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CPSS.US - Current Price

$9.06

Company Information

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Company Name
Consumer Portfolio Services Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US2105021008
CIK: 0000889609
CUSIP: 210502100
Currency: USD
Full Time Employees: 918
Phone: 949 753 6800
Website: https://www.consumerportfolio.com
Fiscal Year End: December
IPO Date: Oct 22, 1992
Description:

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Address:

3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169

Directors & Officers

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Name Title Year Born
Mr. Charles E. Bradley Jr. CEO & Chairman 1960
Mr. Michael T. Lavin President, COO & Chief Legal Officer 1973
Mr. Denesh Bharwani CFO & Executive VP 1968
Ms. Teri L. Robinson Executive Vice President of Sales & Originations 1963
Mr. Christopher Terry Executive Vice President of Systems, Risk & IT 1968
Mr. Brian J. Rayhill Secretary & Independent Director 1963
Ms. Lisette Reynoso Senior VP & General Counsel 1987
Mr. Robert E. Riedl Senior EVP & Chief Risk Officer 1963
Mr. Charles E. Gonel Senior Vice President of Servicing 1980
Ms. Susan Ryan Senior Vice President of Servicing 1972

Shares Statistics

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Shares Outstanding: 22.07M
Shares Float: 9.10M
% Insiders: 3,338.10%
% Institutions: 4,757.70%
Short % Float: 3.09%

Valuation Metrics

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Enterprise Value: $3.64B
Trailing P/E: 11.32
Forward P/E: 6.32

Financial Highlights

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Market Cap: $201.24M
P/E Ratio: $11.32
PEG Ratio: $0.33
Book Value: $13.89
Earnings/Share: $0.80
Profit Margin: 9.92%
Operating Margin: 14.05%
ROA (TTM): 0.54%
ROE (TTM): 6.58%
Revenue (TTM): $196.53M
Revenue/Share (TTM): $9.04
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): 9.30%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 0.40 N/A -10,000.00%
Sep 30, 2025 0.20 0.31 N/A -3,548.39%
Jun 30, 2025 0.20 0.39 N/A -4,871.79%
Mar 31, 2025 0.19 0.30 N/A -3,666.67%
Dec 31, 2024 0.21 0.27 N/A -2,148.15%
Sep 30, 2024 0.20 0.21 N/A -476.19%
Jun 30, 2024 0.19 N/A N/A N/A
Mar 31, 2024 0.19 N/A N/A N/A
Dec 31, 2023 0.29 0.26 N/A 1,111.54%
Sep 30, 2023 0.52 0.18 N/A 18,888.89%
Jun 30, 2023 0.52 0.18 N/A 18,888.89%
Mar 31, 2023 0.52 0.18 N/A 18,888.89%
Dec 31, 2022 0.52 0.18 N/A 18,888.89%
Sep 30, 2022 0.52 0.18 N/A 18,888.89%
Jun 30, 2022 0.91 0.19 N/A 37,894.74%
Mar 31, 2022 0.75 0.75 N/A 0.00%
Dec 31, 2021 0.71 0.20 N/A 25,500.00%
Sep 30, 2021 0.52 0.19 N/A 17,368.42%
Jun 30, 2021 0.39 0.21 N/A 8,571.43%
Mar 31, 2021 0.21 0.23 N/A -869.57%
Dec 31, 2020 0.17 0.23 N/A -2,608.70%
Sep 30, 2020 0.16 0.30 N/A -4,666.67%
Jun 30, 2020 0.13 0.29 N/A -5,517.24%
Mar 31, 2020 0.45 0.19 N/A 13,684.21%
Dec 31, 2019 0.00 0.08 N/A -9,800.00%
Sep 30, 2019 0.08 0.08 N/A 0.00%
Jun 30, 2019 0.08 0.08 N/A 0.00%
Mar 31, 2019 0.07 0.16 N/A -5,625.00%
Dec 31, 2018 0.13 0.13 N/A 0.00%
Sep 30, 2018 0.13 0.12 N/A 833.33%
Jun 30, 2018 0.13 0.13 N/A 0.00%
Mar 31, 2018 0.12 0.16 N/A -2,500.00%
Dec 31, 2017 0.20 0.17 N/A 1,764.71%
Sep 30, 2017 0.17 0.17 N/A 0.00%
Jun 30, 2017 0.17 0.18 N/A -555.56%
Mar 31, 2017 0.16 0.20 N/A -2,000.00%
Dec 31, 2016 0.26 0.24 N/A 833.33%
Sep 30, 2016 0.26 0.24 N/A 833.33%
Jun 30, 2016 0.25 0.24 N/A 416.67%
Mar 31, 2016 0.24 0.23 N/A 434.78%
Dec 31, 2015 0.29 0.27 N/A 740.74%
Sep 30, 2015 0.28 0.26 N/A 769.23%
Jun 30, 2015 0.27 0.26 N/A 384.62%
Mar 31, 2015 0.26 0.24 N/A 833.33%
Dec 31, 2014 0.25 0.24 N/A 416.67%
Sep 30, 2014 0.24 0.22 N/A 909.09%
Jun 30, 2014 0.22 0.22 N/A 0.00%
Mar 31, 2014 0.21 0.19 N/A 1,052.63%
Dec 31, 2013 0.17 0.20 N/A -1,500.00%
Sep 30, 2013 0.19 0.16 N/A 1,875.00%
Jun 30, 2013 0.13 0.14 N/A -714.29%
Mar 31, 2013 0.12 0.11 N/A 909.09%
Dec 31, 2012 0.16 0.12 N/A 3,333.33%
Sep 30, 2012 0.11 N/A N/A N/A
Jun 30, 2012 0.05 N/A N/A N/A
Mar 31, 2012 0.02 N/A N/A N/A
Dec 31, 2011 0.01 -0.12 N/A 10,833.33%
Sep 30, 2011 -0.20 N/A N/A N/A
Jun 30, 2011 -0.35 N/A N/A N/A
Mar 31, 2011 -0.23 N/A N/A N/A
Sep 30, 2010 -0.20 -0.11 N/A -8,181.82%
Jun 30, 2010 -0.51 -0.16 N/A -21,875.00%
Mar 31, 2010 -0.33 N/A N/A N/A
Sep 30, 2009 -0.23 N/A N/A N/A
Jun 30, 2009 -0.32 N/A N/A N/A
Mar 31, 2009 -0.03 -0.11 N/A 7,272.73%
Dec 31, 2008 -1.22 -0.40 N/A -20,500.00%
Sep 30, 2008 -0.32 -0.35 N/A 857.14%
Jun 30, 2008 0.08 0.08 N/A 0.00%
Mar 31, 2008 0.11 0.10 N/A 1,000.00%
Dec 31, 2007 0.17 0.16 N/A 625.00%
Sep 30, 2007 0.16 0.16 N/A 0.00%
Jun 30, 2007 0.15 0.14 N/A 714.29%
Mar 31, 2007 0.14 0.14 N/A 0.00%
Dec 31, 2006 0.19 0.16 N/A 1,875.00%
Sep 30, 2006 0.18 0.08 N/A 12,500.00%
Jun 30, 2006 0.11 0.05 N/A 12,000.00%
Mar 31, 2006 0.07 0.04 N/A 7,500.00%
Dec 31, 2005 0.07 0.02 N/A 25,000.00%
Sep 30, 2005 0.06 0.02 N/A 20,000.00%
Jun 30, 2005 0.02 N/A N/A N/A
Mar 31, 2005 -0.01 N/A N/A N/A
Dec 31, 2004 -0.57 N/A N/A N/A
Sep 30, 2004 -0.10 N/A N/A N/A
Jun 30, 2004 -0.01 N/A N/A N/A
Mar 31, 2004 -0.07 N/A N/A N/A
Dec 31, 2003 -0.28 N/A N/A N/A
Sep 30, 2003 -0.14 N/A N/A N/A
Jun 30, 2003 0.12 N/A N/A N/A
Mar 31, 2003 0.29 N/A N/A N/A
Sep 30, 2002 0.06 N/A N/A N/A
Jun 30, 2002 0.04 N/A N/A N/A
Mar 31, 2002 0.76 N/A N/A N/A
Sep 30, 2001 0.01 N/A N/A N/A
Jun 30, 2001 0.01 N/A N/A N/A
Sep 30, 2000 -0.06 N/A N/A N/A
Jun 30, 2000 -0.16 N/A N/A N/A
Mar 31, 2000 -0.55 N/A N/A N/A
Sep 30, 1999 -0.37 0.24 N/A -25,416.67%
Jun 30, 1999 0.25 0.25 N/A 0.00%
Mar 31, 1999 -0.14 0.26 N/A -15,384.62%
Dec 31, 1998 0.51 0.29 N/A 7,586.21%
Sep 30, 1998 0.38 0.28 N/A 3,571.43%
Jun 30, 1998 0.39 0.34 N/A 1,470.59%
Mar 31, 1998 0.34 0.32 N/A 625.00%
Dec 31, 1997 0.32 0.31 N/A 322.58%
Sep 30, 1997 0.30 0.30 N/A 0.00%
Jun 30, 1997 0.29 0.28 N/A 357.14%
Mar 31, 1997 0.27 0.26 N/A 384.62%
Dec 31, 1996 0.26 0.26 N/A 0.00%
Sep 30, 1996 0.26 0.23 N/A 1,304.35%
Jun 30, 1996 0.22 0.21 N/A 476.19%
Mar 31, 1996 0.21 0.19 N/A 1,052.63%
Dec 31, 1995 0.19 0.18 N/A 555.56%
Sep 30, 1995 0.18 0.17 N/A 588.24%
Jun 30, 1995 0.18 0.16 N/A 1,250.00%
Mar 31, 1995 0.18 0.16 N/A 1,250.00%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $137.40M $N/A $3.50B $3.21B $292.77M
2023-12-31 $125.43M $N/A $2.91B $2.63B $274.67M
2022-12-31 $162.79M $N/A $2.76B $2.53B $228.39M
2021-12-31 $176.55M $N/A $2.16B $1.99B $170.21M
2020-12-31 $144.15M $N/A $2.15B $2.02B $133.36M
2019-12-31 $5.30M $N/A $2.54B $2.34B $202.64M
2018-12-31 $12.79M $N/A $2.49B $2.29B $197.12M
2017-12-31 $12.73M $N/A $2.42B $2.24B $183.94M
2016-12-31 $13.94M $N/A $2.41B $2.22B $186.22M
2015-12-31 $19.32M $N/A $2.14B $1.98B $161.16M
2014-12-31 $17.86M $N/A $1.83B $1.71B $127.25M
2013-12-31 $22.11M $N/A $1.40B $1.30B $94.60M
2012-12-31 $12.97M $N/A $1.04B $976.31M $61.31M
2011-12-31 $10.09M $N/A $890.05M $904.26M $-14.21M
2010-12-31 $16.25M $N/A $742.39M $739.97M $2.42M
2009-12-31 $12.43M $N/A $1.07B $1.03B $35.58M
2008-12-31 $22.08M $N/A $1.64B $1.55B $89.85M
2007-12-31 $20.88M $N/A $2.28B $2.17B $114.36M
2006-12-31 $14.22M $N/A $1.73B $1.62B $111.51M
2005-12-31 $17.79M $N/A $1.16B $1.08B $73.59M
2004-12-31 $14.37M $N/A $766.60M $696.68M $69.92M
2003-12-31 $33.21M $N/A $492.47M $410.31M $82.16M
2002-12-31 $32.95M $N/A $285.45M $202.87M $82.57M
2001-12-31 $2.57M $N/A $151.20M $89.52M $61.69M
2000-12-31 $19.10M $N/A $175.70M $113.60M $62.10M
1999-12-31 $1.60M $N/A $223.50M $139.10M $84.40M
1998-12-31 $1.90M $N/A $432.00M $312.90M $119.10M
1997-12-31 $1.70M $N/A $225.90M $143.30M $82.60M
1996-12-31 $200.00K $N/A $101.90M $45.00M $57.00M
1995-12-31 $N/A $N/A $N/A $N/A $N/A
1994-12-31 $N/A $N/A $N/A $N/A $N/A
1993-12-31 $N/A $N/A $N/A $N/A $N/A
1992-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 16, 2025 N/A N/A N/A N/A N/A N/A
Jun 13, 2025 N/A N/A N/A N/A N/A N/A
Jun 12, 2025 N/A N/A N/A N/A N/A N/A
Jun 11, 2025 N/A N/A N/A N/A N/A N/A
Jun 06, 2025 N/A N/A N/A N/A N/A N/A
May 16, 2025 N/A N/A N/A N/A N/A N/A
May 15, 2025 N/A N/A N/A N/A N/A N/A
Mar 12, 2025 N/A N/A N/A N/A N/A N/A
Mar 10, 2025 N/A N/A N/A N/A N/A N/A
Mar 07, 2025 N/A N/A N/A N/A N/A N/A
Mar 05, 2025 N/A N/A N/A N/A N/A N/A
Dec 12, 2024 N/A N/A N/A N/A N/A N/A
Dec 04, 2024 N/A N/A N/A N/A N/A N/A
Dec 02, 2024 N/A N/A N/A N/A N/A N/A
Nov 27, 2024 N/A N/A N/A N/A N/A N/A
Nov 25, 2024 N/A N/A N/A N/A N/A N/A
Nov 22, 2024 N/A N/A N/A N/A N/A N/A
Nov 20, 2024 N/A N/A N/A N/A N/A N/A
Nov 18, 2024 N/A N/A N/A N/A N/A N/A
Nov 14, 2024 N/A N/A N/A N/A N/A N/A

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