Stock Fundamentals

AI Research Report

Generate a comprehensive financial analysis report powered by AI

LOB.US Logo

LOB.US - Current Price

$36.12

Company Information

▼
Company Name
Live Oak Bancshares, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US53803X1054
CIK: 0001462120
CUSIP: 53803X105
Currency: USD
Full Time Employees: 1,029
Phone: 910 790 5867
Website: https://www.liveoak.bank
Fiscal Year End: December
IPO Date: Jul 23, 2015
Description:

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Address:

1741 Tiburon Drive, Wilmington, NC, United States, 28403

Directors & Officers

▼
Name Title Year Born
Mr. James S. Mahan III Chairman & CEO 1952
Mr. William C. Losch III President 1971
Mr. Walter J. Phifer Chief Financial Officer 1985
Mr. Gregory W. Seward J.D. General Counsel 1976
Mr. Renato Derraik Chief Information & Digital Officer of Bank 1973
Mr. William L. Williams III Vice Chairman & Executive VP 1952
Mr. John Wesley Sutherland Chief Accounting Officer 1971
Ms. Claire Parker Senior Vice President of Corporate Communications NA
Mr. Steven J. Smits Head of Commercial Banking 1967
Mr. Mark Moroz Chief Banking Officer NA

Shares Statistics

▼
Shares Outstanding: 45.86M
Shares Float: 35.37M
% Insiders: 2,343.60%
% Institutions: 6,702.20%
Short % Float: 6.18%

Valuation Metrics

▼
Enterprise Value: $969.32M
Trailing P/E: 24.24
Forward P/E: 10.68

Financial Highlights

▼
Market Cap: $1.66B
P/E Ratio: $24.24
PEG Ratio: $0.00
Book Value: $24.03
Dividend/Share: $0.12
Dividend Yield: 0.33%
Earnings/Share: $1.49
Profit Margin: 16.02%
Operating Margin: 32.56%
ROA (TTM): 0.51%
ROE (TTM): 6.28%
Revenue (TTM): $434.21M
Revenue/Share (TTM): $9.54
Earnings Growth (YOY): 96.40%
Revenue Growth (YOY): 29.60%

Stock Price History

▼

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

▼

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

▼
Date EPS Actual EPS Estimate Difference Surprise %
Sep 30, 2025 0.59 0.59 N/A -57.63%
Jun 30, 2025 0.53 0.50 N/A 600.00%
Mar 31, 2025 0.26 0.37 N/A -2,972.97%
Dec 31, 2024 0.27 0.53 N/A -4,905.66%
Sep 30, 2024 0.28 0.55 N/A -4,909.09%
Jun 30, 2024 0.59 0.46 N/A 2,826.09%
Mar 31, 2024 0.36 0.47 N/A -2,340.43%
Dec 31, 2023 0.36 0.44 N/A -1,818.18%
Sep 30, 2023 0.88 0.48 N/A 8,333.33%
Jun 30, 2023 0.39 0.31 N/A 2,580.65%
Mar 31, 2023 0.01 0.34 N/A -9,705.88%
Dec 31, 2022 0.04 0.43 N/A -9,069.77%
Sep 30, 2022 0.96 0.71 N/A 3,521.13%
Jun 30, 2022 0.03 0.45 N/A -9,333.33%
Mar 31, 2022 0.76 0.70 N/A 857.14%
Dec 31, 2021 0.66 0.70 N/A -571.43%
Sep 30, 2021 0.76 0.65 N/A 1,692.31%
Jun 30, 2021 1.41 0.57 N/A 14,736.84%
Mar 31, 2021 0.88 0.61 N/A 4,426.23%
Dec 31, 2020 0.68 0.52 N/A 3,076.92%
Sep 30, 2020 0.81 0.27 N/A 20,000.00%
Jun 30, 2020 0.09 0.03 N/A 20,000.00%
Mar 31, 2020 -0.19 0.07 N/A -37,142.86%
Dec 31, 2019 0.17 0.12 N/A 4,166.67%
Sep 30, 2019 0.09 0.13 N/A -3,076.92%
Jun 30, 2019 0.14 0.08 N/A 7,500.00%
Mar 31, 2019 0.05 0.01 N/A 40,000.00%
Dec 31, 2018 0.26 0.12 N/A 11,666.67%
Sep 30, 2018 0.40 0.36 N/A 1,111.11%
Jun 30, 2018 0.35 0.32 N/A 937.50%
Mar 31, 2018 0.31 0.23 N/A 3,478.26%
Dec 31, 2017 0.39 0.27 N/A 4,444.44%
Sep 30, 2017 0.34 0.20 N/A 7,000.00%
Jun 30, 2017 0.28 0.24 N/A 1,666.67%
Mar 31, 2017 0.18 0.16 N/A 1,250.00%
Dec 31, 2016 0.25 0.13 N/A 9,230.77%
Sep 30, 2016 0.10 0.08 N/A 2,500.00%
Jun 30, 2016 0.11 0.16 N/A -3,125.00%
Mar 31, 2016 0.13 0.12 N/A 833.33%
Dec 31, 2015 0.16 0.12 N/A 3,333.33%
Sep 30, 2015 0.14 0.14 N/A 0.00%
Jun 30, 2015 0.13 0.14 N/A -714.29%

Balance Sheet (Yearly)

▼
Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $609.05M $N/A $12.94B $11.94B $999.03M
2023-12-31 $582.79M $N/A $11.27B $10.68B $902.67M
2022-12-31 $284.24M $N/A $9.86B $9.04B $811.03M
2021-12-31 $191.95M $N/A $8.21B $7.50B $715.13M
2020-12-31 $303.67M $N/A $7.87B $7.30B $567.85M
2019-12-31 $134.00M $N/A $4.81B $4.29B $532.39M
2018-12-31 $324.07M $N/A $3.67B $3.18B $493.56M
2017-12-31 $298.27M $N/A $2.76B $2.32B $436.93M
2016-12-31 $245.26M $N/A $1.76B $1.53B $222.85M
2015-12-31 $112.86M $N/A $1.05B $853.13M $199.46M
2014-12-31 $39.90M $N/A $673.32M $581.50M $91.81M
2013-12-31 $37.24M $N/A $430.36M $381.97M $48.39M
2012-12-31 $44.17M $N/A $342.47M $310.71M $33.06M
2011-12-31 $27.54M $N/A $266.16M $238.57M $27.58M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
May 06, 2025 N/A N/A N/A N/A N/A N/A
Nov 13, 2024 N/A N/A N/A N/A N/A N/A
Oct 29, 2024 N/A N/A N/A N/A N/A N/A
Aug 23, 2024 N/A N/A N/A N/A N/A N/A

Watchlist

0

No stocks in watchlist