YRD

Yiren Digital Ltd.

YRD.US yiren.com + Research + Basket
CIK 0001631761
Employees 981
Phone 86 10 5964 4552
Fiscal year end December
IPO Dec 18, 2015
Address China Merchants Bureau Building, Beijing, China, 100022
0.42
+0.03 (+6.54%)
USD · NYSE
52-week range
0.36
5.60
Trading at 1% of the 52-week range
Market Cap
36.32M
P/E Ratio
0.00
Forward P/E
7.10
Book Value
11.73
Div. Yield
N/A
% Institutions
2.53%
% Insiders
0.00%

1 Year

-92.7%

3 Year

-81.0%

10 Year

-98.4%
Description

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

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People

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Directors & Officers

Name Title Year Born
Ms. Na Mei CPA Acting Chief Executive Officer 1981
Mr. Ka Chun Hui Chief Financial Officer 1976
Ms. Stephanie Nan Director of Investor Relations NA
Ms. Bin Yang Chief Human Resources Officer 1978
Ms. Mei Zhao Chief Executive Officer of Yiren Credit NA
Ms. Lydia Yu Investor Relations Officer NA

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Dimensional Fund Advisors, Inc. 1.03M Jun 30, 2026 1.18% $0.00 -7.75%
Renaissance Technologies Corp 269.39K Jun 30, 2026 0.31% $0.00 26.39%
Morgan Stanley - Brokerage Accounts 215.72K Jun 30, 2026 0.25% $0.00 1.11%
Ramsey Quantitative Systems Inc 132.00K Jun 30, 2026 0.15% $0.10 0.00%
GSA Capital Partners LLP 100.74K Jun 30, 2026 0.12% $0.01 10.28%
Verdad Advisers, LP 61.98K Jun 30, 2026 0.07% $0.05 10.08%
Acadian Asset Management LLC 49.59K Jun 30, 2026 0.06% $0.00 92.81%
Trexquant Investment LP 29.94K Jun 30, 2026 0.03% $0.00 -49.25%
HRT FINANCIAL LLC 28.70K Jun 30, 2026 0.03% $0.00 0.00%
SmartHarvest Portfolios, LLC 24.52K Jun 30, 2026 0.03% $0.01 0.00%
American Century Companies Inc 24.10K Jun 30, 2026 0.03% $0.00 0.00%
SEI Investments Co 21.22K Jun 30, 2026 0.02% $0.00 0.00%
IMC-Chicago, LLC 14.92K Jun 30, 2026 0.02% $0.00 0.00%
XTX Topco Ltd 12.05K Jun 30, 2026 0.01% $0.00 0.00%
Virtu Financial LLC 10.54K Jun 30, 2026 0.01% $0.00 0.00%
BNP Paribas Arbitrage, SA 5.30K Jun 30, 2026 0.01% $0.00 26.18%
Citigroup Inc 5.30K Jun 30, 2026 0.01% $0.00 0.00%
Royal Bank of Canada 1.22K Jun 30, 2026 0.00% $0.00 0.00%
Group One Trading, LLC 1.19K Jun 30, 2026 0.00% $0.00 0.00%
JPMorgan Chase & Co 415.00 Jun 30, 2026 0.00% $0.00 0.00%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 DFA Emerging Markets Core Equity 2 I 329.52K 0.38% ▲ 0.00% Aug 31, 2026
2 DFA Emerging Markets Value I 193.76K 0.22% ▲ 0.00% Aug 31, 2026
3 DFA Emerging Markets Small Cap I 137.83K 0.16% ▼ 1.06% Aug 31, 2026
4 Rainbow Emerging Markets Equities 50.00K 0.06% ▲ 0.00% Sep 30, 2026
5 Dimensional EM Core Equity Acc 40.60K 0.05% ▲ 0.00% Sep 30, 2026
6 Dimensional Emerging Mkts Val EUR Acc 39.62K 0.05% ▲ 0.00% Aug 31, 2026
7 DFA International Core Equity Class F 22.74K 0.03% ▲ 0.00% Jul 31, 2026
8 DFA Emerging Markets Social Core Eq 20.47K 0.02% ▲ 0.00% Aug 31, 2026
9 Dimensional World Equity GBP Acc 16.86K 0.02% ▲ 0.00% Aug 31, 2026
10 DFA Emerging Markets Trgt Val Instl 16.46K 0.02% ▲ 0.00% Aug 31, 2026

Financial Highlights

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Market Cap: $36.32M
EBITDA: $826.73M
PEG Ratio: $1.24
Book Value: $11.73
Earnings/Share: $-2.45
Profit Margin: -34.53%
Operating Margin: -13.28%
ROA (TTM): 4.22%
ROE (TTM): -17.75%
Revenue (TTM): $4.32B
Revenue/Share (TTM): $49.45
Earnings Growth (YOY): -10.20%
Revenue Growth (YOY): -46.10%

Valuation Metrics

Enterprise Value: $-213.57M
Trailing P/E: 0.00
Forward P/E: 7.10

Shares Statistics

Shares Outstanding: 87.49M
Shares Float: 14.45M
% Insiders: 0.00%
% Institutions: 2.53%
Shares Short: 2.56M
Shares Short (Prior Month): 115.33K
Short Ratio: 0.42
Short % Float: 16.25%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$5.57B
Cost of Goods Sold
adjust
$-790.16M
Gross Profit
subtotal
$4.78B
SG&A
adjust
$-322.09M
R&D
adjust
$-406.57M
Other Operating Expense
adjust
$-1.91B
Operating Income
subtotal
$2.15B
Other / Non-Operating Items
adjust
$-2.11B
Net Income
subtotal
$39.42M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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