15.39
-0.17 (-1.06%)
USD · NASDAQ
52-week range
11.54
17.11
Trading at 69% of the 52-week range
Market Cap
3.44B
P/E Ratio
11.96
Forward P/E
0.00
Book Value
11.62
Div. Yield
8.28%
% Institutions
11.59%
% Insiders
82.08%

1 Year

+34.2%

3 Year

+90.6%

10 Year

-23.4%
Description

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

Company Information

Company Name
Mechanics Bank
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US43785V1026
CIK: 0001439743
CUSIP: 583614102
Currency: USD
Full Time Employees: 1,756
Phone: 925 482 8000
Fiscal Year End: December
IPO Date: Jul 25, 2012
Description:

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

Address:

1111 Civic Drive, Walnut Creek, CA, United States, 94596

People

Directors & Officers

Name Title Year Born
Mr. Carl B. Webb Executive Chairman 1950
Mr. C. J. Johnson President & CEO 1984
Mr. Nathan J. Duda Executive VP & CFO 1979
Mr. Scott A. Givans Executive VP & Chief Credit Officer of Mechanics Bank 1962
Mr. Christopher D. Pierce Executive VP & COO 1973
Mr. Fernando Pelayo Executive VP & Chief Accounting Officer 1978
Mr. Todd McGinley C.F.A. Senior VP & Senior Portfolio Manager NA
Mr. Glenn C. Shrader Executive VP & General Counsel NA
Ms. Kristie S. Shields Executive VP & Chief Compliance Counsel NA
Mr. David Louis Senior VP and Director of Marketing & Communications NA

Shareholders

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard MStar Total Stk Mkt Idx Invest 1.06M 0.48% ▲ 0.00% Jul 31, 2026
2 iShares Russell 2000 ETF 1.02M 0.46% ▼ 0.57% Aug 31, 2026
3 WisdomTree US SmallCap Dividend ETF 799.51K 0.36% ▲ 0.00% Aug 31, 2026
4 State Street® SPDR® S&PRgnllBkgETF 605.11K 0.27% ▼ 3.37% Aug 31, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 554.98K 0.25% ▲ 0.22% Jul 31, 2026
6 Fidelity Small Cap Index 453.26K 0.20% ▼ 7.07% Jun 30, 2026
7 iShares Russell 2000 Value ETF 389.18K 0.18% ▼ 0.23% Aug 31, 2026
8 Mercer Global Small Cap Equity M-5£ 312.30K 0.14% ▲ 0.00% Jul 31, 2026
9 Russell 2000 Equity Index Fund B 276.22K 0.12% ▼ 9.55% Jun 30, 2026
10 Russell 2000 Index Non-Lendable Fund 276.22K 0.12% ▼ 9.55% Jun 30, 2026

Financial Highlights

Market Cap: $3.44B
P/E Ratio: $11.96
PEG Ratio: $0.00
Book Value: $11.62
Dividend/Share: $1.31
Dividend Yield: 8.28%
Earnings/Share: $1.30
Profit Margin: 37.88%
Operating Margin: 46.84%
ROA (TTM): 1.49%
ROE (TTM): 11.02%
Revenue (TTM): $742.47M
Revenue/Share (TTM): $3.25
Earnings Growth (YOY): 23.90%
Revenue Growth (YOY): 35.70%

Valuation Metrics

Enterprise Value: $3.29B
Trailing P/E: 11.96
Forward P/E: 0.00

Shares Statistics

Shares Outstanding: 220.31M
Shares Float: 49.21M
% Insiders: 82.08%
% Institutions: 11.59%
Short % Float: 8.80%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.03B
Cost of Goods Sold
adjust
$-245.56M
Gross Profit
subtotal
$785.37M
SG&A
adjust
$-228.32M
Other Operating Expense
adjust
$-237.51M
Operating Income
subtotal
$319.55M
Other / Non-Operating Items
adjust
$-53.81M
Net Income
subtotal
$265.74M

Earnings Per Share (EPS) History

Financial Ratios

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