Stock Fundamentals

Company Information

Company Name
Dream Finders Homes Inc
Sector
Consumer Cyclical
Industry
Residential Construction
Exchange
NYSE
ISIN: US26154D1000
CIK: 0001825088
CUSIP: 26154D100
Currency: USD
Full Time Employees: 1,911
Phone: 904 644 7670
Fiscal Year End: December
IPO Date: Jan 21, 2021
Description:

Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

Address:

14701 Philips Highway, Jacksonville, FL, United States, 32256

Directors & Officers

Name Title Year Born
Mr. Patrick O. Zalupski Founder, President, CEO & Chairman of the Board of Directors 1982
Ms. Lorena Anabel Ramsay CPA Senior VP & CFO 1982
Mr. J. Douglas Moran National President 1972
Mr. Robert E. Riva Jr., Esq. VP, General Counsel & Corporate Secretary 1983
Mr. Batey McGraw National Head of Land NA
Mr. Marcus Meide President of Custom Division NA
Mr. Brad Muston Division President of Jacksonville Division NA
Mr. Gerry Boeneman President of Central Florida Division NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Kayne Anderson Rudnick Investment Management LLC 5.31M Sep 30, 2025 5.78% $0.34 -10.36%
BlackRock Inc 4.55M Sep 30, 2025 4.95% $0.00 0.95%
Vanguard Group Inc 3.09M Dec 31, 2025 3.37% $0.00 0.16%
Cooke & Bieler LP 2.49M Dec 31, 2025 2.71% $0.44 0.69%
HHG PLC 1.86M Sep 30, 2025 2.02% $0.02 -8.65%
State Street Corp 1.54M Sep 30, 2025 1.68% $0.00 10.98%
Dimensional Fund Advisors, Inc. 1.21M Dec 31, 2025 1.32% $0.00 6.76%
Arcus Capital Partners LLC 947.12K Sep 30, 2025 1.03% $10.74 -1.84%
Geode Capital Management, LLC 703.99K Sep 30, 2025 0.77% $0.00 2.71%
Fenimore Asset Management Inc 686.04K Dec 31, 2025 0.75% $0.24 -0.45%
Wells Fargo & Co 497.05K Sep 30, 2025 0.54% $0.00 -6.80%
Elgethun Capital Management 495.04K Dec 31, 2025 0.54% $1.46 8.18%
Marshall Wace Asset Management Ltd 373.22K Sep 30, 2025 0.41% $0.01 -24.29%
Northern Trust Corp 300.36K Sep 30, 2025 0.33% $0.00 -1.78%
Amvescap Plc. 298.65K Sep 30, 2025 0.33% $0.00 -4.88%
The Goldman Sachs Group Inc 265.10K Sep 30, 2025 0.29% $0.00 -27.65%
Denali Advisors LLC 260.02K Dec 31, 2025 0.28% $0.49 -5.95%
Charles Schwab Investment Management Inc 249.93K Dec 31, 2025 0.27% $0.00 -14.66%
Bank of New York Mellon Corp 226.11K Sep 30, 2025 0.25% $0.00 1.99%
Morgan Stanley - Brokerage Accounts 216.54K Sep 30, 2025 0.24% $0.00 -7.27%

Shares Statistics

Shares Outstanding: 34.08M
Shares Float: 28.01M
% Insiders: 1,855.20%
% Institutions: 8,750.40%
Short % Float: 41.43%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Kayne Anderson Rudnick Investment Management LLC 5.31M 5.78% ▼ 10.36% Sep 30, 2025
2 BlackRock Inc 4.55M 4.95% ▲ 0.95% Sep 30, 2025
3 Vanguard Group Inc 3.09M 3.37% ▲ 0.16% Dec 31, 2025
4 Cooke & Bieler LP 2.49M 2.71% ▲ 0.69% Dec 31, 2025
5 HHG PLC 1.86M 2.02% ▼ 8.65% Sep 30, 2025
6 State Street Corp 1.54M 1.68% ▲ 10.98% Sep 30, 2025
7 Dimensional Fund Advisors, Inc. 1.21M 1.32% ▲ 6.76% Dec 31, 2025
8 Arcus Capital Partners LLC 947.12K 1.03% ▼ 1.84% Sep 30, 2025
9 Geode Capital Management, LLC 703.99K 0.77% ▲ 2.71% Sep 30, 2025
10 Fenimore Asset Management Inc 686.04K 0.75% ▼ 0.45% Dec 31, 2025

Valuation Metrics

Enterprise Value: $2.88B
Trailing P/E: 6.92
Forward P/E: 4.98

Financial Highlights

Market Cap: $1.37B
EBITDA: $284.94M
P/E Ratio: $6.92
Book Value: $15.44
Earnings/Share: $2.14
Profit Margin: 5.02%
Operating Margin: 6.12%
ROA (TTM): 4.78%
ROE (TTM): 14.38%
Revenue (TTM): $4.32B
Revenue/Share (TTM): $46.43
Earnings Growth (YOY): -55.00%
Revenue Growth (YOY): -22.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 2.92x 0.75x 0.57x N/A 3.77x
2024-12-31 1.57x 0.92x 0.57x 2.45x 2.86x
2023-12-31 1.93x 0.77x 0.58x 427,978.00x 1.95x
2022-12-31 1.27x 3.06x 0.73x 10,911.13x 5.18x
2021-12-31 1.16x 1.44x 0.71x 236.86x 4.44x
2020-12-31 1.44x 3.08x 0.81x 91.96x 3.26x
2019-12-31 1.36x 4.11x 0.83x 222.07x 3.76x
2018-12-31 1.29x 5.31x 0.83x 35.64x 6.27x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jul 09, 2025 Patrick O Zalupski N/A Sale 10.69K $27.42 $293.04K
Jul 08, 2025 Patrick O Zalupski N/A Sale 10.16K $26.19 $266.12K
Mar 12, 2025 Lorena Anabel Ramsay N/A Sale 1.03K $24.49 $25.20K
Dec 17, 2024 Patrick O Zalupski N/A Sale 18.21K $27.46 $500.16K
Dec 03, 2024 Patrick O Zalupski N/A Sale 18.12K $33.26 $602.64K
Nov 11, 2024 Patrick O Zalupski N/A Sale 31.92K $31.06 $991.40K
Oct 22, 2024 Patrick O Zalupski N/A Sale 59.11K $31.42 $1.86M
Oct 17, 2024 William Radford Lovett II N/A Sale 10.49K $33.66 $353.16K
Oct 09, 2024 Patrick O Zalupski N/A Sale 16.99K $33.09 $562.10K
Oct 03, 2024 William Radford Lovett II N/A Sale 9.87K $34.84 $343.84K
Sep 23, 2024 Patrick O Zalupski N/A Sale 33.02K $36.58 $1.21M
Sep 19, 2024 William Radford Lovett II N/A Sale 32.72K $37.72 $1.23M
Sep 16, 2024 William Radford Lovett II N/A Sale 30.00K $34.50 $1.04M
Sep 12, 2024 William Radford Lovett II N/A Sale 30.00K $32.55 $976.50K
Sep 10, 2024 Patrick O Zalupski N/A Sale 26.88K $30.86 $829.49K
Sep 05, 2024 William Radford Lovett II N/A Sale 8.70K $30.39 $264.33K
Aug 26, 2024 Patrick O Zalupski N/A Sale 54.67K $33.42 $1.83M
Aug 22, 2024 William Radford Lovett II N/A Sale 16.47K $30.73 $506.00K
Aug 14, 2024 Patrick O Zalupski N/A Sale 11.80K $28.62 $337.83K
Aug 07, 2024 William Radford Lovett II N/A Sale 798.00 $28.05 $22.38K

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