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UMBF.US - Current Price

$118.98

Company Information

Company Name
UMB Financial Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US9027881088
CIK: 0000101382
CUSIP: 902788108
Currency: USD
Full Time Employees: 3,698
Phone: 816 860 7000
Fiscal Year End: December
IPO Date: Mar 27, 1990
Description:

UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare service to institutional clients; and fund administration and accounting, investor service and transfer agency, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

Address:

1010 Grand Boulevard, Kansas City, MO, United States, 64106

Directors & Officers

Name Title Year Born
Mr. J. Mariner Kemper Chairman & CEO 1973
Mr. James D. Rine President & Vice Chairman 1971
Mr. Ram Shankar Executive VP & CFO 1973
Ms. Shannon Andresen Johnson Executive VP & Chief Administrative Officer 1980
Mr. Thomas S. Terry Executive VP & Chief Credit Officer 1964
Mr. David Carl Odgers Senior VP, Chief Accounting Officer & Controller 1971
Ms. Uma Wilson Executive VP and Chief Information & Product Officer 1979
Ms. Kay Gregory Director of Investor Relations & Senior VP NA
Ms. Amy Harris Executive VP & Chief Legal Officer 1986
Ms. Elizabeth Lewis President of Consumer Banking & Chief Marketing Officer 1974

Shares Statistics

Shares Outstanding: 75.95M
Shares Float: 72.92M
% Insiders: 536.80%
% Institutions: 9,423.60%
Short % Float: 4.31%

Valuation Metrics

Enterprise Value: $10.49B
Trailing P/E: 13.28
Forward P/E: 10.09

Financial Highlights

Market Cap: $9.04B
P/E Ratio: $13.28
PEG Ratio: $1.73
Book Value: $94.14
Dividend/Share: $1.60
Dividend Yield: 1.32%
Earnings/Share: $8.96
Profit Margin: 27.38%
Operating Margin: 41.39%
ROA (TTM): 1.02%
ROE (TTM): 11.06%
Revenue (TTM): $2.22B
Revenue/Share (TTM): $33.36
Earnings Growth (YOY): 5.80%
Revenue Growth (YOY): 69.60%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 N/A N/A N/A N/A
Dec 31, 2025 N/A 2.63 N/A N/A
Sep 30, 2025 2.70 2.48 N/A 887.10%
Jun 30, 2025 2.96 2.37 N/A 2,489.45%
Mar 31, 2025 2.58 2.19 N/A 1,780.82%
Dec 31, 2024 2.49 2.26 N/A 1,017.70%
Sep 30, 2024 2.25 2.20 N/A 227.27%
Jun 30, 2024 2.07 2.01 N/A 298.51%
Mar 31, 2024 2.25 1.76 N/A 2,784.09%
Dec 31, 2023 1.45 1.76 N/A -1,761.36%
Sep 30, 2023 1.98 1.77 N/A 1,186.44%
Jun 30, 2023 1.85 1.93 N/A -414.51%
Mar 31, 2023 1.90 1.86 N/A 215.05%
Dec 31, 2022 2.06 1.99 N/A 351.76%
Sep 30, 2022 1.81 2.15 N/A -1,581.40%
Jun 30, 2022 2.83 1.90 N/A 4,894.74%
Mar 31, 2022 2.17 1.67 N/A 2,994.01%
Dec 31, 2021 1.61 1.85 N/A -1,297.30%
Sep 30, 2021 1.94 1.80 N/A 777.78%
Jun 30, 2021 1.79 1.78 N/A 56.18%
Mar 31, 2021 1.91 1.44 N/A 3,263.89%
Dec 31, 2020 1.39 2.30 N/A -3,956.52%
Sep 30, 2020 1.52 1.02 N/A 4,901.96%
Jun 30, 2020 1.26 0.37 N/A 24,054.05%
Mar 31, 2020 -0.07 0.87 N/A -10,804.60%
Dec 31, 2019 1.35 1.17 N/A 1,538.46%
Sep 30, 2019 1.27 1.17 N/A 854.70%
Jun 30, 2019 1.16 1.16 N/A 0.00%
Mar 31, 2019 1.18 1.10 N/A 727.27%
Dec 31, 2018 0.52 1.11 N/A -5,315.32%
Sep 30, 2018 1.16 1.13 N/A 265.49%
Jun 30, 2018 1.11 1.14 N/A -263.16%
Mar 31, 2018 1.14 1.05 N/A 857.14%
Dec 31, 2017 1.01 0.94 N/A 744.68%
Sep 30, 2017 0.97 0.92 N/A 543.48%
Jun 30, 2017 0.90 0.93 N/A -322.58%
Mar 31, 2017 0.89 0.85 N/A 470.59%
Dec 31, 2016 0.91 0.85 N/A 705.88%
Sep 30, 2016 0.85 0.78 N/A 897.44%
Jun 30, 2016 0.76 0.74 N/A 270.27%
Mar 31, 2016 0.74 0.67 N/A 1,044.78%
Dec 31, 2015 0.60 0.61 N/A -163.93%
Sep 30, 2015 0.46 0.65 N/A -2,923.08%
Jun 30, 2015 0.65 0.65 N/A 0.00%
Mar 31, 2015 0.74 0.70 N/A 571.43%
Dec 31, 2014 0.59 0.76 N/A -2,236.84%
Sep 30, 2014 0.78 0.76 N/A 263.16%
Jun 30, 2014 0.79 0.76 N/A 394.74%
Mar 31, 2014 0.73 0.71 N/A 281.69%
Dec 31, 2013 0.77 0.74 N/A 405.41%
Sep 30, 2013 0.83 0.74 N/A 1,216.22%
Jun 30, 2013 0.74 0.74 N/A 0.00%
Mar 31, 2013 0.87 0.64 N/A 3,593.75%
Dec 31, 2012 0.52 0.67 N/A -2,238.81%
Sep 30, 2012 0.64 0.68 N/A -588.24%
Jun 30, 2012 0.72 0.69 N/A 434.78%
Mar 31, 2012 1.15 0.61 N/A 8,852.46%
Dec 31, 2011 0.58 0.61 N/A -491.80%
Sep 30, 2011 0.58 0.65 N/A -1,076.92%
Jun 30, 2011 0.68 0.65 N/A 461.54%
Mar 31, 2011 0.65 0.58 N/A 1,206.90%
Dec 31, 2010 0.47 0.54 N/A -1,296.30%
Sep 30, 2010 0.57 0.51 N/A 1,176.47%
Jun 30, 2010 0.57 0.46 N/A 2,391.30%
Mar 31, 2010 0.65 0.53 N/A 2,264.15%
Dec 31, 2009 0.59 0.57 N/A 350.88%
Sep 30, 2009 0.59 0.49 N/A 2,040.82%
Jun 30, 2009 0.47 0.46 N/A 217.39%
Mar 31, 2009 0.55 0.51 N/A 784.31%
Dec 31, 2008 0.49 0.51 N/A -392.16%
Sep 30, 2008 0.53 0.57 N/A -701.75%
Jun 30, 2008 0.58 0.54 N/A 740.74%
Mar 31, 2008 0.78 0.47 N/A 6,595.74%
Dec 31, 2007 0.37 0.45 N/A -1,777.78%
Sep 30, 2007 0.51 0.47 N/A 851.06%
Jun 30, 2007 0.48 0.42 N/A 1,428.57%
Mar 31, 2007 0.41 0.38 N/A 789.47%
Dec 31, 2006 0.37 0.37 N/A 0.00%
Sep 30, 2006 0.37 0.39 N/A -512.82%
Jun 30, 2006 0.35 0.36 N/A -277.78%
Mar 31, 2006 0.31 0.34 N/A -882.35%
Dec 31, 2005 0.35 0.33 N/A 606.06%
Sep 30, 2005 0.38 0.32 N/A 1,875.00%
Jun 30, 2005 0.32 0.27 N/A 1,851.85%
Mar 31, 2005 0.27 0.29 N/A -689.66%
Dec 31, 2004 0.27 0.27 N/A 0.00%
Sep 30, 2004 0.28 0.24 N/A 1,666.67%
Jun 30, 2004 0.20 0.27 N/A -2,592.59%
Mar 31, 2004 0.25 0.32 N/A -2,187.50%
Dec 31, 2003 0.28 0.32 N/A -1,250.00%
Sep 30, 2003 0.31 0.31 N/A 0.00%
Jun 30, 2003 0.31 0.30 N/A 333.33%
Mar 31, 2003 0.33 0.27 N/A 2,222.22%
Dec 31, 2002 0.28 0.28 N/A 0.00%
Sep 30, 2002 0.26 0.34 N/A -2,352.94%
Jun 30, 2002 0.32 0.41 N/A -2,195.12%
Mar 31, 2002 0.45 0.41 N/A 975.61%
Dec 31, 2001 0.32 0.37 N/A -1,351.35%
Sep 30, 2001 0.38 0.39 N/A -256.41%
Jun 30, 2001 0.38 0.38 N/A 0.00%
Mar 31, 2001 0.40 0.35 N/A 1,428.57%
Dec 31, 2000 0.35 0.38 N/A -789.47%
Sep 30, 2000 0.37 0.38 N/A -263.16%
Jun 30, 2000 0.37 0.37 N/A 0.00%
Mar 31, 2000 0.37 0.35 N/A 571.43%
Dec 31, 1999 0.35 0.34 N/A 294.12%
Sep 30, 1999 0.34 0.34 N/A 0.00%
Jun 30, 1999 0.35 0.34 N/A 294.12%
Mar 31, 1999 0.35 0.33 N/A 606.06%
Dec 31, 1998 0.37 0.32 N/A 1,562.50%
Sep 30, 1998 0.30 0.32 N/A -625.00%
Jun 30, 1998 0.31 0.33 N/A -606.06%
Mar 31, 1998 0.32 0.33 N/A -303.03%
Dec 31, 1997 0.35 0.33 N/A 606.06%
Sep 30, 1997 0.32 0.32 N/A 0.00%
Jun 30, 1997 0.31 0.31 N/A 0.00%
Mar 31, 1997 0.32 0.30 N/A 666.67%
Dec 31, 1996 0.23 0.30 N/A -2,333.33%
Sep 30, 1996 0.29 0.30 N/A -333.33%
Jun 30, 1996 0.30 0.28 N/A 714.29%
Mar 31, 1996 0.37 0.26 N/A 4,230.77%

Balance Sheet (Yearly)

Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $8.56B $N/A $50.41B $46.94B $3.47B
2023-12-31 $5.61B $N/A $44.01B $40.91B $3.10B
2022-12-31 $1.68B $N/A $38.51B $381.31M $2.67B
2021-12-31 $9.26B $N/A $42.69B $271.54M $3.15B
2020-12-31 $3.54B $N/A $33.13B $269.60M $3.02B
2019-12-31 $1.70B $N/A $26.56B $97.49M $2.61B
2018-12-31 $1.69B $N/A $23.35B $21.12B $2.23B
2017-12-31 $1.74B $N/A $21.77B $19.59B $2.18B
2016-12-31 $1.14B $N/A $20.68B $18.72B $1.96B
2015-12-31 $981.09M $N/A $19.09B $17.20B $1.89B
2014-12-31 $1.98B $N/A $17.50B $15.86B $1.64B
2013-12-31 $2.61B $N/A $16.91B $15.41B $1.51B
2012-12-31 $1.39B $N/A $14.93B $13.65B $1.28B
2011-12-31 $1.61B $N/A $13.54B $12.35B $1.19B
2010-12-31 $1.20B $N/A $12.40B $11.34B $1.06B
2009-12-31 $1.52B $N/A $11.66B $10.65B $1.02B
2008-12-31 $998.91M $N/A $10.98B $10.00B $974.81M
2007-12-31 $806.60M $N/A $9.34B $8.45B $890.57M
2006-12-31 $531.19M $N/A $8.92B $8.07B $848.88M
2005-12-31 $599.58M $N/A $8.25B $7.41B $833.46M
2004-12-31 $499.22M $N/A $7.81B $6.99B $819.18M
2003-12-31 $648.98M $N/A $7.75B $6.94B $811.92M
2002-12-31 $691.70M $N/A $8.04B $7.23B $802.80M
2001-12-31 $790.67M $N/A $8.73B $7.96B $768.58M
2000-12-31 $975.32M $N/A $7.87B $7.16B $702.93M
1999-12-31 $766.11M $N/A $8.13B $7.48B $654.99M
1998-12-31 $850.50M $N/A $7.65B $6.99B $662.80M
1997-12-31 $921.30M $N/A $7.05B $6.43B $624.20M
1996-12-31 $771.10M $N/A $6.51B $5.93B $582.50M
1995-12-31 $696.40M $N/A $6.28B $5.66B $622.50M
1994-12-31 $770.80M $N/A $6.60B $6.04B $557.30M
1993-12-31 $666.40M $N/A $6.53B $5.94B $586.60M
1992-12-31 $612.80M $N/A $5.00B $4.60B $399.70M
1991-12-31 $762.10M $N/A $4.69B $4.32B $372.70M
1990-12-31 $439.70M $N/A $4.27B $3.93B $343.10M
1989-12-31 $620.80M $N/A $4.04B $3.72B $316.00M
1988-12-31 $N/A $N/A $N/A $N/A $N/A
1987-12-31 $N/A $N/A $N/A $N/A $N/A
1986-12-31 $N/A $N/A $N/A $N/A $N/A
1985-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 03, 2025 N/A N/A N/A N/A N/A N/A
Sep 02, 2025 N/A N/A N/A N/A N/A N/A
Aug 27, 2025 N/A N/A N/A N/A N/A N/A
Aug 25, 2025 N/A N/A N/A N/A N/A N/A
Aug 22, 2025 N/A N/A N/A N/A N/A N/A
Aug 13, 2025 N/A N/A N/A N/A N/A N/A
Aug 13, 2025 N/A N/A N/A N/A N/A N/A
Aug 01, 2025 N/A N/A N/A N/A N/A N/A
Aug 01, 2025 N/A N/A N/A N/A N/A N/A
Jun 02, 2025 N/A N/A N/A N/A N/A N/A
Apr 09, 2025 N/A N/A N/A N/A N/A N/A
Mar 03, 2025 N/A N/A N/A N/A N/A N/A
Feb 21, 2025 N/A N/A N/A N/A N/A N/A
Feb 03, 2025 N/A N/A N/A N/A N/A N/A
Dec 02, 2024 N/A N/A N/A N/A N/A N/A
Nov 21, 2024 N/A N/A N/A N/A N/A N/A
Nov 01, 2024 N/A N/A N/A N/A N/A N/A
Nov 01, 2024 N/A N/A N/A N/A N/A N/A
Nov 01, 2024 N/A N/A N/A N/A N/A N/A

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