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ASRV.US - Current Price

$3.16

Company Information

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Company Name
AmeriServ Financial Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US03074A1025
CIK: 0000707605
CUSIP: 917292104
Currency: USD
Full Time Employees: 306
Phone: 814 533 5300
Website: https://www.ameriserv.com
Fiscal Year End: December
IPO Date: Mar 27, 1990
Description:

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

Address:

Main and Franklin Street, Johnstown, PA, United States, 15907-0430

Directors & Officers

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Name Title Year Born
Mr. Jeffrey A. Stopko CPA President, CEO & Director 1963
Mr. Michael Daniel Lynch Executive VP, CFO, Chief Risk Officer & Chief Investment Officer 1961
Mr. David A. Finui President of AmeriServ Wealth & Capital Management 1954
Ms. Catherine M. Torok Senior VP & Chief Information Officer NA
Ms. Susan Tomera Angeletti Senior VP and Director of Corporate Marketing & Alternative Delivery Systems NA
Ms. Michele M. Scanlan Senior VP & Chief Human Resources Officer NA
Mr. Michael R. Baylor Executive VP & Chief Lending Officer 1963
Ms. Bettina D. Fochler Senior VP & Chief Credit Officer NA
Kathleen M. Wallace CPA Senior VP & Retirement Services Manager NA
Ms. Laura L. Fiore CPA Senior VP & Chief Auditor NA

Shares Statistics

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Shares Outstanding: 16.52M
Shares Float: 12.61M
% Insiders: 2,420.20%
% Institutions: 4,194.80%
Short % Float: 0.52%

Valuation Metrics

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Enterprise Value: $122.02M
Trailing P/E: 10.30
Forward P/E: 0.00

Financial Highlights

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Market Cap: $51.04M
P/E Ratio: $10.30
PEG Ratio: $0.00
Book Value: $6.94
Dividend/Share: $0.12
Dividend Yield: 3.83%
Earnings/Share: $0.30
Profit Margin: 9.46%
Operating Margin: 22.22%
ROA (TTM): 0.35%
ROE (TTM): 4.54%
Revenue (TTM): $53.49M
Revenue/Share (TTM): $3.24
Earnings Growth (YOY): 114.30%
Revenue Growth (YOY): 14.50%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Sep 30, 2025 0.15 N/A N/A N/A
Jun 30, 2025 -0.02 N/A N/A N/A
Mar 31, 2025 0.12 0.00 N/A N/A
Dec 31, 2024 0.05 N/A N/A N/A
Sep 30, 2024 0.07 N/A N/A N/A
Jun 30, 2024 -0.02 N/A N/A N/A
Mar 31, 2024 0.11 N/A N/A N/A
Dec 31, 2023 -0.31 N/A N/A N/A
Sep 30, 2023 0.04 N/A N/A N/A
Jun 30, 2023 -0.01 N/A N/A N/A
Mar 31, 2023 0.09 N/A N/A N/A
Dec 31, 2022 0.06 N/A N/A N/A
Sep 30, 2022 0.12 N/A N/A N/A
Jun 30, 2022 0.12 N/A N/A N/A
Mar 31, 2022 0.14 N/A N/A N/A
Dec 31, 2021 0.11 N/A N/A N/A
Sep 30, 2021 0.08 N/A N/A N/A
Jun 30, 2021 0.10 N/A N/A N/A
Mar 31, 2021 0.12 N/A N/A N/A
Dec 31, 2020 0.04 N/A N/A N/A
Sep 30, 2020 0.06 N/A N/A N/A
Jun 30, 2020 0.08 N/A N/A N/A
Mar 31, 2020 0.08 N/A N/A N/A
Dec 31, 2019 0.04 N/A N/A N/A
Sep 30, 2019 0.10 N/A N/A N/A
Jun 30, 2019 0.10 N/A N/A N/A
Mar 31, 2019 0.11 N/A N/A N/A
Dec 31, 2018 0.11 N/A N/A N/A
Sep 30, 2018 0.13 N/A N/A N/A
Jun 30, 2018 0.10 N/A N/A N/A
Mar 31, 2018 0.10 N/A N/A N/A
Dec 31, 2017 0.09 N/A N/A N/A
Sep 30, 2017 0.08 N/A N/A N/A
Jun 30, 2017 0.07 N/A N/A N/A
Mar 31, 2017 0.07 N/A N/A N/A
Dec 31, 2016 0.07 N/A N/A N/A
Sep 30, 2016 0.06 N/A N/A N/A
Jun 30, 2016 0.06 N/A N/A N/A
Mar 31, 2016 0.07 N/A N/A N/A
Dec 31, 2015 -0.07 N/A N/A N/A
Sep 30, 2015 0.07 N/A N/A N/A
Jun 30, 2015 0.09 N/A N/A N/A
Mar 31, 2015 0.07 N/A N/A N/A
Dec 31, 2014 0.07 N/A N/A N/A
Sep 30, 2014 0.04 N/A N/A N/A
Jun 30, 2014 0.02 N/A N/A N/A
Mar 31, 2014 0.05 N/A N/A N/A
Dec 31, 2013 0.05 N/A N/A N/A
Sep 30, 2013 0.09 N/A N/A N/A
Jun 30, 2013 0.06 N/A N/A N/A
Mar 31, 2013 0.05 N/A N/A N/A
Dec 31, 2012 0.05 N/A N/A N/A
Sep 30, 2012 0.03 N/A N/A N/A
Jun 30, 2012 0.05 N/A N/A N/A
Mar 31, 2012 0.06 N/A N/A N/A
Dec 31, 2011 0.06 N/A N/A N/A
Sep 30, 2011 0.07 N/A N/A N/A
Jun 30, 2011 0.05 N/A N/A N/A
Mar 31, 2011 0.08 N/A N/A N/A
Dec 31, 2010 0.05 N/A N/A N/A
Sep 30, 2010 0.02 0.01 N/A 10,000.00%
Jun 30, 2010 0.01 -0.05 N/A 12,000.00%
Mar 31, 2010 -0.06 -0.15 N/A 6,000.00%
Dec 31, 2009 -0.09 -0.19 N/A 5,263.16%
Sep 30, 2009 -0.15 -0.04 N/A -27,500.00%
Jun 30, 2009 -0.06 0.02 N/A -40,000.00%
Mar 31, 2009 0.01 N/A N/A N/A
Dec 31, 2008 0.07 N/A N/A N/A
Sep 30, 2008 0.05 N/A N/A N/A
Jun 30, 2008 0.07 N/A N/A N/A
Mar 31, 2008 0.06 N/A N/A N/A
Dec 31, 2007 0.04 N/A N/A N/A
Sep 30, 2007 0.04 N/A N/A N/A
Jun 30, 2007 0.04 N/A N/A N/A
Mar 31, 2007 0.02 N/A N/A N/A
Dec 31, 2006 0.03 N/A N/A N/A
Sep 30, 2006 0.03 N/A N/A N/A
Jun 30, 2006 0.03 N/A N/A N/A
Mar 31, 2006 0.02 N/A N/A N/A
Dec 31, 2005 0.01 N/A N/A N/A
Sep 30, 2005 -0.53 N/A N/A N/A
Jun 30, 2005 0.02 N/A N/A N/A
Mar 31, 2005 0.04 N/A N/A N/A
Dec 31, 2004 -0.63 N/A N/A N/A
Sep 30, 2004 0.05 N/A N/A N/A
Jun 30, 2004 0.02 N/A N/A N/A
Mar 31, 2004 0.02 N/A N/A N/A
Dec 31, 2003 0.01 N/A N/A N/A
Sep 30, 2003 0.02 N/A N/A N/A
Jun 30, 2003 0.07 N/A N/A N/A
Mar 31, 2003 -0.06 0.02 N/A -40,000.00%
Dec 31, 2002 -0.14 0.02 N/A -80,000.00%
Sep 30, 2002 -0.31 0.04 N/A -87,500.00%
Jun 30, 2002 0.03 0.08 N/A -6,250.00%
Mar 31, 2002 0.05 0.06 N/A -1,666.67%
Dec 31, 2001 0.03 0.03 N/A 0.00%
Sep 30, 2001 0.02 0.07 N/A -7,142.86%
Jun 30, 2001 0.05 0.08 N/A -3,750.00%
Mar 31, 2001 0.07 0.06 N/A 1,666.67%
Dec 31, 2000 -0.15 0.05 N/A -40,000.00%
Sep 30, 2000 0.10 0.11 N/A -909.09%
Jun 30, 2000 0.11 0.11 N/A 0.00%
Mar 31, 2000 0.24 0.33 N/A -2,727.27%
Dec 31, 1999 0.36 0.39 N/A -769.23%
Sep 30, 1999 0.38 0.39 N/A -256.41%
Jun 30, 1999 0.41 0.38 N/A 789.47%
Mar 31, 1999 0.37 0.36 N/A 277.78%
Dec 31, 1998 0.32 0.36 N/A -1,111.11%
Sep 30, 1998 0.38 0.39 N/A -256.41%
Jun 30, 1998 0.14 0.40 N/A -6,500.00%
Mar 31, 1998 0.39 0.38 N/A 263.16%
Dec 31, 1997 0.40 0.39 N/A 256.41%
Sep 30, 1997 0.39 0.38 N/A 263.16%
Jun 30, 1997 0.38 0.37 N/A 270.27%
Mar 31, 1997 0.37 0.36 N/A 277.78%
Dec 31, 1996 0.35 0.35 N/A 0.00%
Sep 30, 1996 0.36 0.32 N/A 1,250.00%
Jun 30, 1996 0.34 0.29 N/A 1,724.14%
Mar 31, 1996 0.31 0.26 N/A 1,923.08%
Dec 31, 1995 0.26 0.25 N/A 400.00%
Sep 30, 1995 0.24 0.22 N/A 909.09%
Jun 30, 1995 0.23 0.23 N/A 0.00%
Mar 31, 1995 0.23 0.23 N/A 0.00%
Dec 31, 1994 0.22 0.23 N/A -434.78%
Sep 30, 1994 0.22 0.21 N/A 476.19%
Jun 30, 1994 0.20 0.19 N/A 526.32%
Mar 31, 1994 0.21 0.20 N/A 500.00%
Dec 31, 1993 0.21 0.20 N/A 500.00%
Sep 30, 1993 0.20 0.20 N/A 0.00%
Jun 30, 1993 0.19 0.19 N/A 0.00%
Mar 31, 1993 0.23 0.18 N/A 2,777.78%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $17.75M $N/A $1.42B $1.32B $107.25M
2023-12-31 $14.03M $N/A $1.39B $1.29B $102.28M
2022-12-31 $22.96M $N/A $1.36B $1.26B $106.18M
2021-12-31 $41.10M $N/A $1.34B $1.22B $116.55M
2020-12-31 $31.50M $N/A $1.28B $1.18B $104.40M
2019-12-31 $22.17M $N/A $1.17B $1.07B $98.61M
2018-12-31 $34.89M $N/A $1.16B $1.06B $97.98M
2017-12-31 $34.19M $N/A $1.17B $1.07B $95.10M
2016-12-31 $34.07M $N/A $1.15B $1.06B $95.40M
2015-12-31 $48.51M $N/A $1.15B $1.03B $118.97M
2014-12-31 $32.87M $N/A $1.09B $974.86M $114.41M
2013-12-31 $30.01M $N/A $1.06B $942.73M $113.31M
2012-12-31 $26.82M $N/A $1.00B $890.52M $110.47M
2011-12-31 $34.78M $N/A $979.08M $866.72M $112.35M
2010-12-31 $15.88M $N/A $948.97M $841.92M $107.06M
2009-12-31 $22.54M $N/A $970.03M $862.77M $107.25M
2008-12-31 $19.55M $N/A $966.93M $853.68M $113.25M
2007-12-31 $24.91M $N/A $904.88M $814.58M $90.29M
2006-12-31 $23.90M $N/A $895.99M $811.31M $84.68M
2005-12-31 $20.96M $N/A $880.18M $795.70M $84.47M
2004-12-31 $20.57M $N/A $1.01B $924.76M $85.22M
2003-12-31 $24.77M $N/A $1.15B $1.07B $74.27M
2002-12-31 $27.17M $N/A $1.18B $1.10B $77.76M
2001-12-31 $29.12M $N/A $1.20B $1.12B $79.49M
2000-12-31 $35.87M $N/A $1.25B $1.18B $78.41M
1999-12-31 $55.50M $N/A $2.47B $2.35B $112.60M
1998-12-31 $38.90M $N/A $2.38B $2.24B $141.70M
1997-12-31 $38.20M $N/A $2.24B $2.08B $158.20M
1996-12-31 $44.40M $N/A $2.09B $1.94B $151.90M
1995-12-31 $60.20M $N/A $1.89B $1.73B $150.50M
1994-12-31 $53.90M $N/A $1.79B $1.65B $137.10M
1993-12-31 $50.40M $N/A $1.24B $1.12B $116.60M
1992-12-31 $82.40M $N/A $1.14B $1.06B $83.00M
1991-12-31 $43.20M $N/A $784.00M $714.00M $70.00M
1990-12-31 $71.90M $N/A $774.40M $709.30M $65.10M
1989-12-31 $84.20M $N/A $751.20M $692.40M $58.80M
1988-12-31 $N/A $N/A $N/A $N/A $N/A
1987-12-31 $N/A $N/A $N/A $N/A $N/A
1986-12-31 $N/A $N/A $N/A $N/A $N/A
1985-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 13, 2025 N/A N/A N/A N/A N/A N/A
Nov 07, 2024 N/A N/A N/A N/A N/A N/A
Aug 13, 2024 N/A N/A N/A N/A N/A N/A
Aug 01, 2024 N/A N/A N/A N/A N/A N/A

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