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AROW.US - Current Price

$32.01

Company Information

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Company Name
Arrow Financial Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US0427441029
CIK: 0000717538
CUSIP: 042744102
Currency: USD
Full Time Employees: 600
Phone: 518 745 1000
Website: https://www.arrowfinancial.com
Fiscal Year End: December
IPO Date: Sep 07, 1984
Description:

Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the Unites States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and enhancement to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses, as well as maintains an indirect lending program. In addition, it provides retirement planning, trust, and estate administration services for individuals, as well as pension, profit-sharing, and employee benefit plan administration services for corporations. Further, the company offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products; and investment advisory services to its proprietary mutual funds, as well as holds a real estate investment trust. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York.

Address:

250 Glen Street, Glens Falls, NY, United States, 12801

Directors & Officers

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Name Title Year Born
Mr. David S. DeMarco CEO, President & Director 1962
Mr. Penko Krassimir Ivanov CPA, M.B.A. Senior EVP, CFO, Chief Accounting Officer & Treasurer 1969
Mr. Marc j. Yrsha Senior EVP & Chief Banking Officer 1979
Mr. Andrew J. Wise Senior EVP, Chief Risk Officer & Company Secretary 1967
Mr. Michael Jacobs Executive VP & Chief Information Officer 1971
Ms. Brooke M. Pancoe Senior EVP & Chief Human Resources Officer 1986
Annette Reitano Senior VP and Director of Marketing & Communications of Glen Falls NA
Ms. Laura Steele Controller NA

Shares Statistics

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Shares Outstanding: 16.44M
Shares Float: 14.10M
% Insiders: 270.20%
% Institutions: 5,240.10%
Short % Float: 0.65%

Valuation Metrics

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Enterprise Value: $162.57M
Trailing P/E: 15.54
Forward P/E: 0.00

Financial Highlights

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Market Cap: $527.17M
P/E Ratio: $15.54
PEG Ratio: $2.41
Book Value: $25.41
Dividend/Share: $1.13
Dividend Yield: 3.50%
Earnings/Share: $2.06
Profit Margin: 23.44%
Operating Margin: 41.00%
ROA (TTM): 0.77%
ROE (TTM): 8.49%
Revenue (TTM): $146.82M
Revenue/Share (TTM): $8.85
Earnings Growth (YOY): 45.30%
Revenue Growth (YOY): 17.90%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 0.72 N/A -10,000.00%
Sep 30, 2025 0.81 0.72 N/A 1,250.00%
Jun 30, 2025 0.70 0.60 N/A 1,666.67%
Mar 31, 2025 0.38 0.43 N/A -1,162.79%
Dec 31, 2024 0.47 0.59 N/A -2,033.90%
Sep 30, 2024 0.53 0.53 N/A 0.00%
Jun 30, 2024 0.52 0.54 N/A -370.37%
Mar 31, 2024 0.45 0.47 N/A -425.53%
Dec 31, 2023 0.46 0.47 N/A -212.77%
Sep 30, 2023 0.46 0.33 N/A 3,939.39%
Jun 30, 2023 0.36 0.45 N/A -2,000.00%
Mar 31, 2023 0.66 0.66 N/A 0.00%
Dec 31, 2022 0.73 0.80 N/A -875.00%
Sep 30, 2022 0.74 0.68 N/A 882.35%
Jun 30, 2022 0.73 0.69 N/A 579.71%
Mar 31, 2022 0.76 0.69 N/A 1,014.49%
Dec 31, 2021 0.61 0.73 N/A -1,643.84%
Sep 30, 2021 0.79 0.78 N/A 128.21%
Jun 30, 2021 0.83 0.80 N/A 375.00%
Mar 31, 2021 0.83 0.67 N/A 2,388.06%
Dec 31, 2020 0.79 0.73 N/A 821.92%
Sep 30, 2020 0.69 0.55 N/A 2,545.45%
Jun 30, 2020 0.57 0.51 N/A 1,176.47%
Mar 31, 2020 0.51 0.56 N/A -892.86%
Dec 31, 2019 0.63 0.66 N/A -454.55%
Sep 30, 2019 0.63 0.59 N/A 677.97%
Jun 30, 2019 0.57 0.57 N/A 0.00%
Mar 31, 2019 0.55 0.53 N/A 377.36%
Dec 31, 2018 0.55 0.58 N/A -517.24%
Sep 30, 2018 0.59 0.60 N/A -166.67%
Jun 30, 2018 0.61 0.57 N/A 701.75%
Mar 31, 2018 0.54 0.51 N/A 588.24%
Dec 31, 2017 0.44 0.50 N/A -1,200.00%
Sep 30, 2017 0.47 0.48 N/A -208.33%
Jun 30, 2017 0.46 0.43 N/A 697.67%
Mar 31, 2017 0.42 0.44 N/A -454.55%
Dec 31, 2016 0.42 0.44 N/A -454.55%
Sep 30, 2016 0.43 0.42 N/A 238.10%
Jun 30, 2016 0.43 0.40 N/A 750.00%
Mar 31, 2016 0.42 0.37 N/A 1,351.35%
Dec 31, 2015 0.43 0.39 N/A 1,025.64%
Sep 30, 2015 0.39 0.39 N/A 0.00%
Jun 30, 2015 0.41 0.38 N/A 789.47%
Mar 31, 2015 0.38 0.36 N/A 555.56%
Dec 31, 2014 0.41 0.39 N/A 512.82%
Sep 30, 2014 0.39 0.38 N/A 263.16%
Jun 30, 2014 0.36 0.37 N/A -270.27%
Mar 31, 2014 0.35 0.36 N/A -277.78%
Dec 31, 2013 0.38 0.34 N/A 1,176.47%
Sep 30, 2013 0.37 0.34 N/A 882.35%
Jun 30, 2013 0.34 0.33 N/A 303.03%
Mar 31, 2013 0.32 0.36 N/A -1,111.11%
Dec 31, 2012 0.36 0.36 N/A 0.00%
Sep 30, 2012 0.37 0.37 N/A 0.00%
Jun 30, 2012 0.36 0.34 N/A 588.24%
Mar 31, 2012 0.32 0.34 N/A -588.24%
Dec 31, 2011 0.36 0.34 N/A 588.24%
Sep 30, 2011 0.35 0.35 N/A 0.00%
Jun 30, 2011 0.36 0.35 N/A 285.71%
Mar 31, 2011 0.33 0.34 N/A -294.12%
Dec 31, 2010 0.35 0.33 N/A 606.06%
Sep 30, 2010 0.35 0.33 N/A 606.06%
Jun 30, 2010 0.34 0.36 N/A -555.56%
Mar 31, 2010 0.36 0.35 N/A 285.71%
Dec 31, 2009 0.34 0.36 N/A -555.56%
Sep 30, 2009 0.34 0.33 N/A 303.03%
Jun 30, 2009 0.31 N/A N/A N/A
Mar 31, 2009 0.42 N/A N/A N/A
Dec 31, 2008 0.32 N/A N/A N/A
Sep 30, 2008 0.32 N/A N/A N/A
Jun 30, 2008 0.34 N/A N/A N/A
Mar 31, 2008 0.31 N/A N/A N/A
Dec 31, 2007 0.28 N/A N/A N/A
Sep 30, 2007 0.28 N/A N/A N/A
Jun 30, 2007 0.26 N/A N/A N/A
Mar 31, 2007 0.27 0.25 N/A 800.00%
Dec 31, 2006 0.27 0.27 N/A 0.00%
Sep 30, 2006 0.27 0.27 N/A 0.00%
Jun 30, 2006 0.27 0.29 N/A -689.66%
Mar 31, 2006 0.26 0.29 N/A -1,034.48%
Dec 31, 2005 0.30 0.30 N/A 0.00%
Sep 30, 2005 0.31 0.30 N/A 333.33%
Jun 30, 2005 0.29 0.30 N/A -333.33%
Mar 31, 2005 0.28 0.30 N/A -666.67%
Dec 31, 2004 0.31 0.32 N/A -312.50%
Sep 30, 2004 0.31 0.31 N/A 0.00%
Jun 30, 2004 0.30 0.31 N/A -322.58%
Mar 31, 2004 0.30 0.30 N/A 0.00%
Dec 31, 2003 0.30 0.29 N/A 344.83%
Sep 30, 2003 0.28 0.30 N/A -666.67%
Jun 30, 2003 0.30 0.30 N/A 0.00%
Mar 31, 2003 0.28 N/A N/A N/A
Dec 31, 2002 0.30 0.31 N/A -322.58%
Sep 30, 2002 0.30 0.30 N/A 0.00%
Jun 30, 2002 0.29 0.27 N/A 740.74%
Mar 31, 2002 0.26 0.26 N/A 0.00%
Dec 31, 2001 0.27 0.25 N/A 800.00%
Sep 30, 2001 0.24 N/A N/A N/A
Jun 30, 2001 0.22 N/A N/A N/A
Mar 31, 2001 0.22 0.22 N/A 0.00%
Dec 31, 2000 0.22 0.22 N/A 0.00%
Sep 30, 2000 0.22 0.22 N/A 0.00%
Jun 30, 2000 0.21 0.21 N/A 0.00%
Mar 31, 2000 0.20 0.20 N/A 0.00%
Dec 31, 1999 0.20 0.18 N/A 1,111.11%
Sep 30, 1999 0.20 0.15 N/A 3,333.33%
Jun 30, 1999 0.18 0.18 N/A 0.00%
Mar 31, 1999 0.18 0.18 N/A 0.00%
Dec 31, 1998 0.18 0.17 N/A 588.24%
Sep 30, 1998 0.16 0.17 N/A -588.24%
Jun 30, 1998 0.16 0.16 N/A 0.00%
Mar 31, 1998 0.16 0.15 N/A 666.67%
Dec 31, 1997 0.16 0.15 N/A 666.67%
Sep 30, 1997 0.16 0.14 N/A 1,428.57%
Jun 30, 1997 0.13 0.13 N/A 0.00%
Mar 31, 1997 0.13 0.12 N/A 833.33%
Dec 31, 1996 0.13 0.14 N/A -714.29%
Sep 30, 1996 0.14 0.14 N/A 0.00%
Jun 30, 1996 0.14 0.13 N/A 769.23%
Mar 31, 1996 0.13 0.13 N/A 0.00%
Dec 31, 1995 0.13 0.13 N/A 0.00%
Sep 30, 1995 0.13 0.13 N/A 0.00%
Jun 30, 1995 0.12 0.12 N/A 0.00%
Mar 31, 1995 0.13 0.11 N/A 1,818.18%
Dec 31, 1994 0.13 0.13 N/A 0.00%
Sep 30, 1994 0.19 0.16 N/A 1,875.00%
Jun 30, 1994 0.15 0.15 N/A 0.00%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $154.55M $N/A $4.31B $3.91B $400.90M
2023-12-31 $142.54M $N/A $4.17B $3.79B $379.77M
2022-12-31 $64.66M $N/A $3.97B $3.62B $353.54M
2021-12-31 $457.70M $N/A $4.03B $3.66B $371.19M
2020-12-31 $380.99M $N/A $3.69B $3.35B $334.39M
2019-12-31 $70.22M $N/A $3.18B $2.88B $301.73M
2018-12-31 $84.24M $N/A $2.99B $2.72B $269.58M
2017-12-31 $72.84M $N/A $2.76B $2.51B $249.60M
2016-12-31 $57.36M $N/A $2.61B $2.37B $232.85M
2015-12-31 $51.07M $N/A $2.45B $2.23B $213.97M
2014-12-31 $46.30M $N/A $2.22B $2.02B $200.93M
2013-12-31 $49.98M $N/A $2.16B $1.97B $192.15M
2012-12-31 $48.83M $N/A $2.02B $1.85B $175.83M
2011-12-31 $43.74M $N/A $1.96B $1.80B $166.39M
2010-12-31 $31.08M $N/A $1.91B $1.76B $152.26M
2009-12-31 $67.12M $N/A $1.84B $1.70B $140.82M
2008-12-31 $58.34M $N/A $1.67B $1.54B $125.80M
2007-12-31 $35.29M $N/A $1.58B $1.46B $122.26M
2006-12-31 $44.00M $N/A $1.52B $1.40B $118.13M
2005-12-31 $35.56M $N/A $1.52B $1.40B $117.42M
2004-12-31 $29.81M $N/A $1.38B $1.26B $118.03M
2003-12-31 $27.53M $N/A $1.37B $1.27B $105.87M
2002-12-31 $29.14M $N/A $1.27B $1.17B $101.40M
2001-12-31 $27.94M $N/A $1.15B $1.06B $91.50M
2000-12-31 $26.61M $N/A $1.08B $1.00B $80.78M
1999-12-31 $28.07M $N/A $1.00B $928.82M $72.29M
1998-12-31 $30.70M $N/A $939.00M $861.90M $77.10M
1997-12-31 $46.90M $N/A $831.60M $757.70M $73.90M
1996-12-31 $37.50M $N/A $652.60M $578.30M $74.30M
1995-12-31 $58.50M $N/A $789.80M $722.30M $67.50M
1994-12-31 $34.60M $N/A $746.40M $688.00M $58.40M
1993-12-31 $28.90M $N/A $733.40M $683.30M $50.10M
1992-12-31 $58.30M $N/A $722.40M $682.70M $39.70M
1991-12-31 $51.20M $N/A $769.90M $735.00M $34.90M
1990-12-31 $N/A $N/A $N/A $N/A $N/A
1989-12-31 $N/A $N/A $N/A $N/A $N/A
1988-12-31 $N/A $N/A $N/A $N/A $N/A
1987-12-31 $N/A $N/A $N/A $N/A $N/A
1986-12-31 $N/A $N/A $N/A $N/A $N/A
1985-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 10, 2025 N/A N/A N/A N/A N/A N/A
Aug 27, 2025 N/A N/A N/A N/A N/A N/A
Aug 26, 2025 N/A N/A N/A N/A N/A N/A
Aug 06, 2025 N/A N/A N/A N/A N/A N/A
May 01, 2025 N/A N/A N/A N/A N/A N/A
Apr 01, 2025 N/A N/A N/A N/A N/A N/A
Mar 03, 2025 N/A N/A N/A N/A N/A N/A
Feb 03, 2025 N/A N/A N/A N/A N/A N/A
Jan 31, 2025 N/A N/A N/A N/A N/A N/A
Jan 02, 2025 N/A N/A N/A N/A N/A N/A
Dec 02, 2024 N/A N/A N/A N/A N/A N/A
Nov 04, 2024 N/A N/A N/A N/A N/A N/A

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