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UVE.US - Current Price

$31.15

Company Information

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Company Name
Universal Insurance Holdings Inc
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYSE
ISIN: US91359V1070
CIK: 0000891166
CUSIP: 91359C307
Currency: USD
Full Time Employees: 1,068
Phone: 954 958 1200
Website: https://www.universalinsuranceholdings.com
Fiscal Year End: December
IPO Date: Dec 14, 1992
Description:

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Address:

1110 West Commercial Boulevard, Fort Lauderdale, FL, United States, 33309

Directors & Officers

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Name Title Year Born
Mr. Sean Patrick Downes Executive Chairman 1970
Mr. Stephen Joseph Donaghy CEO & Director 1965
Mr. Frank Crawford Wilcox CPA Chief Financial Officer 1966
Ms. Kimberly Denice Campos Chief Information Officer, Chief Administrative Officer & Director 1978
Mr. Michael J. Poloskey Chief Operating Officer 1970
Mr. Rob Luther Chief Investment Officer NA
Mr. Gary Lloyd Ropiecki CPA Principal Accounting Officer & Secretary NA
Mr. Darryl Lamont Lewis Chief Legal Officer 1965
Mr. Jason M. Burns President of Blue Atlantic 1980
Mr. Matthew John Palmieri Chief Risk Officer 1980

Shares Statistics

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Shares Outstanding: 28.05M
Shares Float: 25.52M
% Insiders: 1,130.00%
% Institutions: 7,450.10%
Short % Float: 1.56%

Valuation Metrics

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Enterprise Value: $550.77M
Trailing P/E: 7.35
Forward P/E: 0.00

Financial Highlights

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Market Cap: $882.12M
EBITDA: $174.57M
P/E Ratio: $7.35
PEG Ratio: $0.00
Book Value: $17.65
Dividend/Share: $0.64
Dividend Yield: 2.10%
Earnings/Share: $4.24
Profit Margin: 7.74%
Operating Margin: 13.56%
ROA (TTM): 3.67%
ROE (TTM): 27.34%
Revenue (TTM): $1.58B
Revenue/Share (TTM): $56.42
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): 3.50%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 0.00 1.32 N/A -10,000.00%
Dec 31, 2025 0.00 0.94 N/A -10,000.00%
Sep 30, 2025 1.36 0.20 N/A 58,000.00%
Jun 30, 2025 1.23 1.09 N/A 1,284.40%
Mar 31, 2025 1.44 1.04 N/A 3,846.15%
Dec 31, 2024 0.25 0.09 N/A 17,777.78%
Sep 30, 2024 -0.73 -0.96 N/A 2,395.83%
Jun 30, 2024 1.18 1.02 N/A 1,568.63%
Mar 31, 2024 1.07 1.05 N/A 190.48%
Dec 31, 2023 0.43 0.25 N/A 7,200.00%
Sep 30, 2023 -0.16 -0.29 N/A 4,482.76%
Jun 30, 2023 0.87 0.77 N/A 1,298.70%
Mar 31, 2023 0.79 0.74 N/A 675.68%
Dec 31, 2022 0.72 -0.49 N/A 24,693.88%
Sep 30, 2022 -2.27 -2.45 N/A 734.69%
Jun 30, 2022 0.47 0.39 N/A 2,051.28%
Mar 31, 2022 0.64 0.57 N/A 1,228.07%
Dec 31, 2021 -1.53 -1.61 N/A 496.89%
Sep 30, 2021 0.63 0.50 N/A 2,600.00%
Jun 30, 2021 0.65 0.56 N/A 1,607.14%
Mar 31, 2021 0.84 0.69 N/A 2,173.91%
Dec 31, 2020 -0.84 -1.00 N/A 1,600.00%
Sep 30, 2020 -1.43 -0.22 N/A -55,000.00%
Jun 30, 2020 0.52 0.50 N/A 400.00%
Mar 31, 2020 0.79 0.75 N/A 533.33%
Dec 31, 2019 -1.57 -1.04 N/A -5,096.15%
Sep 30, 2019 0.61 0.50 N/A 2,200.00%
Jun 30, 2019 1.05 1.00 N/A 500.00%
Mar 31, 2019 1.00 0.94 N/A 638.30%
Dec 31, 2018 -0.19 0.33 N/A -15,757.58%
Sep 30, 2018 1.04 1.02 N/A 196.08%
Jun 30, 2018 1.29 1.03 N/A 2,524.27%
Mar 31, 2018 1.26 0.91 N/A 3,846.15%
Dec 31, 2017 0.89 0.79 N/A 1,265.82%
Sep 30, 2017 0.28 0.23 N/A 2,173.91%
Jun 30, 2017 0.82 0.77 N/A 649.35%
Mar 31, 2017 0.86 0.78 N/A 1,025.64%
Dec 31, 2016 0.38 0.30 N/A 2,666.67%
Sep 30, 2016 0.75 0.65 N/A 1,538.46%
Jun 30, 2016 0.94 0.83 N/A 1,325.30%
Mar 31, 2016 0.73 0.63 N/A 1,587.30%
Dec 31, 2015 0.82 0.72 N/A 1,388.89%
Sep 30, 2015 0.84 0.67 N/A 2,537.31%
Jun 30, 2015 0.69 0.55 N/A 2,545.45%
Mar 31, 2015 0.62 0.49 N/A 2,653.06%
Dec 31, 2014 0.59 0.52 N/A 1,346.15%
Sep 30, 2014 0.61 0.40 N/A 5,250.00%
Jun 30, 2014 0.49 N/A N/A N/A
Mar 31, 2014 0.38 0.51 N/A -2,549.02%
Dec 31, 2013 0.44 N/A N/A N/A
Sep 30, 2013 0.40 N/A N/A N/A
Jun 30, 2013 0.44 N/A N/A N/A
Mar 31, 2013 0.29 N/A N/A N/A
Dec 31, 2012 0.11 N/A N/A N/A
Sep 30, 2012 0.20 N/A N/A N/A
Jun 30, 2012 0.19 N/A N/A N/A
Mar 31, 2012 0.24 N/A N/A N/A
Dec 31, 2011 -0.06 N/A N/A N/A
Sep 30, 2011 0.02 N/A N/A N/A
Jun 30, 2011 0.19 N/A N/A N/A
Mar 31, 2011 0.34 N/A N/A N/A
Sep 30, 2010 0.36 N/A N/A N/A
Jun 30, 2010 0.27 N/A N/A N/A
Mar 31, 2010 0.21 N/A N/A N/A
Dec 31, 2009 -0.07 N/A N/A N/A
Sep 30, 2009 0.28 N/A N/A N/A
Jun 30, 2009 0.19 N/A N/A N/A
Mar 31, 2009 0.31 N/A N/A N/A
Dec 31, 2008 0.18 N/A N/A N/A
Sep 30, 2008 0.18 N/A N/A N/A
Jun 30, 2008 0.28 N/A N/A N/A
Mar 31, 2008 0.35 N/A N/A N/A
Dec 31, 2007 0.25 N/A N/A N/A
Sep 30, 2007 0.33 N/A N/A N/A
Jun 30, 2007 0.43 N/A N/A N/A
Mar 31, 2007 0.30 N/A N/A N/A
Sep 30, 2006 0.10 N/A N/A N/A
Jun 30, 2006 0.05 N/A N/A N/A
Mar 31, 2006 0.09 N/A N/A N/A
Dec 31, 2005 0.08 N/A N/A N/A
Sep 30, 2005 0.08 N/A N/A N/A
Jun 30, 2005 0.00 N/A N/A N/A
Mar 31, 2005 0.03 N/A N/A N/A
Dec 31, 2004 0.00 N/A N/A N/A
Sep 30, 2004 -0.02 N/A N/A N/A
Jun 30, 2004 0.00 N/A N/A N/A
Mar 31, 2004 0.00 N/A N/A N/A
Dec 31, 2003 -0.01 N/A N/A N/A
Sep 30, 2003 0.00 N/A N/A N/A
Jun 30, 2003 0.00 N/A N/A N/A
Mar 31, 2003 0.00 N/A N/A N/A
Sep 30, 2002 0.04 N/A N/A N/A
Jun 30, 2002 -0.05 N/A N/A N/A
Mar 31, 2002 0.03 N/A N/A N/A
Sep 30, 2001 -0.16 N/A N/A N/A
Mar 31, 2001 0.10 N/A N/A N/A
Sep 30, 2000 -0.05 N/A N/A N/A
Jun 30, 2000 0.01 N/A N/A N/A
Mar 31, 2000 0.04 N/A N/A N/A
Sep 30, 1999 0.03 N/A N/A N/A
Jun 30, 1999 0.03 N/A N/A N/A
Mar 31, 1999 0.03 N/A N/A N/A
Sep 30, 1998 0.02 N/A N/A N/A
Jun 30, 1998 0.07 N/A N/A N/A
Mar 31, 1998 0.03 N/A N/A N/A

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $259.44M $N/A $2.84B $2.47B $373.25M
2023-12-31 $397.31M $N/A $2.32B $1.98B $341.30M
2022-12-31 $388.71M $N/A $2.89B $2.60B $287.90M
2021-12-31 $250.51M $N/A $2.06B $1.63B $429.70M
2020-12-31 $167.16M $N/A $1.76B $1.31B $449.26M
2019-12-31 $182.11M $N/A $1.72B $1.23B $493.90M
2018-12-31 $166.43M $N/A $1.86B $1.36B $501.63M
2017-12-31 $213.49M $N/A $1.45B $1.02B $439.99M
2016-12-31 $105.73M $N/A $1.06B $688.82M $371.19M
2015-12-31 $197.01M $N/A $993.55M $700.46M $293.09M
2014-12-31 $115.40M $N/A $911.77M $692.86M $218.92M
2013-12-31 $117.28M $N/A $920.09M $744.48M $175.61M
2012-12-31 $347.39M $N/A $925.74M $762.22M $163.51M
2011-12-31 $229.69M $N/A $894.03M $744.02M $150.01M
2010-12-31 $147.59M $N/A $766.23M $626.44M $139.79M
2009-12-31 $192.92M $N/A $678.25M $564.97M $113.27M
2008-12-31 $256.96M $N/A $544.64M $443.08M $101.55M
2007-12-31 $214.75M $N/A $490.73M $418.16M $72.58M
2006-12-31 $232.89M $N/A $481.61M $459.56M $22.05M
2005-12-31 $48.04M $N/A $181.03M $171.08M $9.92M
2004-12-31 $22.44M $N/A $114.00M $110.67M $3.33M
2003-12-31 $8.01M $N/A $35.24M $31.76M $3.47M
2002-12-31 $4.59M $N/A $33.39M $29.70M $3.69M
2001-12-31 $10.50M $N/A $29.79M $26.13M $3.66M
2000-12-31 $10.40M $N/A $30.07M $23.17M $6.89M
1999-12-31 $16.30M $N/A $30.10M $21.30M $8.80M
1998-12-31 $12.00M $N/A $26.70M $19.30M $7.40M
1997-12-31 $1.20M $N/A $600.00K $1.50M $-900.00K
1996-12-31 $N/A $N/A $2.40M $1.30M $1.10M
1995-12-31 $N/A $N/A $2.40M $1.30M $1.10M
1994-12-31 $100.00K $N/A $1.90M $1.20M $700.00K
1993-12-31 $500.00K $N/A $2.90M $1.80M $1.10M
1992-12-31 $1.80M $N/A $3.90M $1.40M $2.50M
1991-12-31 $300.00K $N/A $1.40M $2.00M $-600.00K

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 04, 2025 N/A N/A N/A N/A N/A N/A
Jun 12, 2025 N/A N/A N/A N/A N/A N/A
May 30, 2025 N/A N/A N/A N/A N/A N/A
May 16, 2025 N/A N/A N/A N/A N/A N/A
May 06, 2025 N/A N/A N/A N/A N/A N/A
Feb 28, 2025 N/A N/A N/A N/A N/A N/A
Feb 28, 2025 N/A N/A N/A N/A N/A N/A
Dec 30, 2024 N/A N/A N/A N/A N/A N/A
Dec 19, 2024 N/A N/A N/A N/A N/A N/A
Nov 15, 2024 N/A N/A N/A N/A N/A N/A
Oct 31, 2024 N/A N/A N/A N/A N/A N/A

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