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FSBC.US - Current Price

$36.60

Company Information

Company Name
Five Star Bancorp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US33830T1034
CIK: 0001667939
CUSIP: 33830T103
Currency: USD
Full Time Employees: 205
Phone: 916 626 5000
Fiscal Year End: December
IPO Date: May 04, 2021
Description:

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.

Address:

3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670

Directors & Officers

Name Title Year Born
Mr. James Eugene Beckwith President, CEO & Director 1958
Ms. Heather Christina Luck CPA Executive VP & CFO 1981
Mr. Michael Anthony Rizzo Executive VP & Chief Banking Officer 1966
Ms. Lydia Ann Ramirez-Medina Executive VP & COO 1981
Mr. Brett Levi Wait Senior VP & Chief Information Officer 1981
Ms. Shelley Ronan Wetton Senior VP & Chief Marketing Officer 1972
Mr. Michael Eugene Lee Senior VP & Chief Regulatory Officer 1962
Mr. John William Dalton Senior VP & Chief Credit Officer 1954
Mr. Don J. Kurtze Executive VP & San Francisco Bay Area President 1988
Mr. Chris Rudberg Senior VP & MD NA

Shares Statistics

Shares Outstanding: 21.37M
Shares Float: 14.75M
% Insiders: 2,815.50%
% Institutions: 5,706.90%
Short % Float: 1.90%

Valuation Metrics

Enterprise Value: $294.05M
Trailing P/E: 13.70
Forward P/E: 0.00

Financial Highlights

Market Cap: $790.19M
P/E Ratio: $13.70
Book Value: $20.19
Dividend/Share: $0.80
Dividend Yield: 2.15%
Earnings/Share: $2.70
Profit Margin: 40.36%
Operating Margin: 58.57%
ROA (TTM): 1.34%
ROE (TTM): 13.95%
Revenue (TTM): $141.93M
Revenue/Share (TTM): $6.69
Earnings Growth (YOY): 49.00%
Revenue Growth (YOY): 33.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 0.76 N/A -10,000.00%
Sep 30, 2025 0.77 0.71 N/A 845.07%
Jun 30, 2025 0.68 0.64 N/A 625.00%
Mar 31, 2025 0.62 0.59 N/A 508.47%
Dec 31, 2024 0.63 0.56 N/A 1,250.00%
Sep 30, 2024 0.52 0.53 N/A -188.68%
Jun 30, 2024 0.51 0.49 N/A 408.16%
Mar 31, 2024 0.62 0.53 N/A 1,698.11%
Dec 31, 2023 0.63 0.59 N/A 677.97%
Sep 30, 2023 0.64 0.60 N/A 666.67%
Jun 30, 2023 0.74 0.66 N/A 1,212.12%
Mar 31, 2023 0.77 0.69 N/A 1,159.42%
Dec 31, 2022 0.77 0.71 N/A 845.07%
Sep 30, 2022 0.68 0.65 N/A 461.54%
Jun 30, 2022 0.58 0.54 N/A 740.74%
Mar 31, 2022 0.58 0.53 N/A 943.40%
Dec 31, 2021 0.66 0.54 N/A 2,222.22%
Sep 30, 2021 0.64 0.47 N/A 3,617.02%
Jun 30, 2021 0.67 0.52 N/A 2,884.62%
Mar 31, 2021 0.26 0.77 N/A -6,637.79%
Dec 31, 2020 0.26 0.70 N/A -6,285.71%
Dec 31, 2019 0.72 N/A N/A N/A

Balance Sheet (Yearly)

Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $356.46M $N/A $4.05B $3.66B $396.62M
2023-12-31 $327.43M $N/A $3.59B $3.31B $285.77M
2022-12-31 $269.84M $N/A $3.23B $2.97B $252.83M
2021-12-31 $439.79M $N/A $2.56B $2.32B $235.05M
2020-12-31 $314.20M $N/A $1.95B $1.82B $133.78M
2019-12-31 $197.31M $N/A $1.48B $1.37B $108.88M
2018-12-31 $6.29M $N/A $328.27M $296.76M $31.51M
2017-12-31 $10.40M $N/A $314.38M $283.33M $31.06M
2016-12-31 $7.41M $N/A $273.72M $241.86M $31.86M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Aug 15, 2025 N/A N/A N/A N/A N/A N/A
Jun 10, 2025 N/A N/A N/A N/A N/A N/A
Jun 05, 2025 N/A N/A N/A N/A N/A N/A
Mar 13, 2025 N/A N/A N/A N/A N/A N/A
Mar 10, 2025 N/A N/A N/A N/A N/A N/A
Feb 28, 2025 N/A N/A N/A N/A N/A N/A
Oct 31, 2024 N/A N/A N/A N/A N/A N/A

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