FICO

Fair Isaac Corporation

FICO.US fico.com
985.39
+24.72 (+2.57%)
USD · NYSE
52-week range
870.01
1,998.01
Trading at 10% of the 52-week range
Market Cap
21.28B
P/E Ratio
27.78
Forward P/E
17.57
Book Value
-189.71
Div. Yield
N/A
% Institutions
102.34%
% Insiders
3.02%

1 Year

-38.3%

3 Year

+10.7%

10 Year

+669.0%
Description

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Company Information

Company Name
Fair Isaac Corporation
Sector
Technology
Industry
Software - Application
Exchange
NYSE
ISIN: US3032501047
CIK: 0000814547
CUSIP: 303250104
Currency: USD
Full Time Employees: 3,876
Phone: (406) 982-7276
Website: fico.com
Fiscal Year End: September
IPO Date: Jul 22, 1987
Description:

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Address:

5 West Mendenhall, Bozeman, MT, United States, 59715

People

Directors & Officers

Name Title Year Born
Mr. William J. Lansing J.D. President, CEO & Director 1958
Mr. Steven P. Weber Executive VP & CFO NA
Mr. Mark Russell Scadina Executive VP, General Counsel & Corporate Secretary 1969
Mr. Richard Shawn Deal Executive VP & Chief Human Resources Officer 1967
Mr. Nikhil Behl President of Software 1974
Mr. Michael S. Leonard VP & Chief Accounting Officer 1965
Mr. Amir Hermelin VP & CTO NA
Dave Singleton Vice President of Investor Relations NA
Mr. John Chen Managing Director of China Operations NA
Mr. Thomas A. Bowers Executive Vice President of Corporate Strategy 1956

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 23, 2026 Ro Khanna N/A Sale N/A $1.06K N/A
Mar 13, 2026 Gilbert Ray Cisneros, Jr. N/A Purchase N/A $1.13K N/A
Feb 25, 2026 Eva Manolis N/A Sale 520.00 $1.23K $638.37K
Feb 24, 2026 Ro Khanna N/A Sale N/A $1.23K N/A
Feb 17, 2026 Ro Khanna N/A Purchase N/A $1.35K N/A
Feb 13, 2026 Joanna Rees N/A Sale 358.00 $1.36K $486.88K
Feb 10, 2026 Gilbert Ray Cisneros, Jr. N/A Sale N/A $1.38K N/A
Feb 05, 2026 Ro Khanna N/A Sale N/A $1.35K N/A
Feb 04, 2026 Josh Gottheimer N/A Sale N/A $1.38K N/A
Feb 04, 2026 Michael T. McCaul N/A Purchase N/A $1.38K N/A
Jan 29, 2026 Ro Khanna N/A Purchase N/A $1.50K N/A
Dec 19, 2025 Gilbert Ray Cisneros, Jr. N/A Purchase N/A $1.75K N/A
Dec 17, 2025 Steven P Weber N/A Sale 1.43K $1.81K $2.58M
Dec 12, 2025 Eva Manolis N/A Sale 521.00 $1.83K $951.26K
Nov 10, 2025 Ro Khanna N/A Sale N/A $1.75K N/A
Nov 10, 2025 William J Lansing N/A Sale 2.40K $1.73K $4.16M
Oct 14, 2025 William J Lansing N/A Sale 1.07K $1.65K $1.76M
Oct 14, 2025 William J Lansing N/A Sale 4.94K $1.63K $8.06M
Oct 07, 2025 Ro Khanna N/A Purchase N/A $1.88K N/A
Sep 09, 2025 William J Lansing N/A Sale 6.01K $1.54K $9.24M

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.19M Mar 31, 2026 10.13% $0.04 2.91%
Vanguard Capital Management, LLC 1.50M Mar 31, 2026 6.96% $0.04 0.00%
Capital Research Global Investors 1.30M Jun 30, 2026 6.01% $0.22 15.85%
Vanguard Portfolio Management, LLC 1.26M Mar 31, 2026 5.81% $0.07 0.00%
Capital Research & Mgmt Co - Division 3 1.25M Jun 30, 2026 5.78% $0.31 75.95%
State Street Corp 1.04M Mar 31, 2026 4.83% $0.04 -1.27%
Geode Capital Management, LLC 737.46K Mar 31, 2026 3.41% $0.05 2.55%
Capital World Investors 715.99K Jun 30, 2026 3.32% $0.10 -2.28%
Valley Forge Capital Management, LP 672.19K Jun 30, 2026 3.11% $25.77 -12.63%
Morgan Stanley - Brokerage Accounts 604.70K Mar 31, 2026 2.80% $0.04 20.98%
Edgewood Management LLC 537.52K Mar 31, 2026 2.49% $3.70 -1.94%
Principal Financial Group Inc 415.80K Jun 30, 2026 1.93% $0.24 -1.66%
Kensico Capital Management Corp 373.50K Jun 30, 2026 1.73% $7.65 -2.99%
PRIMECAP Management Company 362.84K Jun 30, 2026 1.68% $0.26 25.53%
Akre Capital Management, LLC 361.83K Jun 30, 2026 1.68% $8.44 -0.53%
UBS Asset Mgmt Americas Inc 296.13K Mar 31, 2026 1.37% $0.07 -0.76%
Amvescap Plc. 249.19K Mar 31, 2026 1.15% $0.03 50.55%
American Century Companies Inc 228.23K Jun 30, 2026 1.06% $0.12 -11.82%
Lindsell Train Ltd 226.19K Jun 30, 2026 1.05% $10.28 -9.32%
Northern Trust Corp 221.00K Mar 31, 2026 1.02% $0.03 -2.25%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 American Funds AMCAP A 977.50K 4.53% ▲ 10.48% Jun 30, 2026
2 Capital Group AMCAP Composite 977.50K 4.53% ▲ 10.48% Jun 30, 2026
3 American Funds Growth Fd of Amer A 858.02K 3.97% ▲ 92.37% Jun 30, 2026
4 Capital Group Growth Fnd of Amer Comp 858.02K 3.97% ▲ 92.37% Jun 30, 2026
5 Vanguard MStar Total Stk Mkt Idx Invest 701.53K 3.25% ▲ 0.28% Jul 31, 2026
6 Vanguard 500 Index Investor 609.39K 2.82% ▲ 1.03% Jul 31, 2026
7 Vanguard MStar Mid Cap Index Instl 476.81K 2.21% ▼ 0.13% Jul 31, 2026
8 American Funds IS® Growth 1 317.64K 1.47% ▲ 40.70% Jun 30, 2026
9 Capital Group Growth Composite 317.64K 1.47% ▲ 40.70% Jun 30, 2026
10 iShares Core S&P 500 ETF 308.54K 1.43% ▼ 0.15% Aug 31, 2026

Financial Highlights

Market Cap: $21.28B
EBITDA: $1.26B
P/E Ratio: $27.78
PEG Ratio: $0.67
Book Value: $-189.71
Earnings/Share: $35.47
Profit Margin: 34.05%
Operating Margin: 53.79%
ROA (TTM): 39.98%
ROE (TTM): 35.62%
Revenue (TTM): $2.39B
Revenue/Share (TTM): $101.93
Earnings Growth (YOY): 41.20%
Revenue Growth (YOY): 25.70%

Valuation Metrics

Enterprise Value: $26.10B
Trailing P/E: 27.78
Forward P/E: 17.57

Shares Statistics

Shares Outstanding: 21.60M
Shares Float: 20.90M
% Insiders: 3.02%
% Institutions: 102.34%
Short % Float: 10.00%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.99B
Cost of Goods Sold
adjust
$-353.72M
Gross Profit
subtotal
$1.64B
SG&A
adjust
$-513.03M
R&D
adjust
$-188.35M
Other Operating Expense
adjust
$-10.92M
Operating Income
subtotal
$924.85M
Other / Non-Operating Items
adjust
$-272.90M
Net Income
subtotal
$651.95M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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