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NBTB.US - Current Price

$42.53

Company Information

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Company Name
NBT Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US6287781024
CIK: 0000790359
CUSIP: 628778102
Currency: USD
Full Time Employees: 2,083
Phone: 607 337 2265
Website: https://www.nbtbancorp.com
Fiscal Year End: December
IPO Date: Mar 17, 1992
Description:

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and record keeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Address:

52 South Broad Street, Norwich, NY, United States, 13815

Directors & Officers

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Name Title Year Born
Mr. Scott A. Kingsley CPA President, CEO & Director 1965
Ms. Annette L. Burns Executive VP & CFO 1973
Mr. Joseph R. Stagliano Senior Executive Vice President 1969
Ms. Amy C. Wiles Executive VP and Chief Credit & Risk Officer 1959
Ms. Ruth Halley Mahoney Executive VP & President of Wealth Management 1968
Mr. Kenneth J. Entenmann C.F.A. Senior VP, Chief Investment Officer & Chief Economist NA
Mr. Martin Randolph Sparks Executive VP, General Counsel, Chief Ethics Officer & Corporate Secretary 1959
Ms. Florence R. Doller Senior VP & Director of Corporate Communications NA
Ms. Cynthia A. Smaniotto Executive VP & Chief Human Resources Officer NA
Ms. Shauna M. Hyle Executive Vice President of Retail Community Banking NA

Shares Statistics

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Shares Outstanding: 52.32M
Shares Float: 50.95M
% Insiders: 269.60%
% Institutions: 6,537.30%
Short % Float: 2.58%

Valuation Metrics

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Enterprise Value: $1.90B
Trailing P/E: 14.08
Forward P/E: 13.40

Financial Highlights

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Market Cap: $2.23B
P/E Ratio: $14.08
PEG Ratio: $3.82
Book Value: $35.33
Dividend/Share: $1.39
Dividend Yield: 3.24%
Earnings/Share: $3.02
Profit Margin: 23.78%
Operating Margin: 43.37%
ROA (TTM): 1.00%
ROE (TTM): 8.87%
Revenue (TTM): $629.73M
Revenue/Share (TTM): $12.76
Earnings Growth (YOY): 28.80%
Revenue Growth (YOY): 26.60%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 0.99 N/A N/A
Sep 30, 2025 1.05 0.97 N/A 824.74%
Jun 30, 2025 0.88 0.83 N/A 602.41%
Mar 31, 2025 0.77 0.74 N/A 405.41%
Dec 31, 2024 0.77 0.76 N/A 131.58%
Sep 30, 2024 0.80 0.77 N/A 389.61%
Jun 30, 2024 0.69 0.69 N/A 0.00%
Mar 31, 2024 0.68 0.68 N/A 0.00%
Dec 31, 2023 0.72 0.76 N/A -526.32%
Sep 30, 2023 0.84 0.77 N/A 909.09%
Jun 30, 2023 0.80 0.74 N/A 810.81%
Mar 31, 2023 0.88 0.85 N/A 352.94%
Dec 31, 2022 0.86 0.91 N/A -549.45%
Sep 30, 2022 0.90 0.88 N/A 227.27%
Jun 30, 2022 0.88 0.84 N/A 476.19%
Mar 31, 2022 0.90 0.77 N/A 1,688.31%
Dec 31, 2021 0.86 0.84 N/A 238.10%
Sep 30, 2021 0.90 0.81 N/A 1,111.11%
Jun 30, 2021 0.95 0.77 N/A 2,337.66%
Mar 31, 2021 0.91 0.72 N/A 2,638.89%
Dec 31, 2020 0.85 0.69 N/A 2,318.84%
Sep 30, 2020 0.80 0.60 N/A 3,333.33%
Jun 30, 2020 0.57 0.43 N/A 3,255.81%
Mar 31, 2020 0.85 0.52 N/A 6,346.15%
Dec 31, 2019 0.66 0.65 N/A 153.85%
Sep 30, 2019 0.71 0.67 N/A 597.01%
Jun 30, 2019 0.69 0.66 N/A 454.55%
Mar 31, 2019 0.66 0.63 N/A 476.19%
Dec 31, 2018 0.65 0.65 N/A 0.00%
Sep 30, 2018 0.68 0.65 N/A 461.54%
Jun 30, 2018 0.64 0.62 N/A 322.58%
Mar 31, 2018 0.50 0.58 N/A -1,379.31%
Dec 31, 2017 0.50 0.51 N/A -196.08%
Sep 30, 2017 0.52 0.50 N/A 400.00%
Jun 30, 2017 0.49 0.48 N/A 208.33%
Mar 31, 2017 0.46 0.46 N/A 0.00%
Dec 31, 2016 0.46 0.45 N/A 222.22%
Sep 30, 2016 0.46 0.45 N/A 222.22%
Jun 30, 2016 0.46 0.44 N/A 454.55%
Mar 31, 2016 0.43 0.43 N/A 0.00%
Dec 31, 2015 0.43 0.43 N/A 0.00%
Sep 30, 2015 0.45 0.43 N/A 465.12%
Jun 30, 2015 0.44 0.42 N/A 476.19%
Mar 31, 2015 0.41 0.42 N/A -238.10%
Dec 31, 2014 0.42 0.44 N/A -454.55%
Sep 30, 2014 0.45 0.43 N/A 465.12%
Jun 30, 2014 0.43 0.41 N/A 487.80%
Mar 31, 2014 0.42 0.40 N/A 500.00%
Dec 31, 2013 0.42 0.43 N/A -232.56%
Sep 30, 2013 0.44 0.41 N/A 731.71%
Jun 30, 2013 0.40 0.40 N/A 0.00%
Mar 31, 2013 0.39 0.42 N/A -714.29%
Dec 31, 2012 0.40 0.42 N/A -476.19%
Sep 30, 2012 0.44 0.40 N/A 1,000.00%
Jun 30, 2012 0.41 0.40 N/A 250.00%
Mar 31, 2012 0.41 0.41 N/A 0.00%
Dec 31, 2011 0.41 0.43 N/A -465.12%
Sep 30, 2011 0.45 0.43 N/A 465.12%
Jun 30, 2011 0.43 0.44 N/A -227.27%
Mar 31, 2011 0.41 0.41 N/A 0.00%
Dec 31, 2010 0.42 0.41 N/A 243.90%
Sep 30, 2010 0.42 0.42 N/A 0.00%
Jun 30, 2010 0.42 0.41 N/A 243.90%
Mar 31, 2010 0.41 0.40 N/A 250.00%
Dec 31, 2009 0.40 0.39 N/A 256.41%
Sep 30, 2009 0.40 0.39 N/A 256.41%
Jun 30, 2009 0.40 0.35 N/A 1,428.57%
Mar 31, 2009 0.40 0.39 N/A 256.41%
Dec 31, 2008 0.45 0.46 N/A -217.39%
Sep 30, 2008 0.50 0.45 N/A 1,111.11%
Jun 30, 2008 0.45 0.43 N/A 465.12%
Mar 31, 2008 0.43 0.42 N/A 238.10%
Dec 31, 2007 0.28 0.26 N/A 769.23%
Sep 30, 2007 0.46 0.42 N/A 952.38%
Jun 30, 2007 0.36 0.42 N/A -1,428.57%
Mar 31, 2007 0.41 0.40 N/A 250.00%
Dec 31, 2006 0.40 0.40 N/A 0.00%
Sep 30, 2006 0.43 0.41 N/A 487.80%
Jun 30, 2006 0.41 0.41 N/A 0.00%
Mar 31, 2006 0.40 0.40 N/A 0.00%
Dec 31, 2005 0.40 0.40 N/A 0.00%
Sep 30, 2005 0.41 0.41 N/A 0.00%
Jun 30, 2005 0.40 0.40 N/A 0.00%
Mar 31, 2005 0.39 0.40 N/A -250.00%
Dec 31, 2004 0.38 0.39 N/A -256.41%
Sep 30, 2004 0.38 0.38 N/A 0.00%
Jun 30, 2004 0.38 0.37 N/A 270.27%
Mar 31, 2004 0.37 0.37 N/A 0.00%
Dec 31, 2003 0.36 0.36 N/A 0.00%
Sep 30, 2003 0.36 0.36 N/A 0.00%
Jun 30, 2003 0.36 0.35 N/A 285.71%
Mar 31, 2003 0.35 0.33 N/A 606.06%
Dec 31, 2002 0.34 0.33 N/A 303.03%
Sep 30, 2002 0.33 0.32 N/A 312.50%
Jun 30, 2002 0.32 0.30 N/A 666.67%
Mar 31, 2002 0.33 0.28 N/A 1,785.71%
Dec 31, 2001 -0.41 N/A N/A N/A
Sep 30, 2001 0.21 N/A N/A N/A
Jun 30, 2001 0.19 0.32 N/A -4,062.50%
Mar 31, 2001 0.33 0.29 N/A 1,379.31%
Dec 31, 2000 0.23 -0.23 N/A 20,000.00%
Sep 30, 2000 0.31 0.29 N/A 689.66%
Jun 30, 2000 0.28 0.30 N/A -666.67%
Mar 31, 2000 0.27 0.30 N/A -1,000.00%
Dec 31, 1999 0.34 0.33 N/A 303.03%
Sep 30, 1999 0.36 0.36 N/A 0.00%
Jun 30, 1999 0.36 N/A N/A N/A
Mar 31, 1999 0.37 0.30 N/A 2,333.33%
Dec 31, 1998 0.34 0.36 N/A -555.56%
Sep 30, 1998 0.35 0.30 N/A 1,666.67%
Jun 30, 1998 0.36 N/A N/A N/A
Mar 31, 1998 0.37 0.30 N/A 2,333.33%
Dec 31, 1997 0.27 0.29 N/A -689.66%
Sep 30, 1997 0.28 0.30 N/A -666.67%
Jun 30, 1997 0.30 0.27 N/A 1,111.11%
Mar 31, 1997 0.26 0.24 N/A 833.33%
Dec 31, 1996 0.25 0.25 N/A 0.00%
Sep 30, 1996 0.25 0.22 N/A 1,363.64%
Jun 30, 1996 0.21 0.20 N/A 500.00%
Mar 31, 1996 0.22 0.19 N/A 1,578.95%
Dec 31, 1995 0.19 0.17 N/A 1,176.47%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $284.06M $N/A $13.79B $12.26B $1.53B
2023-12-31 $205.19M $N/A $13.31B $11.88B $1.43B
2022-12-31 $197.35M $N/A $11.74B $10.57B $1.17B
2021-12-31 $1.27B $N/A $12.01B $10.76B $1.25B
2020-12-31 $672.68M $N/A $10.93B $9.75B $1.19B
2019-12-31 $216.84M $N/A $9.72B $8.60B $1.12B
2018-12-31 $180.96M $N/A $9.56B $8.54B $1.02B
2017-12-31 $159.66M $N/A $9.14B $8.18B $958.18M
2016-12-31 $149.18M $N/A $8.87B $7.95B $913.32M
2015-12-31 $140.30M $N/A $8.26B $7.38B $882.00M
2014-12-31 $146.64M $N/A $7.80B $6.93B $864.18M
2013-12-31 $158.93M $N/A $7.65B $6.84B $816.57M
2012-12-31 $163.67M $N/A $6.04B $5.46B $582.27M
2011-12-31 $129.38M $N/A $5.60B $5.06B $538.11M
2010-12-31 $168.79M $N/A $5.34B $4.81B $533.57M
2009-12-31 $187.16M $N/A $5.46B $4.96B $505.12M
2008-12-31 $110.40M $N/A $5.34B $4.90B $431.85M
2007-12-31 $162.95M $N/A $5.20B $4.80B $397.30M
2006-12-31 $138.79M $N/A $5.09B $4.68B $403.82M
2005-12-31 $142.49M $N/A $4.43B $4.09B $333.94M
2004-12-31 $98.44M $N/A $4.21B $3.88B $332.23M
2003-12-31 $128.04M $N/A $4.05B $3.72B $310.03M
2002-12-31 $124.62M $N/A $3.72B $3.41B $292.38M
2001-12-31 $129.96M $N/A $3.64B $3.35B $266.36M
2000-12-31 $130.44M $N/A $3.61B $3.32B $269.64M
1999-12-31 $79.63M $N/A $2.38B $2.19B $191.47M
1998-12-31 $47.20M $N/A $1.29B $1.16B $130.60M
1997-12-31 $37.40M $N/A $1.28B $1.16B $123.30M
1996-12-31 $35.80M $N/A $1.14B $1.03B $106.30M
1995-12-31 $44.40M $N/A $1.11B $998.30M $108.00M
1994-12-31 $43.40M $N/A $1.04B $946.30M $98.30M
1993-12-31 $36.10M $N/A $953.90M $852.80M $101.10M
1992-12-31 $39.60M $N/A $868.60M $774.60M $94.00M
1991-12-31 $62.40M $N/A $838.90M $751.10M $87.80M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Aug 13, 2025 N/A N/A N/A N/A N/A N/A
Jun 03, 2025 N/A N/A N/A N/A N/A N/A
May 28, 2025 N/A N/A N/A N/A N/A N/A
May 06, 2025 N/A N/A N/A N/A N/A N/A
Apr 29, 2025 N/A N/A N/A N/A N/A N/A
Feb 10, 2025 N/A N/A N/A N/A N/A N/A
Feb 07, 2025 N/A N/A N/A N/A N/A N/A
Dec 13, 2024 N/A N/A N/A N/A N/A N/A
Dec 11, 2024 N/A N/A N/A N/A N/A N/A
Nov 22, 2024 N/A N/A N/A N/A N/A N/A
Nov 15, 2024 N/A N/A N/A N/A N/A N/A
Nov 11, 2024 N/A N/A N/A N/A N/A N/A
Nov 07, 2024 N/A N/A N/A N/A N/A N/A
Oct 30, 2024 N/A N/A N/A N/A N/A N/A

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