Stock Fundamentals

Company Information

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Company Name
First Financial Corporation Indiana
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US3202181000
CIK: 0000714562
CUSIP: 32023E105
Currency: USD
Full Time Employees: 946
Phone: 812 238 6000
Website: https://www.first-online.bank
Fiscal Year End: December
IPO Date: Mar 03, 1992
Description:

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

Address:

One First Financial Plaza, Terre Haute, IN, United States, 47807

Directors & Officers

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Name Title Year Born
Mr. Norman L. Lowery J.D. Executive Chairman 1946
Mr. Norman D. Lowery President, CEO & Director 1968
Mr. Rodger A. McHargue Senior VP, Secretary, Treasurer & CFO 1962
Mr. Stephen P. Panagouleas Senior VP & Chief Credit Officer 1973
Mr. Mark A. Franklin Senior VP & Chief Lending Officer 1980
Mr. Bob Renock Chief Marketing Officer NA
Mr. Terry Tevlin Vice President of Marketing 1954

Institutional Holders

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Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.51M Sep 30, 2025 12.72% $0.00 -1.09%
Vanguard Group Inc 825.47K Dec 31, 2025 6.95% $0.00 3.83%
Dimensional Fund Advisors, Inc. 708.48K Dec 31, 2025 5.96% $0.01 -1.41%
First Financial Corp 638.90K Dec 31, 2025 5.38% $14.57 3.20%
Charles Schwab Investment Management Inc 495.18K Dec 31, 2025 4.17% $0.00 2.43%
State Street Corp 449.01K Sep 30, 2025 3.78% $0.00 0.34%
LSV Asset Management 402.06K Dec 31, 2025 3.38% $0.05 4.02%
American Century Companies Inc 340.32K Dec 31, 2025 2.86% $0.01 7.45%
Geode Capital Management, LLC 313.88K Sep 30, 2025 2.64% $0.00 4.46%
JPMorgan Chase & Co 288.35K Sep 30, 2025 2.43% $0.00 91.09%
AQR Capital Management LLC 223.43K Sep 30, 2025 1.88% $0.01 21.77%
Acadian Asset Management LLC 201.50K Sep 30, 2025 1.70% $0.02 1,001.85%
The Goldman Sachs Group Inc 179.96K Sep 30, 2025 1.51% $0.00 103.89%
Ameriprise Financial Inc 151.53K Sep 30, 2025 1.28% $0.00 -11.25%
Northern Trust Corp 127.08K Sep 30, 2025 1.07% $0.00 1.85%
Hotchkis & Wiley Capital Management LLC 122.85K Dec 31, 2025 1.03% $0.02 1.99%
Hillsdale Investment Management Inc. 114.24K Dec 31, 2025 0.96% $0.19 -0.26%
Renaissance Technologies Corp 106.67K Dec 31, 2025 0.90% $0.01 -7.22%
UBS Group AG 105.16K Sep 30, 2025 0.89% $0.00 -13.25%
Nuveen, LLC 102.09K Dec 31, 2025 0.86% $0.00 -21.49%

Shares Statistics

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Shares Outstanding: 11.89M
Shares Float: 11.29M
% Insiders: 502.40%
% Institutions: 8,267.90%
Short % Float: 1.78%

🏆 Top 10 Institutional Holders

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Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 1.51M 12.72% ▼ 1.09% Sep 30, 2025
2 Vanguard Group Inc 825.47K 6.95% ▲ 3.83% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 708.48K 5.96% ▼ 1.41% Dec 31, 2025
4 First Financial Corp 638.90K 5.38% ▲ 3.20% Dec 31, 2025
5 Charles Schwab Investment Management Inc 495.18K 4.17% ▲ 2.43% Dec 31, 2025
6 State Street Corp 449.01K 3.78% ▲ 0.34% Sep 30, 2025
7 LSV Asset Management 402.06K 3.38% ▲ 4.02% Dec 31, 2025
8 American Century Companies Inc 340.32K 2.86% ▲ 7.45% Dec 31, 2025
9 Geode Capital Management, LLC 313.88K 2.64% ▲ 4.46% Sep 30, 2025
10 JPMorgan Chase & Co 288.35K 2.43% ▲ 91.09% Sep 30, 2025

Valuation Metrics

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Enterprise Value: $1.08B
Trailing P/E: 9.13
Forward P/E: 8.94

Financial Highlights

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Market Cap: $725.17M
P/E Ratio: $9.13
PEG Ratio: $9.51
Book Value: $54.78
Dividend/Share: $2.09
Dividend Yield: 3.40%
Earnings/Share: $6.68
Profit Margin: 31.23%
Operating Margin: 34.24%
ROA (TTM): 1.40%
ROE (TTM): 13.20%
Revenue (TTM): $253.64M
Revenue/Share (TTM): $21.40
Earnings Growth (YOY): 31.60%
Revenue Growth (YOY): 4.80%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

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Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

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Financial Ratios

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Earnings History

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Balance Sheet (Yearly)

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Financial Ratios

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Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 4.47x 0.74x 0.89x 1.31x 4.43x
2024-12-31 0.17x 0.39x 0.90x 0.64x 3.21x
2023-12-31 0.33x 0.33x 0.89x 1.19x 2.22x
2022-12-31 0.35x 0.17x 0.90x 4.81x 0.86x
2021-12-31 0.46x 0.19x 0.89x 7.46x 1.52x
2020-12-31 14.61x 0.20x 0.87x 4.64x 1.70x
2019-12-31 13.39x 0.20x 0.86x 3.49x 1.69x
2018-12-31 0.35x 0.16x 0.85x 5.99x 1.13x
2017-12-31 0.35x 0.28x 0.86x 7.85x 2.13x
2016-12-31 0.36x 0.39x 0.86x 13.23x 2.56x
2015-12-31 0.40x 0.11x 0.86x 9.74x 1.01x
2014-12-31 0.39x 0.15x 0.87x 8.68x 1.13x
2013-12-31 0.40x 0.31x 0.87x 5.06x 2.32x
2012-12-31 0.34x 0.27x 0.87x 3.48x 1.91x
2011-12-31 0.33x 0.94x 0.88x 3.01x 5.88x
2010-12-31 0.04x 0.49x 0.87x 1.48x 3.53x
2009-12-31 0.05x 0.53x 0.88x 0.77x 4.67x
2008-12-31 0.05x 1.08x 0.88x 0.62x 8.56x
2007-12-31 0.05x 0.99x 0.87x 0.56x 7.78x
2006-12-31 0.06x 1.29x 0.88x 0.54x 9.50x
2005-12-31 0.06x 1.34x 0.87x 0.65x 11.00x
2004-12-31 0.07x 1.54x 0.88x 0.81x 10.00x
2003-12-31 0.07x 1.58x 0.89x 0.73x 10.37x
2002-12-31 0.08x 1.89x 0.89x 0.62x 12.09x
2001-12-31 0.06x 2.11x 0.89x 0.43x 13.73x
2000-12-31 0.06x 2.19x 0.91x 0.40x 12.48x
1999-12-31 0.06x 0.38x 0.91x 0.46x 1.88x
1998-12-31 0.04x 1.59x 0.90x 0.38x 10.65x
1997-12-31 0.05x 1.32x 0.90x 0.39x 8.87x
1996-12-31 0.06x 1.38x 0.91x 0.38x 9.15x
1995-12-31 0.06x 1.29x 0.91x 0.36x 9.08x
1994-12-31 0.06x 1.05x 0.91x 0.45x 6.07x
1993-12-31 0.05x 0.79x 0.91x 0.45x 3.85x
1992-12-31 0.06x 1.31x 0.93x 0.44x 5.28x
1991-12-31 0.09x 0.83x 0.93x 0.27x 4.49x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 04, 2025 Susan M Jensen N/A Purchase 28.00 $60.23 $1.69K
Oct 13, 2025 James O Mcdonald N/A Purchase 2.30K $52.25 $119.91K
Jun 10, 2025 Susan M Jensen N/A Purchase 148.00 $56.89 $8.42K
Jun 02, 2025 Susan M Jensen N/A Purchase 33.00 $51.36 $1.69K
May 06, 2025 Susan M Jensen N/A Purchase 33.00 $50.11 $1.65K
Apr 30, 2025 Mark Jason Sr Blade Sr N/A Purchase 202.00 $49.09 $9.92K
Apr 24, 2025 William Randolph Krieble N/A Purchase 440.00 $48.09 $21.16K
Mar 11, 2025 James O Mcdonald N/A Purchase 1.00K $48.99 $48.99K

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