MFIN

Medallion Financial Corp

MFIN.US medallion.com + Research + Basket
CIK 0001000209
Employees 179
Phone 212 328 2100
Fiscal year end December
IPO May 23, 1996
Address 667 Madison Avenue, New York, NY, United States, 10065
9.92
-0.45 (-4.34%)
USD · NASDAQ
52-week range
7.64
12.26
Trading at 49% of the 52-week range
Market Cap
233.85M
P/E Ratio
9.34
Forward P/E
7.69
Book Value
18.21
Div. Yield
5.21%
% Institutions
36.43%
% Insiders
32.90%

1 Year

+3.3%

3 Year

+35.3%

10 Year

+215.3%
Description

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is based in New York, New York.

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People

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Directors & Officers

Name Title Year Born
Mr. Alvin Murstein Executive Chairman 1935
Mr. Andrew M. Murstein CEO, President, COO & Non-Independent Director 1964
Mr. Anthony N. Cutrone Executive VP & CFO 1980
Mr. David Justin Haley CEO & President of Medallion Bank 1974
Ms. Marisa T. Silverman J.D. Executive VP, General Counsel & Secretary, 1979
Ms. Samantha K. Rozovsky Chief Compliance Officer, Associate General Counsel & Assistant Secretary 1989
Mr. Joel R. Cannon Senior Vice President of Sales & Marketing 1979
Mr. Thomas J. Munson Executive VP & Chief Credit Officer 1983
Mr. Steven M. Hannay Executive VP & Chief Lending Officer of Medallion Bank. 1967
Mr. Jeffrey D. Rudnick Executive VP & Director of Alternative Investments 1970

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Sep 04, 2020 Donald S Poulton N/A Purchase 2.50K $2.97 $7.43K SEC
Aug 12, 2019 Donald S Poulton N/A Purchase 2.20K $4.58 $10.08K SEC
May 17, 2019 Thomas J Munson N/A Sale 4.25K $7.34 $31.18K SEC
Jun 14, 2018 Allan J Tanenbaum N/A Purchase 10.00K $5.55 $55.50K SEC
Mar 15, 2018 Donald S Poulton N/A Sale 7.50K $4.67 $35.03K SEC
Dec 05, 2017 Allan J Tanenbaum N/A Purchase 4.34K $2.72 $11.81K SEC
Nov 28, 2017 Allan J Tanenbaum N/A Purchase 4.57K $2.71 $12.39K SEC
Nov 17, 2017 Allan J Tanenbaum N/A Purchase 3.35K $2.64 $8.84K SEC
Nov 15, 2017 Allan J Tanenbaum N/A Purchase 5.00K $2.62 $13.10K SEC
Sep 13, 2017 David L Rudnick N/A Purchase 12.50K $2.26 $28.25K SEC
Jun 15, 2017 Thomas J Munson N/A Purchase 2.00K $2.40 $4.80K SEC
Jun 12, 2017 David L Rudnick N/A Purchase 1.55K $2.50 $3.88K SEC
Jun 09, 2017 David L Rudnick N/A Purchase 13.05K $2.50 $32.62K SEC
Jun 08, 2017 David L Rudnick N/A Purchase 20.70K $2.49 $51.54K SEC
Jun 07, 2017 David L Rudnick N/A Purchase 4.70K $2.50 $11.75K SEC
Jun 06, 2017 David L Rudnick N/A Purchase 60.00K $2.48 $148.80K SEC
May 24, 2017 Alvin Murstein N/A Purchase 27.50K $23.93K $657.94M SEC
May 17, 2017 David L Rudnick N/A Purchase 61.80K $2.18 $134.72K SEC
Mar 16, 2017 Andrew Murstein N/A Purchase 5.00K $2.13 $10.65K SEC
Mar 16, 2017 David L Rudnick N/A Purchase 2.66K $2.04 $5.43K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.22M Jun 30, 2026 5.31% $0.00 10.05%
Tieton Capital Management, LLC 1.01M Jun 30, 2026 4.39% $2.96 -2.30%
Vanguard Capital Management, LLC 722.28K Jun 30, 2026 3.15% $0.00 -14.89%
Geode Capital Management, LLC 448.22K Jun 30, 2026 1.95% $0.00 8.48%
Uniplan Investment Counsel, Inc. 397.33K Jun 30, 2026 1.73% $0.38 3.05%
SEI Investments Co 250.08K Jun 30, 2026 1.09% $0.00 -49.06%
State Street Corp 243.20K Jun 30, 2026 1.06% $0.00 -2.14%
The Goldman Sachs Group Inc 217.20K Jun 30, 2026 0.95% $0.00 16.06%
American Century Companies Inc 214.58K Jun 30, 2026 0.93% $0.00 0.00%
Connor Clark & Lunn Inv Mgmt Ltd 201.49K Jun 30, 2026 0.88% $0.00 -5.33%
Bridgeway Capital Management, LLC 188.90K Jun 30, 2026 0.82% $0.03 12.58%
O'Shaughnessy Asset Management LLC 179.86K Jun 30, 2026 0.78% $0.01 10.42%
Gamco Investors, Inc. Et Al 158.00K Jun 30, 2026 0.69% $0.01 0.00%
Stifel Financial Corp 154.24K Jun 30, 2026 0.67% $0.00 -0.97%
Northern Trust Corp 136.92K Jun 30, 2026 0.60% $0.00 11.22%
Arrowstreet Capital Limited Partnership 118.32K Jun 30, 2026 0.52% $0.00 0.00%
Vanguard Portfolio Management, LLC 114.13K Jun 30, 2026 0.50% $0.00 21.38%
Bank of New York Mellon Corp 109.65K Jun 30, 2026 0.48% $0.00 2.07%
Vanguard Fiduciary Trust Co 105.92K Jun 30, 2026 0.46% $0.00 1.32%
Comprehensive Portfolio Management, LLC 92.53K Jun 30, 2026 0.40% $0.01 -4.37%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard MStar Total Stk Mkt Idx Invest 518.74K 2.30% ▲ 0.00% Sep 30, 2026
2 iShares Russell 2000 ETF 463.13K 2.05% ▼ 0.41% Oct 29, 2026
3 Avantis US Small Cap Value ETF 254.75K 1.13% ▲ 0.00% Oct 29, 2026
4 Fidelity Small Cap Index 195.46K 0.87% ▼ 0.12% Jul 31, 2026
5 VT De Lisle America B USD 177.22K 0.79% ▼ 1.66% Sep 30, 2026
6 iShares Russell 2000 Value ETF 165.36K 0.73% ▼ 0.31% Oct 28, 2026
7 1290 VT GAMCO Small Company Value IB 158.00K 0.70% ▲ 0.00% Aug 31, 2026
8 Vanguard Russell 2000 ETF 96.01K 0.43% ▼ 1.70% Sep 30, 2026
9 Fidelity Extended Market Index 89.12K 0.40% ▼ 0.53% Aug 31, 2026
10 Gabelli Small Cap Growth AAA 78.00K 0.35% ▲ 0.00% Jun 30, 2026

Financial Highlights

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Market Cap: $233.85M
EBITDA: $170.12M
P/E Ratio: $9.34
PEG Ratio: $0.77
Book Value: $18.21
Dividend/Share: $0.52
Dividend Yield: 5.21%
Earnings/Share: $1.11
Profit Margin: 7.53%
Operating Margin: 40.71%
ROA (TTM): 3.23%
ROE (TTM): 6.93%
Revenue (TTM): $358.46M
Revenue/Share (TTM): $15.60
Earnings Growth (YOY): -68.80%
Revenue Growth (YOY): 10.10%

Valuation Metrics

Enterprise Value: $2.90B
Trailing P/E: 9.34
Forward P/E: 7.69

Shares Statistics

Shares Outstanding: 22.55M
Shares Float: 16.53M
% Insiders: 32.90%
% Institutions: 36.43%
Shares Short: 900.84K
Shares Short (Prior Month): 873.29K
Short Ratio: 12.57
Short % Float: 5.28%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$353.31M
Cost of Goods Sold
adjust
$-11.50M
Gross Profit
subtotal
$341.81M
SG&A
adjust
$-5.01M
Other Operating Expense
adjust
$-158.50M
Operating Income
subtotal
$178.31M
Other / Non-Operating Items
adjust
$-135.27M
Net Income
subtotal
$43.04M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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