Stock Fundamentals

Company Information

Company Name
First Financial Corporation Indiana
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US3202181000
CIK: 0000714562
CUSIP: 32023E105
Currency: USD
Full Time Employees: 946
Phone: 812 238 6000
Fiscal Year End: December
IPO Date: Mar 03, 1992
Description:

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

Address:

One First Financial Plaza, Terre Haute, IN, United States, 47807

Directors & Officers

Name Title Year Born
Mr. Norman L. Lowery J.D. Executive Chairman 1946
Mr. Norman D. Lowery President, CEO & Director 1968
Mr. Rodger A. McHargue Senior VP, Secretary, Treasurer & CFO 1962
Mr. Stephen P. Panagouleas Senior VP & Chief Credit Officer 1973
Mr. Mark A. Franklin Senior VP & Chief Lending Officer 1979
Mr. Bob Renock Chief Marketing Officer NA
Mr. Terry Tevlin Vice President of Marketing 1954

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 04, 2025 Susan M Jensen N/A Purchase 28.00 $60.23 $1.69K
Oct 13, 2025 James O Mcdonald N/A Purchase 2.30K $52.25 $119.91K
Jun 10, 2025 Susan M Jensen N/A Purchase 148.00 $56.89 $8.42K
Jun 02, 2025 Susan M Jensen N/A Purchase 33.00 $51.36 $1.69K
May 06, 2025 Susan M Jensen N/A Purchase 33.00 $50.11 $1.65K
Apr 30, 2025 Mark Jason Sr Blade Sr N/A Purchase 202.00 $49.09 $9.92K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.50M Mar 31, 2026 12.60% $0.00 0.21%
Vanguard Group Inc 825.47K Dec 31, 2025 6.94% $0.00 3.83%
Dimensional Fund Advisors, Inc. 712.35K Mar 31, 2026 5.99% $0.01 0.55%
First Financial Corp 640.27K Mar 31, 2026 5.38% $15.90 0.22%
Vanguard Capital Management, LLC 478.09K Mar 31, 2026 4.02% $0.00 0.00%
State Street Corp 464.44K Mar 31, 2026 3.91% $0.00 3.13%
Charles Schwab Investment Management Inc 428.38K Mar 31, 2026 3.60% $0.00 -13.49%
LSV Asset Management 396.26K Mar 31, 2026 3.33% $0.05 -1.44%
American Century Companies Inc 371.49K Mar 31, 2026 3.12% $0.01 9.16%
Geode Capital Management, LLC 293.56K Mar 31, 2026 2.47% $0.00 -9.05%
Vanguard Portfolio Management, LLC 280.52K Mar 31, 2026 2.36% $0.00 0.00%
AQR Capital Management LLC 220.89K Mar 31, 2026 1.86% $0.01 -5.28%
JPMorgan Chase & Co 178.24K Mar 31, 2026 1.50% $0.00 -13.65%
Acadian Asset Management LLC 171.82K Mar 31, 2026 1.44% $0.02 15,449.23%
The Goldman Sachs Group Inc 162.33K Mar 31, 2026 1.37% $0.00 5.90%
Allspring Global Investments Holdings, LLC 134.37K Mar 31, 2026 1.13% $0.01 33.64%
Northern Trust Corp 121.40K Mar 31, 2026 1.02% $0.00 2.46%
Renaissance Technologies Corp 116.17K Mar 31, 2026 0.98% $0.01 8.91%
Hotchkis & Wiley Capital Management LLC 111.27K Mar 31, 2026 0.94% $0.02 -9.43%
Nuveen, LLC 102.28K Mar 31, 2026 0.86% $0.00 0.19%

Shares Statistics

Shares Outstanding: 11.89M
Shares Float: 11.29M
% Insiders: 498.10%
% Institutions: 8,322.40%
Short % Float: 3.38%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 331.61K 2.79% ▲ 0.00% Apr 30, 2026
2 Avantis US Small Cap Value ETF 322.81K 2.71% ▲ 0.07% May 30, 2026
3 iShares Russell 2000 ETF 282.98K 2.38% ▲ 0.93% May 29, 2026
4 Schwab US Dividend Equity ETF™ 281.85K 2.37% ▲ 0.16% May 30, 2026
5 DFA US Small Cap Value I 152.56K 1.28% ▲ 0.00% Apr 30, 2026
6 Vanguard Institutional Extnd Mkt Idx Tr 134.70K 1.13% ▲ 0.75% Apr 30, 2026
7 Vanguard Strategic Small-Cap Equity Inv 130.55K 1.10% ▲ 10.80% Mar 31, 2026
8 BlackRock Advantage Small Cap Core Instl 119.39K 1.00% ▲ 0.00% Apr 30, 2026
9 Fidelity Small Cap Index 112.95K 0.95% ▲ 0.52% Mar 31, 2026
10 Allspring Small Company Val 98.72K 0.83% ▼ 1.49% Apr 30, 2026

Valuation Metrics

Enterprise Value: $1.36B
Trailing P/E: 11.06
Forward P/E: 8.94

Financial Highlights

Market Cap: $894.51M
P/E Ratio: $11.06
PEG Ratio: $9.51
Book Value: $55.10
Dividend/Share: $2.14
Dividend Yield: 2.84%
Earnings/Share: $6.80
Profit Margin: 31.16%
Operating Margin: 38.74%
ROA (TTM): 1.38%
ROE (TTM): 13.14%
Revenue (TTM): $258.70M
Revenue/Share (TTM): $21.81
Earnings Growth (YOY): 7.20%
Revenue Growth (YOY): 8.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.18x 0.74x 0.89x 1.31x 4.43x
2024-12-31 0.17x 0.39x 0.90x 0.64x 3.21x
2023-12-31 0.33x 0.33x 0.89x 1.19x 2.22x
2022-12-31 0.35x 0.17x 0.90x 4.81x 0.86x
2021-12-31 0.46x 0.19x 0.89x 7.46x 1.52x
2020-12-31 14.61x 0.20x 0.87x 4.64x 1.70x
2019-12-31 13.39x 0.20x 0.86x 3.49x 1.69x
2018-12-31 0.35x 0.16x 0.85x 5.99x 1.13x
2017-12-31 0.35x 0.28x 0.86x 7.85x 2.13x
2016-12-31 0.36x 0.39x 0.86x 13.23x 2.56x
2015-12-31 0.40x 0.11x 0.86x 9.74x 1.01x
2014-12-31 0.39x 0.15x 0.87x 8.68x 1.13x
2013-12-31 0.40x 0.31x 0.87x 5.06x 2.32x
2012-12-31 0.34x 0.27x 0.87x 3.48x 1.91x
2011-12-31 0.33x 0.94x 0.88x 3.01x 5.88x
2010-12-31 0.04x 0.49x 0.87x 1.48x 3.53x
2009-12-31 0.05x 0.53x 0.88x 0.77x 4.67x
2008-12-31 0.05x 1.08x 0.88x 0.62x 8.56x
2007-12-31 0.05x 0.99x 0.87x 0.56x 7.78x
2006-12-31 0.06x 1.29x 0.88x 0.54x 9.50x
2005-12-31 0.06x 1.34x 0.87x 0.65x 11.00x
2004-12-31 0.07x 1.54x 0.88x 0.81x 10.00x
2003-12-31 0.07x 1.58x 0.89x 0.73x 10.37x
2002-12-31 0.08x 1.89x 0.89x 0.62x 12.09x
2001-12-31 0.06x 2.11x 0.89x 0.43x 13.73x
2000-12-31 0.06x 2.19x 0.91x 0.40x 12.48x
1999-12-31 0.06x 0.38x 0.91x 0.46x 1.88x
1998-12-31 0.04x 1.59x 0.90x 0.38x 10.65x
1997-12-31 0.05x 1.32x 0.90x 0.39x 8.87x
1996-12-31 0.06x 1.38x 0.91x 0.38x 9.15x
1995-12-31 0.06x 1.29x 0.91x 0.36x 9.08x
1994-12-31 0.06x 1.05x 0.91x 0.45x 6.07x
1993-12-31 0.05x 0.79x 0.91x 0.45x 3.85x
1992-12-31 0.06x 1.31x 0.93x 0.44x 5.28x
1991-12-31 0.09x 0.83x 0.93x 0.27x 4.49x

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