Stock Fundamentals

Company Information

Company Name
Essent Group Ltd
Sector
Financial Services
Industry
Insurance - Specialty
Exchange
NYSE
ISIN: BMG3198U1027
CIK: 0001448893
CUSIP: G3198U102
Currency: USD
Full Time Employees: 520
Phone: 441 297 9901
Fiscal Year End: December
IPO Date: Oct 31, 2013
Description:

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Address:

Clarendon House, Hamilton, Bermuda, HM11

Directors & Officers

Name Title Year Born
Mr. Mark Anthony Casale Founder, Chairman, CEO & President 1965
Mr. David Bruce Weinstock CFO & Senior VP 1966
Ms. Mary Lourdes Gibbons J.D. Senior VP, Chief Legal Officer & Assistant Secretary 1962
Mr. Vijay Bhasin Ph.D. Chief Risk Officer & Senior VP 1965
Mr. Christopher G. Curran President of Essent Guaranty, Inc. NA
Theodore Gray Senior VP & Chief Information Officer NA
Mr. Philip Michael Stefano Vice President of Investor Relations NA
Mr. Wei Ding Senior Vice President of Corporate Development NA
Mr. Paul C. Wollmann ARe, ARm, C.P.C.U., M.B.A. President & Chief Underwriting Officer of Essent Reinsurance Ltd 1967
Mr. William P. Higgins President of Essent Title Insurance Inc NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 20, 2026 Mary Lourdes Gibbons N/A Sale 7.63K $63.01 $480.64K
Apr 17, 2026 Mary Lourdes Gibbons N/A Sale 872.00 $63.00 $54.94K
Dec 18, 2025 Mary Lourdes Gibbons N/A Sale 4.35K $67.00 $291.58K
Nov 14, 2025 Roy James Kasmar N/A Sale 3.25K $61.44 $199.68K
Sep 18, 2025 Mary Lourdes Gibbons N/A Sale 4.00K $65.00 $260.00K
Sep 18, 2025 Vijay Bhasin N/A Sale 11.48K $65.00 $746.14K
Sep 15, 2025 David B Weinstock N/A Sale 2.50K $63.33 $158.33K
Aug 13, 2025 William Spiegel N/A Sale 6.45K $62.74 $404.74K
Aug 12, 2025 Mary Lourdes Gibbons N/A Sale 3.76K $62.00 $233.12K
Jul 01, 2025 Mary Lourdes Gibbons N/A Sale 240.00 $62.00 $14.88K
Jun 23, 2025 Mary Lourdes Gibbons N/A Sale 2.00K $60.00 $119.94K
Jun 17, 2025 Lisa C. McClain N/A Sale N/A $57.93 N/A
Jun 16, 2025 David B Weinstock N/A Sale 2.50K $58.79 $146.98K
Jun 11, 2025 Lisa C. McClain N/A Purchase N/A $58.51 N/A
May 13, 2025 Douglas J Pauls N/A Sale 3.00K $59.80 $179.40K
May 12, 2025 Mary Lourdes Gibbons N/A Sale 1.78K $60.07 $106.74K
May 09, 2025 Mary Lourdes Gibbons N/A Sale 224.00 $60.03 $13.45K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 11.99M Dec 31, 2025 13.01% $0.01 0.72%
BlackRock Inc 11.96M Mar 31, 2026 12.97% $0.01 -8.60%
Vanguard Portfolio Management, LLC 7.38M Mar 31, 2026 8.00% $0.02 0.00%
Dimensional Fund Advisors, Inc. 5.36M Mar 31, 2026 5.82% $0.07 -0.71%
FMR Inc 5.09M Mar 31, 2026 5.53% $0.02 1.48%
Capital World Investors 4.70M Mar 31, 2026 5.10% $0.04 -1.39%
Vanguard Capital Management, LLC 4.07M Mar 31, 2026 4.42% $0.01 0.00%
State Street Corp 3.80M Mar 31, 2026 4.12% $0.01 0.39%
Geode Capital Management, LLC 2.77M Mar 31, 2026 3.01% $0.01 -9.84%
Polar Capital Holdings PLC 2.55M Mar 31, 2026 2.77% $0.53 4.08%
NORGES BANK 2.39M Dec 31, 2025 2.60% $0.02 92.18%
American Century Companies Inc 2.10M Mar 31, 2026 2.28% $0.06 36.19%
Cooke & Bieler LP 1.99M Mar 31, 2026 2.15% $1.31 1.73%
Delaware Management Holdings Inc 1.67M Mar 31, 2026 1.82% $0.17 -38.20%
RenaissanceRe Holdings Ltd 1.67M Dec 31, 2025 1.81% $14.56 0.00%
AQR Capital Management LLC 1.56M Mar 31, 2026 1.69% $0.04 -16.24%
Charles Schwab Investment Management Inc 1.42M Mar 31, 2026 1.54% $0.01 1.10%
Morgan Stanley - Brokerage Accounts 1.27M Mar 31, 2026 1.38% $0.00 21.28%
Northern Trust Corp 1.21M Mar 31, 2026 1.31% $0.01 2.36%
Victory Capital Management Inc. 1.17M Mar 31, 2026 1.27% $0.04 0.80%

Shares Statistics

Shares Outstanding: 92.15M
Shares Float: 88.73M
% Insiders: 559.70%
% Institutions: 9,857.70%
Short % Float: 4.20%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 American Funds SMALLCAP World A 5.20M 5.64% ▼ 25.56% Mar 31, 2026
2 iShares Core S&P Mid-Cap ETF 3.24M 3.51% ▲ 0.02% May 29, 2026
3 Vanguard Total Stock Mkt Idx Inv 2.86M 3.10% ▲ 0.25% Apr 30, 2026
4 Polar Capital Global Ins A Inc 2.43M 2.63% ▼ 4.90% Apr 30, 2026
5 iShares Russell 2000 ETF 2.22M 2.41% ▲ 0.93% May 29, 2026
6 Avantis US Small Cap Value ETF 2.14M 2.32% ▲ 0.12% May 30, 2026
7 Vanguard Small Cap Index 2.07M 2.25% ▼ 0.23% Apr 30, 2026
8 Vanguard Equity-Income Inv 1.59M 1.73% ▲ 28.06% Mar 31, 2026
9 Fidelity Low-Priced Stock 1.56M 1.69% ▲ 0.00% Mar 31, 2026
10 Vanguard Small Cap Value Index Inv 1.33M 1.44% ▲ 0.75% Apr 30, 2026

Valuation Metrics

Enterprise Value: $6.30B
Trailing P/E: 9.16
Forward P/E: 8.90

Financial Highlights

Market Cap: $5.93B
EBITDA: $864.81M
P/E Ratio: $9.16
PEG Ratio: $0.84
Book Value: $61.21
Dividend/Share: $1.28
Dividend Yield: 1.98%
Earnings/Share: $7.03
Profit Margin: 53.64%
Operating Margin: 63.75%
ROA (TTM): 7.27%
ROE (TTM): 12.09%
Revenue (TTM): $1.28B
Revenue/Share (TTM): $13.23
Earnings Growth (YOY): 7.70%
Revenue Growth (YOY): 5.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 5.75x 0.09x 0.23x 25.14x 0.58x
2024-12-31 6.51x 0.09x 0.21x 24.22x 0.56x
2023-12-31 0.41x 0.00x 0.21x 27.31x 0.01x
2022-12-31 0.93x 0.00x 0.22x 63.31x 0.00x
2021-12-31 12.13x 0.00x 0.26x 99.29x 0.00x
2020-12-31 14.67x 0.17x 0.26x 54.01x 1.28x
2019-12-31 15.44x 0.15x 0.23x 64.93x 0.67x
2018-12-31 0.18x 0.19x 0.25x 53.71x 0.80x
2017-12-31 0.15x 0.26x 0.27x 76.97x 1.22x
2016-12-31 0.11x 0.15x 0.29x 732.12x 0.63x
2015-12-31 0.35x 0.09x 0.24x N/A 0.43x
2014-12-31 17.24x 0.10x 0.19x N/A 0.72x
2013-12-31 62.72x 0.28x 0.15x N/A 3.32x
2012-12-31 22.33x 0.04x 0.23x N/A -0.71x
2011-12-31 20.02x 0.08x 0.16x N/A -0.43x
2010-12-31 N/A N/A N/A N/A 0.00x

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