Stock Fundamentals

Company Information

Company Name
Community Trust Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US2041491083
CIK: 0000350852
CUSIP: 204149108
Currency: USD
Full Time Employees: 974
Phone: 606 432 1414
Fiscal Year End: December
IPO Date: May 17, 1993
Description:

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

Address:

346 North Mayo Trail, Pikeville, KY, United States, 41502

Directors & Officers

Name Title Year Born
Mr. Mark A. Gooch CEO, Chairman & President 1959
Mr. Kevin J. Stumbo CPA Executive VP, CFO & Treasurer 1960
Mr. Charles Wayne Hancock II Secretary, Executive VP & Corporate Counsel 1975
Mr. Richard W. Newsom Executive VP & Director 1954
Mr. Ricky D. Sparkman Executive Vice President 1962
Mr. Thomas E. McCoy Executive Vice President 1969
Mr. David Andrew Jones Executive Vice President 1963
Mr. Andy D. Waters Executive Vice President 1965
Mr. David I. Tackett Executive Vice President 1965
Ms. Billie J. Dollins Executive Vice President 1960

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 13, 2026 Ricky D Sparkman N/A Purchase 84.00 $58.50 $4.91K
Aug 18, 2025 Andy D Waters N/A Sale 918.00 $56.18 $51.57K
Jun 02, 2025 Franky Minnifield N/A Purchase 2.00K $51.01 $102.02K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Community Trust & Investment Co 2.09M Mar 31, 2026 11.50% $6.89 6.23%
BlackRock Inc 1.63M Mar 31, 2026 8.96% $0.00 -0.56%
Dimensional Fund Advisors, Inc. 1.18M Mar 31, 2026 6.50% $0.01 -0.13%
Vanguard Group Inc 945.49K Dec 31, 2025 5.21% $0.00 0.09%
Vanguard Capital Management, LLC 690.95K Mar 31, 2026 3.80% $0.00 0.00%
American Century Companies Inc 519.52K Mar 31, 2026 2.86% $0.02 8.44%
State Street Corp 497.17K Mar 31, 2026 2.74% $0.00 4.40%
Geode Capital Management, LLC 433.80K Mar 31, 2026 2.39% $0.00 3.16%
Northern Trust Corp 286.14K Mar 31, 2026 1.58% $0.00 0.66%
The Goldman Sachs Group Inc 285.02K Mar 31, 2026 1.57% $0.00 33.67%
Lone Peak Global Investors, LLC 283.12K Mar 31, 2026 1.56% $2.86 1.00%
LSV Asset Management 269.98K Mar 31, 2026 1.49% $0.04 -3.71%
HHG PLC 192.41K Mar 31, 2026 1.06% $0.01 113.97%
Heartland Advisors Inc 169.35K Mar 31, 2026 0.93% $0.52 0.19%
UBS Group AG 150.78K Mar 31, 2026 0.83% $0.00 54.82%
Two Sigma Investments LLC 147.97K Mar 31, 2026 0.81% $0.01 142.99%
FMR Inc 146.95K Mar 31, 2026 0.81% $0.00 4.82%
Vanguard Portfolio Management, LLC 145.73K Mar 31, 2026 0.80% $0.00 0.00%
Renaissance Technologies Corp 132.94K Mar 31, 2026 0.73% $0.01 -13.77%
Bridgeway Capital Management, LLC 128.35K Mar 31, 2026 0.71% $0.16 3.75%

Shares Statistics

Shares Outstanding: 18.16M
Shares Float: 15.60M
% Insiders: 136.80%
% Institutions: 6,189.30%
Short % Float: 2.81%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 505.20K 2.78% ▲ 0.00% Apr 30, 2026
2 Avantis US Small Cap Value ETF 460.11K 2.53% ▲ 0.06% May 30, 2026
3 iShares Russell 2000 ETF 383.05K 2.11% ▲ 0.93% May 29, 2026
4 DFA US Small Cap Value I 189.44K 1.04% ▲ 4.34% Apr 30, 2026
5 Janus Henderson Small Cap Value L 185.34K 1.02% ▲ 27.16% Mar 31, 2026
6 Vanguard Institutional Extnd Mkt Idx Tr 173.11K 0.95% ▲ 0.73% Apr 30, 2026
7 DFA US Targeted Value I 161.47K 0.89% ▲ 0.00% Apr 30, 2026
8 Fidelity Small Cap Index 157.53K 0.87% ▲ 0.61% Mar 31, 2026
9 Heartland Value Investor 150.00K 0.83% ▲ 0.00% Apr 30, 2026
10 Heartland Value Strategy 150.00K 0.83% ▲ 0.00% Mar 31, 2026

Valuation Metrics

Enterprise Value: $1.51B
Trailing P/E: 12.62
Forward P/E: 11.22

Financial Highlights

Market Cap: $1.31B
P/E Ratio: $12.62
PEG Ratio: $1.03
Book Value: $47.99
Dividend/Share: $2.06
Dividend Yield: 2.88%
Earnings/Share: $5.71
Profit Margin: 36.96%
Operating Margin: 50.80%
ROA (TTM): 1.59%
ROE (TTM): 12.48%
Revenue (TTM): $279.45M
Revenue/Share (TTM): $15.50
Earnings Growth (YOY): 23.00%
Revenue Growth (YOY): 14.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.91x 0.44x 0.87x 1.00x 2.84x
2024-12-31 0.27x 0.40x 0.88x 0.84x 2.73x
2023-12-31 0.29x 0.41x 0.88x 1.03x 2.79x
2022-12-31 0.30x 0.44x 0.88x 3.53x 2.58x
2021-12-31 1,493.51x 0.47x 0.87x 7.33x 2.86x
2020-12-31 858.67x 0.63x 0.87x 2.76x 5.50x
2019-12-31 237.18x 0.48x 0.86x 1.78x 3.80x
2018-12-31 1.46x 0.52x 0.87x 2.41x 3.95x
2017-12-31 1.56x 0.59x 0.87x 3.74x 4.29x
2016-12-31 1.51x 0.63x 0.87x 4.90x 4.51x
2015-12-31 0.24x 0.66x 0.88x 5.52x 4.59x
2014-12-31 0.24x 0.69x 0.88x 5.29x 4.61x
2013-12-31 228.56x 0.18x 0.88x 4.85x 1.06x
2012-12-31 236.12x 0.18x 0.89x 3.01x 1.06x
2011-12-31 0.25x 0.83x 0.90x 2.06x 5.09x
2010-12-31 0.05x 0.77x 0.90x 1.35x 5.00x
2009-12-31 0.04x 0.79x 0.90x 0.75x 6.21x
2008-12-31 0.04x 0.75x 0.90x 0.49x 6.30x
2007-12-31 0.04x 0.93x 0.90x 0.58x 4.76x
2006-12-31 0.04x 1.28x 0.90x 0.68x 5.79x
2005-12-31 0.03x 2.10x 0.91x 0.87x 9.43x
2004-12-31 0.03x 1.85x 0.91x 1.18x 8.80x
2003-12-31 0.04x 0.77x 0.91x 0.93x 3.64x
2002-12-31 0.04x 0.64x 0.92x 0.69x 3.00x
2001-12-31 0.04x 0.76x 0.92x 0.35x 3.64x
2000-12-31 0.04x 0.71x 0.92x 0.36x 3.24x
1999-12-31 0.06x 0.26x 0.92x 0.39x 1.17x
1998-12-31 0.12x 0.26x 0.93x 0.21x 1.84x
1997-12-31 0.04x 0.93x 0.91x 0.32x 5.08x
1996-12-31 0.04x 0.35x 0.92x 0.40x 1.57x
1995-12-31 0.07x 0.63x 0.92x 0.24x 4.24x
1994-12-31 0.07x 0.30x 0.92x 0.22x 2.85x
1993-12-31 0.10x 0.33x 0.93x 0.43x 1.40x
1992-12-31 0.10x 0.28x 0.93x 0.34x 1.19x
1991-12-31 0.10x 0.45x 0.94x 0.16x 2.77x
1990-12-31 N/A N/A N/A N/A 0.00x

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