AFRM

Affirm Holdings Inc

AFRM.US affirm.com
71.44
+3.45 (+5.07%)
USD · NASDAQ
52-week range
42.10
92.56
Trading at 58% of the 52-week range
Market Cap
22.94B
P/E Ratio
12.34
Forward P/E
35.71
Book Value
16.26
Div. Yield
N/A
% Institutions
91.83%
% Insiders
4.32%

1 Year

-12.2%

3 Year

+199.3%

10 Year

-26.5%
Description

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Company Information

Company Name
Affirm Holdings Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US00827B1061
CIK: 0001820953
CUSIP: 00827B106
Currency: USD
Full Time Employees: 2,358
Phone: 415 960 1518
Website: affirm.com
Fiscal Year End: June
IPO Date: Jan 13, 2021
Description:

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Address:

221 Main Street, San Francisco, CA, United States, 94105

People

Directors & Officers

Name Title Year Born
Mr. Max Roth Levchin Founder, CEO & Chairman 1976
Mr. Libor Michalek President & Director 1974
Mr. Robert W. O'Hare Chief Financial Officer 1981
Mr. Michael A. Linford President 1983
Ms. Katherine Adkins Esq. Chief Legal & Compliance Officer and Secretary 1962
Ms. Siphelele Jiyane Chief Accounting Officer NA
Mr. Zane Keller C.F.A. Head of Investor Relations NA
Ms. Brooke E. Major-Reid Chief Capital Officer 1975
Dr. Wayne Pommen Ph.D. Chief Revenue Officer 1979
Pat Suh Senior Vice President of Revenue NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 14, 2026 Noel Bertram Watson N/A Sale 2.00K $55.00 $110.00K
Jan 05, 2026 Max R Levchin N/A Sale 666.67K $80.62 $53.75M
Jan 05, 2026 Robert O'hare N/A Sale 36.40K $80.00 $2.91M
Dec 03, 2025 Robert O'hare N/A Sale 8.19K $70.00 $573.23K
Sep 22, 2025 Max R Levchin N/A Sale 651.71K $89.27 $58.18M
Sep 15, 2025 Siphelele Jiyane N/A Sale 12.50K $85.42 $1.07M
Sep 04, 2025 Siphelele Jiyane N/A Sale 25.53K $90.71 $2.32M
Sep 02, 2025 Robert O'hare N/A Sale 31.42K $83.30 $2.62M
Aug 29, 2025 Christa S Quarles N/A Sale 15.00K $93.00 $1.40M
Aug 29, 2025 Katherine Adkins N/A Sale 36.88K $95.00 $3.50M
Aug 29, 2025 Siphelele Jiyane N/A Sale 22.73K $96.47 $2.19M
Aug 28, 2025 Max R Levchin N/A Sale 499.22K $80.17 $40.02M
Aug 22, 2025 Michael Linford N/A Sale 184.20K $80.09 $14.75M
Aug 22, 2025 Robert O'hare N/A Sale 77.80K $80.09 $6.23M
Aug 22, 2025 Max R Levchin N/A Sale 167.44K $80.10 $13.41M
Aug 18, 2025 Max R Levchin N/A Sale 14.95K $80.05 $1.20M
Aug 18, 2025 Michael Linford N/A Sale 10.80K $80.00 $864.00K
Aug 18, 2025 Robert O'hare N/A Sale 11.41K $80.00 $912.40K
Aug 06, 2025 Katherine Adkins N/A Sale 6.49K $75.00 $486.68K
Aug 05, 2025 Katherine Adkins N/A Sale 1.33K $75.00 $99.68K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Capital Research Global Investors 26.00M Jun 30, 2026 7.71% $0.30 5.73%
Capital World Investors 23.12M Jun 30, 2026 6.85% $0.22 2.68%
Morgan Stanley - Brokerage Accounts 21.72M Mar 31, 2026 6.44% $0.06 -5.63%
BlackRock Inc 18.73M Mar 31, 2026 5.55% $0.02 -0.75%
FMR Inc 17.29M Mar 31, 2026 5.13% $0.04 26.46%
Vanguard Capital Management, LLC 12.15M Mar 31, 2026 3.60% $0.01 0.00%
Vanguard Portfolio Management, LLC 11.60M Mar 31, 2026 3.44% $0.03 0.00%
State Street Corp 6.03M Mar 31, 2026 1.79% $0.01 3.14%
Baillie Gifford & Co Limited. 5.86M Jun 30, 2026 1.74% $0.43 10.45%
Geode Capital Management, LLC 5.52M Mar 31, 2026 1.64% $0.02 0.39%
JPMorgan Chase & Co 5.30M Mar 31, 2026 1.57% $0.01 185.42%
Winslow Capital Management, LLC 4.58M Jun 30, 2026 1.36% $1.28 0.00%
Durable Capital Partners LP 4.43M Jun 30, 2026 1.31% $3.51 -21.67%
Citadel Advisors Llc 4.07M Mar 31, 2026 1.21% $0.03 873.99%
NORGES BANK 3.68M Jun 30, 2026 1.09% $0.03 -2.83%
Bank of America Corp 2.77M Mar 31, 2026 0.82% $0.01 28.81%
Marshall Wace Asset Management Ltd 2.71M Mar 31, 2026 0.80% $0.12 -37.51%
UBS Group AG 2.30M Mar 31, 2026 0.68% $0.02 34.41%
D1 Capital Partners L.P. 1.91M Jun 30, 2026 0.57% $0.45 -1.47%
Vanguard Fiduciary Trust Co 1.81M Mar 31, 2026 0.54% $0.02 0.00%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Capital Group Growth Fnd of Amer Comp 23.39M 6.93% ▼ 2.00% Jun 30, 2026
2 American Funds Growth Fd of Amer A 23.39M 6.93% ▼ 2.00% Jun 30, 2026
3 American Funds AMCAP A 11.00M 3.26% ▲ 12.08% Jun 30, 2026
4 Capital Group AMCAP Composite 11.00M 3.26% ▲ 12.08% Jun 30, 2026
5 Vanguard MStar Total Stk Mkt Idx Invest 8.43M 2.50% ▲ 0.30% Jul 31, 2026
6 Vanguard Small Cap Index 6.09M 1.80% ▲ 0.19% Jul 31, 2026
7 American Funds SMALLCAP World A 6.00M 1.78% ▲ 0.00% Jun 30, 2026
8 Scottish Mortgage Ord 3.79M 1.12% ▲ 0.00% Jun 30, 2026
9 Capital Group Growth Composite 3.60M 1.07% ▲ 0.00% Jun 30, 2026
10 American Funds IS® Growth 1 3.60M 1.07% ▲ 0.00% Jun 30, 2026

Financial Highlights

Market Cap: $22.94B
EBITDA: $739.19M
P/E Ratio: $12.34
PEG Ratio: $0.67
Book Value: $16.26
Earnings/Share: $5.51
Profit Margin: 45.29%
Operating Margin: 12.63%
ROA (TTM): 1.93%
ROE (TTM): 45.13%
Revenue (TTM): $4.26B
Revenue/Share (TTM): $12.71
Earnings Growth (YOY): 2,186.90%
Revenue Growth (YOY): 33.00%

Valuation Metrics

Enterprise Value: $30.42B
Trailing P/E: 12.34
Forward P/E: 35.71

Shares Statistics

Shares Outstanding: 296.88M
Shares Float: 283.76M
% Insiders: 4.32%
% Institutions: 91.83%
Short % Float: 5.32%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$3.95B
Cost of Goods Sold
adjust
$-1.22B
Gross Profit
subtotal
$2.73B
SG&A
adjust
$-578.31M
Other Operating Expense
adjust
$-1.28B
Operating Income
subtotal
$870.87M
Other / Non-Operating Items
adjust
$1.06B
Net Income
subtotal
$1.93B

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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