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CARE.US - Current Price

$19.94

Company Information

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Company Name
Carter Bank and Trust
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US1461031064
CIK: 0001829576
CUSIP: 146102108
Currency: USD
Full Time Employees: 680
Phone: 276 656 1776
Website: https://www.carterbank.com
Fiscal Year End: December
IPO Date: Aug 27, 2012
Description:

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans comprising secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it offers other banking services that include safe deposit boxes, direct deposit of payroll, social security checks, and debit cards; online banking products, including online and mobile banking, online account opening, bill pay, e-statement, mobile deposit, Zelle, CardValet, digital wallet, MoneyPass, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

Address:

1300 Kings Mountain Road, Martinsville, VA, United States, 24112

Directors & Officers

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Name Title Year Born
Mr. Litz H. Van Dyke CEO & Director 1964
Ms. Phyllis Q. Karavatakis Vice Chairman 1956
Ms. Wendy S. Bell Senior EVP and Chief Financial Officer 1964
Mr. A. Loran Adams Executive VP & Director of Regulatory Risk Management 1962
Mr. Jayson Philbeck Senior Vice President of Commercial Banking NA
Mr. Brad Wilson Senior VP & Commercial Market Executive NA
Ms. Joyce A. Parker Secretary NA
Misty Powell Assistant Vice President NA
Bill Hubble Vice President and Managing Officer of Blacksburg Office NA

Shares Statistics

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Shares Outstanding: 22.09M
Shares Float: 21.25M
% Insiders: 222.60%
% Institutions: 5,375.80%
Short % Float: 4.20%

Valuation Metrics

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Enterprise Value: $508.87M
Trailing P/E: 14.66
Forward P/E: 13.66

Financial Highlights

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Market Cap: $452.04M
P/E Ratio: $14.66
PEG Ratio: $0.00
Book Value: $18.43
Earnings/Share: $1.36
Profit Margin: 20.17%
Operating Margin: 24.00%
ROA (TTM): 0.66%
ROE (TTM): 7.79%
Revenue (TTM): $154.52M
Revenue/Share (TTM): $6.81
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): 4.10%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 0.35 N/A N/A
Sep 30, 2025 0.26 0.41 N/A -3,658.54%
Jun 30, 2025 0.41 0.32 N/A 2,812.50%
Mar 31, 2025 0.32 0.28 N/A 1,428.57%
Dec 31, 2024 0.37 0.23 N/A 6,086.96%
Sep 30, 2024 0.23 0.22 N/A 454.55%
Jun 30, 2024 0.21 0.21 N/A 0.00%
Mar 31, 2024 0.24 0.10 N/A 14,000.00%
Dec 31, 2023 -0.02 0.17 N/A -11,176.47%
Sep 30, 2023 0.20 0.20 N/A 0.00%
Jun 30, 2023 0.24 0.62 N/A -6,129.03%
Mar 31, 2023 0.67 0.62 N/A 806.45%
Dec 31, 2022 0.62 0.61 N/A 163.93%
Sep 30, 2022 0.55 0.51 N/A 784.31%
Jun 30, 2022 0.44 0.36 N/A 2,222.22%
Mar 31, 2022 0.36 0.30 N/A 2,000.00%
Dec 31, 2021 0.21 0.34 N/A -3,823.53%
Sep 30, 2021 0.36 0.28 N/A 2,857.14%
Jun 30, 2021 0.24 0.29 N/A -1,724.14%
Mar 31, 2021 0.20 0.21 N/A -476.19%
Dec 31, 2020 0.15 0.11 N/A 3,636.36%
Sep 30, 2020 0.13 0.07 N/A 8,571.43%
Jun 30, 2020 0.08 0.09 N/A -1,111.11%
Mar 31, 2020 0.13 0.18 N/A -2,777.78%
Dec 31, 2019 0.30 0.30 N/A 0.00%
Sep 30, 2019 0.29 0.28 N/A 357.14%
Jun 30, 2019 0.30 0.27 N/A 1,111.11%
Mar 31, 2019 0.29 0.03 N/A 86,666.67%
Dec 31, 2018 0.13 N/A N/A N/A
Sep 30, 2018 -0.29 N/A N/A N/A
Jun 30, 2018 0.27 N/A N/A N/A
Mar 31, 2018 0.34 N/A N/A N/A
Dec 31, 2017 -0.19 N/A N/A N/A
Sep 30, 2017 -0.02 N/A N/A N/A
Jun 30, 2017 -0.06 N/A N/A N/A
Mar 31, 2017 0.24 N/A N/A N/A
Dec 31, 2016 -0.15 N/A N/A N/A
Sep 30, 2016 0.20 N/A N/A N/A
Jun 30, 2016 0.24 N/A N/A N/A
Mar 31, 2016 0.32 N/A N/A N/A
Dec 31, 2015 0.47 N/A N/A N/A
Sep 30, 2015 0.36 N/A N/A N/A
Jun 30, 2015 0.34 N/A N/A N/A
Mar 31, 2015 0.32 N/A N/A N/A
Dec 31, 2014 0.37 N/A N/A N/A
Sep 30, 2014 0.30 N/A N/A N/A
Jun 30, 2014 0.32 N/A N/A N/A
Mar 31, 2014 0.29 N/A N/A N/A
Dec 31, 2013 0.24 N/A N/A N/A
Sep 30, 2013 0.25 N/A N/A N/A
Jun 30, 2013 0.23 N/A N/A N/A
Mar 31, 2013 0.27 N/A N/A N/A
Dec 31, 2012 0.24 N/A N/A N/A
Sep 30, 2012 0.32 N/A N/A N/A
Jun 30, 2012 0.29 N/A N/A N/A
Mar 31, 2012 0.31 N/A N/A N/A
Dec 31, 2011 0.33 N/A N/A N/A
Sep 30, 2011 0.28 N/A N/A N/A
Jun 30, 2011 0.30 N/A N/A N/A
Mar 31, 2011 0.27 N/A N/A N/A
Dec 31, 2010 0.21 N/A N/A N/A
Sep 30, 2010 0.26 N/A N/A N/A
Jun 30, 2010 0.23 N/A N/A N/A
Mar 31, 2010 0.26 N/A N/A N/A
Dec 31, 2009 0.14 N/A N/A N/A
Sep 30, 2009 0.18 N/A N/A N/A
Jun 30, 2009 0.17 N/A N/A N/A
Mar 31, 2009 0.18 N/A N/A N/A

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $131.17M $N/A $4.66B $4.27B $384.31M
2023-12-31 $54.53M $N/A $4.51B $4.16B $351.24M
2022-12-31 $46.87M $N/A $4.20B $3.88B $328.63M
2021-12-31 $277.80M $N/A $4.13B $3.73B $407.60M
2020-12-31 $241.94M $N/A $4.18B $3.74B $440.17M
2019-12-31 $125.81M $N/A $4.01B $3.53B $473.11M
2018-12-31 $293.56M $N/A $4.04B $3.60B $436.21M
2017-12-31 $268.61M $N/A $4.11B $3.68B $432.13M
2016-12-31 $694.78M $N/A $4.51B $4.07B $434.65M
2015-12-31 $613.18M $N/A $4.89B $4.47B $426.55M
2014-12-31 $242.39M $N/A $4.63B $4.23B $397.89M
2013-12-31 $478.63M $N/A $4.66B $4.29B $374.94M
2012-12-31 $508.86M $N/A $4.44B $4.08B $359.36M
2011-12-31 $640.73M $N/A $3.97B $3.63B $339.52M
2010-12-31 $65.54M $N/A $3.71B $3.38B $325.57M
2009-12-31 $65.45M $N/A $3.39B $3.08B $310.80M
2008-12-31 $N/A $N/A $2.80B $2.50B $303.53M
2007-12-31 $N/A $N/A $2.65B $2.36B $292.42M
2006-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jul 30, 2025 N/A N/A N/A N/A N/A N/A
Jun 12, 2025 N/A N/A N/A N/A N/A N/A
Jun 11, 2025 N/A N/A N/A N/A N/A N/A
Jun 09, 2025 N/A N/A N/A N/A N/A N/A
Jun 02, 2025 N/A N/A N/A N/A N/A N/A

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