Stock Fundamentals

Company Information

Company Name
Colony Bankcorp Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US19623P1012
CIK: 0000711669
CUSIP: 19623P101
Currency: USD
Full Time Employees: 526
Phone: 229 426 6000
Fiscal Year End: December
IPO Date: Feb 23, 1998
Description:

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; consumer loans; and small business administration and other government guaranteed loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.

Address:

115 South Grant Street, Fitzgerald, GA, United States, 31750

Directors & Officers

Name Title Year Born
Mr. T. Heath Fountain CPA, CPA CEO & Director 1975
Mr. Roy Dallis Copeland Jr. President 1969
Mr. Leonard H. Bateman Jr. Executive VP & Chief Credit Officer 1973
Mr. Brian D. Schmitt Executive VP & Director 1962
Mr. Derek W Shelnutt Executive VP & CFO 1987
Mr. Daniel E. Rentz Executive VP & Chief Information Officer 1983
Ms. Laurie Senn Executive VP & Chief Administrative Officer 1984
Mr. Edward Lee Bagwell III Executive VP, Chief Risk Officer, General Counsel & Secretary 1967
Mr. Lawrence A. Whitley Senior VP & Chief People Officer NA
Mr. Walter P. Patten Executive Vice President 1951

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.88M Sep 30, 2025 8.84% $0.00 -3.89%
Fourthstone LLC 1.71M Dec 31, 2025 8.05% $5.71 165.85%
Vanguard Group Inc 971.82K Dec 31, 2025 4.57% $0.00 2.80%
Dimensional Fund Advisors, Inc. 722.79K Dec 31, 2025 3.40% $0.00 1.99%
Petiole USA ltd 462.76K Dec 31, 2025 2.18% $5.35 0.00%
Banc Funds Co LLC 427.48K Dec 31, 2025 2.01% $1.51 -20.87%
Geode Capital Management, LLC 381.87K Sep 30, 2025 1.80% $0.00 3.80%
Pacific Ridge Capital Partners, LLC 380.09K Dec 31, 2025 1.79% $1.49 -2.88%
American Century Companies Inc 349.01K Dec 31, 2025 1.64% $0.00 21.54%
State Street Corp 296.79K Sep 30, 2025 1.40% $0.00 -0.30%
Manufacturers Life Insurance Co 274.30K Dec 31, 2025 1.29% $0.00 -2.12%
Hillsdale Investment Management Inc. 239.26K Dec 31, 2025 1.13% $0.12 -10.38%
Hotchkis & Wiley Capital Management LLC 185.08K Dec 31, 2025 0.87% $0.01 0.00%
Northern Trust Corp 177.34K Sep 30, 2025 0.83% $0.00 0.65%
Morgan Stanley - Brokerage Accounts 159.43K Sep 30, 2025 0.75% $0.00 1.30%
Bridgeway Capital Management, LLC 146.06K Dec 31, 2025 0.69% $0.05 4.55%
Wellington Management Company LLP 128.45K Dec 31, 2025 0.60% $0.00 -11.90%
Two Sigma Investments LLC 121.75K Dec 31, 2025 0.57% $0.00 33.75%
Renaissance Technologies Corp 95.88K Dec 31, 2025 0.45% $0.00 -12.10%
Two Sigma Advisers, LLC 94.80K Dec 31, 2025 0.45% $0.00 -13.27%

Shares Statistics

Shares Outstanding: 21.25M
Shares Float: 18.70M
% Insiders: 376.50%
% Institutions: 5,621.60%
Short % Float: 0.58%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 1.88M 8.84% ▼ 3.89% Sep 30, 2025
2 Fourthstone LLC 1.71M 8.05% ▲ 165.85% Dec 31, 2025
3 Vanguard Group Inc 971.82K 4.57% ▲ 2.80% Dec 31, 2025
4 Dimensional Fund Advisors, Inc. 722.79K 3.40% ▲ 1.99% Dec 31, 2025
5 Petiole USA ltd 462.76K 2.18% ▲ 0.00% Dec 31, 2025
6 Banc Funds Co LLC 427.48K 2.01% ▼ 20.87% Dec 31, 2025
7 Geode Capital Management, LLC 381.87K 1.80% ▲ 3.80% Sep 30, 2025
8 Pacific Ridge Capital Partners, LLC 380.09K 1.79% ▼ 2.88% Dec 31, 2025
9 American Century Companies Inc 349.01K 1.64% ▲ 21.54% Dec 31, 2025
10 State Street Corp 296.79K 1.40% ▼ 0.30% Sep 30, 2025

Valuation Metrics

Enterprise Value: $411.25M
Trailing P/E: 12.16
Forward P/E: 11.00

Financial Highlights

Market Cap: $411.23M
P/E Ratio: $12.16
PEG Ratio: $2.11
Book Value: $17.69
Dividend/Share: $0.46
Dividend Yield: 2.37%
Earnings/Share: $1.59
Profit Margin: 22.13%
Operating Margin: 30.87%
ROA (TTM): 0.83%
ROE (TTM): 8.63%
Revenue (TTM): $127.68M
Revenue/Share (TTM): $7.18
Earnings Growth (YOY): -0.30%
Revenue Growth (YOY): 17.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.00x 0.90x 0.61x 0.00x
2024-12-31 0.03x 0.89x 0.91x 0.48x 6.58x
2023-12-31 0.17x 1.21x 0.92x 0.58x 8.61x
2022-12-31 0.18x 1.40x 0.92x 2.10x 9.38x
2021-12-31 0.40x 0.43x 0.92x 5.27x 2.95x
2020-12-31 106.21x 1.19x 0.92x 1.86x 8.41x
2019-12-31 84.67x 0.70x 0.91x 1.00x 5.88x
2018-12-31 0.33x 0.77x 0.92x 1.81x 4.37x
2017-12-31 0.39x 0.84x 0.93x 2.11x 4.30x
2016-12-31 25.84x 1.50x 0.92x 1.93x 8.92x
2015-12-31 24.35x 0.93x 0.92x 1.85x 5.66x
2014-12-31 0.33x 1.30x 0.91x 1.59x 9.37x
2013-12-31 0.31x 0.71x 0.92x 0.93x 5.76x
2012-12-31 0.33x 1.24x 0.92x 0.35x 12.21x
2011-12-31 0.36x 0.99x 0.92x 0.22x 10.68x
2010-12-31 0.06x 1.24x 0.93x 0.00x 18.59x
2009-12-31 0.03x 1.74x 0.93x -1.11x -6.67x
2008-12-31 0.03x 2.15x 0.93x 0.07x 33.11x
2007-12-31 0.03x 1.17x 0.93x 0.27x 6.45x
2006-12-31 0.03x 0.91x 0.94x 0.37x 3.87x
2005-12-31 0.02x 1.07x 0.94x 0.52x 4.27x
2004-12-31 0.03x 1.23x 0.94x 0.67x 5.02x
2003-12-31 0.05x 1.35x 0.94x 0.55x 5.71x
2002-12-31 0.05x 0.92x 0.92x 0.39x 5.48x
2001-12-31 0.06x 0.71x 0.93x 0.28x 3.29x
2000-12-31 0.04x 0.46x 0.92x 0.30x 2.30x
1999-12-31 0.06x 0.31x 0.92x 0.35x 1.47x
1998-12-31 0.12x 0.44x 0.91x 0.36x 2.20x
1997-12-31 0.12x 0.45x 0.92x 0.37x 2.17x
1996-12-31 0.12x 0.22x 0.92x 0.32x 1.18x
1995-12-31 0.13x 0.12x 0.92x 0.27x 0.70x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jul 25, 2025 Edward G Canup N/A Purchase 1.50K $16.54 $24.81K
Jul 25, 2025 T Heath Fountain N/A Purchase 900.00 $16.61 $14.95K
Jul 25, 2025 T Heath Fountain N/A Purchase 100.00 $16.62 $1.66K
May 30, 2025 Paul E Joiner III N/A Purchase 6.15K $15.01 $92.31K
Mar 13, 2025 Edward G Canup N/A Purchase 3.15K $16.28 $51.22K
Mar 11, 2025 Edward G Canup N/A Purchase 500.00 $15.65 $7.83K

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