HCI

HCI Group Inc

HCI.US hcigroup.com + Research + Basket
CIK 0001400810
Employees 594
Phone 813 849 9500
Fiscal year end December
IPO Sep 15, 2008
Address 3802 Coconut Palm Drive, Tampa, FL, United States, 33619
200.15
-2.38 (-1.18%)
USD · NYSE
52-week range
144.06
208.64
Trading at 87% of the 52-week range
Market Cap
2.52B
P/E Ratio
8.73
Forward P/E
10.17
Book Value
86.60
Div. Yield
0.79%
% Institutions
77.51%
% Insiders
14.65%

1 Year

-0.8%

3 Year

+236.6%

10 Year

+833.7%
Description

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

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People

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Directors & Officers

Name Title Year Born
Mr. Pareshbhai Suryakant Patel Founder, Chairman, President & CEO 1963
Mr. Gregory Politis Co-Founder & Lead Independent Director 1953
Mr. James Mark Harmsworth CPA Chief Financial Officer 1964
Ms. Karin Sue Coleman COO & Director 1961
Mr. Andrew Lloyd Graham J.D. VP, General Counsel & Company Secretary 1958
Mr. Anthony Saravanos President of Greenleaf Capital LLC & Real Estate Division and Director 1971
Mr. Nathaniel Otis Vice President of Investor Relations NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Apr 11, 2024 Paresh Patel N/A Purchase 500.00 $111.00 $55.50K SEC
Apr 09, 2024 Paresh Patel N/A Purchase 1.00K $114.90 $114.90K SEC
Apr 08, 2024 Anthony Saravanos N/A Sale 20.87K $116.78 $2.44M SEC
Apr 05, 2024 Anthony Saravanos N/A Sale 3.16K $115.00 $363.40K SEC
Apr 03, 2024 Andrew L Graham N/A Sale 29.01K $117.01 $3.39M SEC
Mar 27, 2024 Anthony Saravanos N/A Sale 12.97K $117.01 $1.52M SEC
Mar 27, 2024 Sanjay Madhu N/A Sale 3.29K $118.72 $391.06K SEC
Mar 26, 2024 Andrew L Graham N/A Sale 800.00 $116.42 $93.14K SEC
Mar 26, 2024 James Mark Harmsworth N/A Sale 20.00K $117.12 $2.34M SEC
Mar 26, 2024 Karin Sue Coleman N/A Sale 23.00K $115.62 $2.66M SEC
May 22, 2023 James Mark Harmsworth N/A Sale 9.96K $55.97 $557.63K SEC
May 19, 2023 James Mark Harmsworth N/A Sale 5.04K $56.38 $283.99K SEC
May 16, 2023 Lauren L Valiente N/A Purchase 441.00 $56.81 $25.05K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.84M Jun 30, 2026 14.82% $0.00 12.33%
Khrom Capital Management, LLC 690.75K Jun 30, 2026 5.55% $10.14 19.04%
Vanguard Capital Management, LLC 477.70K Jun 30, 2026 3.84% $0.00 -1.86%
State Street Corp 424.56K Jun 30, 2026 3.41% $0.00 6.54%
American Century Companies Inc 415.74K Jun 30, 2026 3.34% $0.03 -33.52%
Dimensional Fund Advisors, Inc. 409.72K Jun 30, 2026 3.29% $0.01 15.45%
Geode Capital Management, LLC 298.37K Jun 30, 2026 2.40% $0.00 -1.01%
Vanguard Portfolio Management, LLC 276.53K Jun 30, 2026 2.22% $0.00 -17.26%
Qube Research & Technologies 241.13K Jun 30, 2026 1.94% $0.04 -0.22%
Arrowstreet Capital Limited Partnership 236.11K Jun 30, 2026 1.90% $0.02 102.04%
The Goldman Sachs Group Inc 181.01K Jun 30, 2026 1.46% $0.00 39.46%
Freestone Grove Partners LP 175.56K Jun 30, 2026 1.41% $0.20 -48.87%
Morgan Stanley - Brokerage Accounts 175.24K Jun 30, 2026 1.41% $0.00 -13.13%
FMR Inc 150.28K Jun 30, 2026 1.21% $0.00 53.19%
Allspring Global Investments Holdings, LLC 145.53K Jun 30, 2026 1.17% $0.04 34.50%
UBS Group AG 139.60K Jun 30, 2026 1.12% $0.00 394.84%
Ameriprise Financial Inc 132.26K Jun 30, 2026 1.06% $0.00 531.94%
AQR Capital Management LLC 130.72K Jun 30, 2026 1.05% $0.01 68.26%
Northern Trust Corp 124.26K Jun 30, 2026 1.00% $0.00 13.98%
Two Sigma Investments LLC 119.32K Jun 30, 2026 0.96% $0.02 20.12%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 625.97K 5.03% ▲ 0.06% Oct 28, 2026
2 Avantis US Small Cap Value ETF 397.85K 3.20% ▲ 0.06% Oct 29, 2026
3 Vanguard MStar Total Stk Mkt Idx Invest 335.56K 2.70% ▼ 3.09% Sep 30, 2026
4 iShares Russell 2000 ETF 291.90K 2.35% ▼ 0.41% Oct 29, 2026
5 Fidelity Enhanced Small Cap Core ETF 182.73K 1.47% ▲ 0.27% Oct 29, 2026
6 Fidelity Small Cap Index 123.24K 0.99% ▲ 0.86% Jul 31, 2026
7 iShares Russell 2000 Value ETF 106.46K 0.86% ▼ 0.31% Oct 28, 2026
8 State Street SPDR Port S&P 600 Sm CpETF 95.88K 0.77% ▲ 0.00% Oct 29, 2026
9 iShares S&P Small-Cap 600 Growth ETF 94.30K 0.76% ▲ 0.00% Oct 29, 2026
10 Vanguard Russell 2000 ETF 65.58K 0.53% ▲ 1.14% Sep 30, 2026

Financial Highlights

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Market Cap: $2.52B
EBITDA: $471.57M
P/E Ratio: $8.73
PEG Ratio: $0.97
Book Value: $86.60
Dividend/Share: $1.60
Dividend Yield: 0.79%
Earnings/Share: $23.20
Profit Margin: 32.60%
Operating Margin: 45.43%
ROA (TTM): 11.62%
ROE (TTM): 34.97%
Revenue (TTM): $952.13M
Revenue/Share (TTM): $76.53
Earnings Growth (YOY): 8.20%
Revenue Growth (YOY): 11.10%

Valuation Metrics

Enterprise Value: $1.70B
Trailing P/E: 8.73
Forward P/E: 10.17

Shares Statistics

Shares Outstanding: 12.44M
Shares Float: 9.91M
% Insiders: 14.65%
% Institutions: 77.51%
Shares Short: 581.16K
Shares Short (Prior Month): 574.52K
Short Ratio: 3.19
Short % Float: 5.50%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$900.95M
Cost of Goods Sold
adjust
$-241.83M
Gross Profit
subtotal
$659.12M
SG&A
adjust
$-72.13M
Other Operating Expense
adjust
$-157.66M
Operating Income
subtotal
$429.33M
Other / Non-Operating Items
adjust
$-130.33M
Net Income
subtotal
$299.01M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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