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UBFO.US - Current Price

$9.95

Company Information

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Company Name
United Security Bancshares
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US9114601035
CIK: 0001137547
CUSIP: 911459105
Currency: USD
Full Time Employees: 114
Phone: 888 683 6030
Website: https://www.unitedsecuritybank.com
Fiscal Year End: December
IPO Date: Mar 03, 1999
Description:

United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides lending products, such as real estate, real estate construction, commercial and industrial, agricultural, and installment loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, interactive teller machine services, payroll direct deposit, cashier's checks, cash management, and foreign draft services, as well as person-to-person and bank-to-bank transfers for consumer customers. It serves the business and professional community, and individuals. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

Address:

2126 Inyo Street, Fresno, CA, United States, 93721

Directors & Officers

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Name Title Year Born
Mr. Dennis R. Woods M.D. Chairman of the Board, President & CEO 1948
Mr. David A. Kinross Senior VP & CFO 1964
Ms. Susan Quigley CPA Secretary & Independent Director 1946
Ms. Porsche A. Saunders Senior VP & Chief Lending Officer 1978
Ms. Ellie M. Rosenberg VP & Human Resource Director NA
Mr. William M. Yarbenet Senior VP & Chief Credit Officer 1958
Mr. Robert C. Oberg Senior VP & Chief Risk Officer 1960
Kevin Williams Senior VP & Chief Banking Officer 1975
Hiren Patel VP & Controller NA

Shares Statistics

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Shares Outstanding: 17.58M
Shares Float: 13.59M
% Insiders: 2,222.00%
% Institutions: 3,602.70%
Short % Float: 1.23%

Valuation Metrics

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Enterprise Value: $116.77M
Trailing P/E: 14.97
Forward P/E: 0.00

Financial Highlights

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Market Cap: $171.01M
P/E Ratio: $14.97
PEG Ratio: $0.00
Book Value: $7.83
Dividend/Share: $0.48
Dividend Yield: 4.91%
Earnings/Share: $0.65
Profit Margin: 24.76%
Operating Margin: 44.55%
ROA (TTM): 0.91%
ROE (TTM): 8.42%
Revenue (TTM): $45.92M
Revenue/Share (TTM): $2.64
Earnings Growth (YOY): 4.50%
Revenue Growth (YOY): 6.60%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 N/A N/A N/A N/A
Sep 30, 2025 0.23 N/A N/A N/A
Jun 30, 2025 0.13 N/A N/A N/A
Mar 31, 2025 0.16 N/A N/A N/A
Dec 31, 2024 0.14 N/A N/A N/A
Sep 30, 2024 0.22 N/A N/A N/A
Jun 30, 2024 0.25 N/A N/A N/A
Mar 31, 2024 0.24 N/A N/A N/A
Dec 31, 2023 0.31 N/A N/A N/A
Sep 30, 2023 0.22 N/A N/A N/A
Jun 30, 2023 0.26 N/A N/A N/A
Mar 31, 2023 0.36 N/A N/A N/A
Dec 31, 2022 0.31 N/A N/A N/A
Sep 30, 2022 0.26 N/A N/A N/A
Jun 30, 2022 0.20 N/A N/A N/A
Mar 31, 2022 0.14 N/A N/A N/A
Dec 31, 2021 0.20 N/A N/A N/A
Sep 30, 2021 0.15 N/A N/A N/A
Jun 30, 2021 0.16 N/A N/A N/A
Mar 31, 2021 0.08 N/A N/A N/A
Dec 31, 2020 0.11 N/A N/A N/A
Sep 30, 2020 0.13 N/A N/A N/A
Jun 30, 2020 0.12 N/A N/A N/A
Mar 31, 2020 0.16 N/A N/A N/A
Dec 31, 2019 0.17 N/A N/A N/A
Sep 30, 2019 0.25 N/A N/A N/A
Jun 30, 2019 0.24 N/A N/A N/A
Mar 31, 2019 0.24 N/A N/A N/A
Dec 31, 2018 0.23 N/A N/A N/A
Sep 30, 2018 0.21 N/A N/A N/A
Jun 30, 2018 0.20 N/A N/A N/A
Mar 31, 2018 0.19 N/A N/A N/A
Dec 31, 2017 0.16 N/A N/A N/A
Sep 30, 2017 0.16 N/A N/A N/A
Jun 30, 2017 0.15 N/A N/A N/A
Mar 31, 2017 0.10 N/A N/A N/A
Dec 31, 2016 0.10 N/A N/A N/A
Sep 30, 2016 0.09 N/A N/A N/A
Jun 30, 2016 0.12 N/A N/A N/A
Mar 31, 2016 0.12 N/A N/A N/A
Dec 31, 2015 0.10 N/A N/A N/A
Sep 30, 2015 0.10 N/A N/A N/A
Jun 30, 2015 0.11 N/A N/A N/A
Mar 31, 2015 0.12 N/A N/A N/A
Dec 31, 2014 0.07 N/A N/A N/A
Sep 30, 2014 0.09 N/A N/A N/A
Jun 30, 2014 0.10 N/A N/A N/A
Mar 31, 2014 0.12 N/A N/A N/A
Dec 31, 2013 0.05 N/A N/A N/A
Sep 30, 2013 0.17 N/A N/A N/A
Jun 30, 2013 0.11 N/A N/A N/A
Mar 31, 2013 0.08 N/A N/A N/A
Dec 31, 2012 0.06 N/A N/A N/A
Sep 30, 2012 0.08 N/A N/A N/A
Jun 30, 2012 0.08 N/A N/A N/A
Mar 31, 2012 0.13 N/A N/A N/A
Dec 31, 2011 0.06 N/A N/A N/A
Sep 30, 2011 -0.21 N/A N/A N/A
Jun 30, 2011 -0.09 N/A N/A N/A
Mar 31, 2011 -0.38 N/A N/A N/A
Dec 31, 2010 0.02 0.00 N/A N/A
Sep 30, 2010 -0.35 N/A N/A N/A
Jun 30, 2010 0.03 N/A N/A N/A
Mar 31, 2010 0.03 N/A N/A N/A
Dec 31, 2009 -0.03 N/A N/A N/A
Sep 30, 2009 0.04 N/A N/A N/A
Jun 30, 2009 -0.34 N/A N/A N/A
Mar 31, 2009 0.05 N/A N/A N/A
Dec 31, 2008 0.05 N/A N/A N/A
Sep 30, 2008 -0.08 N/A N/A N/A
Jun 30, 2008 0.12 N/A N/A N/A
Mar 31, 2008 0.15 N/A N/A N/A
Dec 31, 2007 0.04 N/A N/A N/A
Sep 30, 2007 0.22 N/A N/A N/A
Jun 30, 2007 0.19 N/A N/A N/A
Mar 31, 2007 0.21 0.20 N/A 500.00%
Dec 31, 2006 0.18 0.22 N/A -1,818.18%
Sep 30, 2006 0.21 0.19 N/A 1,052.63%
Jun 30, 2006 0.19 0.18 N/A 555.56%
Mar 31, 2006 0.23 0.26 N/A -1,153.85%
Dec 31, 2005 0.19 0.18 N/A 555.56%
Sep 30, 2005 0.17 0.17 N/A 0.00%
Jun 30, 2005 0.16 0.17 N/A -588.24%
Mar 31, 2005 0.16 0.15 N/A 666.67%
Dec 31, 2004 0.14 0.15 N/A -666.67%
Sep 30, 2004 0.15 0.14 N/A 714.29%
Jun 30, 2004 0.13 0.11 N/A 1,818.18%
Mar 31, 2004 0.13 0.13 N/A 0.00%
Dec 31, 2003 0.08 0.15 N/A -4,666.67%
Sep 30, 2003 0.16 0.13 N/A 2,307.69%
Jun 30, 2003 0.14 0.13 N/A 769.23%
Mar 31, 2003 0.11 0.12 N/A -833.33%
Dec 31, 2002 0.13 0.13 N/A 0.00%
Sep 30, 2002 0.12 0.13 N/A -769.23%
Jun 30, 2002 0.12 N/A N/A N/A
Mar 31, 2002 0.10 N/A N/A N/A
Dec 31, 2001 0.08 N/A N/A N/A
Sep 30, 2001 0.10 N/A N/A N/A
Jun 30, 2001 0.11 N/A N/A N/A

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $56.21M $N/A $1.21B $1.08B $130.36M
2023-12-31 $40.78M $N/A $1.21B $1.09B $122.54M
2022-12-31 $38.60M $N/A $1.30B $1.19B $112.46M
2021-12-31 $219.22M $N/A $1.33B $1.21B $120.21M
2020-12-31 $294.07M $N/A $1.09B $974.85M $117.81M
2019-12-31 $219.00M $N/A $956.92M $840.93M $115.99M
2018-12-31 $220.34M $N/A $933.06M $823.82M $109.24M
2017-12-31 $107.93M $N/A $805.84M $704.48M $101.35M
2016-12-31 $113.68M $N/A $787.68M $691.32M $96.36M
2015-12-31 $127.28M $N/A $725.64M $636.01M $89.64M
2014-12-31 $105.10M $N/A $663.17M $580.34M $82.83M
2013-12-31 $136.73M $N/A $635.93M $559.39M $76.54M
2012-12-31 $143.13M $N/A $648.88M $579.44M $69.44M
2011-12-31 $126.37M $N/A $651.33M $589.16M $62.17M
2010-12-31 $102.83M $N/A $678.21M $604.94M $73.27M
2009-12-31 $20.96M $N/A $692.57M $616.75M $75.82M
2008-12-31 $39.86M $N/A $761.08M $681.47M $79.61M
2007-12-31 $28.21M $N/A $771.72M $689.28M $82.43M
2006-12-31 $36.66M $N/A $678.31M $612.27M $66.04M
2005-12-31 $35.57M $N/A $628.86M $569.85M $59.01M
2004-12-31 $37.80M $N/A $611.70M $558.46M $53.24M
2003-12-31 $29.69M $N/A $506.59M $461.55M $45.04M
2002-12-31 $26.20M $N/A $519.32M $478.76M $40.56M
2001-12-31 $15.95M $N/A $450.93M $399.87M $51.06M
2000-12-31 $19.18M $N/A $356.83M $323.08M $33.75M
1999-12-31 $N/A $N/A $281.53M $253.22M $28.32M
1998-12-31 $N/A $N/A $279.95M $254.96M $24.99M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Aug 07, 2025 N/A N/A N/A N/A N/A N/A
May 29, 2025 N/A N/A N/A N/A N/A N/A
Dec 03, 2024 N/A N/A N/A N/A N/A N/A
Nov 27, 2024 N/A N/A N/A N/A N/A N/A

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