Stock Fundamentals

Company Information

Company Name
HCI Group Inc
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYSE
ISIN: US40416E1038
CIK: 0001400810
CUSIP: 43741E202
Currency: USD
Full Time Employees: 594
Phone: 813 849 9500
Fiscal Year End: December
IPO Date: Sep 15, 2008
Description:

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Address:

3802 Coconut Palm Drive, Tampa, FL, United States, 33619

Directors & Officers

Name Title Year Born
Mr. Pareshbhai Suryakant Patel Founder, Chairman, President & CEO 1963
Mr. Gregory Politis Co-Founder & Lead Independent Director 1953
Mr. James Mark Harmsworth CPA Chief Financial Officer 1964
Ms. Karin Sue Coleman President of Homeowners Choice & TyTap, COO and Director 1961
Mr. Andrew Lloyd Graham J.D. VP, General Counsel & Company Secretary 1958
Mr. Anthony Saravanos President of Greenleaf Capital LLC & Real Estate Division and Director 1971
Mr. Nathaniel Otis Vice President of Investor Relations NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 11, 2024 Paresh Patel N/A Purchase 500.00 $111.00 $55.50K
Apr 09, 2024 Paresh Patel N/A Purchase 1.00K $114.90 $114.90K
Apr 08, 2024 Anthony Saravanos N/A Sale 20.87K $116.78 $2.44M
Apr 05, 2024 Anthony Saravanos N/A Sale 3.16K $115.00 $363.40K
Apr 03, 2024 Andrew L Graham N/A Sale 29.01K $117.01 $3.39M
Mar 27, 2024 Anthony Saravanos N/A Sale 12.97K $117.01 $1.52M
Mar 27, 2024 Sanjay Madhu N/A Sale 3.29K $118.72 $391.06K
Mar 26, 2024 Andrew L Graham N/A Sale 800.00 $116.42 $93.14K
Mar 26, 2024 James Mark Harmsworth N/A Sale 20.00K $117.12 $2.34M
Mar 26, 2024 Karin Sue Coleman N/A Sale 23.00K $115.62 $2.66M
May 22, 2023 James Mark Harmsworth N/A Sale 9.96K $55.97 $557.63K
May 19, 2023 James Mark Harmsworth N/A Sale 5.04K $56.38 $283.99K
May 16, 2023 Lauren L Valiente N/A Purchase 441.00 $56.81 $25.05K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.64M Mar 31, 2026 12.86% $0.00 -7.96%
Vanguard Group Inc 839.62K Dec 31, 2025 6.58% $0.00 3.98%
American Century Companies Inc 625.37K Mar 31, 2026 4.90% $0.05 3.13%
Hood River Capital Management LLC 623.80K Mar 31, 2026 4.89% $0.97 -16.58%
Khrom Capital Management, LLC 580.27K Mar 31, 2026 4.55% $8.21 3.57%
Vanguard Capital Management, LLC 486.74K Mar 31, 2026 3.81% $0.00 0.00%
State Street Corp 398.51K Mar 31, 2026 3.12% $0.00 3.57%
Dimensional Fund Advisors, Inc. 354.88K Mar 31, 2026 2.78% $0.01 11.41%
Freestone Grove Partners LP 343.39K Mar 31, 2026 2.69% $0.38 24.82%
Vanguard Portfolio Management, LLC 334.20K Mar 31, 2026 2.62% $0.00 0.00%
Geode Capital Management, LLC 301.41K Mar 31, 2026 2.36% $0.00 10.41%
Qube Research & Technologies 241.66K Mar 31, 2026 1.89% $0.04 52.51%
Morgan Stanley - Brokerage Accounts 201.72K Mar 31, 2026 1.58% $0.00 14.84%
The Goldman Sachs Group Inc 129.80K Mar 31, 2026 1.02% $0.00 -14.41%
Jane Street Group LLC 118.22K Mar 31, 2026 0.93% $0.00 0.00%
Arrowstreet Capital Limited Partnership 116.86K Mar 31, 2026 0.92% $0.01 2,943.97%
Northern Trust Corp 109.03K Mar 31, 2026 0.85% $0.00 1.73%
Allspring Global Investments Holdings, LLC 108.21K Mar 31, 2026 0.85% $0.03 -9.33%
Charles Schwab Investment Management Inc 100.21K Mar 31, 2026 0.79% $0.00 -0.12%
Two Sigma Investments LLC 99.34K Mar 31, 2026 0.78% $0.01 147.28%

Shares Statistics

Shares Outstanding: 12.76M
Shares Float: 10.93M
% Insiders: 1,428.20%
% Institutions: 7,757.90%
Short % Float: 3.95%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 651.57K 5.10% ▲ 0.04% May 29, 2026
2 Hood River Small-Cap Growth Instl 410.06K 3.21% ▼ 13.68% Mar 31, 2026
3 Vanguard Total Stock Mkt Idx Inv 356.78K 2.80% ▲ 0.37% Apr 30, 2026
4 Avantis US Small Cap Value ETF 325.18K 2.55% ▲ 0.10% May 30, 2026
5 iShares Russell 2000 ETF 259.29K 2.03% ▲ 0.93% May 29, 2026
6 American Century Small Cap Growth Inv 154.84K 1.21% ▼ 1.96% Mar 31, 2026
7 American Century U.S. Small Cap Growth 154.84K 1.21% ▼ 1.96% Mar 31, 2026
8 BGF World Financials A2 148.60K 1.16% ▼ 17.74% Dec 31, 2025
9 Vanguard Institutional Extnd Mkt Idx Tr 120.85K 0.95% ▲ 0.99% Apr 30, 2026
10 Fidelity Enhanced Small Cap Core ETF 113.41K 0.89% ▲ 0.25% May 29, 2026

Valuation Metrics

Enterprise Value: $1.38B
Trailing P/E: 8.00
Forward P/E: 10.56

Financial Highlights

Market Cap: $2.33B
EBITDA: $460.80M
P/E Ratio: $8.00
PEG Ratio: $0.97
Book Value: $84.41
Dividend/Share: $1.60
Dividend Yield: 0.89%
Earnings/Share: $22.83
Profit Margin: 32.64%
Operating Margin: 47.89%
ROA (TTM): 11.49%
ROE (TTM): 38.46%
Revenue (TTM): $927.40M
Revenue/Share (TTM): $75.85
Earnings Growth (YOY): 1.70%
Revenue Growth (YOY): 12.20%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.24x 0.07x 0.56x 46.89x 0.15x
2024-12-31 2.34x 0.41x 0.79x 13.00x 0.98x
2023-12-31 2.90x 0.65x 0.77x 10.58x 1.53x
2022-12-31 54.45x 1.31x 0.86x -8.95x -4.05x
2021-12-31 38.99x 0.19x 0.65x 1.78x 2.72x
2020-12-31 23.76x 0.92x 0.79x 3.19x 3.22x
2019-12-31 145.94x 0.94x 0.77x 2.80x 3.00x
2018-12-31 45,366.93x 1.38x 0.78x 1.49x 4.47x
2017-12-31 0.98x 1.69x 0.77x -0.93x 30.54x
2016-12-31 136.14x 1.18x 0.64x 4.23x 4.53x
2015-12-31 64.96x 1.09x 0.63x 9.87x 2.12x
2014-12-31 1,893.85x 1.40x 0.70x 9.66x 2.19x
2013-12-31 748.95x 0.79x 0.70x 29.51x 1.13x
2012-12-31 30.24x 0.00x 0.64x N/A 0.00x
2011-12-31 27.32x 0.00x 0.70x N/A 0.00x
2010-12-31 269.65x 0.00x 0.67x N/A 0.00x
2009-12-31 376.62x 0.00x 0.67x N/A 0.00x
2008-12-31 23.11x 0.00x 0.72x N/A 0.00x
2007-12-31 19.04x 0.00x 0.64x N/A 0.00x
2006-12-31 N/A 0.00x 100.00x N/A 0.00x

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