Stock Fundamentals

AI Research Report

Generate a comprehensive financial analysis report powered by AI

ORRF.US Logo

ORRF.US - Current Price

$35.71

Company Information

▼
Company Name
Orrstown Financial Services Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US6873801053
CIK: 0000826154
CUSIP: 687380105
Currency: USD
Full Time Employees: 607
Phone: 888 688 7844
Website: https://www.orrstown.com
Fiscal Year End: December
IPO Date: May 13, 1999
Description:

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.

Address:

4750 Lindle Road, Harrisburg, PA, United States, 17111

Directors & Officers

▼
Name Title Year Born
Mr. Thomas Rodney Quinn Jr. President, CEO & Director 1959
Mr. Neelesh Kalani CPA Executive VP, CFO & Head of Investor Relations 1975
Mr. Adam L. Metz Senior EVP & COO 1972
Mr. Christopher D. Holt Executive VP & Market President for the Maryland Region 1964
Mr. Robert G. Coradi Executive VP, Chief Risk Officer & Secretary 1962
Benjamin Colvard Executive VP & Chief Operations Officer NA
Mr. Sean P. Mulcahy CPA Senior VP & Chief Accounting Officer 1982
Christopher Orr Executive VP & Chief Information Officer NA
Ms. Amy L. Doll Executive VP & Chief Administrative Officer NA
Mr. Matthew Dyckman Esq. Executive VP & General Counsel 1969

Shares Statistics

▼
Shares Outstanding: 19.50M
Shares Float: 17.07M
% Insiders: 450.30%
% Institutions: 5,860.70%
Short % Float: 1.75%

Valuation Metrics

▼
Enterprise Value: $808.00M
Trailing P/E: 9.11
Forward P/E: 8.89

Financial Highlights

▼
Market Cap: $697.86M
P/E Ratio: $9.11
PEG Ratio: $0.00
Book Value: $29.33
Dividend/Share: $1.02
Dividend Yield: 2.81%
Earnings/Share: $3.93
Profit Margin: 29.54%
Operating Margin: 48.05%
ROA (TTM): 1.34%
ROE (TTM): 13.43%
Revenue (TTM): $247.30M
Revenue/Share (TTM): $12.90
Earnings Growth (YOY): 38.40%
Revenue Growth (YOY): 26.90%

Stock Price History

▼

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

▼

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

▼
Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 1.06 N/A N/A
Sep 30, 2025 1.13 1.05 N/A 761.90%
Jun 30, 2025 1.04 0.98 N/A 612.24%
Mar 31, 2025 1.00 0.93 N/A 752.69%
Dec 31, 2024 0.87 1.03 N/A -1,553.40%
Sep 30, 2024 1.11 0.92 N/A 2,065.22%
Jun 30, 2024 0.83 0.73 N/A 1,369.86%
Mar 31, 2024 0.88 0.73 N/A 2,054.79%
Dec 31, 2023 0.83 0.80 N/A 375.00%
Sep 30, 2023 0.87 0.81 N/A 740.74%
Jun 30, 2023 0.94 0.79 N/A 1,898.73%
Mar 31, 2023 0.87 0.82 N/A 609.76%
Dec 31, 2022 0.91 0.81 N/A 1,234.57%
Sep 30, 2022 0.75 0.80 N/A -625.00%
Jun 30, 2022 0.83 0.65 N/A 2,769.23%
Mar 31, 2022 0.77 0.60 N/A 2,833.33%
Dec 31, 2021 0.58 0.65 N/A -1,076.92%
Sep 30, 2021 0.63 0.65 N/A -307.69%
Jun 30, 2021 0.79 0.78 N/A 128.21%
Mar 31, 2021 0.93 0.69 N/A 3,478.26%
Dec 31, 2020 0.99 0.56 N/A 7,678.57%
Sep 30, 2020 0.57 0.47 N/A 2,127.66%
Jun 30, 2020 0.43 0.31 N/A 3,870.97%
Mar 31, 2020 0.41 0.36 N/A 1,388.89%
Dec 31, 2019 0.44 0.44 N/A 0.00%
Sep 30, 2019 0.46 0.48 N/A -416.67%
Jun 30, 2019 0.50 0.47 N/A 638.30%
Mar 31, 2019 0.41 0.39 N/A 512.82%
Dec 31, 2018 0.36 0.46 N/A -2,173.91%
Sep 30, 2018 0.52 0.43 N/A 2,093.02%
Jun 30, 2018 0.48 0.39 N/A 2,307.69%
Mar 31, 2018 0.44 0.32 N/A 3,750.00%
Dec 31, 2017 0.32 0.22 N/A 4,545.45%
Sep 30, 2017 0.34 0.34 N/A 0.00%
Jun 30, 2017 0.40 0.26 N/A 5,384.62%
Mar 31, 2017 0.24 0.21 N/A 1,428.57%
Dec 31, 2016 0.24 0.22 N/A 909.09%
Sep 30, 2016 0.18 0.23 N/A -2,173.91%
Jun 30, 2016 0.08 0.21 N/A -6,190.48%
Mar 31, 2016 0.32 0.18 N/A 7,777.78%
Dec 31, 2015 0.18 0.22 N/A -1,818.18%
Sep 30, 2015 0.30 0.21 N/A 4,285.71%
Jun 30, 2015 0.18 0.22 N/A -1,818.18%
Mar 31, 2015 0.30 0.16 N/A 8,750.00%
Dec 31, 2014 2.36 0.24 N/A 88,333.33%
Sep 30, 2014 0.64 0.20 N/A 22,000.00%
Jun 30, 2014 0.35 0.18 N/A 9,444.44%
Mar 31, 2014 0.24 0.14 N/A 7,142.86%
Dec 31, 2013 0.36 0.14 N/A 15,714.29%
Sep 30, 2013 0.24 0.12 N/A 10,000.00%
Jun 30, 2013 0.42 0.07 N/A 50,000.00%
Mar 31, 2013 0.19 -0.25 N/A 17,600.00%
Dec 31, 2012 0.13 -0.08 N/A 26,250.00%
Sep 30, 2012 -0.18 -0.16 N/A -1,250.00%
Jun 30, 2012 -1.23 -0.02 N/A -605,000.00%
Mar 31, 2012 -1.02 0.13 N/A -88,461.54%
Dec 31, 2011 -0.18 0.27 N/A -16,666.67%
Sep 30, 2011 0.54 0.55 N/A -181.82%
Jun 30, 2011 -1.33 -1.06 N/A -2,547.17%
Mar 31, 2011 0.48 0.59 N/A -1,864.41%
Dec 31, 2010 0.55 0.58 N/A -517.24%
Sep 30, 2010 0.61 0.57 N/A 701.75%
Jun 30, 2010 0.47 0.42 N/A 1,190.48%
Mar 31, 2010 0.50 0.25 N/A 10,000.00%
Dec 31, 2009 0.47 N/A N/A N/A
Sep 30, 2009 0.58 N/A N/A N/A
Jun 30, 2009 0.51 N/A N/A N/A
Mar 31, 2009 0.45 N/A N/A N/A
Dec 31, 2008 0.46 N/A N/A N/A
Sep 30, 2008 0.47 N/A N/A N/A
Jun 30, 2008 0.54 N/A N/A N/A
Mar 31, 2008 0.48 N/A N/A N/A
Dec 31, 2007 0.45 N/A N/A N/A
Sep 30, 2007 0.51 N/A N/A N/A
Jun 30, 2007 0.48 N/A N/A N/A
Mar 31, 2007 0.43 N/A N/A N/A
Dec 31, 2006 0.45 N/A N/A N/A
Sep 30, 2006 0.45 N/A N/A N/A
Jun 30, 2006 0.49 N/A N/A N/A
Mar 31, 2006 0.42 N/A N/A N/A
Dec 31, 2005 0.42 N/A N/A N/A
Sep 30, 2005 0.46 N/A N/A N/A
Jun 30, 2005 0.43 N/A N/A N/A
Mar 31, 2005 0.37 N/A N/A N/A
Dec 31, 2004 0.36 N/A N/A N/A
Sep 30, 2004 0.34 N/A N/A N/A
Jun 30, 2004 0.33 N/A N/A N/A
Mar 31, 2004 0.31 N/A N/A N/A
Dec 31, 2003 0.33 N/A N/A N/A
Sep 30, 2003 0.30 N/A N/A N/A
Jun 30, 2003 0.32 N/A N/A N/A
Mar 31, 2003 0.27 N/A N/A N/A
Dec 31, 2002 0.27 N/A N/A N/A
Sep 30, 2002 0.28 N/A N/A N/A
Jun 30, 2002 0.27 N/A N/A N/A
Mar 31, 2002 0.24 N/A N/A N/A
Dec 31, 2001 0.23 N/A N/A N/A
Sep 30, 2001 0.25 N/A N/A N/A
Jun 30, 2001 0.24 N/A N/A N/A
Mar 31, 2001 0.21 N/A N/A N/A
Sep 30, 2000 0.19 N/A N/A N/A
Jun 30, 2000 0.20 N/A N/A N/A
Mar 31, 2000 0.18 N/A N/A N/A
Sep 30, 1999 0.19 N/A N/A N/A
Jun 30, 1999 0.20 N/A N/A N/A
Mar 31, 1999 0.17 N/A N/A N/A

Balance Sheet (Yearly)

▼
Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $248.87M $N/A $5.44B $4.92B $516.68M
2023-12-31 $65.16M $N/A $3.06B $2.80B $265.06M
2022-12-31 $60.82M $N/A $2.92B $2.69B $228.90M
2021-12-31 $208.71M $N/A $2.83B $2.56B $271.66M
2020-12-31 $125.26M $N/A $2.75B $2.50B $246.25M
2019-12-31 $55.96M $N/A $2.38B $2.16B $223.25M
2018-12-31 $71.82M $N/A $1.93B $1.76B $173.43M
2017-12-31 $29.81M $N/A $1.56B $1.41B $144.77M
2016-12-31 $30.27M $N/A $1.41B $1.28B $134.86M
2015-12-31 $28.34M $N/A $1.29B $1.16B $133.06M
2014-12-31 $31.41M $N/A $1.19B $1.06B $127.27M
2013-12-31 $37.56M $N/A $1.18B $1.09B $91.44M
2012-12-31 $150.69M $N/A $1.23B $1.14B $87.69M
2011-12-31 $109.67M $N/A $1.44B $1.32B $128.20M
2010-12-31 $11.33M $N/A $1.51B $1.35B $160.48M
2009-12-31 $14.54M $N/A $1.20B $1.09B $110.89M
2008-12-31 $13.28M $N/A $1.05B $948.44M $103.35M
2007-12-31 $17.86M $N/A $884.98M $788.86M $96.12M
2006-12-31 $21.63M $N/A $809.03M $719.64M $89.39M
2005-12-31 $15.35M $N/A $601.46M $544.15M $57.31M
2004-12-31 $12.58M $N/A $514.65M $465.40M $49.25M
2003-12-31 $13.28M $N/A $472.39M $429.56M $42.84M
2002-12-31 $11.75M $N/A $410.30M $372.34M $37.96M
2001-12-31 $13.33M $N/A $373.73M $342.57M $31.16M
2000-12-31 $11.19M $N/A $311.90M $285.23M $26.67M
1999-12-31 $8.70M $N/A $265.05M $243.19M $21.87M
1998-12-31 $15.13M $N/A $235.82M $214.74M $21.08M
1997-12-31 $8.84M $N/A $190.24M $171.98M $18.27M
1996-12-31 $9.73M $N/A $157.56M $141.70M $15.86M
1995-12-31 $7.94M $N/A $146.00M $131.37M $14.63M
1994-12-31 $4.84M $N/A $123.00M $110.65M $12.35M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 03, 2025 N/A N/A N/A N/A N/A N/A
Jul 28, 2025 N/A N/A N/A N/A N/A N/A
Mar 24, 2025 N/A N/A N/A N/A N/A N/A
Mar 19, 2025 N/A N/A N/A N/A N/A N/A
Mar 10, 2025 N/A N/A N/A N/A N/A N/A
Feb 04, 2025 N/A N/A N/A N/A N/A N/A
Oct 29, 2024 N/A N/A N/A N/A N/A N/A
Oct 25, 2024 N/A N/A N/A N/A N/A N/A

Watchlist

0

No stocks in watchlist