CBNK

Capital Bancorp

CBNK.US capitalbankmd.com + Research + Basket
CIK 0001419536
Employees 434
Phone 301 468 8848
Fiscal year end December
IPO Sep 26, 2018
Address 2275 Research Boulevard, Rockville, MD, United States, 20850
42.60
-1.18 (-2.70%)
USD · NASDAQ
52-week range
26.11
44.20
Trading at 91% of the 52-week range
Market Cap
714.87M
P/E Ratio
13.23
Forward P/E
8.35
Book Value
26.42
Div. Yield
1.17%
% Institutions
48.07%
% Insiders
32.59%

1 Year

+53.3%

3 Year

+117.9%

10 Year

+256.7%
Description

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.

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People

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Directors & Officers

Name Title Year Born
Mr. Edward F. Barry President, CEO & Director 1970
Mr. Steven M. Poynot President & CEO of Capital Bank, NA and COO 1979
Mr. Jacob Dalaya Chief Financial Officer 1992
Ms. Constance E. Egan CPA Chief Accounting Officer 1961
Mr. Todd Warren Senior VP & Market Executive for the Greater Chesapeake & Baltimore Regions NA
Mr. James D. Witty Senior VP & Director of Contractor Banking 1967

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Nov 12, 2025 Dominic C Canuso N/A Sale 3.40K $27.95 $95.03K SEC
Aug 27, 2025 Randall James Levitt N/A Sale 37.34K $34.37 $1.28M SEC
Aug 26, 2025 Randall James Levitt N/A Sale 2.66K $34.41 $91.60K SEC
Jul 31, 2025 Dominic C Canuso N/A Purchase 600.00 $31.11 $18.67K SEC
May 14, 2025 Steven M Poynot N/A Purchase 750.00 $33.35 $25.01K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 786.59K Jun 30, 2026 4.83% $0.00 8.94%
Vanguard Capital Management, LLC 497.91K Jun 30, 2026 3.06% $0.00 0.23%
AllianceBernstein L.P. 439.43K Jun 30, 2026 2.70% $0.00 -13.33%
Dimensional Fund Advisors, Inc. 392.75K Jun 30, 2026 2.41% $0.00 10.49%
Geode Capital Management, LLC 298.50K Jun 30, 2026 1.83% $0.00 5.57%
American Century Companies Inc 295.95K Jun 30, 2026 1.82% $0.00 45.65%
Sontag Advisory LLC 291.62K Jun 30, 2026 1.79% $0.06 -1.29%
Pacific Ridge Capital Partners, LLC 286.37K Jun 30, 2026 1.76% $1.83 23.82%
Kennedy Capital Management Inc 264.47K Jun 30, 2026 1.62% $0.16 -1.80%
State Street Corp 239.81K Jun 30, 2026 1.47% $0.00 3.11%
Ategra Capital Management LLC 231.26K Jun 30, 2026 1.42% $3.65 0.00%
Ballast Asset Management, LP 187.86K Jun 30, 2026 1.15% $2.63 -1.05%
Bridgeway Capital Management, LLC 164.79K Jun 30, 2026 1.01% $0.10 -5.56%
Squarepoint Ops LLC 137.95K Jun 30, 2026 0.85% $0.01 31.95%
Hotchkis & Wiley Capital Management LLC 105.98K Jun 30, 2026 0.65% $0.01 0.82%
Morgan Stanley - Brokerage Accounts 105.13K Jun 30, 2026 0.65% $0.00 12.25%
Empowered Funds, LLC 104.34K Jun 30, 2026 0.64% $0.02 3.77%
Citadel Advisors Llc 102.33K Jun 30, 2026 0.63% $0.00 8.14%
Northern Trust Corp 94.69K Jun 30, 2026 0.58% $0.00 6.63%
Two Sigma Investments LLC 92.98K Jun 30, 2026 0.57% $0.00 2.31%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard MStar Total Stk Mkt Idx Invest 352.76K 2.16% ▼ 0.51% Sep 30, 2026
2 Avantis US Small Cap Value ETF 320.04K 1.96% ▲ 0.10% Oct 29, 2026
3 iShares Russell 2000 ETF 286.14K 1.75% ▼ 0.41% Oct 29, 2026
4 Fidelity Small Cap Index 120.74K 0.74% ▲ 0.60% Jul 31, 2026
5 Adara Smaller Companies 113.11K 0.69% ▲ 0.10% Sep 30, 2026
6 iShares Russell 2000 Value ETF 104.20K 0.64% ▼ 0.31% Oct 28, 2026
7 Ballast Small/Mid Cap ETF 100.02K 0.61% ▲ 0.00% Oct 30, 2026
8 EA Bridgeway Omni Small-Cap Value ETF 96.12K 0.59% ▲ 0.00% Oct 29, 2026
9 DFA US Targeted Value I 77.21K 0.47% ▲ 1.92% Aug 31, 2026
10 VT De Lisle America B USD 75.89K 0.46% ▲ 0.00% Sep 30, 2026

Financial Highlights

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Market Cap: $714.87M
P/E Ratio: $13.23
PEG Ratio: $0.00
Book Value: $26.42
Dividend/Share: $0.50
Dividend Yield: 1.17%
Earnings/Share: $3.31
Profit Margin: 22.38%
Operating Margin: 30.23%
ROA (TTM): 1.51%
ROE (TTM): 13.18%
Revenue (TTM): $243.24M
Revenue/Share (TTM): $14.87
Earnings Growth (YOY): -10.10%
Revenue Growth (YOY): 8.70%

Valuation Metrics

Enterprise Value: $454.90M
Trailing P/E: 13.23
Forward P/E: 8.35

Shares Statistics

Shares Outstanding: 16.33M
Shares Float: 10.70M
% Insiders: 32.59%
% Institutions: 48.07%
Shares Short: 622.24K
Shares Short (Prior Month): 665.06K
Short Ratio: 3.76
Short % Float: 5.69%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$303.63M
Cost of Goods Sold
adjust
$-80.06M
Gross Profit
subtotal
$223.57M
SG&A
adjust
$-79.82M
Other Operating Expense
adjust
$-73.17M
Operating Income
subtotal
$70.61M
Other / Non-Operating Items
adjust
$-13.44M
Net Income
subtotal
$57.17M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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