Fundamentals - AlphaKey Financial

Stock Fundamentals

Company Information

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Company Name

Ally Financial Inc

Sector

Financial Services

Industry

Credit Services

Exchange

NYSE

ISIN: US02005N1000

CIK: 0000040729

CUSIP: 36186C509

Currency: USD

Full Time Employees: 10,300

Phone: 866 710 4623

Website: https://www.ally.com

Fiscal Year End: December

IPO Date: Jan 28, 2014

Description:

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Address:

Ally Detroit Center, Detroit, MI, United States, 48226

Directors & Officers

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Name	Title	Year Born
Mr. Michael G. Rhodes	CEO & Director	1966
Mr. Russell E . Hutchinson	Chief Financial Officer	1975
Ms. Hope D. Mehlman	Chief Legal & Corporate Affairs Officer	1965
Ms. Kathleen L. Patterson	Chief Human Resources Officer	1974
Mr. Douglas R. Timmerman	President of Dealer Financial Services	1963
Ms. Stephanie N. Richard	Chief Risk Officer	1973
Mr. Austin T. McGrath	Chief Accounting Officer & Corporate Controller	1983
Mr. Sathish Muthukrishnan	Chief Information, Data & Digital Officer	1975
Mr. Sean Leary	Chief Financial Planning & Investor Relations Officer	NA
Mr. Daniel Soto	Chief Compliance Officer	NA

Institutional Holders

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Holder Name	Shares	Date Reported	% Out	Value	% Change
Berkshire Hathaway Inc	29.00M	Sep 30, 2025	9.38%	$0.43	0.00%
Vanguard Group Inc	27.27M	Dec 31, 2025	8.82%	$0.02	-0.56%
BlackRock Inc	27.21M	Sep 30, 2025	8.80%	$0.02	4.91%
Harris Associates L.P.	27.05M	Dec 31, 2025	8.75%	$1.55	0.18%
Wellington Management Company LLP	14.27M	Dec 31, 2025	4.62%	$0.11	19.54%
Dimensional Fund Advisors, Inc.	8.71M	Dec 31, 2025	2.82%	$0.08	3.51%
State Street Corp	8.67M	Sep 30, 2025	2.80%	$0.01	0.02%
Arrowstreet Capital Limited Partnership	6.07M	Dec 31, 2025	1.96%	$0.16	7.90%
Geode Capital Management, LLC	5.14M	Sep 30, 2025	1.66%	$0.01	6.78%
First Manhattan Co. LLC	4.69M	Sep 30, 2025	1.52%	$0.49	0.64%
Sessa Capital, L.P	4.68M	Dec 31, 2025	1.51%	$3.96	0.00%
London Company of Virginia	4.31M	Dec 31, 2025	1.40%	$1.13	-6.29%
Jacobs Levy Equity Management, Inc.	4.06M	Dec 31, 2025	1.31%	$0.71	-4.30%
Thrivent Financial For Lutherans	3.85M	Sep 30, 2025	1.24%	$0.30	-0.35%
FMR Inc	3.80M	Dec 31, 2025	1.23%	$0.01	-8.79%
NORGES BANK	3.48M	Dec 31, 2025	1.13%	$0.02	41.35%
Macquarie Group Ltd	3.11M	Sep 30, 2025	1.01%	$0.14	27.60%
Bank of America Corp	3.05M	Sep 30, 2025	0.99%	$0.01	-19.13%
Morgan Stanley - Brokerage Accounts	3.01M	Sep 30, 2025	0.97%	$0.01	12.45%
Northern Trust Corp	2.84M	Sep 30, 2025	0.92%	$0.01	-5.90%

Shares Statistics

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Shares Outstanding: 309.09M

Shares Float: 277.42M

% Insiders: 1,038.30%

% Institutions: 8,497.40%

Short % Float: 3.59%

🏆 Top 10 Institutional Holders

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Rank	Holder Name	Shares Held	% of Shares	Change	Date Reported
1	Berkshire Hathaway Inc	29.00M	9.38%	▲ 0.00%	Sep 30, 2025
2	Vanguard Group Inc	27.27M	8.82%	▼ 0.56%	Dec 31, 2025
3	BlackRock Inc	27.21M	8.80%	▲ 4.91%	Sep 30, 2025
4	Harris Associates L.P.	27.05M	8.75%	▲ 0.18%	Dec 31, 2025
5	Wellington Management Company LLP	14.27M	4.62%	▲ 19.54%	Dec 31, 2025
6	Dimensional Fund Advisors, Inc.	8.71M	2.82%	▲ 3.51%	Dec 31, 2025
7	State Street Corp	8.67M	2.80%	▲ 0.02%	Sep 30, 2025
8	Arrowstreet Capital Limited Partnership	6.07M	1.96%	▲ 7.90%	Dec 31, 2025
9	Geode Capital Management, LLC	5.14M	1.66%	▲ 6.78%	Sep 30, 2025
10	First Manhattan Co. LLC	4.69M	1.52%	▲ 0.64%	Sep 30, 2025

Valuation Metrics

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Enterprise Value: $25.35B

Trailing P/E: 15.25

Forward P/E: 6.69

Financial Highlights

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Market Cap: $11.17B

P/E Ratio: $15.25

PEG Ratio: $0.25

Book Value: $42.70

Dividend/Share: $1.20

Dividend Yield: 3.26%

Earnings/Share: $2.37

Profit Margin: 11.55%

Operating Margin: 20.40%

ROA (TTM): 0.44%

ROE (TTM): 5.80%

Revenue (TTM): $7.37B

Revenue/Share (TTM): $23.79

Earnings Growth (YOY): 265.40%

Revenue Growth (YOY): 12.00%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

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Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

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Financial Ratios

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Earnings History

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Date	EPS Actual	EPS Estimate	Difference	Surprise %
Mar 31, 2026	N/A	0.95	N/A	N/A
Dec 31, 2025	1.09	1.02	N/A	686.27%
Sep 30, 2025	1.15	1.01	N/A	1,386.14%
Jun 30, 2025	0.99	0.81	N/A	2,222.22%
Mar 31, 2025	-0.82	0.07	N/A	-127,142.86%
Dec 31, 2024	0.78	0.58	N/A	3,448.28%
Sep 30, 2024	0.95	0.52	N/A	8,269.23%
Jun 30, 2024	0.97	0.63	N/A	5,396.83%
Mar 31, 2024	0.45	0.33	N/A	3,636.36%
Dec 31, 2023	0.45	0.45	N/A	0.00%
Sep 30, 2023	0.83	0.80	N/A	375.00%
Jun 30, 2023	0.96	0.94	N/A	212.77%
Mar 31, 2023	0.82	0.87	N/A	-574.71%
Dec 31, 2022	1.08	0.98	N/A	1,020.41%
Sep 30, 2022	1.12	1.73	N/A	-3,526.01%
Jun 30, 2022	1.76	1.87	N/A	-588.24%
Mar 31, 2022	2.03	1.93	N/A	518.13%
Dec 31, 2021	2.02	1.97	N/A	253.81%
Sep 30, 2021	2.16	1.94	N/A	1,134.02%
Jun 30, 2021	2.33	1.50	N/A	5,533.33%
Mar 31, 2021	2.09	1.16	N/A	8,017.24%
Dec 31, 2020	1.60	1.06	N/A	5,094.34%
Sep 30, 2020	1.25	0.70	N/A	7,857.14%
Jun 30, 2020	0.61	0.26	N/A	13,461.54%
Mar 31, 2020	-0.44	0.78	N/A	-15,641.03%
Dec 31, 2019	0.95	0.93	N/A	215.05%
Sep 30, 2019	1.01	0.98	N/A	306.12%
Jun 30, 2019	0.97	0.89	N/A	898.88%
Mar 31, 2019	0.80	0.79	N/A	126.58%
Dec 31, 2018	0.92	0.83	N/A	1,084.34%
Sep 30, 2018	0.91	0.80	N/A	1,375.00%
Jun 30, 2018	0.83	0.71	N/A	1,690.14%
Mar 31, 2018	0.68	0.66	N/A	303.03%
Dec 31, 2017	0.70	0.61	N/A	1,475.41%
Sep 30, 2017	0.65	0.59	N/A	1,016.95%
Jun 30, 2017	0.58	0.53	N/A	943.40%
Mar 31, 2017	0.48	0.48	N/A	0.00%
Dec 31, 2016	0.54	0.48	N/A	1,250.00%
Sep 30, 2016	0.56	0.59	N/A	-508.47%
Jun 30, 2016	0.54	0.51	N/A	588.24%
Mar 31, 2016	0.52	0.55	N/A	-545.45%
Dec 31, 2015	0.52	0.51	N/A	196.08%
Sep 30, 2015	0.51	0.51	N/A	0.00%
Jun 30, 2015	0.46	0.44	N/A	454.55%
Mar 31, 2015	0.52	0.42	N/A	2,380.95%
Dec 31, 2014	0.40	0.39	N/A	256.41%
Sep 30, 2014	0.53	0.43	N/A	2,325.58%
Jun 30, 2014	0.42	0.33	N/A	2,727.27%
Mar 31, 2014	0.47	0.42	N/A	1,190.48%

Balance Sheet (Yearly)

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Date	Cash	Total Debt	Total Assets	Total Liabilities	Total Equity
2025-12-31	$10.03B	$N/A	$196.00B	$180.50B	$15.50B
2024-12-31	$10.29B	$N/A	$191.84B	$177.93B	$13.90B
2023-12-31	$6.95B	$N/A	$196.33B	$182.63B	$13.70B
2022-12-31	$5.57B	$N/A	$191.83B	$178.97B	$12.86B
2021-12-31	$5.06B	$N/A	$182.35B	$165.30B	$17.05B
2020-12-31	$15.62B	$N/A	$182.17B	$167.46B	$14.70B
2019-12-31	$3.56B	$N/A	$180.64B	$166.23B	$14.42B
2018-12-31	$4.54B	$N/A	$178.87B	$165.60B	$13.27B
2017-12-31	$4.25B	$N/A	$167.15B	$153.65B	$13.49B
2016-12-31	$6.12B	$N/A	$163.73B	$150.41B	$13.32B
2015-12-31	$6.63B	$N/A	$158.58B	$145.14B	$13.44B
2014-12-31	$5.88B	$N/A	$151.63B	$136.23B	$15.40B
2013-12-31	$5.93B	$N/A	$151.17B	$136.96B	$14.21B
2012-12-31	$7.51B	$N/A	$182.39B	$162.36B	$20.04B
2011-12-31	$13.87B	$N/A	$184.06B	$164.78B	$19.28B
2010-12-31	$12.84B	$N/A	$172.01B	$151.52B	$20.49B
2009-12-31	$16.38B	$N/A	$172.31B	$151.47B	$20.84B
2008-12-31	$18.31B	$N/A	$189.48B	$167.62B	$21.85B
2007-12-31	$21.03B	$N/A	$248.94B	$233.37B	$15.57B
2006-12-31	$18.08B	$N/A	$287.44B	$273.07B	$14.37B
2005-12-31	$18.33B	$N/A	$320.56B	$298.87B	$21.69B
2004-12-31	$22.72B	$N/A	$324.14B	$301.72B	$22.42B
2003-12-31	$17.98B	$N/A	$288.16B	$267.93B	$20.24B
2002-12-31	$8.10B	$N/A	$227.73B	$209.90B	$17.83B
2001-12-31	$10.10B	$N/A	$192.72B	$176.59B	$16.13B
2000-12-31	$1.15B	$N/A	$168.47B	$154.43B	$14.04B
1999-12-31	$N/A	$N/A	$148.79B	$137.67B	$11.12B
1998-12-31	$N/A	$N/A	$N/A	$N/A	$N/A

Financial Ratios

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Date	Current Ratio	Debt/Equity	Debt/Assets	Interest Coverage	Debt/EBITDA
2025-12-31	0.90x	1.40x	0.92x	0.16x	8.89x
2024-12-31	0.20x	1.38x	0.93x	0.11x	9.40x
2023-12-31	0.17x	1.52x	0.93x	0.16x	8.96x
2022-12-31	0.21x	1.57x	0.93x	1.96x	3.09x
2021-12-31	186.54x	1.19x	0.91x	3.37x	2.89x
2020-12-31	0.33x	1.64x	0.92x	1.44x	4.38x
2019-12-31	0.26x	2.74x	0.92x	0.46x	11.23x
2018-12-31	0.19x	4.08x	0.93x	0.45x	16.56x
2017-12-31	0.19x	4.12x	0.92x	0.53x	16.53x
2016-12-31	0.23x	5.02x	0.92x	0.60x	16.86x
2015-12-31	0.30x	5.53x	0.92x	0.57x	17.72x
2014-12-31	0.10x	4.78x	0.90x	0.45x	17.60x
2013-12-31	0.10x	5.49x	0.91x	0.11x	24.22x
2012-12-31	2.22x	4.09x	0.89x	0.13x	28.33x
2011-12-31	0.33x	3.85x	0.90x	-0.04x	29.29x
2010-12-31	0.33x	3.51x	0.88x	0.17x	13.74x
2009-12-31	0.85x	3.81x	0.88x	-0.97x	-83.45x
2008-12-31	0.91x	4.45x	0.88x	0.45x	7.09x
2007-12-31	0.49x	10.00x	0.94x	-0.13x	28.54x
2006-12-31	0.37x	14.04x	0.95x	0.14x	21.17x
2005-12-31	0.46x	9.81x	0.93x	0.27x	20.80x
2004-12-31	61.72x	12.00x	0.93x	0.44x	24.29x
2003-12-31	0.17x	7.98x	0.93x	0.58x	9.34x
2002-12-31	2.16x	6.59x	0.92x	0.43x	8.04x
2001-12-31	1.95x	5.81x	0.92x	0.36x	5.91x
2000-12-31	1.35x	4.12x	0.92x	0.31x	3.54x
1999-12-31	1.36x	0.00x	0.93x	0.38x	0.00x
1998-12-31	N/A	N/A	N/A	0.34x	0.00x

Insider Trading

Date	Insider Name	Title	Transaction Type	Shares	Price	Value
Jan 27, 2026	Russell E Hutchinson	N/A	Purchase	11.57K	$43.17	$499.30K
Jan 23, 2026	Michael George Rhodes	N/A	Purchase	23.80K	$41.68	$991.98K
Oct 27, 2025	Michael T. McCaul	N/A	Sale	N/A	$41.33	N/A
Oct 22, 2025	Kathleen L Patterson	N/A	Sale	29.00K	$40.86	$1.18M
Oct 22, 2025	Ro Khanna	N/A	Purchase	N/A	$40.64	N/A
Sep 24, 2025	Michael T. McCaul	N/A	Purchase	N/A	$41.98	N/A
Aug 22, 2025	Michael T. McCaul	N/A	Sale	N/A	$40.58	N/A
Jun 27, 2025	Michael T. McCaul	N/A	Sale	N/A	$38.93	N/A
Apr 30, 2025	Stephanie N Richard	N/A	Sale	8.00K	$32.14	$257.12K
Apr 22, 2025	Russell E Hutchinson	N/A	Purchase	8.20K	$30.81	$252.64K

📦 Raw API Data (JSON Explorer)

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Comprehensive raw data returned from the EOD Fundamentals API. Expand sections below to drill down.

Stock Fundamentals

Company Information

Directors & Officers

Institutional Holders

Shares Statistics

🏆 Top 10 Institutional Holders

Valuation Metrics

Financial Highlights

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Insider Trading

📦 Raw API Data (JSON Explorer)

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