Stock Fundamentals

Company Information

Company Name
EZCORP Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US3023011063
CIK: 0000876523
CUSIP: 302301106
Currency: USD
Full Time Employees: 8,500
Phone: 512 314 3400
Fiscal Year End: September
IPO Date: Aug 27, 1991
Description:

EZCORP, Inc. provides pawn services in the United States, Mexixo, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.

Address:

Building One, Austin, TX, United States, 78746

Directors & Officers

Name Title Year Born
Mr. Phillip Ean Cohen B.Com., M.B.A. Executive Chairman 1949
Mr. Lachlan P. Given BBus CEO & Director 1977
Mr. Timothy K. Jugmans Chief Financial Officer 1976
Mr. John Blair Powell Jr. Chief Operating Officer 1968
Ms. Ellen H. Bryant Chief Legal Officer & Secretary 1972
Mr. Michael J. Croney Chief Accounting Officer 1979
Mr. James W. Fugitt Chief Technology Officer 1973
Ms. Lisa VanRoekel Chief Human Resources Officer 1970
Ms. Nicole Swies Chief Revenue Officer 1978
Mr. Sunil Sajnani CPA Chief Audit & Loss Prevention Executive 1981

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 7.99M Sep 30, 2025 12.95% $0.00 0.96%
FMR Inc 4.73M Dec 31, 2025 7.67% $0.00 142.19%
Dimensional Fund Advisors, Inc. 3.56M Dec 31, 2025 5.78% $0.01 2.43%
Vanguard Group Inc 3.55M Dec 31, 2025 5.75% $0.00 -1.74%
Renaissance Technologies Corp 2.35M Dec 31, 2025 3.82% $0.07 -4.79%
Capital Research Global Investors 2.15M Sep 30, 2025 3.48% $0.01 27.66%
Millennium Management LLC 1.98M Sep 30, 2025 3.20% $0.02 28.46%
First Wilshire Securities Mgmt Inc (CA) 1.74M Dec 31, 2025 2.82% $8.50 -20.51%
Wasatch Advisors LP 1.69M Dec 31, 2025 2.74% $0.20 -11.48%
Stephens Inv Mgmt Group LLC 1.54M Dec 31, 2025 2.50% $0.39 -5.77%
Amvescap Plc. 1.25M Sep 30, 2025 2.02% $0.00 8.63%
Qube Research & Technologies 1.24M Sep 30, 2025 2.02% $0.02 16.91%
Two Sigma Investments LLC 1.23M Dec 31, 2025 2.00% $0.03 7.79%
Two Sigma Advisers, LLC 1.21M Dec 31, 2025 1.97% $0.05 0.94%
State Street Corp 1.21M Sep 30, 2025 1.96% $0.00 9.50%
Fourth Sail Capital, LP 1.18M Sep 30, 2025 1.91% $5.42 -5.86%
Silvercrest Asset Management Group LLC 1.09M Dec 31, 2025 1.77% $0.15 -8.55%
JPMorgan Chase & Co 966.42K Sep 30, 2025 1.57% $0.00 427.26%
Morgan Stanley - Brokerage Accounts 929.57K Sep 30, 2025 1.51% $0.00 61.25%
Wellington Management Company LLP 903.10K Dec 31, 2025 1.46% $0.00 1.02%

Shares Statistics

Shares Outstanding: 58.73M
Shares Float: 55.74M
% Insiders: 451.00%
% Institutions: 11,701.70%
Short % Float: 27.00%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 7.99M 12.95% ▲ 0.96% Sep 30, 2025
2 FMR Inc 4.73M 7.67% ▲ 142.19% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 3.56M 5.78% ▲ 2.43% Dec 31, 2025
4 Vanguard Group Inc 3.55M 5.75% ▼ 1.74% Dec 31, 2025
5 Renaissance Technologies Corp 2.35M 3.82% ▼ 4.79% Dec 31, 2025
6 Capital Research Global Investors 2.15M 3.48% ▲ 27.66% Sep 30, 2025
7 Millennium Management LLC 1.98M 3.20% ▲ 28.46% Sep 30, 2025
8 First Wilshire Securities Mgmt Inc (CA) 1.74M 2.82% ▼ 20.51% Dec 31, 2025
9 Wasatch Advisors LP 1.69M 2.74% ▼ 11.48% Dec 31, 2025
10 Stephens Inv Mgmt Group LLC 1.54M 2.50% ▼ 5.77% Dec 31, 2025

Valuation Metrics

Enterprise Value: $1.91B
Trailing P/E: 16.55
Forward P/E: 14.75

Financial Highlights

Market Cap: $1.60B
EBITDA: $201.89M
P/E Ratio: $16.55
PEG Ratio: $0.28
Book Value: $17.36
Earnings/Share: $1.57
Profit Margin: 9.20%
Operating Margin: 15.89%
ROA (TTM): 6.06%
ROE (TTM): 12.97%
Revenue (TTM): $1.34B
Revenue/Share (TTM): $22.62
Earnings Growth (YOY): 38.20%
Revenue Growth (YOY): 19.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-09-30 5.61x 0.56x 0.47x 6.48x 2.86x
2024-09-30 2.71x 0.48x 0.46x 8.28x 2.38x
2023-09-30 3.75x 0.56x 0.49x 5.60x 4.16x
2022-09-30 4.21x 0.53x 0.49x 7.51x 3.33x
2021-09-30 3.94x 0.47x 0.47x 1.41x 2.70x
2020-09-30 4.48x 0.46x 0.46x -2.15x 10.43x
2019-09-30 6.65x 0.32x 0.31x 1.44x 3.64x
2018-09-30 2.88x 0.56x 0.40x 2.41x 3.83x
2017-09-30 8.00x 0.49x 0.36x 1.91x 3.45x
2016-09-30 5.08x 0.58x 0.40x 1.77x 7.54x
2015-09-30 2.46x 0.57x 0.44x -0.95x -29.77x
2014-09-30 5.32x 0.46x 0.38x 2.29x 7.41x
2013-09-30 3.62x 0.28x 0.33x 4.87x 2.98x
2012-09-30 4.50x 0.26x 0.27x 78.95x 1.00x
2011-09-30 5.54x 0.03x 0.12x 103.81x 0.10x
2010-09-30 4.35x 0.05x 0.14x 102.44x 0.16x
2009-09-30 5.71x 0.08x 0.16x 71.21x 0.29x
2008-09-30 6.00x 0.08x 0.12x 175.43x 0.24x
2007-09-30 4.86x 0.08x 0.14x 197.90x 0.27x
2006-09-30 5.80x 0.00x 0.14x N/A 0.00x
2005-09-30 5.36x 0.05x 0.19x N/A 0.23x
2004-09-30 5.99x 0.21x 0.29x N/A 1.15x
2003-09-30 8.05x 0.31x 0.31x 4.53x 1.84x
2002-09-30 6.17x 0.40x 0.37x N/A 2.34x
2001-09-30 3.70x 0.59x 0.43x N/A 3.38x
2000-09-30 2.90x 0.79x 0.50x N/A 17.99x
1999-09-30 10.30x 0.00x 0.42x 8.66x 0.00x
1998-09-30 10.42x 0.00x 0.31x N/A 0.00x
1997-09-30 9.51x 0.00x 0.20x N/A 0.00x
1996-09-30 7.86x 0.00x 0.20x N/A 0.01x
1995-09-30 8.72x 0.00x 0.34x N/A 0.00x
1994-09-30 9.82x 0.00x 0.28x N/A 0.03x
1993-09-30 9.47x 0.02x 0.10x N/A 0.17x
1992-09-30 8.96x 0.00x 0.10x N/A 0.06x
1991-09-30 12.93x 0.01x 0.13x N/A 0.15x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 23, 2026 Gary Tillett N/A Sale 10.00K $25.50 $255.00K
Feb 19, 2026 Pablo Lagos Espinosa N/A Sale 20.00K $25.00 $500.00K
Feb 18, 2026 Gary Tillett N/A Sale 10.00K $25.00 $250.00K
Feb 17, 2026 Ellen H Bryant N/A Sale 20.00K $25.00 $500.00K
Feb 17, 2026 Nicole Swies N/A Sale 24.14K $24.75 $597.42K
Sep 19, 2025 Matthew W Appel N/A Sale 9.04K $18.02 $162.86K
Sep 08, 2025 Matthew W Appel N/A Sale 9.00K $17.03 $153.27K
Jun 10, 2025 John Blair Jr. Powell N/A Sale 3.50K $13.81 $48.34K
May 22, 2025 John Blair Jr. Powell N/A Sale 10.00K $13.26 $132.60K
May 15, 2025 John Blair Jr. Powell N/A Sale 10.00K $13.73 $137.30K
May 13, 2025 John Blair Jr. Powell N/A Sale 20.00K $14.17 $283.40K
May 08, 2025 John Blair Jr. Powell N/A Sale 42.50K $14.55 $618.38K

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