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MCBS.US - Current Price

$27.01

Company Information

Company Name
MetroCity Bankshares
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US59165J1051
CIK: 0001747068
CUSIP: 59165J105
Currency: USD
Full Time Employees: 240
Phone: 770 455 4989
Fiscal Year End: December
IPO Date: Oct 19, 2017
Description:

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Doraville, Georgia.

Address:

5114 Buford Highway, Doraville, GA, United States, 30340

Directors & Officers

Name Title Year Born
Mr. Nack Young Paek Chairman & CEO 1943
Mr. Farid Tan President & Director 1958
Mr. Lucas C. Stewart Executive VP, CFO & Assistant Corporate Secretary 1978
Mr. Howard Hwasaeng Kim Executive VP, Chief Lending Officer, COO & Director 1957
Mr. Abdul Mohdnor Executive VP & Chief Compliance Officer 1970
Mr. Sion Nyen Lai Secretary & Director 1955

Shares Statistics

Shares Outstanding: 28.82M
Shares Float: 18.83M
% Insiders: 2,184.60%
% Institutions: 2,149.10%
Short % Float: 1.26%

Valuation Metrics

Enterprise Value: $882.82M
Trailing P/E: 10.40
Forward P/E: 0.00

Financial Highlights

Market Cap: $776.08M
P/E Ratio: $10.40
Book Value: $17.46
Dividend/Share: $0.94
Dividend Yield: 3.47%
Earnings/Share: $2.59
Profit Margin: 45.22%
Operating Margin: 62.68%
ROA (TTM): 1.85%
ROE (TTM): 15.62%
Revenue (TTM): $147.35M
Revenue/Share (TTM): $5.79
Earnings Growth (YOY): 3.10%
Revenue Growth (YOY): 6.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 N/A 0.73 N/A N/A
Sep 30, 2025 0.68 0.67 N/A 149.25%
Jun 30, 2025 0.65 0.63 N/A 317.46%
Mar 31, 2025 0.63 0.61 N/A 327.87%
Dec 31, 2024 0.63 0.61 N/A 327.87%
Sep 30, 2024 0.65 0.64 N/A 156.25%
Jun 30, 2024 0.66 0.59 N/A 1,186.44%
Mar 31, 2024 0.57 0.53 N/A 754.72%
Dec 31, 2023 0.44 0.48 N/A -833.33%
Sep 30, 2023 0.45 0.50 N/A -1,000.00%
Jun 30, 2023 0.50 0.50 N/A 0.00%
Mar 31, 2023 0.62 0.50 N/A 2,400.00%
Dec 31, 2022 0.52 0.60 N/A -1,333.33%
Sep 30, 2022 0.66 0.67 N/A -149.25%
Jun 30, 2022 0.63 0.72 N/A -1,250.00%
Mar 31, 2022 0.76 0.70 N/A 857.14%
Dec 31, 2021 0.68 0.66 N/A 303.03%
Sep 30, 2021 0.66 0.61 N/A 819.67%
Jun 30, 2021 0.56 0.53 N/A 566.04%
Mar 31, 2021 0.50 0.41 N/A 2,195.12%
Dec 31, 2020 0.37 0.34 N/A 882.35%
Sep 30, 2020 0.36 0.31 N/A 1,612.90%
Jun 30, 2020 0.30 0.25 N/A 2,000.00%
Mar 31, 2020 0.38 0.40 N/A -500.00%
Dec 31, 2019 0.42 0.46 N/A -869.57%
Sep 30, 2019 0.50 0.48 N/A 416.67%
Jun 30, 2019 0.53 0.00 N/A N/A
Jun 30, 2018 0.61 0.00 N/A N/A

Balance Sheet (Yearly)

Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $236.34M $N/A $3.59B $3.17B $421.35M
2023-12-31 $142.15M $N/A $3.50B $3.12B $381.52M
2022-12-31 $150.96M $N/A $3.43B $3.08B $349.42M
2021-12-31 $432.52M $N/A $3.11B $2.82B $290.22M
2020-12-31 $140.74M $N/A $1.90B $1.65B $244.83M
2019-12-31 $270.50M $N/A $1.63B $1.42B $216.72M
2018-12-31 $130.26M $N/A $1.43B $1.26B $168.61M
2017-12-31 $94.37M $N/A $1.29B $1.15B $135.12M
2016-12-31 $63.80M $N/A $1.10B $992.80M $107.26M
2015-12-31 $40.32M $N/A $671.38M $581.82M $89.56M
2014-12-31 $32.81M $N/A $582.59M $509.51M $73.08M
2013-12-31 $17.71M $N/A $514.99M $453.70M $61.29M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 25, 2024 N/A N/A N/A N/A N/A N/A
Nov 13, 2024 N/A N/A N/A N/A N/A N/A
Nov 11, 2024 N/A N/A N/A N/A N/A N/A
Nov 07, 2024 N/A N/A N/A N/A N/A N/A
Nov 06, 2024 N/A N/A N/A N/A N/A N/A

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