Stock Fundamentals

AI Research Report

Generate a comprehensive financial analysis report powered by AI

YRD.US Logo

YRD.US - Current Price

$4.04

Company Information

▼
Company Name
Yirendai Ltd
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US98585L1008
CIK: 0001631761
CUSIP: 98585L100
Currency: USD
Full Time Employees: 949
Phone: 86 10 5964 4552
Website: https://www.yiren.com
Fiscal Year End: December
IPO Date: Dec 18, 2015
Description:

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Address:

China Merchants Bureau Building, Beijing, China, 100022

Directors & Officers

▼
Name Title Year Born
Mr. Ning Tang Executive Chairman & CEO 1974
Mr. Ka Chun Hui Chief Financial Officer NA
Ms. Keyao He Director of Investor Relations NA
Ms. Bin Yang Chief Human Resources Officer 1978
Ms. Mei Zhao Chief Executive Officer of Yiren Credit NA
Ms. Lydia Yu Investor Relations Officer NA

Shares Statistics

▼
Shares Outstanding: 86.41M
Shares Float: 29.15M
% Insiders: 0.00%
% Institutions: 298.20%
Short % Float: 0.29%

Valuation Metrics

▼
Enterprise Value: $-197.39M
Trailing P/E: 2.50
Forward P/E: 3.07

Financial Highlights

▼
Market Cap: $451.91M
EBITDA: $2.63B
P/E Ratio: $2.50
PEG Ratio: $1.24
Book Value: $115.47
Dividend/Share: $3.19
Dividend Yield: 8.41%
Earnings/Share: $2.09
Profit Margin: 21.05%
Operating Margin: 45.08%
ROA (TTM): 12.48%
ROE (TTM): 13.64%
Revenue (TTM): $6.14B
Revenue/Share (TTM): $71.00
Earnings Growth (YOY): -12.40%
Revenue Growth (YOY): 10.40%

Stock Price History

▼

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

▼

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

▼
Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 0.00 N/A N/A
Sep 30, 2025 0.51 0.00 N/A N/A
Jun 30, 2025 0.57 N/A N/A N/A
Mar 31, 2025 2.85 N/A N/A N/A
Dec 31, 2024 3.81 N/A N/A N/A
Sep 30, 2024 0.56 N/A N/A N/A
Jun 30, 2024 0.65 N/A N/A N/A
Mar 31, 2024 1.68 N/A N/A N/A
Dec 31, 2023 0.89 6.45 N/A -8,616.43%
Sep 30, 2023 6.20 6.22 N/A -32.15%
Jun 30, 2023 2.94 2.94 N/A 0.00%
Mar 31, 2023 2.37 2.37 N/A 0.00%
Dec 31, 2022 0.03 0.24 N/A -8,750.00%
Sep 30, 2022 0.03 0.24 N/A -8,750.00%
Jun 30, 2022 1.93 1.50 N/A 2,866.67%
Mar 31, 2022 0.34 1.22 N/A -7,209.84%
Sep 30, 2021 0.44 1.83 N/A -7,612.57%
Jun 30, 2021 1.18 1.31 N/A -992.37%
Mar 31, 2021 -6.66 0.52 N/A -138,076.92%
Dec 31, 2020 0.33 0.00 N/A N/A
Sep 30, 2020 2.45 0.57 N/A 32,982.46%
Jun 30, 2020 -2.50 1.15 N/A -31,739.13%
Mar 31, 2020 0.20 1.66 N/A -8,795.18%
Dec 31, 2019 4.34 1.26 N/A 24,444.44%
Sep 30, 2019 2.45 3.34 N/A -2,664.67%
Jun 30, 2019 3.96 4.13 N/A -411.62%
Mar 31, 2019 0.56 0.58 N/A -344.83%
Dec 31, 2018 5.31 4.60 N/A 1,543.48%
Sep 30, 2018 0.35 0.52 N/A -3,269.23%
Jun 30, 2018 0.50 0.64 N/A -2,187.50%
Mar 31, 2018 0.72 0.99 N/A -2,727.27%
Dec 31, 2017 1.16 0.89 N/A 3,033.71%
Sep 30, 2017 0.89 0.70 N/A 2,714.29%
Jun 30, 2017 0.66 0.62 N/A 645.16%
Mar 31, 2017 0.85 0.63 N/A 3,492.06%
Dec 31, 2016 0.92 0.33 N/A 17,878.79%
Sep 30, 2016 0.90 0.19 N/A 37,368.42%
Jun 30, 2016 0.67 0.24 N/A 17,916.67%
Mar 31, 2016 0.34 0.15 N/A 12,666.67%
Dec 31, 2015 0.25 0.12 N/A 10,833.33%

Balance Sheet (Yearly)

▼
Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $3.84B $N/A $12.98B $3.44B $9.54B
2023-12-31 $5.79B $N/A $10.28B $2.19B $8.09B
2022-12-31 $2.86B $N/A $7.74B $2.92B $4.82B
2021-12-31 $2.86B $N/A $7.74B $2.92B $4.82B
2020-12-31 $2.47B $N/A $6.70B $2.92B $3.78B
2019-12-31 $3.20B $N/A $9.64B $5.15B $4.49B
2018-12-31 $2.03B $N/A $7.52B $2.40B $5.12B
2017-12-31 $1.86B $N/A $7.52B $4.55B $2.97B
2016-12-31 $968.23M $N/A $4.78B $2.64B $2.14B
2015-12-31 $848.10M $N/A $2.20B $1.22B $979.14M
2014-12-31 $1.38M $N/A $402.12M $178.73M $223.39M
2013-12-31 $-1.72M $N/A $29.90M $10.76M $19.14M

Watchlist

0

No stocks in watchlist