Stock Fundamentals

Company Information

Company Name
OP Bancorp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US67109R1095
CIK: 0001722010
CUSIP: 67109R109
Currency: USD
Full Time Employees: 231
Phone: 213 892 9999
Fiscal Year End: December
IPO Date: Mar 28, 2018
Description:

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, the company offers debit and credit card, online transfer and bill payment, and electronic delivery of customer statements; mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposit, cashier's check, person to person payment, wire transfer, and automated clearing house services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. It operates full branch offices in Los Angeles, Orange, and Santa Clara Counties in California; the Dallas metropolitan area in Texas; and Clark County in Nevada, as well as operates loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.

Address:

1000 Wilshire Boulevard, Los Angeles, CA, United States, 90017

Directors & Officers

Name Title Year Born
Mr. Sang Kyo Oh President, Chief Executive Officer & Director 1972
Ms. Christine Yoon Oh EVP & Chief Operating Officer 1967
Mr. Jaehyun Park EVP, CFO & Corporate Secretary 1972
Mr. Wesley Won EVP & Chief Technology Officer 1972
Mr. Jae H. Park EVP & Chief Risk Officer 1979
Mr. Yeong Gwon Pak EVP & Chief Credit Officer 1971
Mr. Jimmy M. Bang EVP & Chief Lending Officer 1972

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 704.23K Dec 31, 2025 4.73% $0.00 0.56%
BlackRock Inc 702.97K Sep 30, 2025 4.72% $0.00 8.63%
AllianceBernstein L.P. 684.23K Sep 30, 2025 4.60% $0.00 -13.38%
Dimensional Fund Advisors, Inc. 609.51K Dec 31, 2025 4.09% $0.00 3.85%
Manufacturers Life Insurance Co 575.86K Dec 31, 2025 3.87% $0.01 -0.78%
Truffle Hound Capital, LLC 400.00K Dec 31, 2025 2.69% $1.47 0.00%
Geode Capital Management, LLC 275.82K Sep 30, 2025 1.85% $0.00 0.77%
Maltese Capital Management LLC 268.87K Dec 31, 2025 1.81% $0.67 11.03%
Acadian Asset Management LLC 267.35K Sep 30, 2025 1.80% $0.01 596.59%
Gator Capital Management, LLC 256.43K Sep 30, 2025 1.72% $0.91 0.85%
Bridgeway Capital Management, LLC 209.04K Dec 31, 2025 1.40% $0.06 1.19%
Connor Clark & Lunn Inv Mgmt Ltd 148.02K Dec 31, 2025 0.99% $0.01 3.19%
State Street Corp 136.91K Sep 30, 2025 0.92% $0.00 11.73%
Segall Bryant & Hamill 133.89K Dec 31, 2025 0.90% $0.03 0.00%
Arrowstreet Capital Limited Partnership 133.88K Dec 31, 2025 0.90% $0.00 26.63%
American Century Companies Inc 121.20K Dec 31, 2025 0.81% $0.00 0.00%
Marshall Wace Asset Management Ltd 120.07K Sep 30, 2025 0.81% $0.00 -14.60%
Renaissance Technologies Corp 98.20K Dec 31, 2025 0.66% $0.00 3.15%
Northern Trust Corp 89.81K Sep 30, 2025 0.60% $0.00 1.90%
The Goldman Sachs Group Inc 73.52K Sep 30, 2025 0.49% $0.00 60.53%

Shares Statistics

Shares Outstanding: 14.89M
Shares Float: 11.58M
% Insiders: 2,193.40%
% Institutions: 6,411.30%
Short % Float: 1.71%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Group Inc 704.23K 4.73% ▲ 0.56% Dec 31, 2025
2 BlackRock Inc 702.97K 4.72% ▲ 8.63% Sep 30, 2025
3 AllianceBernstein L.P. 684.23K 4.60% ▼ 13.38% Sep 30, 2025
4 Dimensional Fund Advisors, Inc. 609.51K 4.09% ▲ 3.85% Dec 31, 2025
5 Manufacturers Life Insurance Co 575.86K 3.87% ▼ 0.78% Dec 31, 2025
6 Truffle Hound Capital, LLC 400.00K 2.69% ▲ 0.00% Dec 31, 2025
7 Geode Capital Management, LLC 275.82K 1.85% ▲ 0.77% Sep 30, 2025
8 Maltese Capital Management LLC 268.87K 1.81% ▲ 11.03% Dec 31, 2025
9 Acadian Asset Management LLC 267.35K 1.80% ▲ 596.59% Sep 30, 2025
10 Gator Capital Management, LLC 256.43K 1.72% ▲ 0.85% Sep 30, 2025

Valuation Metrics

Enterprise Value: $136.57M
Trailing P/E: 7.53
Forward P/E: 0.00

Financial Highlights

Market Cap: $192.82M
P/E Ratio: $7.53
PEG Ratio: $0.00
Book Value: $15.31
Dividend/Share: $0.48
Dividend Yield: 3.70%
Earnings/Share: $1.72
Profit Margin: 28.16%
Operating Margin: 44.48%
ROA (TTM): 1.02%
ROE (TTM): 11.85%
Revenue (TTM): $91.10M
Revenue/Share (TTM): $6.13
Earnings Growth (YOY): 42.50%
Revenue Growth (YOY): 20.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.91x 0.00x 0.91x 0.49x 0.00x
2024-12-31 0.07x 0.94x 0.91x 0.40x 6.31x
2023-12-31 0.16x 1.10x 0.91x 0.63x 6.10x
2022-12-31 0.16x 0.01x 0.92x 4.13x 0.05x
2021-12-31 0.18x 0.01x 0.90x 12.98x 0.05x
2020-12-31 0.17x 0.08x 0.90x 2.20x 0.62x
2019-12-31 0.14x 0.07x 0.88x 1.52x 0.44x
2018-12-31 0.15x 0.00x 0.88x 2.14x 0.00x
2017-12-31 0.13x 0.55x 0.90x 3.75x 2.76x
2016-12-31 0.09x 0.25x 0.89x 3.65x 1.49x
2015-12-31 0.16x 0.28x 0.88x 3.77x 1.81x
2014-12-31 0.20x 0.46x 0.88x 4.95x 3.59x
2013-12-31 0.09x 0.00x 0.91x 3.05x 0.00x
2012-12-31 0.19x 0.19x 0.87x 2.89x 2.14x
2006-12-31 0.02x 0.00x 0.89x 0.61x 0.00x
2005-12-31 0.14x 0.00x 0.81x -3.19x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
May 30, 2025 Myung Shin Sohn N/A Purchase 1.00K $12.41 $12.41K

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