Stock Fundamentals

Company Information

Company Name
Pacific Premier Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US69478X1054
CIK: 0001028918
CUSIP: 53184P200
Currency: USD
Full Time Employees: 1,325
Phone: 949 864 8000
Fiscal Year End: December
IPO Date: Jun 25, 1997
Description:

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. The company accepts deposit products, which includes checking, money market, savings accounts, and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise secured by real estate, and small business administration (SBA); revolving lines of credit, term loans, seasonal loans, and loans secured by liquid collateral, such as cash deposits or marketable securities; one-to-four family and home equity lines of credit loans; and small balance personal unsecured loans and savings account secured loans. It also offers cash management, online and mobile banking, and treasury management services, as well as payment processing, remote capture, and automated clearing house payment capabilities. In addition, it operates as a custodian for alternative assets held in qualified self-directed IRA accounts, including investments in private equity, real estate, notes, cash, and other non-exchange traded assets; and offers real-property and non-real property escrow services. The company serves small and middle-market businesses, corporations, professionals, real estate investors, non-profit organizations, and consumers. Pacific Premier Bancorp, Inc. was formerly known as LIFE Financial Corporation and changed its name to Pacific Premier Bancorp, Inc. in August 2002. The company was founded in 1983 and is based in Irvine, California. As of August 31, 2025, Pacific Premier Bancorp, Inc. operates as a subsidiary of Columbia Banking System, Inc.

Address:

17901 Von Karman Avenue, Irvine, CA, United States, 92614

Directors & Officers

Name Title Year Born
Mr. Ronald J. Nicolas Jr. Senior EVP & CFO 1959
Mr. Matthew J. Lazzaro Senior VP & Director of Investor Relations NA
Mr. Steven R. Arnold J.D. Senior EVP, General Counsel & Corporate Secretary 1971
Mr. Mark D. Whalen Chief Lending Officer & Senior VP NA
Ms. Tamara Beth Wendoll M.B.A. Senior EVP and President of Pacific Premier Trust 1971

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 14.04M Jun 30, 2025 14.48% $0.01 0.38%
Vanguard Group Inc 10.78M Jun 30, 2025 11.11% $0.00 -2.28%
Dimensional Fund Advisors, Inc. 5.66M Jun 30, 2025 5.83% $0.03 -1.71%
State Street Corp 5.32M Jun 30, 2025 5.48% $0.00 1.68%
T. Rowe Price Investment Management,Inc. 3.10M Jun 30, 2025 3.19% $0.04 -18.23%
Massachusetts Financial Services Company 2.96M Jun 30, 2025 3.06% $0.02 6.52%
Amvescap Plc. 2.59M Jun 30, 2025 2.67% $0.01 9.79%
Macquarie Group Ltd 2.42M Jun 30, 2025 2.49% $0.06 2.76%
Geode Capital Management, LLC 2.39M Jun 30, 2025 2.46% $0.00 1.19%
HoldCo Asset Management, L.P. 2.34M Jun 30, 2025 2.41% $7.73 0.00%
Goldman Sachs Group Inc 1.68M Jun 30, 2025 1.73% $0.00 12.77%
AllianceBernstein L.P. 1.40M Jun 30, 2025 1.45% $0.01 1.11%
Charles Schwab Investment Management Inc 1.36M Jun 30, 2025 1.40% $0.01 -0.09%
Brown Advisory Holdings Inc 1.21M Jun 30, 2025 1.25% $0.03 -29.76%
William Blair Investment Management, LLC 1.15M Jun 30, 2025 1.19% $0.06 -7.56%
Nuveen, LLC 1.15M Jun 30, 2025 1.18% $0.01 -10.08%
Bank of New York Mellon Corp 1.11M Jun 30, 2025 1.14% $0.00 1.57%
Northern Trust Corp 1.09M Jun 30, 2025 1.12% $0.00 -5.16%
Bank of America Corp 1.08M Jun 30, 2025 1.11% $0.00 33.33%
Grantham, Mayo, Van Otterloo & Co., LLC 1.03M Jun 30, 2025 1.07% $0.07 0.00%

Shares Statistics

Shares Outstanding: 96.99M
Shares Float: 94.48M
% Insiders: 208.30%
% Institutions: 9,543.00%
Short % Float: 2.37%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 14.04M 14.48% ▲ 0.38% Jun 30, 2025
2 Vanguard Group Inc 10.78M 11.11% ▼ 2.28% Jun 30, 2025
3 Dimensional Fund Advisors, Inc. 5.66M 5.83% ▼ 1.71% Jun 30, 2025
4 State Street Corp 5.32M 5.48% ▲ 1.68% Jun 30, 2025
5 T. Rowe Price Investment Management,Inc. 3.10M 3.19% ▼ 18.23% Jun 30, 2025
6 Massachusetts Financial Services Company 2.96M 3.06% ▲ 6.52% Jun 30, 2025
7 Amvescap Plc. 2.59M 2.67% ▲ 9.79% Jun 30, 2025
8 Macquarie Group Ltd 2.42M 2.49% ▲ 2.76% Jun 30, 2025
9 Geode Capital Management, LLC 2.39M 2.46% ▲ 1.19% Jun 30, 2025
10 HoldCo Asset Management, L.P. 2.34M 2.41% ▲ 0.00% Jun 30, 2025

Valuation Metrics

Enterprise Value: $1.76B
Trailing P/E: 17.13
Forward P/E: 15.92

Financial Highlights

Market Cap: $2.38B
P/E Ratio: $17.13
PEG Ratio: $2.98
Book Value: $30.67
Dividend/Share: $1.32
Dividend Yield: 5.39%
Earnings/Share: $1.43
Profit Margin: 23.61%
Operating Margin: 36.33%
ROA (TTM): 0.76%
ROE (TTM): 4.68%
Revenue (TTM): $584.28M
Revenue/Share (TTM): $6.16
Earnings Growth (YOY): -23.30%
Revenue Growth (YOY): -4.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 0.10x 0.10x 0.83x 0.74x 1.22x
2023-12-31 0.14x 0.49x 0.85x 0.13x 41.45x
2022-12-31 0.22x 0.55x 0.87x 5.38x 3.75x
2021-12-31 0.37x 0.51x 0.04x 13.41x 2.98x
2020-12-31 0.38x 0.19x 0.03x 1.28x 5.17x
2019-12-31 0.19x 0.62x 0.83x 2.76x 5.06x
2018-12-31 0.15x 0.06x 0.83x 2.97x 0.59x
2017-12-31 0.16x 0.12x 0.85x 4.54x 1.34x
2016-12-31 1.54x 1.02x 0.89x 4.83x 6.65x
2015-12-31 0.16x 0.40x 0.89x 3.38x 2.66x
2014-12-31 102.68x 1.29x 0.90x 3.55x 8.42x
2013-12-31 0.28x 0.33x 0.90x 2.72x 3.38x
2012-12-31 0.16x 0.29x 0.89x 3.63x 1.43x
2011-12-31 0.21x 0.45x 0.91x 1.77x 2.13x
2010-12-31 0.10x 0.13x 0.90x 0.50x 1.41x
2009-12-31 0.10x 0.14x 0.91x -0.03x 21.94x
2008-12-31 0.01x 1.77x 0.92x N/A -4.30x
2007-12-31 0.03x 2.45x 0.92x 0.18x 22.79x
2006-12-31 0.03x 3.04x 0.92x 0.29x 20.99x
2005-12-31 0.04x 0.42x 0.93x 0.52x 2.37x
2004-12-31 0.01x 4.69x 0.92x 0.99x 25.34x
2003-12-31 0.01x 1.30x 0.88x 0.19x 24.57x
2002-12-31 0.02x 1.97x 0.95x 0.06x 16.71x
2001-12-31 0.04x 0.20x 0.97x -0.33x -0.36x
2000-12-31 0.03x 6.89x 0.97x -0.63x -6.50x
1999-12-31 0.08x 0.52x 0.94x -1.14x -0.81x
1998-12-31 0.03x 0.77x 0.88x 0.08x 6.25x
1997-12-31 0.02x 2.15x 0.87x 1.38x 5.66x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Aug 12, 2025 Steven R Arnold N/A Sale 5.00K $22.54 $112.70K
Jun 16, 2025 Gilbert Ray Cisneros, Jr. N/A Sale N/A $20.56 N/A
May 01, 2025 Edward Earl Wilcox N/A Sale 14.50K $20.28 $294.06K
Mar 19, 2025 Josh Gottheimer N/A Sale N/A $21.99 N/A
Dec 17, 2024 Michael S Karr N/A Sale 10.29K $26.87 $276.49K
Nov 07, 2024 Margaret S Ohlhaver N/A Sale 9.27K $27.96 $259.27K

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