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ENVA.US - Current Price

$158.24

Company Information

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Company Name
Enova International Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US29357K1034
CIK: 0001529864
CUSIP: 29357K103
Currency: USD
Full Time Employees: 1,787
Phone: 312 568 4200
Website: https://www.enova.com
Fiscal Year End: December
IPO Date: Nov 13, 2014
Description:

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names. The company was founded in 2003 and is headquartered in Chicago, Illinois.

Address:

175 West Jackson Boulevard, Chicago, IL, United States, 60604

Directors & Officers

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Name Title Year Born
Mr. David A. Fisher J.D. Executive Chairman 1969
Mr. Steven E. Cunningham C.F.A. CEO & Director 1970
Mr. Sean Rahilly J.D. General Counsel, Secretary & Chief Compliance Officer 1973
Mr. Kirk L. F. Chartier Chief Strategy Officer 1964
Mr. Scott Cornelis Chief Financial Officer NA
Mr. James Joseph Lee Chief Accounting Officer & Controller 1979
Mr. Joseph M. DeCosmo CTO & Chief Analytics Officer 1966
Ms. Kelly Jordan Chief Marketing Officer NA
Ms. Claudine Kourkoumelis Chief People Officer NA
Mr. Nick Drew Managing Director NA

Shares Statistics

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Shares Outstanding: 24.72M
Shares Float: 23.63M
% Insiders: 422.80%
% Institutions: 8,378.00%
Short % Float: 9.25%

Valuation Metrics

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Enterprise Value: $8.00B
Trailing P/E: 14.62
Forward P/E: 10.95

Financial Highlights

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Market Cap: $3.92B
P/E Ratio: $14.62
PEG Ratio: $0.00
Book Value: $51.59
Earnings/Share: $10.82
Profit Margin: 20.73%
Operating Margin: 29.38%
ROA (TTM): 5.36%
ROE (TTM): 23.81%
Revenue (TTM): $1.41B
Revenue/Share (TTM): $55.43
Earnings Growth (YOY): 93.00%
Revenue Growth (YOY): 15.60%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 3.17 N/A N/A
Sep 30, 2025 3.36 3.03 N/A 1,089.11%
Jun 30, 2025 3.23 2.98 N/A 838.93%
Mar 31, 2025 2.98 2.76 N/A 797.10%
Dec 31, 2024 2.61 2.27 N/A 1,497.80%
Sep 30, 2024 2.45 2.31 N/A 606.06%
Jun 30, 2024 2.21 2.07 N/A 676.33%
Mar 31, 2024 1.91 1.72 N/A 1,104.65%
Dec 31, 2023 1.83 1.66 N/A 1,024.10%
Sep 30, 2023 1.50 2.00 N/A -2,500.00%
Jun 30, 2023 1.72 1.68 N/A 238.10%
Mar 31, 2023 1.79 1.53 N/A 1,699.35%
Dec 31, 2022 1.76 1.71 N/A 292.40%
Sep 30, 2022 1.74 1.64 N/A 609.76%
Jun 30, 2022 1.64 1.53 N/A 718.95%
Mar 31, 2022 1.67 1.57 N/A 636.94%
Dec 31, 2021 1.61 1.18 N/A 3,644.07%
Sep 30, 2021 1.50 1.11 N/A 3,513.51%
Jun 30, 2021 2.26 1.31 N/A 7,251.91%
Mar 31, 2021 2.20 1.29 N/A 7,054.26%
Dec 31, 2020 2.39 1.23 N/A 9,430.89%
Sep 30, 2020 2.97 0.80 N/A 27,125.00%
Jun 30, 2020 1.68 0.92 N/A 8,260.87%
Mar 31, 2020 0.26 1.34 N/A -8,059.70%
Dec 31, 2019 0.92 1.08 N/A -1,481.48%
Sep 30, 2019 0.86 0.81 N/A 617.28%
Jun 30, 2019 0.81 0.64 N/A 2,656.25%
Mar 31, 2019 1.16 0.95 N/A 2,210.53%
Dec 31, 2018 0.52 0.52 N/A 0.00%
Sep 30, 2018 0.46 0.47 N/A -212.77%
Jun 30, 2018 0.59 0.53 N/A 1,132.08%
Mar 31, 2018 1.02 0.67 N/A 5,223.88%
Dec 31, 2017 0.26 0.23 N/A 1,304.35%
Sep 30, 2017 0.25 0.16 N/A 5,625.00%
Jun 30, 2017 0.41 0.37 N/A 1,081.08%
Mar 31, 2017 0.45 0.40 N/A 1,250.00%
Dec 31, 2016 0.25 0.27 N/A -740.74%
Sep 30, 2016 0.28 0.22 N/A 2,727.27%
Jun 30, 2016 0.28 0.21 N/A 3,333.33%
Mar 31, 2016 0.31 0.17 N/A 8,235.29%
Dec 31, 2015 0.19 0.13 N/A 4,615.38%
Sep 30, 2015 0.19 0.36 N/A -4,722.22%
Jun 30, 2015 0.44 0.47 N/A -638.30%
Mar 31, 2015 0.79 0.69 N/A 1,449.28%
Dec 31, 2014 0.68 0.57 N/A 1,929.82%
Sep 30, 2014 0.56 N/A N/A N/A

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $73.91M $N/A $5.27B $4.07B $1.20B
2023-12-31 $377.44M $N/A $4.59B $3.35B $1.24B
2022-12-31 $100.17M $N/A $3.78B $2.59B $1.19B
2021-12-31 $165.48M $N/A $2.76B $1.67B $1.09B
2020-12-31 $297.27M $N/A $2.11B $1.19B $917.35M
2019-12-31 $35.90M $N/A $1.57B $1.20B $376.61M
2018-12-31 $52.92M $N/A $1.33B $980.42M $347.77M
2017-12-31 $68.68M $N/A $1.16B $877.77M $281.69M
2016-12-31 $39.93M $N/A $977.88M $736.18M $241.70M
2015-12-31 $42.07M $N/A $880.87M $674.90M $205.97M
2014-12-31 $75.11M $N/A $760.20M $606.21M $153.98M
2013-12-31 $47.48M $N/A $692.15M $519.10M $173.05M
2012-12-31 $37.55M $N/A $612.87M $515.45M $97.42M
2011-12-31 $38.16M $N/A $534.44M $492.90M $41.54M
2010-12-31 $19.19M $N/A $421.77M $341.89M $79.87M
2009-12-31 $27.26M $N/A $375.74M $320.38M $55.35M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 19, 2025 N/A N/A N/A N/A N/A N/A
Sep 17, 2025 N/A N/A N/A N/A N/A N/A
Sep 04, 2025 N/A N/A N/A N/A N/A N/A
Aug 26, 2025 N/A N/A N/A N/A N/A N/A
Jul 29, 2025 N/A N/A N/A N/A N/A N/A
Jul 29, 2025 N/A N/A N/A N/A N/A N/A
Jul 14, 2025 N/A N/A N/A N/A N/A N/A
Jun 20, 2025 N/A N/A N/A N/A N/A N/A
May 05, 2025 N/A N/A N/A N/A N/A N/A
Apr 28, 2025 N/A N/A N/A N/A N/A N/A
Mar 25, 2025 N/A N/A N/A N/A N/A N/A
Feb 07, 2025 N/A N/A N/A N/A N/A N/A
Feb 07, 2025 N/A N/A N/A N/A N/A N/A
Dec 03, 2024 N/A N/A N/A N/A N/A N/A
Nov 26, 2024 N/A N/A N/A N/A N/A N/A
Nov 06, 2024 N/A N/A N/A N/A N/A N/A
Oct 30, 2024 N/A N/A N/A N/A N/A N/A
Oct 28, 2024 N/A N/A N/A N/A N/A N/A
Oct 25, 2024 N/A N/A N/A N/A N/A N/A
Oct 25, 2024 N/A N/A N/A N/A N/A N/A

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