ABCB

Ameris Bancorp

ABCB.US amerisbank.com
84.62
+0.57 (+0.68%)
USD · NYSE
52-week range
68.29
93.22
Trading at 66% of the 52-week range
Market Cap
5.64B
P/E Ratio
15.20
Forward P/E
13.00
Book Value
61.16
Div. Yield
0.94%
% Institutions
101.50%
% Insiders
5.43%

1 Year

+15.6%

3 Year

+125.3%

10 Year

+169.8%
Description

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Company Information

Company Name
Ameris Bancorp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US03076K1088
CIK: 0000351569
CUSIP: 03076K108
Currency: USD
Full Time Employees: 2,650
Phone: 404 639 6500
Fiscal Year End: December
IPO Date: May 19, 1994
Description:

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Address:

3490 Piedmont Road N.E., Atlanta, GA, United States, 30305

People

Directors & Officers

Name Title Year Born
Mr. James B. Miller Jr. Executive Chairman 1940
Mr. H. Palmer Proctor Jr. Vice Chairman & CEO 1968
Ms. Nicole S. Stokes CPA Corporate Executive VP & CFO 1974
Mr. Ross L. Creasy Corporate Executive VP & Chief Information Officer 1974
Mr. Lawton E. Bassett III Chief Banking Officer & Bank President 1969
Mr. Jody L. Spencer Esq., J.D. Corporate Executive VP & Chief Legal Officer 1972
Mr. William D. McKendry Corporate Executive VP & Chief Risk Officer 1969
Mr. Douglas D. Strange Corporate Executive VP & Chief Credit Officer 1970
Mr. Brian Parks Head of Wholesale Banking NA
Clyde Anderson Senior VP & Director of Community Lending NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 09, 2026 Leo J Hill N/A Sale N/A $75.15 N/A
Feb 24, 2026 Douglas D Strange N/A Sale 1.00 $78.76 $78.76
Feb 24, 2026 Nicole S Stokes N/A Sale 1.00 $79.20 $79.20
Feb 24, 2026 Ross L Creasy N/A Sale 1.00 $79.40 $79.40
Jan 05, 2026 Gilbert Ray Cisneros, Jr. N/A Sale N/A $75.81 N/A
Dec 31, 2025 Douglas D Strange N/A Sale 205.00 $71.62 $14.68K
Dec 08, 2025 William H Stern N/A Purchase 308.00 $77.22 $23.78K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 9.82M Mar 31, 2026 14.63% $0.01 -0.43%
Dimensional Fund Advisors, Inc. 3.90M Jun 30, 2026 5.81% $0.06 0.11%
Vanguard Portfolio Management, LLC 3.69M Mar 31, 2026 5.50% $0.02 0.00%
North Reef Capital Management LP 3.42M Mar 31, 2026 5.10% $9.19 25.07%
State Street Corp 3.32M Mar 31, 2026 4.95% $0.01 3.76%
Vanguard Capital Management, LLC 2.90M Mar 31, 2026 4.32% $0.01 0.00%
Wellington Management Company LLP 2.89M Jun 30, 2026 4.31% $0.05 0.06%
Independent Advisor Alliance 2.65M Mar 31, 2026 3.95% $2.22 6.32%
Amvescap Plc. 2.60M Mar 31, 2026 3.87% $0.02 152.64%
Geode Capital Management, LLC 1.62M Mar 31, 2026 2.41% $0.01 5.17%
Jennison Associates LLC 1.27M Jun 30, 2026 1.90% $0.07 -8.28%
Congress Asset Management Company, LLP 1.19M Jun 30, 2026 1.78% $0.66 8.79%
Morgan Stanley - Brokerage Accounts 1.12M Mar 31, 2026 1.66% $0.01 28.38%
Principal Financial Group Inc 1.02M Jun 30, 2026 1.52% $0.05 -3.75%
Channing Capital Management, LLC 993.66K Jun 30, 2026 1.48% $2.07 0.00%
JPMorgan Chase & Co 956.00K Mar 31, 2026 1.42% $0.00 -21.12%
Nuveen, LLC 918.77K Mar 31, 2026 1.37% $0.02 -15.19%
FMR Inc 843.99K Mar 31, 2026 1.26% $0.00 -13.43%
Charles Schwab Investment Management Inc 808.41K Mar 31, 2026 1.20% $0.01 0.19%
The Goldman Sachs Group Inc 750.54K Mar 31, 2026 1.12% $0.01 -31.13%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 3.84M 5.72% ▲ 0.00% Aug 31, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 2.04M 3.04% ▲ 0.23% Jul 31, 2026
3 iShares Russell 2000 ETF 1.72M 2.56% ▲ 0.00% Aug 31, 2026
4 Vanguard Small Cap Index 1.47M 2.19% ▲ 0.32% Jul 31, 2026
5 Eaton Vance Atlanta Capital SMID-Cap I 1.16M 1.73% ▼ 0.26% Jun 30, 2026
6 Invesco Discovery A 1.01M 1.50% ▲ 1.98% Jul 31, 2026
7 Invesco OFI Small Cap Growth 987.63K 1.47% ▲ 19.49% Jun 30, 2026
8 Vanguard MStar Small Cap Value Index 933.46K 1.39% ▲ 0.36% Jul 31, 2026
9 DFA US Small Cap Value I 859.77K 1.28% ▲ 0.00% Jul 31, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 725.89K 1.08% ▲ 0.31% Jul 31, 2026

Financial Highlights

Market Cap: $5.64B
P/E Ratio: $15.20
PEG Ratio: $1.10
Book Value: $61.16
Dividend/Share: $0.80
Dividend Yield: 0.94%
Earnings/Share: $5.53
Profit Margin: 31.80%
Operating Margin: 50.19%
ROA (TTM): 1.36%
ROE (TTM): 9.40%
Revenue (TTM): $1.18B
Revenue/Share (TTM): $17.48
Earnings Growth (YOY): -51.90%
Revenue Growth (YOY): 3.60%

Valuation Metrics

Enterprise Value: $5.81B
Trailing P/E: 15.20
Forward P/E: 13.00

Shares Statistics

Shares Outstanding: 67.11M
Shares Float: 62.90M
% Insiders: 5.43%
% Institutions: 101.50%
Short % Float: 5.57%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.67B
Cost of Goods Sold
adjust
$-527.85M
Gross Profit
subtotal
$1.14B
SG&A
adjust
$-393.79M
Other Operating Expense
adjust
$-210.16M
Operating Income
subtotal
$533.76M
Other / Non-Operating Items
adjust
$-121.61M
Net Income
subtotal
$412.15M

Earnings Per Share (EPS) History

Financial Ratios

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