CBSH

Commerce Bancshares Inc

CBSH.US commercebank.com
58.29
+0.20 (+0.34%)
USD · NASDAQ
52-week range
46.52
60.63
Trading at 83% of the 52-week range
Market Cap
8.33B
P/E Ratio
14.24
Forward P/E
13.23
Book Value
30.23
Div. Yield
1.84%
% Institutions
78.15%
% Insiders
2.50%

1 Year

+4.2%

3 Year

+52.9%

10 Year

+86.4%
Description

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Company Information

Company Name
Commerce Bancshares Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US2005251036
CIK: 0000022356
CUSIP: 200525103
Currency: USD
Full Time Employees: 4,976
Phone: 816 234 2000
Fiscal Year End: December
IPO Date: Sep 07, 1984
Description:

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Address:

1000 Walnut, Kansas City, MO, United States, 64106

People

Directors & Officers

Name Title Year Born
Mr. John W. Kemper President, CEO & Director 1978
Mr. Charles G. Kim Executive VP & CFO 1961
Mr. Kevin Gene Barth Executive Vice President 1961
Mr. Robert S. Holmes Executive Vice President 1964
Mr. John Koeneman Handy Executive Vice President 1964
Mr. David W. Kemper Executive Chairman 1951
Mr. Steven A. Brandjord Corporate Controller & Chief Accounting Officer NA
Mr. Matthew Burkemper Director of Finance, Corporate Development & Investor Relations NA
Ms. Margaret M. Rowe Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management 1965
Mr. Douglas D. Neff Senior Vice President 1969

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 13, 2026 Timothy S Dunn N/A Purchase 2.50K $47.71 $119.28K
Mar 05, 2026 Kim L Jakovich N/A Sale 949.00 $51.45 $48.83K
Mar 05, 2026 Margaret M Rowe N/A Sale 861.00 $51.69 $44.51K
Feb 05, 2026 John W Kemper N/A Sale 23.40K $53.99 $1.26M
Feb 04, 2026 David L Roller N/A Sale 1.13K $54.48 $61.78K
Feb 04, 2026 Derrick Brooks N/A Sale 1.04K $54.40 $56.79K
Feb 03, 2026 David L Roller N/A Sale 2.09K $53.32 $111.55K
May 01, 2025 June Mcallister Fowler N/A Sale 1.70K $57.83 $98.20K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 12.93M Mar 31, 2026 8.99% $0.01 5.95%
Vanguard Portfolio Management, LLC 8.80M Mar 31, 2026 6.12% $0.02 0.00%
State Street Corp 7.07M Mar 31, 2026 4.91% $0.01 -3.45%
Commerce Bank NA/MO 7.01M Mar 31, 2026 4.87% $1.67 23.84%
Vanguard Capital Management, LLC 6.23M Mar 31, 2026 4.33% $0.01 0.00%
American Century Companies Inc 5.94M Jun 30, 2026 4.13% $0.15 -4.60%
Dimensional Fund Advisors, Inc. 4.16M Jun 30, 2026 2.89% $0.04 5.62%
Geode Capital Management, LLC 2.98M Mar 31, 2026 2.07% $0.01 7.00%
Morgan Stanley - Brokerage Accounts 2.29M Mar 31, 2026 1.59% $0.01 -6.04%
First Trust Advisors L.P. 2.25M Jun 30, 2026 1.57% $0.08 -13.69%
BTIM Corp 2.11M Jun 30, 2026 1.47% $0.93 9.30%
Wells Fargo & Co 2.07M Mar 31, 2026 1.44% $0.02 -1.76%
AQR Capital Management LLC 1.86M Mar 31, 2026 1.30% $0.04 46.19%
NORGES BANK 1.71M Jun 30, 2026 1.19% $0.01 4.92%
JPMorgan Chase & Co 1.61M Mar 31, 2026 1.12% $0.01 -6.06%
Victory Capital Management Inc. 1.56M Jun 30, 2026 1.08% $0.05 22.95%
UBS Group AG 1.30M Mar 31, 2026 0.91% $0.01 7.61%
Northern Trust Corp 1.24M Mar 31, 2026 0.86% $0.01 6.82%
Charles Schwab Investment Management Inc 1.20M Mar 31, 2026 0.83% $0.01 13.10%
Renaissance Technologies Corp 1.03M Mar 31, 2026 0.72% $0.08 -0.29%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 4.75M 3.30% ▲ 0.04% Aug 31, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 4.40M 3.06% ▲ 0.19% Jul 31, 2026
3 Vanguard Small Cap Index 3.18M 2.21% ▲ 0.24% Jul 31, 2026
4 Vanguard MStar Small Cap Value Index 2.02M 1.41% ▲ 0.29% Jul 31, 2026
5 American Century U.S. Mid Cap Value 1.95M 1.35% ▼ 8.12% Jun 30, 2026
6 American Century Mid Cap Value Inv 1.95M 1.35% ▼ 8.12% Jun 30, 2026
7 Vanguard Institutional Extnd Mkt Idx Tr 1.56M 1.09% ▲ 0.31% Jul 31, 2026
8 Vanguard Equity-Income Inv 1.55M 1.07% ▲ 32.24% Jun 30, 2026
9 First Trust SMID Cp Rising Div Achv ETF 1.31M 0.91% ▲ 0.06% Aug 31, 2026
10 State Street® SPDR® S&P® Dividend ETF 1.22M 0.85% ▼ 0.04% Aug 31, 2026

Financial Highlights

Market Cap: $8.33B
P/E Ratio: $14.24
PEG Ratio: $2.06
Book Value: $30.23
Dividend/Share: $1.07
Dividend Yield: 1.84%
Earnings/Share: $4.08
Profit Margin: 31.64%
Operating Margin: 45.13%
ROA (TTM): 1.75%
ROE (TTM): 14.69%
Revenue (TTM): $1.84B
Revenue/Share (TTM): $13.03
Earnings Growth (YOY): 1.20%
Revenue Growth (YOY): 14.20%

Valuation Metrics

Enterprise Value: $6.67B
Trailing P/E: 14.24
Forward P/E: 13.23

Shares Statistics

Shares Outstanding: 143.43M
Shares Float: 130.47M
% Insiders: 2.50%
% Institutions: 78.15%
Short % Float: 4.48%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$2.14B
Cost of Goods Sold
adjust
$-428.00M
Gross Profit
subtotal
$1.71B
SG&A
adjust
$-638.50M
Other Operating Expense
adjust
$-341.32M
Operating Income
subtotal
$731.84M
Other / Non-Operating Items
adjust
$-165.58M
Net Income
subtotal
$566.25M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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