TTM): $3.72B
Revenue/Share (TTM): $11.30
Earnings Growth (YOY): 59.30%
Revenue Growth (YOY): 29.60%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-06-30 54.19x 2.61x 0.72x -0.21x 11.27x
2024-06-30 65.70x 2.41x 0.71x -1.79x -2,955.87x
2023-06-30 74.34x 1.50x 0.69x -6.56x -5.66x
2022-06-30 53.02x 1.56x 0.62x -12.43x -6.80x
2021-06-30 35.83x 0.78x 0.47x -7.28x -5.43x
2020-06-30 36.91x -2.63x 1.26x -3.34x -13.71x
2019-06-30 54.70x -4.32x 1.23x -3.92x -12.75x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jan 05, 2026 Robert O'hare N/A Sale 36.40K $80.00 $2.91M
Jan 05, 2026 Max R Levchin N/A Sale 666.67K $80.62 $53.75M
Dec 03, 2025 Robert O'hare N/A Sale 8.19K $70.00 $573.23K
Sep 22, 2025 Max R Levchin N/A Sale 651.71K $89.27 $58.18M
Sep 15, 2025 Siphelele Jiyane N/A Sale 12.50K $85.42 $1.07M
Sep 04, 2025 Siphelele Jiyane N/A Sale 25.53K $90.71 $2.32M
Sep 02, 2025 Robert O'hare N/A Sale 31.42K $83.30 $2.62M
Aug 29, 2025 Christa S Quarles N/A Sale 15.00K $93.00 $1.40M
Aug 29, 2025 Katherine Adkins N/A Sale 36.88K $95.00 $3.50M
Aug 29, 2025 Siphelele Jiyane N/A Sale 22.73K $96.47 $2.19M
Aug 28, 2025 Max R Levchin N/A Sale 499.22K $80.17 $40.02M
Aug 22, 2025 Max R Levchin N/A Sale 167.44K $80.10 $13.41M
Aug 22, 2025 Michael Linford N/A Sale 184.20K $80.09 $14.75M
Aug 22, 2025 Robert O'hare N/A Sale 77.80K $80.09 $6.23M
Aug 18, 2025 Max R Levchin N/A Sale 14.95K $80.05 $1.20M
Aug 18, 2025 Robert O'hare N/A Sale 11.41K $80.00 $912.40K
Aug 18, 2025 Michael Linford N/A Sale 10.80K $80.00 $864.00K
Aug 06, 2025 Katherine Adkins N/A Sale 6.49K $75.00 $486.68K
Aug 05, 2025 Katherine Adkins N/A Sale 1.33K $75.00 $99.68K
Aug 04, 2025 Katherine Adkins N/A Sale 59.27K $75.02 $4.45M

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