Stock Fundamentals

Company Information

Company Name
Republic Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US7602812049
CIK: 0000921557
CUSIP: 760281105
Currency: USD
Full Time Employees: 966
Phone: 502 584 3600
Fiscal Year End: December
IPO Date: Jul 22, 1998
Description:

Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial, CRE and multi-family, construction and land development, consumer, and aircraft loans; service charges on consumer and commercial deposit accounts, mortgage banking income, debit and credit card interchange fee income, title insurance commissions, and swap fee incomes; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; internet banking services and products through its website; mobile banking; and other banking services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.

Address:

601 West Market Street, Louisville, KY, United States, 40202

Directors & Officers

Name Title Year Born
Mr. Steven E. Trager J.D. Executive Chairman & CEO 1961
Mr. A. Scott Trager Vice Chairman & President 1953
Mr. Kevin Sipes Executive VP, CFO, Chief Accounting Officer & Treasurer 1972
Mr. Jeffrey A. Starke Executive VP and Chief Information & Operating Officer of Republic Bank & Trust Company 1978
Ms. Cheryl VanAllen EVP & Chief People Officer 1980
Mr. Anthony T. Powell Executive VP & Chief Lending Officer 1968
Ms. Christy A. Ames Secretary 1973

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 26, 2026 Scott Trager N/A Purchase 148.00 $71.13 $10.53K
Dec 11, 2025 Jeff Starke N/A Sale 137.00 $73.31 $10.04K
Sep 15, 2025 Christy Ames N/A Sale 400.00 $75.79 $30.32K
Sep 03, 2025 Juan Montano N/A Sale 1.22K $75.53 $92.37K
Jun 09, 2025 Christy Ames N/A Sale 700.00 $70.50 $49.35K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Dimensional Fund Advisors, Inc. 928.37K Mar 31, 2026 4.73% $0.01 0.61%
BlackRock Inc 758.92K Mar 31, 2026 3.87% $0.00 0.41%
Vanguard Group Inc 621.44K Dec 31, 2025 3.17% $0.00 4.12%
Vanguard Capital Management, LLC 381.74K Mar 31, 2026 1.95% $0.00 0.00%
Morgan Stanley - Brokerage Accounts 350.04K Mar 31, 2026 1.78% $0.00 -4.29%
American Century Companies Inc 302.29K Mar 31, 2026 1.54% $0.01 6.37%
State Street Corp 261.27K Mar 31, 2026 1.33% $0.00 19.37%
Geode Capital Management, LLC 241.75K Mar 31, 2026 1.23% $0.00 2.98%
Gendell Jeffrey L 142.92K Mar 31, 2026 0.73% $0.14 0.00%
Bridgeway Capital Management, LLC 127.61K Mar 31, 2026 0.65% $0.18 3.66%
Vanguard Portfolio Management, LLC 104.99K Mar 31, 2026 0.54% $0.00 0.00%
Northern Trust Corp 80.59K Mar 31, 2026 0.41% $0.00 4.45%
Empowered Funds, LLC 78.25K Mar 31, 2026 0.40% $0.04 0.00%
The Goldman Sachs Group Inc 75.47K Mar 31, 2026 0.38% $0.00 25.31%
Charles Schwab Investment Management Inc 74.35K Mar 31, 2026 0.38% $0.00 -3.08%
Bank of New York Mellon Corp 61.36K Mar 31, 2026 0.31% $0.00 -0.42%
Vanguard Fiduciary Trust Co 58.16K Mar 31, 2026 0.30% $0.00 0.00%
Two Sigma Investments LLC 56.39K Mar 31, 2026 0.29% $0.00 194.64%
Millennium Management LLC 55.59K Mar 31, 2026 0.28% $0.00 2.12%
Qube Research & Technologies 48.80K Mar 31, 2026 0.25% $0.00 98.75%

Shares Statistics

Shares Outstanding: 17.48M
Shares Float: 8.92M
% Insiders: 5,155.70%
% Institutions: 3,036.00%
Short % Float: 4.10%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Avantis US Small Cap Value ETF 278.82K 1.42% ▲ 0.23% May 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 272.53K 1.39% ▲ 1.88% Apr 30, 2026
3 iShares Russell 2000 ETF 203.17K 1.04% ▲ 0.93% May 29, 2026
4 DFA US Small Cap Value I 159.56K 0.81% ▲ 1.75% Apr 30, 2026
5 DFA US Micro Cap I 148.57K 0.76% ▼ 5.34% Apr 30, 2026
6 Vanguard Institutional Extnd Mkt Idx Tr 108.68K 0.55% ▲ 0.83% Apr 30, 2026
7 DFA US Targeted Value I 107.89K 0.55% ▲ 0.00% Apr 30, 2026
8 DFA US Small Cap I 100.65K 0.51% ▲ 0.00% Apr 30, 2026
9 Fidelity Small Cap Index 82.49K 0.42% ▲ 0.47% Mar 31, 2026
10 EA Bridgeway Omni Small-Cap Value ETF 81.73K 0.42% ▲ 0.09% May 29, 2026

Valuation Metrics

Enterprise Value: $1.61B
Trailing P/E: 13.60
Forward P/E: 14.16

Financial Highlights

Market Cap: $1.73B
P/E Ratio: $13.60
PEG Ratio: $1.27
Book Value: $57.78
Dividend/Share: $1.85
Dividend Yield: 2.09%
Earnings/Share: $6.48
Profit Margin: 33.99%
Operating Margin: 53.65%
ROA (TTM): 1.77%
ROE (TTM): 11.68%
Revenue (TTM): $372.51M
Revenue/Share (TTM): $18.85
Earnings Growth (YOY): -10.10%
Revenue Growth (YOY): -11.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.68x 0.78x 0.84x 1.60x 4.78x
2024-12-31 0.16x 0.50x 0.86x 1.06x 3.50x
2023-12-31 0.19x 0.52x 0.86x 1.68x 3.73x
2022-12-31 0.20x 0.36x 0.85x 15.59x 2.31x
2021-12-31 0.25x 0.38x 0.86x 19.67x 2.44x
2020-12-31 0.21x 0.31x 0.87x 5.15x 2.17x
2019-12-31 0.22x 0.27x 0.86x 2.53x 1.68x
2018-12-31 0.23x 0.33x 0.87x 3.13x 2.13x
2017-12-31 0.23x 0.39x 0.88x 3.87x 2.78x
2016-12-31 1.01x 1.75x 0.87x 3.84x 13.57x
2015-12-31 0.26x 0.76x 0.86x 2.88x 7.13x
2014-12-31 0.21x 0.71x 0.85x 2.26x 7.64x
2013-12-31 0.28x 0.38x 0.84x 1.89x 4.26x
2012-12-31 0.26x 0.54x 0.84x 8.07x 1.52x
2011-12-31 0.53x 0.60x 0.87x 4.77x 1.83x
2010-12-31 0.32x 2.29x 0.90x 2.68x 7.79x
2009-12-31 0.38x 2.80x 0.92x 1.35x 11.58x
2008-12-31 0.21x 2.86x 0.93x 0.72x 13.28x
2007-12-31 0.04x 2.99x 0.92x 0.37x 18.49x
2006-12-31 0.03x 4.80x 0.92x 0.49x 24.24x
2005-12-31 0.04x 4.19x 0.92x 0.73x 16.88x
2004-12-31 0.04x 4.39x 0.92x 0.93x 18.15x
2003-12-31 0.04x 3.78x 0.92x 1.19x 12.85x
2002-12-31 0.03x 2.85x 0.91x 0.76x 11.94x
2001-12-31 0.03x 3.89x 0.92x 0.46x 16.14x
2000-12-31 0.04x 4.16x 0.92x 0.29x 20.78x
1999-12-31 0.02x 4.16x 0.92x 0.37x 19.26x
1998-12-31 0.05x 2.34x 0.91x 0.43x 9.70x
1997-12-31 0.04x 1.63x 0.94x 0.38x 4.67x
1996-12-31 0.07x 3.08x 0.95x 0.11x 23.14x
1995-12-31 0.00x 0.37x 0.93x 1.21x 0.48x
1994-12-31 0.00x 0.27x 0.94x 1.27x 0.44x
1993-12-31 0.00x 0.33x 0.94x 1.28x 0.49x

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