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FMAO.US - Current Price

$25.06

Company Information

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Company Name
Farmers & Merchants Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US30779N1054
CIK: 0000792966
CUSIP: 30810N106
Currency: USD
Full Time Employees: 476
Phone: 419 446 2501
Website: https://www.fm.bank
Fiscal Year End: December
IPO Date: Nov 23, 2004
Description:

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farm land, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.

Address:

307 North Defiance Street, Archbold, OH, United States, 43502

Directors & Officers

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Name Title Year Born
Mr. Lars B. Eller President, CEO & Director 1967
Ms. Barbara J. Britenriker Executive VP & CFO 1962
Ms. Shalini Singhal Senior VP & Chief Information Officer 1976
Mr. Eric D. Faust Executive VP & Chief Risk Officer 1986
Mr. David R. Gerken Executive VP & Chief Lending Officer 1972
Ms. Katrina L. DeGroff Senior VP & Chief Accounting Officer NA
Mr. Tim Carsey Senior VP & Chief Administrative Officer NA
Ms. Marilyn K. Johnson VP and Compliance & CRA Manager NA
Ms. Amy L. Cover Senior VP and Chief Marketing & Experience Officer NA
Mr. Michael F. Schnitkey Senior VP & Agri Finance Manager NA

Shares Statistics

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Shares Outstanding: 13.75M
Shares Float: 12.32M
% Insiders: 869.60%
% Institutions: 2,773.90%
Short % Float: 0.79%

Valuation Metrics

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Enterprise Value: $469.34M
Trailing P/E: 10.76
Forward P/E: 15.92

Financial Highlights

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Market Cap: $344.57M
P/E Ratio: $10.76
PEG Ratio: $0.00
Book Value: $26.62
Dividend/Share: $0.89
Dividend Yield: 3.54%
Earnings/Share: $2.33
Profit Margin: 27.96%
Operating Margin: 40.98%
ROA (TTM): 0.94%
ROE (TTM): 9.15%
Revenue (TTM): $114.07M
Revenue/Share (TTM): $8.49
Earnings Growth (YOY): 34.40%
Revenue Growth (YOY): 21.30%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 0.00 0.62 N/A -10,000.00%
Dec 31, 2025 0.00 0.66 N/A -10,000.00%
Sep 30, 2025 0.64 0.59 N/A 847.46%
Jun 30, 2025 0.56 0.47 N/A 1,831.82%
Mar 31, 2025 0.51 0.43 N/A 2,000.00%
Dec 31, 2024 0.61 0.48 N/A 2,642.49%
Sep 30, 2024 0.48 0.41 N/A 1,707.32%
Jun 30, 2024 0.42 0.36 N/A 1,666.67%
Mar 31, 2024 0.39 0.35 N/A 1,142.86%
Dec 31, 2023 0.41 0.32 N/A 2,812.50%
Sep 30, 2023 0.35 0.37 N/A -540.54%
Jun 30, 2023 0.44 0.45 N/A -222.22%
Mar 31, 2023 0.47 0.54 N/A -1,296.30%
Dec 31, 2022 0.53 0.67 N/A -2,089.55%
Sep 30, 2022 0.68 0.73 N/A -684.93%
Jun 30, 2022 0.63 0.62 N/A 161.29%
Mar 31, 2022 0.62 0.56 N/A 1,071.43%
Dec 31, 2021 0.59 0.56 N/A 535.71%
Sep 30, 2021 0.53 0.55 N/A -363.64%
Jun 30, 2021 0.44 0.46 N/A -434.78%
Mar 31, 2021 0.42 0.45 N/A -666.67%
Dec 31, 2020 0.48 0.39 N/A 2,307.69%
Sep 30, 2020 0.40 0.43 N/A -697.67%
Jun 30, 2020 0.43 0.34 N/A 2,647.06%
Mar 31, 2020 0.37 0.42 N/A -1,190.48%
Dec 31, 2019 0.43 0.40 N/A 750.00%
Sep 30, 2019 0.38 0.41 N/A -731.71%
Jun 30, 2019 0.42 0.45 N/A -666.67%
Mar 31, 2019 0.38 0.46 N/A -1,739.13%
Dec 31, 2018 0.41 0.35 N/A 1,714.29%
Sep 30, 2018 0.42 0.40 N/A 500.00%
Jun 30, 2018 0.44 0.39 N/A 1,282.05%
Mar 31, 2018 0.41 0.38 N/A 789.47%
Dec 31, 2017 0.37 0.35 N/A 571.43%
Sep 30, 2017 0.35 0.35 N/A 0.00%
Jun 30, 2017 0.35 0.32 N/A 937.50%
Mar 31, 2017 0.31 0.32 N/A -312.50%
Dec 31, 2016 0.35 0.30 N/A 1,666.67%
Sep 30, 2016 0.33 0.30 N/A 1,000.00%
Jun 30, 2016 0.33 0.29 N/A 1,379.31%
Mar 31, 2016 0.27 0.28 N/A -357.14%
Dec 31, 2015 0.30 0.30 N/A 0.00%
Sep 30, 2015 0.28 0.28 N/A 0.00%
Jun 30, 2015 0.28 0.26 N/A 769.23%
Mar 31, 2015 0.26 0.26 N/A 0.00%
Dec 31, 2014 0.28 0.27 N/A 370.37%
Sep 30, 2014 0.27 N/A N/A N/A
Jun 30, 2014 0.28 0.23 N/A 2,173.91%
Mar 31, 2014 0.21 0.22 N/A -454.55%
Dec 31, 2013 0.25 0.21 N/A 1,904.76%
Sep 30, 2013 0.23 0.22 N/A 454.55%
Jun 30, 2013 0.27 0.20 N/A 3,500.00%
Mar 31, 2013 0.23 0.25 N/A -800.00%
Dec 31, 2012 0.27 0.24 N/A 1,250.00%
Sep 30, 2012 0.26 0.25 N/A 400.00%
Jun 30, 2012 0.27 0.23 N/A 1,739.13%
Mar 31, 2012 0.24 0.23 N/A 434.78%
Dec 31, 2011 0.32 0.23 N/A 3,913.04%
Sep 30, 2011 0.22 0.17 N/A 2,941.18%
Jun 30, 2011 0.17 0.20 N/A -1,500.00%
Mar 31, 2011 0.21 0.19 N/A 1,052.63%
Dec 31, 2010 0.23 N/A N/A N/A
Sep 30, 2010 0.23 N/A N/A N/A
Jun 30, 2010 0.14 N/A N/A N/A
Mar 31, 2010 0.13 N/A N/A N/A
Dec 31, 2009 0.23 N/A N/A N/A
Sep 30, 2009 0.13 N/A N/A N/A
Jun 30, 2009 0.15 N/A N/A N/A
Mar 31, 2009 0.18 N/A N/A N/A
Dec 31, 2008 0.14 N/A N/A N/A
Sep 30, 2008 0.18 N/A N/A N/A
Jun 30, 2008 0.21 N/A N/A N/A
Mar 31, 2008 0.16 N/A N/A N/A
Dec 31, 2007 0.20 N/A N/A N/A
Sep 30, 2007 0.17 N/A N/A N/A
Jun 30, 2007 0.19 N/A N/A N/A
Mar 31, 2007 0.20 N/A N/A N/A
Dec 31, 2006 0.20 N/A N/A N/A
Sep 30, 2006 0.20 N/A N/A N/A
Jun 30, 2006 0.19 N/A N/A N/A
Mar 31, 2006 0.19 N/A N/A N/A
Dec 31, 2005 0.20 N/A N/A N/A
Sep 30, 2005 0.21 N/A N/A N/A
Jun 30, 2005 0.21 N/A N/A N/A
Mar 31, 2005 0.20 N/A N/A N/A
Dec 31, 2004 0.20 N/A N/A N/A

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $177.34M $N/A $3.36B $3.03B $335.21M
2023-12-31 $143.66M $N/A $3.28B $2.97B $316.54M
2022-12-31 $87.53M $N/A $3.02B $2.72B $298.14M
2021-12-31 $146.40M $N/A $2.64B $98.54M $297.17M
2020-12-31 $102.93M $N/A $1.91B $1.66B $249.16M
2019-12-31 $54.45M $N/A $1.61B $1.38B $230.26M
2018-12-31 $41.51M $N/A $1.12B $972.88M $143.29M
2017-12-31 $37.50M $N/A $1.11B $972.87M $134.14M
2016-12-31 $29.26M $N/A $1.06B $930.32M $125.58M
2015-12-31 $21.33M $N/A $989.07M $868.97M $120.10M
2014-12-31 $22.25M $N/A $941.21M $826.72M $114.49M
2013-12-31 $18.27M $N/A $965.94M $857.60M $108.34M
2012-12-31 $37.56M $N/A $946.66M $836.42M $110.24M
2011-12-31 $31.61M $N/A $922.99M $817.90M $105.09M
2010-12-31 $28.99M $N/A $906.36M $811.96M $94.40M
2009-12-31 $28.69M $N/A $853.86M $760.28M $93.58M
2008-12-31 $19.15M $N/A $805.73M $715.18M $90.55M
2007-12-31 $21.75M $N/A $803.97M $714.60M $89.38M
2006-12-31 $23.89M $N/A $737.10M $649.36M $87.73M
2005-12-31 $22.59M $N/A $720.95M $638.36M $82.59M
2004-12-31 $24.26M $N/A $702.51M $623.67M $78.85M
2003-12-31 $19.54M $N/A $705.70M $630.85M $74.86M
2002-12-31 $53.57M $N/A $1.02B $918.34M $103.57M
2001-12-31 $63.51M $N/A $970.88M $870.15M $100.74M
2000-12-31 $74.29M $N/A $905.55M $814.67M $90.88M
1999-12-31 $41.98M $N/A $819.88M $739.68M $80.20M
1998-12-31 $39.71M $N/A $758.80M $679.39M $79.41M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jul 20, 2025 N/A N/A N/A N/A N/A N/A
Jun 05, 2025 N/A N/A N/A N/A N/A N/A
May 29, 2025 N/A N/A N/A N/A N/A N/A

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