Stock Fundamentals

Company Information

Company Name
Business First Bancshares Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US12326C1053
CIK: 0001624322
CUSIP: 12326C105
Currency: USD
Full Time Employees: 821
Phone: 225 248 7600
Fiscal Year End: December
IPO Date: Apr 09, 2018
Description:

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.

Address:

500 Laurel Street, Baton Rouge, LA, United States, 70801

Directors & Officers

Name Title Year Born
Mr. David R. Melville III Chairman, President & CEO 1975
Mr. Gregory Robertson Executive VP, CFO & Treasurer 1972
Mr. Keith Mansfield Executive VP & COO 1977
Mr. Philip Jordan Executive VP & Chief Banking Officer 1973
Mr. Norman Jerome Vascocu Jr. President of b1BANK 1974
Ms. Heather Gatte Roemer Executive VP & Chief Administrative Officer 1982
Ms. Saundra Strong Executive VP, General Counsel & Corporate Secretary 1979
Ms. Senna Bayasgalan Chief Marketing Officer NA
Ms. Kathryn Manning Executive VP & Chief Risk Officer 1989
Mr. Warren McDonald Executive VP & Chief Credit Officer 1967

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 10, 2026 Mark P Folse N/A Sale 4.85K $29.51 $143.24K
Feb 09, 2026 Mark P Folse N/A Sale 5.15K $29.75 $153.09K
Jan 29, 2026 Donald Chad Carter N/A Sale 3.78K $27.27 $103.03K
Jan 27, 2026 Rick D Day N/A Purchase 1.50K $27.55 $41.33K
Dec 01, 2025 Greg Robertson N/A Sale 1.40K $26.41 $36.97K
Oct 28, 2025 Rick D Day N/A Purchase 1.60K $24.21 $38.74K
Jul 31, 2025 John P Ducrest N/A Purchase 2.23K $23.62 $52.55K
Jun 06, 2025 Rolfe H Jr. Mccollister N/A Purchase 680.00 $23.40 $15.91K
May 29, 2025 Greg Robertson N/A Sale 1.09K $23.72 $25.76K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.45M Mar 31, 2026 7.49% $0.00 6.84%
Vanguard Group Inc 1.65M Dec 31, 2025 5.04% $0.00 3.59%
Vanguard Capital Management, LLC 1.43M Mar 31, 2026 4.38% $0.00 0.00%
Dimensional Fund Advisors, Inc. 1.17M Mar 31, 2026 3.57% $0.01 7.55%
HHG PLC 989.69K Mar 31, 2026 3.03% $0.01 0.36%
American Century Companies Inc 890.39K Mar 31, 2026 2.72% $0.01 13.09%
Royce & Associates, LP 836.10K Mar 31, 2026 2.56% $0.22 1.55%
Geode Capital Management, LLC 810.00K Mar 31, 2026 2.48% $0.00 10.78%
State Street Corp 661.09K Mar 31, 2026 2.02% $0.00 12.02%
Bank of New York Mellon Corp 441.85K Mar 31, 2026 1.35% $0.00 255.75%
Manufacturers Life Insurance Co 434.93K Mar 31, 2026 1.33% $0.01 -1.12%
Ranger Investment Management LP 321.29K Mar 31, 2026 0.98% $0.63 -0.34%
Northern Trust Corp 296.09K Mar 31, 2026 0.91% $0.00 13.20%
Charles Schwab Investment Management Inc 266.42K Mar 31, 2026 0.82% $0.00 9.79%
Curi Capital, LLC 250.01K Mar 31, 2026 0.77% $0.12 0.00%
Mendon Capital Advisors Corp 250.00K Mar 31, 2026 0.77% $2.62 0.00%
Vanguard Portfolio Management, LLC 245.31K Mar 31, 2026 0.75% $0.00 0.00%
JPMorgan Chase & Co 234.88K Mar 31, 2026 0.72% $0.00 -14.32%
Banc Funds Co LLC 234.26K Mar 31, 2026 0.72% $1.18 22.94%
Fourthstone LLC 231.08K Mar 31, 2026 0.71% $1.06 74.83%

Shares Statistics

Shares Outstanding: 32.68M
Shares Float: 30.94M
% Insiders: 493.90%
% Institutions: 5,331.60%
Short % Float: 3.40%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 1.03M 3.14% ▲ 0.00% Apr 30, 2026
2 Avantis US Small Cap Value ETF 818.13K 2.50% ▲ 0.09% May 30, 2026
3 Janus Henderson Small Cap Value L 735.27K 2.25% ▲ 0.00% Mar 31, 2026
4 iShares Russell 2000 ETF 731.53K 2.24% ▲ 0.93% May 29, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 370.76K 1.13% ▲ 0.68% Apr 30, 2026
6 Ranger Micro Cap 321.29K 0.98% ▼ 0.34% Mar 31, 2026
7 Fidelity Small Cap Index 307.71K 0.94% ▲ 10.48% Mar 31, 2026
8 iShares Russell 2000 Value ETF 270.73K 0.83% ▲ 0.00% May 29, 2026
9 Royce Small-Cap Opportunity Invmt 268.42K 0.82% ▼ 4.93% Mar 31, 2026
10 RMB Mendon Financial Services A 250.00K 0.77% ▲ 0.00% Apr 30, 2026

Valuation Metrics

Enterprise Value: $759.06M
Trailing P/E: 10.70
Forward P/E: 9.68

Financial Highlights

Market Cap: $985.89M
P/E Ratio: $10.70
Book Value: $28.18
Dividend/Share: $0.59
Dividend Yield: 1.96%
Earnings/Share: $2.82
Profit Margin: 28.05%
Operating Margin: 36.48%
ROA (TTM): 1.09%
ROE (TTM): 10.00%
Revenue (TTM): $323.96M
Revenue/Share (TTM): $10.72
Earnings Growth (YOY): 4.60%
Revenue Growth (YOY): 14.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.15x 0.61x 0.89x 0.59x 4.63x
2024-12-31 0.06x 0.60x 0.90x 0.44x 5.47x
2023-12-31 0.21x 0.99x 0.90x 0.66x 6.67x
2022-12-31 0.22x 0.96x 0.90x 1.88x 7.63x
2021-12-31 0.27x 0.43x 0.91x 3.90x 2.73x
2020-12-31 0.22x 0.14x 0.90x 1.66x 1.45x
2019-12-31 0.20x 0.65x 0.87x 1.28x 5.92x
2018-12-31 0.24x 0.35x 0.88x 1.24x 4.97x
2017-12-31 0.27x 0.45x 0.86x 1.24x 7.95x
2016-12-31 0.26x 0.47x 0.90x 1.15x 6.69x
2015-12-31 76.69x 0.47x 0.90x 1.26x 7.71x
2014-12-31 64.50x 0.38x 0.88x N/A 4.83x
2013-12-31 42.54x 0.00x 0.89x N/A 0.00x
2012-12-31 24.03x 0.00x 0.90x N/A 0.00x

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