Stock Fundamentals

Company Information

Company Name
Ameris Bancorp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US03076K1088
CIK: 0000351569
CUSIP: 03076K108
Currency: USD
Full Time Employees: 2,642
Phone: 404 639 6500
Fiscal Year End: December
IPO Date: May 19, 1994
Description:

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Address:

3490 Piedmont Road N.E., Atlanta, GA, United States, 30305

Directors & Officers

Name Title Year Born
Mr. James B. Miller Jr. Executive Chairman 1940
Mr. H. Palmer Proctor Jr. Vice Chairman & CEO 1968
Ms. Nicole S. Stokes CPA Corporate Executive VP & CFO 1974
Mr. Ross L. Creasy Corporate Executive VP & Chief Information Officer 1974
Mr. Lawton E. Bassett III Chief Banking Officer & Bank President 1969
Mr. Jody L. Spencer Esq., J.D. Corporate Executive VP & Chief Legal Officer 1972
Mr. William D. McKendry Corporate Executive VP & Chief Risk Officer 1969
Mr. Douglas D. Strange Corporate Executive VP & Chief Credit Officer 1970
Mr. Brian Parks Head of Wholesale Banking NA
Clyde Anderson Senior VP & Director of Community Lending NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 09, 2026 Leo J Hill N/A Sale N/A $75.15 N/A
Feb 24, 2026 Douglas D Strange N/A Sale 1.00 $78.76 $78.76
Feb 24, 2026 Nicole S Stokes N/A Sale 1.00 $79.20 $79.20
Feb 24, 2026 Ross L Creasy N/A Sale 1.00 $79.40 $79.40
Jan 05, 2026 Gilbert Ray Cisneros, Jr. N/A Sale N/A $75.81 N/A
Dec 31, 2025 Douglas D Strange N/A Sale 205.00 $71.62 $14.68K
Dec 08, 2025 William H Stern N/A Purchase 308.00 $77.22 $23.78K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 9.82M Mar 31, 2026 14.59% $0.01 -0.43%
Vanguard Group Inc 7.09M Dec 31, 2025 10.53% $0.01 -1.61%
Dimensional Fund Advisors, Inc. 3.90M Mar 31, 2026 5.79% $0.06 -3.18%
Vanguard Portfolio Management, LLC 3.69M Mar 31, 2026 5.49% $0.02 0.00%
North Reef Capital Management LP 3.42M Mar 31, 2026 5.09% $9.19 25.07%
State Street Corp 3.32M Mar 31, 2026 4.93% $0.01 3.76%
Vanguard Capital Management, LLC 2.90M Mar 31, 2026 4.30% $0.01 0.00%
Wellington Management Company LLP 2.89M Mar 31, 2026 4.30% $0.04 -2.73%
Independent Advisor Alliance 2.65M Mar 31, 2026 3.93% $2.22 6.32%
Amvescap Plc. 2.60M Mar 31, 2026 3.86% $0.03 152.64%
Geode Capital Management, LLC 1.62M Mar 31, 2026 2.40% $0.01 5.17%
Jennison Associates LLC 1.39M Mar 31, 2026 2.07% $0.07 -20.17%
Morgan Stanley - Brokerage Accounts 1.12M Mar 31, 2026 1.66% $0.01 28.38%
Congress Asset Management Company, LLP 1.10M Mar 31, 2026 1.63% $0.61 9.95%
Principal Financial Group Inc 1.06M Mar 31, 2026 1.57% $0.04 9.40%
American Century Companies Inc 992.95K Mar 31, 2026 1.48% $0.04 -14.20%
JPMorgan Chase & Co 956.00K Mar 31, 2026 1.42% $0.00 -21.12%
Nuveen, LLC 918.77K Mar 31, 2026 1.37% $0.02 -15.19%
FMR Inc 843.99K Mar 31, 2026 1.25% $0.00 -13.43%
NORGES BANK 843.86K Dec 31, 2025 1.25% $0.01 1.82%

Shares Statistics

Shares Outstanding: 67.29M
Shares Float: 59.66M
% Insiders: 547.80%
% Institutions: 9,837.20%
Short % Float: 6.44%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 3.90M 5.79% ▲ 0.04% May 29, 2026
2 Vanguard Total Stock Mkt Idx Inv 2.07M 3.08% ▲ 0.19% Apr 30, 2026
3 iShares Russell 2000 ETF 1.56M 2.31% ▲ 0.93% May 29, 2026
4 Vanguard Small Cap Index 1.49M 2.21% ▼ 0.22% Apr 30, 2026
5 Eaton Vance Atlanta Capital SMID-Cap I 1.16M 1.73% ▲ 215.93% Apr 30, 2026
6 Vanguard Small Cap Value Index Inv 953.73K 1.42% ▲ 0.66% Apr 30, 2026
7 DFA US Small Cap Value I 859.77K 1.28% ▲ 0.00% Apr 30, 2026
8 Invesco OFI Small Cap Growth 826.56K 1.23% ▲ 0.00% Mar 31, 2026
9 Invesco Discovery A 826.56K 1.23% ▲ 0.00% Apr 30, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 725.59K 1.08% ▲ 1.18% Apr 30, 2026

Valuation Metrics

Enterprise Value: $5.75B
Trailing P/E: 14.22
Forward P/E: 13.00

Financial Highlights

Market Cap: $6.08B
P/E Ratio: $14.22
PEG Ratio: $1.10
Book Value: $60.84
Dividend/Share: $0.80
Dividend Yield: 0.89%
Earnings/Share: $6.36
Profit Margin: 37.08%
Operating Margin: 49.38%
ROA (TTM): 1.59%
ROE (TTM): 11.00%
Revenue (TTM): $1.17B
Revenue/Share (TTM): $17.21
Earnings Growth (YOY): 28.30%
Revenue Growth (YOY): 12.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.62x 0.30x 0.85x 1.17x 2.15x
2024-12-31 0.13x 0.11x 0.86x 0.90x 0.81x
2023-12-31 0.12x 0.19x 0.86x 0.80x 1.62x
2022-12-31 0.13x 0.63x 0.87x 4.88x 3.98x
2021-12-31 0.09x 0.04x 0.04x 10.38x 1.63x
2020-12-31 0.07x 0.03x 0.03x 3.83x 1.45x
2019-12-31 0.11x 0.16x 0.08x 1.61x 10.62x
2018-12-31 136.13x 0.21x 0.87x 2.17x 1.82x
2017-12-31 1.02x 0.67x 0.90x 3.63x 3.94x
2016-12-31 148.67x 0.95x 0.91x 5.34x 5.17x
2015-12-31 190.32x 0.26x 0.91x 3.82x 1.94x
2014-12-31 138.17x 0.46x 0.91x 3.83x 2.58x
2013-12-31 0.26x 1.08x 0.91x 2.89x 9.64x
2012-12-31 0.29x 0.33x 0.91x 1.44x 3.29x
2011-12-31 0.32x 0.41x 0.90x 1.15x 3.24x
2010-12-31 0.19x 0.52x 0.91x -0.24x -49.71x
2009-12-31 0.15x 0.50x 0.92x -0.85x -3.22x
2008-12-31 0.09x 0.30x 0.90x -0.11x -49.82x
2007-12-31 0.04x 0.67x 0.91x 0.32x 4.81x
2006-12-31 0.11x 0.72x 0.91x 0.61x 3.45x
2005-12-31 0.05x 1.03x 0.91x 0.78x 6.35x
2004-12-31 0.10x 1.14x 0.90x 1.02x 6.10x
2003-12-31 0.09x 1.22x 0.90x 0.81x 6.54x
2002-12-31 0.13x 1.13x 0.88x 0.55x 8.05x
2001-12-31 0.17x 0.96x 0.88x 0.41x 7.20x
2000-12-31 0.06x 0.74x 0.90x 0.47x 3.37x
1999-12-31 0.12x 0.56x 0.90x 0.54x 2.60x
1998-12-31 0.09x 0.05x 0.90x 0.36x 0.27x
1997-12-31 0.06x 0.01x 0.90x 0.40x 0.05x
1996-12-31 0.07x 0.10x 0.91x 0.45x 0.50x
1995-12-31 0.08x 0.10x 0.90x 0.53x 0.32x
1994-12-31 0.08x 0.08x 0.90x 0.55x 0.43x

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