PGY

Pagaya Technologies Ltd.

PGY.US pagaya.com
19.97
-0.33 (-1.63%)
USD · NASDAQ
52-week range
10.40
44.99
Trading at 28% of the 52-week range
Market Cap
1.69B
P/E Ratio
14.40
Forward P/E
5.09
Book Value
7.13
Div. Yield
N/A
% Institutions
47.48%
% Insiders
9.08%

1 Year

-47.6%

3 Year

-14.2%

10 Year

-83.4%
Description

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Company Information

Company Name
Pagaya Technologies Ltd.
Sector
Technology
Industry
Software - Infrastructure
Exchange
NASDAQ
ISIN: IL0011858912
CIK: 0001883085
Currency: USD
Full Time Employees: 493
Phone: 646 710 7714
Website: pagaya.com
Fiscal Year End: December
IPO Date: Jun 23, 2022
Description:

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Address:

335 Madison Ave, New York, NY, United States, 10017

People

Directors & Officers

Name Title Year Born
Mr. Gal Krubiner CEO, Co-Founder & Director 1989
Mr. Sanjiv Das Co-Founder & President 1962
Mr. Avital Pardo Co-Founder, Deputy CEO & Director 1986
Mr. Yahav Yulzari Co-Founder, Deputy CEO & Director 1986
Ms. Tami Rosen Chair of Strategic Advisory Board, Chief Development Officer & Director 1971
Mr. Evangelos Perros Strategic Executive Advisor 1976
Mr. Balasubramaniam Panchanadeswaran Chief Operating Officer NA
Mr. Edward John Mallon Chief Investment Officer NA
Mr. Cory Vieira Chief Accounting Officer & Principal Accounting Officer 1979
Mr. Oren Setter Chief Technology Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 17, 2026 Tami Rosen N/A Sale 9.72K $15.14 $147.16K
Apr 01, 2026 Evangelos Perros N/A Sale 13.00K $11.34 $147.47K
Mar 12, 2026 Evangelos Perros N/A Sale 8.43K $10.99 $92.59K
Mar 12, 2026 Sanjiv Das N/A Sale 9.70K $10.99 $106.62K
Mar 12, 2026 Tami Rosen N/A Sale 5.91K $10.99 $64.90K
Jan 05, 2026 Evangelos Perros N/A Sale 9.75K $22.99 $224.15K
Jan 05, 2026 Sanjiv Das N/A Sale 3.95K $22.99 $90.70K
Dec 19, 2025 Tami Rosen N/A Sale 7.56K $30.73 $232.35K
Oct 01, 2025 Tami Rosen N/A Sale 15.03K $30.73 $461.75K
Oct 01, 2025 Sanjiv Das N/A Sale 4.78K $30.20 $144.45K
Oct 01, 2025 Evangelos Perros N/A Sale 12.75K $30.20 $385.17K
Sep 15, 2025 Tami Rosen N/A Sale 13.87K $41.20 $571.44K
Sep 15, 2025 Sanjiv Das N/A Sale 13.30K $40.62 $540.41K
Sep 15, 2025 Evangelos Perros N/A Sale 11.55K $40.62 $469.28K
Sep 09, 2025 Evangelos Perros N/A Sale 14.36K $37.34 $536.05K
Sep 05, 2025 Evangelos Perros N/A Sale 9.44K $38.84 $366.46K
Jul 18, 2025 Dan Petrozzo N/A Sale 8.48K $30.15 $255.79K
Jul 17, 2025 Sanjiv Das N/A Sale 12.74K $25.95 $330.65K
Jul 03, 2025 Tami Rosen N/A Sale 13.82K $21.85 $301.99K
Jul 02, 2025 Evangelos Perros N/A Sale 12.76K $22.57 $287.88K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.47M Mar 31, 2026 5.36% $0.00 11.63%
Frontier Capital Management CO Inc 2.30M Jun 30, 2026 2.75% $0.39 1,067.50%
Millennium Management LLC 2.29M Jun 30, 2026 2.74% $0.02 161.45%
The Goldman Sachs Group Inc 1.89M Mar 31, 2026 2.26% $0.00 36.85%
American Century Companies Inc 1.89M Jun 30, 2026 2.26% $0.02 11.38%
Two Sigma Investments LLC 1.86M Mar 31, 2026 2.23% $0.02 51.95%
Aquamarine Financial (Cayman) Ltd 1.77M Jun 30, 2026 2.12% $1.78 0.00%
Vanguard Portfolio Management, LLC 1.72M Mar 31, 2026 2.06% $0.00 0.00%
Morgan Stanley - Brokerage Accounts 1.40M Mar 31, 2026 1.68% $0.00 5.68%
BNP Paribas Arbitrage, SA 1.20M Mar 31, 2026 1.44% $0.01 18.19%
HS Investments IV Ltd. 1.10M Jun 30, 2026 1.32% $17.87 0.00%
State Street Corp 1.03M Mar 31, 2026 1.24% $0.00 15.32%
Allspring Global Investments Holdings, LLC 1.03M Mar 31, 2026 1.23% $0.02 141.52%
Renaissance Technologies Corp 983.59K Mar 31, 2026 1.18% $0.02 -27.36%
Qube Research & Technologies 913.11K Mar 31, 2026 1.09% $0.01 -12.75%
UBS Group AG 814.64K Mar 31, 2026 0.98% $0.00 -0.14%
JPMorgan Chase & Co 808.56K Mar 31, 2026 0.97% $0.00 55.06%
Geode Capital Management, LLC 758.17K Mar 31, 2026 0.91% $0.00 16.38%
Citigroup Inc 581.31K Mar 31, 2026 0.70% $0.00 2,206.80%
Point72 Asset Management, L.P. 552.00K Mar 31, 2026 0.66% $0.01 -43.39%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Avantis US Small Cap Value ETF 2.28M 2.73% ▲ 0.45% Aug 31, 2026
2 Vanguard Information Technology ETF 1.19M 1.43% ▲ 0.41% Jul 31, 2026
3 Jupiter Merian Glb Eq Abs Rt I USD Acc 687.09K 0.82% ▼ 21.78% Jun 30, 2026
4 William Blair Small Cap Growth I 416.94K 0.50% ▲ 0.00% Jul 31, 2026
5 EA Bridgeway Omni Small-Cap Value ETF 326.20K 0.39% ▲ 0.06% Aug 31, 2026
6 Bridgeway Omni Small-Cap Value N 207.50K 0.25% ▲ 0.00% Jun 30, 2026
7 Bridgeway Omni Small-Cap Value 207.50K 0.25% ▲ 0.00% Jun 30, 2026
8 Moonvest ETF 189.89K 0.23% ▲ 0.00% Aug 31, 2026
9 Allspring SMID Core ETF 177.75K 0.21% ▲ 2.07% Aug 29, 2026
10 Frontier Small Cap Growth CIT Class C 158.20K 0.19% ▲ 1,153.43% Jun 30, 2026

Financial Highlights

Market Cap: $1.69B
EBITDA: $351.62M
P/E Ratio: $14.40
PEG Ratio: $0.04
Book Value: $7.13
Earnings/Share: $1.41
Profit Margin: 9.12%
Operating Margin: 27.34%
ROA (TTM): 13.97%
ROE (TTM): 19.46%
Revenue (TTM): $1.39B
Revenue/Share (TTM): $17.03
Earnings Growth (YOY): 143.30%
Revenue Growth (YOY): 18.60%

Valuation Metrics

Enterprise Value: $1.42B
Trailing P/E: 14.40
Forward P/E: 5.09

Shares Statistics

Shares Outstanding: 72.14M
Shares Float: 70.52M
% Insiders: 9.08%
% Institutions: 47.48%
Short % Float: 14.75%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.26B
Cost of Goods Sold
adjust
$-749.17M
Gross Profit
subtotal
$512.17M
SG&A
adjust
$-159.56M
R&D
adjust
$-75.21M
Other Operating Expense
adjust
$-53.59M
Operating Income
subtotal
$223.81M
Other / Non-Operating Items
adjust
$-142.42M
Net Income
subtotal
$81.39M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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