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OPRT.US - Current Price

$5.21

Company Information

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Company Name
Oportun Financial Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US68376D1046
CIK: 0001538716
CUSIP: 68376D104
Currency: USD
Full Time Employees: 2,312
Phone: 650 810 8823
Website: https://www.oportun.com
Fiscal Year End: December
IPO Date: Sep 26, 2019
Description:

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Address:

2 Circle Star Way, San Carlos, CA, United States, 94070

Directors & Officers

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Name Title Year Born
Mr. Raul Vazquez President, CEO & Director 1972
Ms. Kathleen I. Layton Chief Legal Officer & Corporate Secretary 1980
Mr. Patrick Kirscht Chief Credit Officer 1968
Mr. Joseph A. Schueller Principal Financial Officer & Principal Accounting Officer 1977
Mr. Deepak Rao Chief Technology Officer NA
Mr. Dorian Hare Senior Vice President of Investor Relations NA
Mr. Ezra C. Garrett Senior Vice President of Public Affairs & Impact NA
Mr. Gonzalo Palacio Chief Marketing Officer NA
Mr. Paul Appleton Treasurer & Head of Capital Markets NA

Shares Statistics

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Shares Outstanding: 44.13M
Shares Float: 29.88M
% Insiders: 688.90%
% Institutions: 8,612.10%
Short % Float: 4.56%

Valuation Metrics

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Enterprise Value: $2.86B
Trailing P/E: 7.31
Forward P/E: 6.47

Financial Highlights

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Market Cap: $232.12M
EBITDA: $176.25M
P/E Ratio: $7.31
Book Value: $8.71
Earnings/Share: $0.72
Profit Margin: 4.29%
Operating Margin: 6.43%
ROA (TTM): 0.95%
ROE (TTM): 8.60%
Revenue (TTM): $712.62M
Revenue/Share (TTM): $15.70
Earnings Growth (YOY): 1,270.00%
Revenue Growth (YOY): -6.20%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 0.32 N/A -10,000.00%
Sep 30, 2025 0.39 0.28 N/A 3,928.57%
Jun 30, 2025 0.31 0.22 N/A 4,090.91%
Mar 31, 2025 0.40 0.08 N/A 40,000.00%
Dec 31, 2024 0.49 0.10 N/A 39,000.00%
Sep 30, 2024 0.02 0.07 N/A -7,142.86%
Jun 30, 2024 0.08 -0.18 N/A 14,444.44%
Mar 31, 2024 0.09 -0.26 N/A 13,461.54%
Dec 31, 2023 -0.53 -0.37 N/A -4,324.32%
Sep 30, 2023 -0.46 0.31 N/A -24,838.71%
Jun 30, 2023 0.06 -0.14 N/A 14,285.71%
Mar 31, 2023 -2.60 -1.36 N/A -9,117.65%
Dec 31, 2022 0.14 0.23 N/A -3,913.04%
Sep 30, 2022 0.25 -0.11 N/A 32,727.27%
Jun 30, 2022 0.11 0.09 N/A 2,222.22%
Mar 31, 2022 1.58 0.59 N/A 16,779.66%
Dec 31, 2021 0.82 0.72 N/A 1,388.89%
Sep 30, 2021 0.78 0.44 N/A 7,727.27%
Jun 30, 2021 0.56 0.05 N/A 102,000.00%
Mar 31, 2021 0.41 0.19 N/A 11,578.95%
Dec 31, 2020 0.60 0.11 N/A 44,545.45%
Sep 30, 2020 0.15 -0.06 N/A 35,000.00%
Jun 30, 2020 -1.29 0.09 N/A -153,333.33%
Mar 31, 2020 -0.04 0.17 N/A -12,352.94%
Dec 31, 2019 0.94 0.63 N/A 4,920.63%
Sep 30, 2019 0.64 0.45 N/A 4,222.22%
Jun 30, 2019 0.78 0.48 N/A 6,250.00%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $59.97M $N/A $3.23B $2.87B $353.81M
2023-12-31 $91.19M $N/A $3.41B $3.01B $404.40M
2022-12-31 $98.82M $N/A $3.61B $3.07B $547.60M
2021-12-31 $130.96M $N/A $2.95B $2.34B $603.88M
2020-12-31 $136.19M $N/A $2.01B $1.54B $466.63M
2019-12-31 $72.18M $N/A $2.20B $1.71B $488.77M
2018-12-31 $70.48M $N/A $1.74B $1.39B $346.55M
2017-12-31 $48.35M $N/A $1.22B $998.31M $216.73M
2016-12-31 $35.58M $N/A $958.17M $734.61M $223.56M
2015-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 10, 2025 N/A N/A N/A N/A N/A N/A
Dec 13, 2024 N/A N/A N/A N/A N/A N/A
Dec 11, 2024 N/A N/A N/A N/A N/A N/A
Dec 10, 2024 N/A N/A N/A N/A N/A N/A
Nov 27, 2024 N/A N/A N/A N/A N/A N/A

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