Stock Fundamentals

Company Information

Company Name
Bank Ozk
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US06417N1037
CIK: 0001038205
CUSIP: 06417N103
Currency: USD
Full Time Employees: 3,351
Phone: 501 978 2265
Fiscal Year End: December
IPO Date: Jul 17, 1997
Description:

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Address:

18000 Cantrell Road, Little Rock, AR, United States, 72223

Directors & Officers

Name Title Year Born
Mr. George G. Gleason II Chairman & CEO 1954
Mr. Paschall Brannon Hamblen President 1966
Mr. Tim Hicks CPA Chief Financial Officer 1973
Ms. Cynthia Wolfe Chief Operating Officer 1966
Mr. John Carter Chief Credit Officer 1981
Mr. Stan Thomas Chief Accounting Officer 1972
Mr. Jason Cathey Chief Information Officer 1982
Ms. Tamara Gotham Chief Administrative Officer 1984
Ms. Helen Woodyard Brown J.D. General Counsel & Corporate Secretary 1978
Ms. Candace Graham Executive VP & Director of Corporate Communication NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 11.08M Dec 31, 2025 10.15% $0.01 -1.35%
BlackRock Inc 10.94M Mar 31, 2026 10.02% $0.01 8.21%
Dimensional Fund Advisors, Inc. 6.63M Mar 31, 2026 6.07% $0.06 0.59%
State Street Corp 6.14M Mar 31, 2026 5.62% $0.01 -6.38%
Wasatch Advisors LP 6.13M Mar 31, 2026 5.61% $1.87 -11.79%
Vanguard Portfolio Management, LLC 5.35M Mar 31, 2026 4.91% $0.01 0.00%
Vanguard Capital Management, LLC 4.69M Mar 31, 2026 4.29% $0.01 0.00%
Charles Schwab Investment Management Inc 3.84M Mar 31, 2026 3.52% $0.03 -15.59%
Van Berkom and Associates Inc 3.45M Mar 31, 2026 3.16% $2.59 84.48%
American Century Companies Inc 3.36M Mar 31, 2026 3.08% $0.08 10.15%
Geode Capital Management, LLC 3.17M Mar 31, 2026 2.91% $0.01 47.84%
First Trust Advisors L.P. 3.04M Mar 31, 2026 2.78% $0.10 4.64%
CapTrust Financial Advisors 2.32M Mar 31, 2026 2.13% $0.19 120.00%
1832 Asset Management L.P 1.64M Mar 31, 2026 1.51% $0.07 0.78%
AQR Capital Management LLC 1.61M Mar 31, 2026 1.47% $0.03 1.69%
Morgan Stanley - Brokerage Accounts 1.37M Mar 31, 2026 1.26% $0.00 -6.51%
NORGES BANK 1.30M Dec 31, 2025 1.19% $0.01 -11.31%
Giverny Capital Inc. 1.23M Mar 31, 2026 1.13% $2.07 -2.61%
Citadel Advisors Llc 1.15M Mar 31, 2026 1.06% $0.01 -8.90%
Bank of New York Mellon Corp 1.14M Mar 31, 2026 1.04% $0.01 -3.01%

Shares Statistics

Shares Outstanding: 109.17M
Shares Float: 100.72M
% Insiders: 681.00%
% Institutions: 9,807.90%
Short % Float: 14.71%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 3.50M 3.21% ▲ 0.00% May 29, 2026
2 Vanguard Total Stock Mkt Idx Inv 3.35M 3.07% ▲ 0.15% Apr 30, 2026
3 Avantis US Small Cap Value ETF 3.07M 2.81% ▲ 0.07% May 30, 2026
4 Schwab US Dividend Equity ETF™ 2.48M 2.27% ▲ 0.19% May 30, 2026
5 Vanguard Small Cap Index 2.45M 2.24% ▼ 0.19% Apr 30, 2026
6 First Trust SMID Cp Rising Div Achv ETF 1.88M 1.72% ▼ 0.25% May 31, 2026
7 Van Berkom Sm-Cap Eq 1.69M 1.55% ▼ 7.86% Mar 31, 2026
8 Vanguard Small Cap Value Index Inv 1.57M 1.44% ▲ 0.80% Apr 30, 2026
9 Wasatch Core Growth 1.56M 1.43% ▼ 21.46% Mar 31, 2026
10 DFA US Small Cap Value I 1.54M 1.41% ▲ 0.00% Apr 30, 2026

Valuation Metrics

Enterprise Value: $5.19B
Trailing P/E: 8.24
Forward P/E: 7.22

Financial Highlights

Market Cap: $5.53B
P/E Ratio: $8.24
PEG Ratio: $2.76
Book Value: $53.19
Dividend/Share: $1.78
Dividend Yield: 3.61%
Earnings/Share: $6.15
Profit Margin: 45.29%
Operating Margin: 56.26%
ROA (TTM): 1.75%
ROE (TTM): 11.79%
Revenue (TTM): $1.56B
Revenue/Share (TTM): $13.94
Earnings Growth (YOY): -2.00%
Revenue Growth (YOY): 1.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.80x 0.08x 0.85x 0.87x 0.44x
2024-12-31 0.11x 0.15x 0.85x 0.83x 0.87x
2023-12-31 0.20x 0.41x 0.85x 1.26x 2.25x
2022-12-31 0.21x 0.36x 0.83x 5.83x 2.19x
2021-12-31 0.30x 0.25x 0.82x 9.23x 1.54x
2020-12-31 0.27x 0.26x 0.84x 1.96x 2.63x
2019-12-31 17.35x 0.26x 0.82x 2.03x 1.78x
2018-12-31 84.41x 0.15x 0.83x 2.65x 0.96x
2017-12-31 93.59x 0.13x 0.84x 5.04x 0.73x
2016-12-31 0.15x 0.08x 0.85x 6.95x 0.50x
2015-12-31 169.22x 0.48x 1.00x 10.04x 2.41x
2014-12-31 150.39x 0.64x 1.00x 8.23x 3.11x
2013-12-31 0.23x 0.64x 0.87x 7.05x 2.82x
2012-12-31 0.23x 0.74x 0.87x 5.14x 3.13x
2011-12-31 0.17x 0.79x 0.89x 4.98x 2.11x
2010-12-31 0.08x 1.21x 0.90x 2.64x 4.08x
2009-12-31 0.04x 1.45x 0.90x 1.18x 6.48x
2008-12-31 0.02x 1.40x 0.90x 0.53x 9.36x
2007-12-31 0.03x 2.26x 0.93x 0.46x 8.68x
2006-12-31 0.03x 0.96x 0.93x 0.53x 3.53x
2005-12-31 0.03x 0.95x 0.93x 1.03x 2.97x
2004-12-31 0.04x 1.14x 0.93x 1.54x 3.40x
2003-12-31 0.03x 1.40x 0.93x 1.51x 4.15x
2002-12-31 0.04x 0.52x 0.91x 1.09x 1.54x
2001-12-31 0.05x 0.59x 0.92x 0.43x 2.26x
2000-12-31 0.04x 1.91x 0.92x 0.27x 7.98x
1999-12-31 0.05x 0.21x 0.92x 0.36x 0.78x
1998-12-31 0.04x 0.66x 0.93x 0.40x 2.88x
1997-12-31 0.06x 0.39x 0.90x 0.54x 1.84x
1996-12-31 0.04x 0.69x 0.93x 0.50x 2.27x

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