Stock Fundamentals

Company Information

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Company Name
Yirendai Ltd
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US98585L1008
CIK: 0001631761
CUSIP: 98585L100
Currency: USD
Full Time Employees: 949
Phone: 86 10 5964 4552
Website: https://www.yiren.com
Fiscal Year End: December
IPO Date: Dec 18, 2015
Description:

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Address:

China Merchants Bureau Building, Beijing, China, 100022

Directors & Officers

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Name Title Year Born
Mr. Ning Tang Executive Chairman & CEO 1974
Mr. Ka Chun Hui Chief Financial Officer NA
Ms. Keyao He Director of Investor Relations NA
Ms. Bin Yang Chief Human Resources Officer 1978
Ms. Mei Zhao Chief Executive Officer of Yiren Credit NA
Ms. Lydia Yu Investor Relations Officer NA

Institutional Holders

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Holder Name Shares Date Reported % Out Value % Change
Dimensional Fund Advisors, Inc. 1.08M Dec 31, 2025 1.25% $0.00 0.38%
Connor Clark & Lunn Inv Mgmt Ltd 448.56K Dec 31, 2025 0.52% $0.00 0.04%
Morgan Stanley - Brokerage Accounts 299.26K Sep 30, 2025 0.35% $0.00 255.61%
Renaissance Technologies Corp 211.87K Dec 31, 2025 0.25% $0.00 -6.53%
GSA Capital Partners LLP 109.23K Dec 31, 2025 0.13% $0.03 92.25%
Citadel Advisors Llc 104.14K Sep 30, 2025 0.12% $0.00 525.38%
BlackRock Inc 94.40K Sep 30, 2025 0.11% $0.00 23.27%
Trexquant Investment LP 81.14K Dec 31, 2025 0.09% $0.00 12.22%
Verdad Advisers, LP 52.61K Dec 31, 2025 0.06% $0.22 0.00%
Public Employees Retirement System Of Ohio 49.23K Dec 31, 2025 0.06% $0.00 0.00%
Two Sigma Investments LLC 42.51K Dec 31, 2025 0.05% $0.00 0.00%
Susquehanna International Group, LLP 36.29K Sep 30, 2025 0.04% $0.00 -62.20%
XTX Topco Ltd 31.34K Sep 30, 2025 0.04% $0.01 0.00%
Acadian Asset Management LLC 25.72K Sep 30, 2025 0.03% $0.00 0.00%
American Century Companies Inc 24.10K Dec 31, 2025 0.03% $0.00 0.00%
Two Sigma Advisers, LLC 21.10K Dec 31, 2025 0.02% $0.00 -21.43%
SIMPLEX TRADING, LLC 15.48K Sep 30, 2025 0.02% $0.00 700.16%
Amvescap Plc. 14.06K Sep 30, 2025 0.02% $0.00 -1.63%
Wolverine Trading LLC 12.68K Sep 30, 2025 0.01% $0.00 0.00%
BNP Paribas Asset Management (Former AXA IM) 11.56K Sep 30, 2025 0.01% $0.00 0.00%

Shares Statistics

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Shares Outstanding: 86.41M
Shares Float: 29.36M
% Insiders: 0.00%
% Institutions: 336.10%
Short % Float: 0.33%

🏆 Top 10 Institutional Holders

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Rank Holder Name Shares Held % of Shares Change Date Reported
1 Dimensional Fund Advisors, Inc. 1.08M 1.25% ▲ 0.38% Dec 31, 2025
2 Connor Clark & Lunn Inv Mgmt Ltd 448.56K 0.52% ▲ 0.04% Dec 31, 2025
3 Morgan Stanley - Brokerage Accounts 299.26K 0.35% ▲ 255.61% Sep 30, 2025
4 Renaissance Technologies Corp 211.87K 0.25% ▼ 6.53% Dec 31, 2025
5 GSA Capital Partners LLP 109.23K 0.13% ▲ 92.25% Dec 31, 2025
6 Citadel Advisors Llc 104.14K 0.12% ▲ 525.38% Sep 30, 2025
7 BlackRock Inc 94.40K 0.11% ▲ 23.27% Sep 30, 2025
8 Trexquant Investment LP 81.14K 0.09% ▲ 12.22% Dec 31, 2025
9 Verdad Advisers, LP 52.61K 0.06% ▲ 0.00% Dec 31, 2025
10 Public Employees Retirement System Of Ohio 49.23K 0.06% ▲ 0.00% Dec 31, 2025

Valuation Metrics

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Enterprise Value: $-250.26M
Trailing P/E: 1.82
Forward P/E: 3.07

Financial Highlights

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Market Cap: $451.91M
EBITDA: $2.67B
P/E Ratio: $1.82
PEG Ratio: $1.24
Book Value: $17.21
Dividend/Share: $3.23
Dividend Yield: 11.55%
Earnings/Share: $2.09
Profit Margin: 20.18%
Operating Margin: 41.67%
ROA (TTM): 11.90%
ROE (TTM): 12.78%
Revenue (TTM): $6.21B
Revenue/Share (TTM): $71.81
Earnings Growth (YOY): -10.20%
Revenue Growth (YOY): 5.10%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

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Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

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Financial Ratios

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Earnings History

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Balance Sheet (Yearly)

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Financial Ratios

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Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 5.61x 0.00x 0.26x N/A 0.00x
2023-12-31 6.30x 0.00x 0.21x N/A 0.01x
2022-12-31 11.77x 0.23x 0.38x 23.88x 0.73x
2021-12-31 11.77x 0.21x 0.38x 18.62x 0.80x
2020-12-31 4.92x 0.23x 0.44x -0.05x 3.13x
2019-12-31 2.38x 0.00x 0.53x 1.71x 0.01x
2018-12-31 7.66x 0.08x 0.32x 11.75x 0.46x
2017-12-31 12.45x 0.17x 0.60x 14.60x 0.30x
2016-12-31 8.87x 0.16x 0.55x 29.44x 0.32x
2015-12-31 6.13x 0.23x 0.55x 83.25x 0.54x
2014-12-31 2.19x 0.00x 0.44x N/A 0.00x
2013-12-31 2.69x 0.00x 0.36x N/A 0.00x

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