Stock Fundamentals

AI Research Report

Generate a comprehensive financial analysis report powered by AI

GABC.US Logo

GABC.US - Current Price

$39.42

Company Information

▼
Company Name
German American Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US3738651047
CIK: 0000714395
CUSIP: 373865104
Currency: USD
Full Time Employees: 1,020
Phone: 812 482 1314
Website: https://www.germanamerican.com
Fiscal Year End: December
IPO Date: May 21, 1993
Description:

German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services. The company operates through Core Banking, and Trust and Investment Advisory Services segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.

Address:

711 Main Street, Jasper, IN, United States, 47546

Directors & Officers

▼
Name Title Year Born
Mr. D. Neil Dauby CPA CEO & Chairman 1964
Mr. Bradley M. Rust President, CFO & Treasurer 1967
Ms. Amy D. Jackson Executive VP & Chief Administrative Officer 1977
Mr. Bradley C. Arnett Executive VP, Chief Legal Officer & Corporate Secretary 1965
Mr. Michael F. Beckwith Executive VP & Chief Banking Officer NA
Ms. Vicki L. Schuler Senior VP, Controller & Principal Accounting Officer 1975
Mr. Clay M. Barrett Executive VP and Chief Digital & Information Officer 1978
Ms. Terri A. Eckerle Vice President, Executive Admin & Strategic Customer Service NA
Ms. Jane A. Balsmeyer Senior Vice President of Marketing NA
Mr. Brock C. Goggins Senior Vice President of Retail Banking NA

Shares Statistics

▼
Shares Outstanding: 37.49M
Shares Float: 35.91M
% Insiders: 425.60%
% Institutions: 5,218.30%
Short % Float: 3.54%

Valuation Metrics

▼
Enterprise Value: $1.44B
Trailing P/E: 13.93
Forward P/E: 12.84

Financial Highlights

▼
Market Cap: $1.48B
P/E Ratio: $13.93
PEG Ratio: $2.43
Book Value: $29.87
Dividend/Share: $1.16
Dividend Yield: 2.88%
Earnings/Share: $2.83
Profit Margin: 32.02%
Operating Margin: 50.83%
ROA (TTM): 1.37%
ROE (TTM): 10.75%
Revenue (TTM): $312.78M
Revenue/Share (TTM): $8.98
Earnings Growth (YOY): 31.90%
Revenue Growth (YOY): 51.30%

Stock Price History

▼

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

▼

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

▼
Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 0.91 N/A N/A
Sep 30, 2025 0.92 0.87 N/A 574.71%
Jun 30, 2025 0.86 0.83 N/A 361.45%
Mar 31, 2025 0.30 0.66 N/A -5,454.55%
Dec 31, 2024 0.78 0.70 N/A 1,142.86%
Sep 30, 2024 0.71 0.70 N/A 142.86%
Jun 30, 2024 0.69 0.62 N/A 1,129.03%
Mar 31, 2024 0.64 0.64 N/A 0.00%
Dec 31, 2023 0.73 0.67 N/A 895.52%
Sep 30, 2023 0.73 0.69 N/A 579.71%
Jun 30, 2023 0.75 0.68 N/A 1,029.41%
Mar 31, 2023 0.71 0.80 N/A -1,125.00%
Dec 31, 2022 0.83 0.84 N/A -119.05%
Sep 30, 2022 0.83 0.81 N/A 246.91%
Jun 30, 2022 0.82 0.71 N/A 1,549.30%
Mar 31, 2022 0.31 0.69 N/A -5,507.25%
Dec 31, 2021 0.73 0.74 N/A -135.14%
Sep 30, 2021 0.81 0.72 N/A 1,250.00%
Jun 30, 2021 0.90 0.63 N/A 4,285.71%
Mar 31, 2021 0.74 0.65 N/A 1,384.62%
Dec 31, 2020 0.79 0.58 N/A 3,620.69%
Sep 30, 2020 0.55 0.51 N/A 784.31%
Jun 30, 2020 0.54 0.36 N/A 5,000.00%
Mar 31, 2020 0.47 0.45 N/A 444.44%
Dec 31, 2019 0.60 0.59 N/A 169.49%
Sep 30, 2019 0.55 0.58 N/A -517.24%
Jun 30, 2019 0.62 0.56 N/A 1,071.43%
Mar 31, 2019 0.62 0.56 N/A 1,071.43%
Dec 31, 2018 0.53 0.53 N/A 0.00%
Sep 30, 2018 0.56 0.56 N/A 0.00%
Jun 30, 2018 0.51 0.49 N/A 408.16%
Mar 31, 2018 0.51 0.48 N/A 625.00%
Dec 31, 2017 0.41 0.42 N/A -238.10%
Sep 30, 2017 0.42 0.44 N/A -454.55%
Jun 30, 2017 0.43 0.42 N/A 238.10%
Mar 31, 2017 0.42 0.40 N/A 500.00%
Dec 31, 2016 0.44 0.42 N/A 476.19%
Sep 30, 2016 0.45 0.42 N/A 714.29%
Jun 30, 2016 0.43 0.37 N/A 1,621.62%
Mar 31, 2016 0.25 0.36 N/A -3,055.56%
Dec 31, 2015 0.39 0.36 N/A 833.33%
Sep 30, 2015 0.39 0.37 N/A 540.54%
Jun 30, 2015 0.37 0.35 N/A 571.43%
Mar 31, 2015 0.37 0.34 N/A 882.35%
Dec 31, 2014 0.39 0.35 N/A 1,142.86%
Sep 30, 2014 0.39 0.33 N/A 1,818.18%
Jun 30, 2014 0.34 0.32 N/A 625.00%
Mar 31, 2014 0.32 0.32 N/A 0.00%
Dec 31, 2013 0.33 0.31 N/A 645.16%
Sep 30, 2013 0.34 0.31 N/A 967.74%
Jun 30, 2013 0.35 0.29 N/A 2,068.97%
Mar 31, 2013 0.31 0.29 N/A 689.66%
Dec 31, 2012 0.33 0.31 N/A 645.16%
Sep 30, 2012 0.33 0.31 N/A 645.16%
Jun 30, 2012 0.31 0.27 N/A 1,481.48%
Mar 31, 2012 0.29 0.27 N/A 740.74%
Dec 31, 2011 0.29 0.26 N/A 1,153.85%
Sep 30, 2011 0.27 0.26 N/A 384.62%
Jun 30, 2011 0.26 0.21 N/A 2,380.95%
Mar 31, 2011 0.25 0.20 N/A 2,500.00%
Dec 31, 2010 0.19 0.20 N/A -500.00%
Sep 30, 2010 0.21 0.20 N/A 500.00%
Jun 30, 2010 0.21 0.18 N/A 1,666.67%
Mar 31, 2010 0.19 0.19 N/A 0.00%
Dec 31, 2009 0.20 0.18 N/A 1,111.11%
Sep 30, 2009 0.19 0.18 N/A 555.56%
Jun 30, 2009 0.17 0.13 N/A 3,076.92%
Mar 31, 2009 0.18 0.17 N/A 588.24%
Dec 31, 2008 0.20 0.18 N/A 1,111.11%
Sep 30, 2008 0.20 0.18 N/A 1,111.11%
Jun 30, 2008 0.19 0.16 N/A 1,875.00%
Mar 31, 2008 0.18 0.16 N/A 1,250.00%
Dec 31, 2007 0.17 0.17 N/A 0.00%
Sep 30, 2007 0.15 0.17 N/A -1,176.47%
Jun 30, 2007 0.16 N/A N/A N/A
Mar 31, 2007 0.09 N/A N/A N/A
Dec 31, 2006 0.15 0.14 N/A 714.29%
Sep 30, 2006 0.17 N/A N/A N/A
Jun 30, 2006 0.15 N/A N/A N/A
Mar 31, 2006 0.16 N/A N/A N/A
Dec 31, 2005 0.15 N/A N/A N/A
Sep 30, 2005 0.15 N/A N/A N/A
Jun 30, 2005 0.15 N/A N/A N/A
Mar 31, 2005 0.15 N/A N/A N/A
Dec 31, 2004 0.04 N/A N/A N/A
Sep 30, 2004 0.14 N/A N/A N/A
Jun 30, 2004 0.14 N/A N/A N/A
Mar 31, 2004 0.12 N/A N/A N/A
Dec 31, 2003 0.09 N/A N/A N/A
Sep 30, 2003 0.13 N/A N/A N/A
Jun 30, 2003 0.12 N/A N/A N/A
Mar 31, 2003 0.14 N/A N/A N/A
Dec 31, 2002 0.12 N/A N/A N/A
Sep 30, 2002 0.13 N/A N/A N/A
Jun 30, 2002 0.13 N/A N/A N/A
Mar 31, 2002 0.14 N/A N/A N/A
Dec 31, 2001 0.10 N/A N/A N/A
Sep 30, 2001 0.13 N/A N/A N/A
Jun 30, 2001 0.14 N/A N/A N/A
Mar 31, 2001 0.13 N/A N/A N/A
Dec 31, 2000 -0.10 N/A N/A N/A
Sep 30, 2000 0.14 N/A N/A N/A
Jun 30, 2000 0.14 N/A N/A N/A
Mar 31, 2000 0.12 N/A N/A N/A
Sep 30, 1999 0.14 N/A N/A N/A
Jun 30, 1999 0.14 N/A N/A N/A
Mar 31, 1999 0.13 N/A N/A N/A
Sep 30, 1998 0.12 N/A N/A N/A
Jun 30, 1998 0.14 N/A N/A N/A
Mar 31, 1998 0.14 N/A N/A N/A

Balance Sheet (Yearly)

▼
Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $69.75M $N/A $6.30B $5.58B $715.07M
2023-12-31 $79.31M $N/A $6.15B $5.49B $663.56M
2022-12-31 $75.98M $N/A $6.16B $5.60B $558.39M
2021-12-31 $47.92M $N/A $5.61B $4.94B $668.46M
2020-12-31 $59.21M $N/A $4.98B $4.35B $624.71M
2019-12-31 $61.96M $N/A $4.40B $3.82B $573.82M
2018-12-31 $64.55M $N/A $3.93B $3.47B $458.64M
2017-12-31 $47.27M $N/A $3.14B $2.78B $364.57M
2016-12-31 $48.47M $N/A $2.96B $2.63B $330.27M
2015-12-31 $36.06M $N/A $2.37B $2.12B $252.35M
2014-12-31 $33.58M $N/A $2.23B $2.01B $228.82M
2013-12-31 $37.47M $N/A $2.16B $1.96B $200.10M
2012-12-31 $44.33M $N/A $2.01B $1.82B $185.03M
2011-12-31 $34.35M $N/A $1.87B $1.71B $167.61M
2010-12-31 $15.02M $N/A $1.38B $1.25B $121.53M
2009-12-31 $16.05M $N/A $1.24B $1.13B $113.55M
2008-12-31 $17.20M $N/A $1.19B $1.09B $105.17M
2007-12-31 $25.28M $N/A $1.13B $1.03B $97.12M
2006-12-31 $24.16M $N/A $1.09B $1.00B $92.39M
2005-12-31 $27.64M $N/A $946.47M $864.21M $82.26M
2004-12-31 $23.31M $N/A $942.09M $858.43M $83.67M
2003-12-31 $28.73M $N/A $925.95M $842.82M $83.13M
2002-12-31 $27.63M $N/A $957.01M $852.49M $104.52M
2001-12-31 $37.19M $N/A $1.02B $912.90M $102.21M
2000-12-31 $28.48M $N/A $1.08B $982.55M $97.26M
1999-12-31 $33.22M $N/A $1.06B $962.96M $93.69M
1998-12-31 $50.90M $N/A $896.90M $805.60M $91.30M
1997-12-31 $43.20M $N/A $575.80M $513.70M $62.10M
1996-12-31 $34.30M $N/A $397.50M $358.20M $39.30M
1995-12-31 $28.80M $N/A $367.80M $330.80M $37.00M
1994-12-31 $23.50M $N/A $346.50M $313.60M $32.90M
1993-12-31 $22.30M $N/A $307.50M $278.20M $29.30M
1992-12-31 $21.10M $N/A $239.00M $217.50M $21.50M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Oct 15, 2025 N/A N/A N/A N/A N/A N/A
Oct 15, 2025 N/A N/A N/A N/A N/A N/A
Oct 15, 2025 N/A N/A N/A N/A N/A N/A
Oct 15, 2025 N/A N/A N/A N/A N/A N/A
Aug 04, 2025 N/A N/A N/A N/A N/A N/A
Jul 15, 2025 N/A N/A N/A N/A N/A N/A
Jul 15, 2025 N/A N/A N/A N/A N/A N/A
Jul 15, 2025 N/A N/A N/A N/A N/A N/A
Jul 15, 2025 N/A N/A N/A N/A N/A N/A
Jul 15, 2025 N/A N/A N/A N/A N/A N/A
Jun 15, 2025 N/A N/A N/A N/A N/A N/A
Jun 15, 2025 N/A N/A N/A N/A N/A N/A
Jun 15, 2025 N/A N/A N/A N/A N/A N/A
Jun 15, 2025 N/A N/A N/A N/A N/A N/A
Jun 15, 2025 N/A N/A N/A N/A N/A N/A
May 20, 2025 N/A N/A N/A N/A N/A N/A
May 15, 2025 N/A N/A N/A N/A N/A N/A
May 15, 2025 N/A N/A N/A N/A N/A N/A
May 15, 2025 N/A N/A N/A N/A N/A N/A
Apr 15, 2025 N/A N/A N/A N/A N/A N/A

Watchlist

0

No stocks in watchlist