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CIA.US - Current Price

$4.99

Company Information

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Company Name
Citizens Inc
Sector
Financial Services
Industry
Insurance - Life
Exchange
NYSE
ISIN: US1747401008
CIK: 0000024090
CUSIP: 174740100
Currency: USD
Full Time Employees: 247
Phone: 512 837 7100
Website: https://www.citizensinc.com
Fiscal Year End: December
IPO Date: Dec 05, 1988
Description:

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Address:

11815 Alterra Parkway, Austin, TX, United States, 78758

Directors & Officers

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Name Title Year Born
Mr. Jon Scott Stenberg President & CEO 1966
Mr. Jeffery Paul Conklin CFO, Chief Investment Officer & Treasurer 1970
Ms. Sheryl L. Kinlaw J.D. Chief Legal Officer & Secretary 1969
Mr. Bryon Matthew Lewis Chief Operating Officer 1974
Ms. Paula Guerrero Chief Information Officer 1965
Mr. David Scott Jorgensen CPA General Manager for International Operations of CICA Life Insurance Company of America 1964
Mr. Harvey J. L. Waite Chief Actuary 1960

Shares Statistics

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Shares Outstanding: 50.30M
Shares Float: 45.12M
% Insiders: 1,094.60%
% Institutions: 2,626.70%
Short % Float: 8.88%

Valuation Metrics

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Enterprise Value: $218.35M
Trailing P/E: 23.76
Forward P/E: 22.88

Financial Highlights

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Market Cap: $250.98M
EBITDA: $14.03M
P/E Ratio: $23.76
PEG Ratio: $0.00
Book Value: $4.49
Earnings/Share: $0.21
Profit Margin: 4.40%
Operating Margin: 7.13%
ROA (TTM): 0.48%
ROE (TTM): 5.02%
Revenue (TTM): $247.02M
Revenue/Share (TTM): $4.94
Earnings Growth (YOY): -20.00%
Revenue Growth (YOY): 1.70%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 0.09 N/A -10,000.00%
Sep 30, 2025 0.07 0.09 N/A -2,222.22%
Jun 30, 2025 0.13 0.06 N/A 13,636.36%
Mar 31, 2025 0.02 0.05 N/A -6,000.00%
Dec 31, 2024 0.15 0.09 N/A 6,766.67%
Sep 30, 2024 0.05 0.08 N/A -3,750.00%
Jun 30, 2024 0.08 0.06 N/A 3,333.33%
Mar 31, 2024 0.09 0.06 N/A 4,966.67%
Dec 31, 2023 0.22 0.21 N/A 323.81%
Sep 30, 2023 0.05 N/A N/A N/A
Jun 30, 2023 0.12 N/A N/A N/A
Mar 31, 2023 0.10 N/A N/A N/A
Dec 31, 2022 0.07 N/A N/A N/A
Sep 30, 2022 -0.10 N/A N/A N/A
Jun 30, 2022 -0.07 N/A N/A N/A
Mar 31, 2022 -0.03 N/A N/A N/A
Dec 31, 2021 0.75 N/A N/A N/A
Sep 30, 2021 -0.06 N/A N/A N/A
Jun 30, 2021 0.10 N/A N/A N/A
Mar 31, 2021 -0.07 N/A N/A N/A
Dec 31, 2020 0.03 N/A N/A N/A
Sep 30, 2020 -0.16 N/A N/A N/A
Jun 30, 2020 -0.02 N/A N/A N/A
Mar 31, 2020 -0.07 N/A N/A N/A
Dec 31, 2019 0.10 N/A N/A N/A
Sep 30, 2019 0.04 N/A N/A N/A
Jun 30, 2019 -0.09 N/A N/A N/A
Mar 31, 2019 -0.08 N/A N/A N/A
Dec 31, 2018 0.13 N/A N/A N/A
Sep 30, 2018 -0.29 N/A N/A N/A
Jun 30, 2018 -0.05 N/A N/A N/A
Mar 31, 2018 -0.17 N/A N/A N/A
Dec 31, 2017 0.00 N/A N/A N/A
Sep 30, 2017 0.07 N/A N/A N/A
Jun 30, 2017 0.01 N/A N/A N/A
Mar 31, 2017 0.04 N/A N/A N/A
Dec 31, 2016 0.04 N/A N/A N/A
Sep 30, 2016 0.00 N/A N/A N/A
Jun 30, 2016 0.06 N/A N/A N/A
Mar 31, 2016 0.03 N/A N/A N/A
Dec 31, 2015 -0.05 N/A N/A N/A
Sep 30, 2015 -0.04 N/A N/A N/A
Jun 30, 2015 0.00 N/A N/A N/A
Mar 31, 2015 -0.04 N/A N/A N/A
Dec 31, 2014 0.01 N/A N/A N/A
Sep 30, 2014 -0.22 N/A N/A N/A
Jun 30, 2014 0.05 N/A N/A N/A
Mar 31, 2014 0.02 0.02 N/A 0.00%
Dec 31, 2013 0.02 0.03 N/A -3,333.33%
Sep 30, 2013 0.04 0.02 N/A 10,000.00%
Jun 30, 2013 0.04 0.02 N/A 10,000.00%
Mar 31, 2013 0.02 0.02 N/A 0.00%
Dec 31, 2012 0.02 0.04 N/A -5,725.00%
Sep 30, 2012 0.06 0.02 N/A 20,000.00%
Jun 30, 2012 0.01 0.03 N/A -6,666.67%
Mar 31, 2012 0.03 0.03 N/A 0.00%
Dec 31, 2011 0.02 0.04 N/A -5,000.00%
Sep 30, 2011 0.05 0.05 N/A 0.00%
Jun 30, 2011 0.07 0.05 N/A 4,000.00%
Mar 31, 2011 0.03 0.04 N/A -2,500.00%
Dec 31, 2010 0.19 0.04 N/A 37,500.00%
Sep 30, 2010 0.03 0.05 N/A -4,000.00%
Jun 30, 2010 0.07 0.04 N/A 7,500.00%
Mar 31, 2010 0.03 0.05 N/A -4,000.00%
Dec 31, 2009 0.16 0.04 N/A 30,000.00%
Sep 30, 2009 0.04 0.05 N/A -2,000.00%
Jun 30, 2009 0.03 0.06 N/A -5,000.00%
Mar 31, 2009 0.03 0.06 N/A -5,000.00%
Dec 31, 2008 -0.49 0.02 N/A -255,000.00%
Sep 30, 2008 -0.04 0.09 N/A -14,444.44%
Jun 30, 2008 0.06 0.08 N/A -2,500.00%
Mar 31, 2008 0.05 0.06 N/A -1,666.67%
Dec 31, 2007 0.13 N/A N/A N/A
Sep 30, 2007 0.10 N/A N/A N/A
Jun 30, 2007 0.07 N/A N/A N/A
Mar 31, 2007 0.05 N/A N/A N/A
Sep 30, 2006 0.05 N/A N/A N/A
Jun 30, 2006 0.01 N/A N/A N/A
Mar 31, 2006 0.04 N/A N/A N/A
Dec 31, 2005 0.06 N/A N/A N/A
Sep 30, 2005 0.02 N/A N/A N/A
Jun 30, 2005 0.00 N/A N/A N/A
Mar 31, 2005 0.05 N/A N/A N/A
Sep 30, 2004 0.03 N/A N/A N/A
Jun 30, 2004 0.02 N/A N/A N/A
Mar 31, 2004 0.01 N/A N/A N/A
Dec 31, 2003 0.05 N/A N/A N/A
Sep 30, 2003 0.03 N/A N/A N/A
Jun 30, 2003 0.00 N/A N/A N/A
Mar 31, 2003 -0.01 N/A N/A N/A
Dec 31, 2002 0.03 N/A N/A N/A
Sep 30, 2002 0.01 N/A N/A N/A
Jun 30, 2002 0.03 N/A N/A N/A
Mar 31, 2002 0.04 N/A N/A N/A
Dec 31, 2001 0.04 N/A N/A N/A
Sep 30, 2001 0.04 N/A N/A N/A
Jun 30, 2001 0.02 N/A N/A N/A
Mar 31, 2001 0.01 N/A N/A N/A
Dec 31, 2000 0.05 N/A N/A N/A
Sep 30, 2000 -0.01 N/A N/A N/A
Jun 30, 2000 0.03 N/A N/A N/A
Mar 31, 2000 -0.01 N/A N/A N/A
Sep 30, 1999 0.03 N/A N/A N/A
Jun 30, 1999 0.00 N/A N/A N/A
Mar 31, 1999 0.01 N/A N/A N/A
Sep 30, 1998 -0.25 N/A N/A N/A
Jun 30, 1998 0.01 N/A N/A N/A
Mar 31, 1998 0.00 N/A N/A N/A

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $29.27M $N/A $1.69B $1.47B $210.36M
2023-12-31 $27.00M $N/A $1.67B $1.50B $172.13M
2022-12-31 $22.97M $N/A $1.59B $1.46B $127.79M
2021-12-31 $27.29M $N/A $1.85B $1.53B $320.57M
2020-12-31 $34.13M $N/A $1.84B $1.54B $300.95M
2019-12-31 $46.21M $N/A $1.74B $1.49B $259.84M
2018-12-31 $45.49M $N/A $1.62B $1.43B $187.73M
2017-12-31 $46.06M $N/A $1.64B $1.42B $223.51M
2016-12-31 $35.51M $N/A $1.58B $1.33B $249.10M
2015-12-31 $82.83M $N/A $1.48B $1.24B $242.52M
2014-12-31 $50.71M $N/A $1.42B $1.16B $258.36M
2013-12-31 $54.59M $N/A $1.22B $970.47M $245.81M
2012-12-31 $56.30M $N/A $1.17B $911.84M $263.11M
2011-12-31 $33.26M $N/A $1.09B $835.59M $255.69M
2010-12-31 $49.72M $N/A $986.51M $758.87M $227.63M
2009-12-31 $48.63M $N/A $927.33M $711.25M $216.08M
2008-12-31 $63.79M $N/A $832.28M $660.74M $171.54M
2007-12-31 $21.12M $N/A $787.91M $611.75M $176.16M
2006-12-31 $24.52M $N/A $711.18M $571.57M $139.61M
2005-12-31 $18.31M $N/A $661.89M $524.93M $136.96M
2004-12-31 $31.72M $N/A $661.21M $526.08M $135.13M
2003-12-31 $15.02M $N/A $390.09M $263.07M $127.03M
2002-12-31 $19.21M $N/A $326.29M $224.50M $101.79M
2001-12-31 $6.79M $N/A $282.09M $199.36M $82.72M
2000-12-31 $4.06M $N/A $267.84M $190.53M $77.31M
1999-12-31 $11.15M $N/A $255.48M $183.22M $72.27M
1998-12-31 $9.87M $N/A $253.38M $178.48M $74.90M
1997-12-31 $6.45M $N/A $249.52M $169.94M $79.58M
1996-12-31 $6.09M $N/A $214.45M $147.57M $66.88M
1995-12-31 $4.16M $N/A $149.80M $114.70M $35.10M
1994-12-31 $N/A $N/A $149.80M $114.70M $35.10M
1993-12-31 $N/A $N/A $134.10M $105.80M $28.30M
1992-12-31 $N/A $N/A $112.30M $89.50M $22.80M
1991-12-31 $N/A $N/A $76.40M $63.30M $13.10M
1990-12-31 $N/A $N/A $61.70M $53.70M $8.00M
1989-12-31 $N/A $N/A $54.40M $47.90M $6.50M
1988-12-31 $N/A $N/A $45.00M $40.30M $4.70M
1987-12-31 $N/A $N/A $5.90M $4.70M $1.20M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
May 29, 2025 N/A N/A N/A N/A N/A N/A
May 29, 2025 N/A N/A N/A N/A N/A N/A
May 28, 2025 N/A N/A N/A N/A N/A N/A
Apr 07, 2025 N/A N/A N/A N/A N/A N/A

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