Stock Fundamentals

Company Information

Company Name
Republic Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US7602812049
CIK: 0000921557
CUSIP: 760281105
Currency: USD
Full Time Employees: 963
Phone: 502 584 3600
Fiscal Year End: December
IPO Date: Jul 22, 1998
Description:

Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial loan, construction and land development, secured and unsecured personal loans, and aircraft loans; service charges on deposit accounts, debit and credit card interchange fee income, title insurance commissions; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and other services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; mortgage banking; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.

Address:

601 West Market Street, Louisville, KY, United States, 40202

Directors & Officers

Name Title Year Born
Mr. A. Scott Trager Vice Chairman & President 1953
Mr. Kevin Sipes Executive VP, CFO, Chief Accounting Officer & Treasurer 1972
Mr. Jeffrey A. Starke Executive VP and Chief Information & Operating Officer of Republic Bank & Trust Company 1978
Ms. Cheryl VanAllen EVP & Chief People Officer 1980

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Dimensional Fund Advisors, Inc. 922.71K Dec 31, 2025 4.72% $0.01 0.20%
BlackRock Inc 760.53K Sep 30, 2025 3.89% $0.00 -2.48%
Vanguard Group Inc 621.44K Dec 31, 2025 3.18% $0.00 4.12%
Morgan Stanley - Brokerage Accounts 373.92K Sep 30, 2025 1.91% $0.00 -0.97%
American Century Companies Inc 284.20K Dec 31, 2025 1.45% $0.01 7.13%
Geode Capital Management, LLC 234.84K Sep 30, 2025 1.20% $0.00 0.32%
State Street Corp 216.66K Sep 30, 2025 1.11% $0.00 1.01%
Gendell Jeffrey L 142.92K Dec 31, 2025 0.73% $0.17 0.00%
Bridgeway Capital Management, LLC 123.10K Dec 31, 2025 0.63% $0.18 5.29%
Northern Trust Corp 80.42K Sep 30, 2025 0.41% $0.00 0.17%
First Trust Advisors L.P. 76.99K Sep 30, 2025 0.39% $0.00 -1.39%
Charles Schwab Investment Management Inc 76.71K Dec 31, 2025 0.39% $0.00 0.23%
Bank of New York Mellon Corp 71.18K Sep 30, 2025 0.36% $0.00 0.23%
Empowered Funds, LLC 67.55K Sep 30, 2025 0.35% $0.05 6.35%
Millennium Management LLC 63.70K Sep 30, 2025 0.33% $0.00 172.30%
JPMorgan Chase & Co 46.47K Sep 30, 2025 0.24% $0.00 205.76%
The Goldman Sachs Group Inc 42.52K Sep 30, 2025 0.22% $0.00 44.29%
Inspire Advisors, LLC 42.19K Dec 31, 2025 0.22% $0.27 3.22%
CARY STREET PARTNERS FINANCIAL LLC 39.35K Dec 31, 2025 0.20% $0.07 -0.38%
AQR Capital Management LLC 37.85K Sep 30, 2025 0.19% $0.00 44.10%

Shares Statistics

Shares Outstanding: 17.39M
Shares Float: 9.69M
% Insiders: 5,164.40%
% Institutions: 2,925.50%
Short % Float: 1.22%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Dimensional Fund Advisors, Inc. 922.71K 4.72% ▲ 0.20% Dec 31, 2025
2 BlackRock Inc 760.53K 3.89% ▼ 2.48% Sep 30, 2025
3 Vanguard Group Inc 621.44K 3.18% ▲ 4.12% Dec 31, 2025
4 Morgan Stanley - Brokerage Accounts 373.92K 1.91% ▼ 0.97% Sep 30, 2025
5 American Century Companies Inc 284.20K 1.45% ▲ 7.13% Dec 31, 2025
6 Geode Capital Management, LLC 234.84K 1.20% ▲ 0.32% Sep 30, 2025
7 State Street Corp 216.66K 1.11% ▲ 1.01% Sep 30, 2025
8 Gendell Jeffrey L 142.92K 0.73% ▲ 0.00% Dec 31, 2025
9 Bridgeway Capital Management, LLC 123.10K 0.63% ▲ 5.29% Dec 31, 2025
10 Northern Trust Corp 80.42K 0.41% ▲ 0.17% Sep 30, 2025

Valuation Metrics

Enterprise Value: $1.76B
Trailing P/E: 10.24
Forward P/E: 14.16

Financial Highlights

Market Cap: $1.34B
P/E Ratio: $10.24
PEG Ratio: $1.27
Book Value: $56.41
Dividend/Share: $1.80
Dividend Yield: 2.65%
Earnings/Share: $6.72
Profit Margin: 34.03%
Operating Margin: 33.67%
ROA (TTM): 1.89%
ROE (TTM): 12.54%
Revenue (TTM): $385.90M
Revenue/Share (TTM): $19.55
Earnings Growth (YOY): 19.90%
Revenue Growth (YOY): 10.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 14.82x 0.08x 0.84x 1.60x 0.53x
2024-12-31 0.16x 0.50x 0.86x 1.06x 3.50x
2023-12-31 0.19x 0.52x 0.86x 1.68x 3.73x
2022-12-31 0.20x 0.36x 0.85x 15.59x 2.31x
2021-12-31 0.25x 0.38x 0.86x 19.67x 2.44x
2020-12-31 0.21x 0.31x 0.87x 5.15x 2.17x
2019-12-31 0.22x 0.27x 0.86x 2.53x 1.68x
2018-12-31 0.23x 0.33x 0.87x 3.13x 2.13x
2017-12-31 0.23x 0.39x 0.88x 3.87x 2.78x
2016-12-31 1.01x 1.75x 0.87x 3.84x 13.57x
2015-12-31 0.26x 0.76x 0.86x 2.88x 7.13x
2014-12-31 0.21x 0.71x 0.85x 2.26x 7.64x
2013-12-31 0.28x 0.38x 0.84x 1.89x 4.26x
2012-12-31 0.26x 0.54x 0.84x 8.07x 1.52x
2011-12-31 0.53x 0.60x 0.87x 4.77x 1.83x
2010-12-31 0.32x 2.29x 0.90x 2.68x 7.79x
2009-12-31 0.38x 2.80x 0.92x 1.35x 11.58x
2008-12-31 0.21x 2.86x 0.93x 0.72x 13.28x
2007-12-31 0.04x 2.99x 0.92x 0.37x 18.49x
2006-12-31 0.03x 4.80x 0.92x 0.49x 24.24x
2005-12-31 0.04x 4.19x 0.92x 0.73x 16.88x
2004-12-31 0.04x 4.39x 0.92x 0.93x 18.15x
2003-12-31 0.04x 3.78x 0.92x 1.19x 12.85x
2002-12-31 0.03x 2.85x 0.91x 0.76x 11.94x
2001-12-31 0.03x 3.89x 0.92x 0.46x 16.14x
2000-12-31 0.04x 4.16x 0.92x 0.29x 20.78x
1999-12-31 0.02x 4.16x 0.92x 0.37x 19.26x
1998-12-31 0.05x 2.34x 0.91x 0.43x 9.70x
1997-12-31 0.04x 1.63x 0.94x 0.38x 4.67x
1996-12-31 0.07x 3.08x 0.95x 0.11x 23.14x
1995-12-31 0.00x 0.37x 0.93x 1.21x 0.48x
1994-12-31 0.00x 0.27x 0.94x 1.27x 0.44x
1993-12-31 0.00x 0.33x 0.94x 1.28x 0.49x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 26, 2026 Scott Trager N/A Purchase 148.00 $71.13 $10.53K
Dec 11, 2025 Jeff Starke N/A Sale 137.00 $73.31 $10.04K
Sep 15, 2025 Christy Ames N/A Sale 400.00 $75.79 $30.32K
Sep 03, 2025 Juan Montano N/A Sale 1.22K $75.53 $92.37K
Jun 09, 2025 Christy Ames N/A Sale 700.00 $70.50 $49.35K

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