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VBNK.US - Current Price

$15.46

Company Information

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Company Name
VersaBank
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: CA92512J1066
CIK: 0001690639
CUSIP: 92512J106
Currency: USD
Full Time Employees: 131
Phone: 519 645 1919
Website: https://www.versabank.com
Fiscal Year End: October
IPO Date: Aug 27, 2021
Description:

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Address:

140 Fullarton Street, London, ON, Canada, N6A 5P2

Directors & Officers

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Name Title Year Born
Ms. Susan Teresa McGovern B.Sc. Interim CEO & Vice Chair NA
Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., PPL President & Director 1953
Mr. Nikola Kristo B.Com., B.Comm, M.B.A. Senior Vice President NA
Mr. Michael Richard Dixon B.Com., B.Comm., M.B.A. Senior Vice President NA
Mr. Nicolas Ospina Global Chief Financial Officer NA
Mr. Wooi Koay B.Com., B.Sc. Chief Information Officer NA
Mr. Brent Tyler Hodge CIPP, J.D. Senior VP, General Counsel & Corporate Secretary NA
Elizabeth Kuranoff B.A., L.L.B. Chief Compliance Officer NA
Mr. Jonathan Francis Patrick Taylor B.B.A., CHRL Chief Human Resources Officer 1960
Ms. Joanne M. Johnston B.Com., C.A., CPA, CIA Chief Internal Auditor NA

Shares Statistics

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Shares Outstanding: 31.95M
Shares Float: 27.41M
% Insiders: 3,151.40%
% Institutions: 3,618.30%

Valuation Metrics

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Enterprise Value: $4.71M
Trailing P/E: 23.11
Forward P/E: 7.79

Financial Highlights

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Market Cap: $479.82M
P/E Ratio: $23.11
Book Value: $11.98
Dividend/Share: $0.10
Dividend Yield: 0.67%
Earnings/Share: $0.65
Profit Margin: 23.67%
Operating Margin: 29.32%
ROA (TTM): 0.54%
ROE (TTM): 6.11%
Revenue (TTM): $120.23M
Revenue/Share (TTM): $3.82
Earnings Growth (YOY): -20.50%
Revenue Growth (YOY): 23.10%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

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Date EPS Actual EPS Estimate Difference Surprise %
Jan 31, 2026 N/A 0.25 N/A N/A
Oct 31, 2025 0.24 0.24 N/A 0.00%
Jul 31, 2025 0.22 0.18 N/A 2,222.22%
Apr 30, 2025 0.19 0.21 N/A -952.38%
Jan 31, 2025 0.19 0.27 N/A -2,962.96%
Oct 31, 2024 0.14 0.29 N/A -5,172.41%
Jul 31, 2024 0.27 0.34 N/A -2,058.82%
Apr 30, 2024 0.33 0.34 N/A -294.12%
Jan 31, 2024 0.35 0.34 N/A 294.12%
Oct 31, 2023 0.35 0.31 N/A 1,290.32%
Jul 31, 2023 0.28 0.30 N/A -666.67%
Apr 30, 2023 0.28 0.27 N/A 370.37%
Jan 31, 2023 0.25 0.20 N/A 2,500.00%
Oct 31, 2022 0.17 0.16 N/A 625.00%
Jul 31, 2022 0.15 0.18 N/A -1,666.67%
Apr 30, 2022 0.13 0.17 N/A -2,352.94%
Jan 31, 2022 0.15 0.18 N/A -1,666.67%
Oct 31, 2021 0.19 0.19 N/A 0.00%
Jul 31, 2021 0.20 0.21 N/A -476.19%
Apr 30, 2021 0.21 0.21 N/A 0.00%
Jan 31, 2021 0.18 0.17 N/A 588.24%
Oct 31, 2020 0.20 0.18 N/A 1,111.11%
Jul 31, 2020 0.13 0.19 N/A -3,026.32%
Apr 30, 2020 0.16 0.25 N/A -3,668.00%
Jan 31, 2020 0.17 0.26 N/A -3,638.46%
Oct 31, 2019 0.17 0.27 N/A -3,570.37%
Jul 31, 2019 0.16 0.24 N/A -3,445.83%
Apr 30, 2019 0.15 0.24 N/A -3,562.50%
Jan 31, 2019 0.16 N/A N/A N/A
Oct 31, 2018 0.16 0.14 N/A 1,428.57%
Jul 31, 2018 0.15 0.13 N/A 1,538.46%
Apr 30, 2018 0.14 0.13 N/A 769.23%
Jan 31, 2018 0.12 0.11 N/A 909.09%
Oct 31, 2017 0.17 0.10 N/A 7,000.00%
Jul 31, 2017 0.08 0.10 N/A -2,000.00%
Apr 30, 2017 0.13 0.10 N/A 3,000.00%
Jan 31, 2017 0.14 0.09 N/A 5,555.56%
Oct 31, 2016 0.09 0.11 N/A -1,818.18%
Jul 31, 2016 0.09 0.09 N/A 0.00%
Apr 30, 2016 0.08 0.04 N/A 10,000.00%
Jan 31, 2016 0.09 0.07 N/A 2,857.14%
Oct 31, 2015 0.11 0.12 N/A -833.33%
Jul 31, 2015 0.05 0.10 N/A -5,000.00%
Oct 31, 2014 0.13 0.06 N/A 11,666.67%
Jul 31, 2014 0.05 0.11 N/A -5,454.55%
Apr 30, 2014 0.06 0.06 N/A 0.00%
Jan 31, 2014 0.07 0.08 N/A -1,250.00%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2025-10-31 $581.71M $N/A $5.81B $5.28B $532.67M
2024-10-31 $225.25M $N/A $4.84B $4.44B $399.20M
2023-10-31 $132.24M $N/A $4.20B $3.82B $377.16M
2022-10-31 $88.58M $N/A $3.27B $2.92B $350.68M
2021-10-31 $271.52M $N/A $2.42B $2.08B $332.11M
2020-10-31 $257.64M $N/A $1.94B $1.69B $255.29M
2019-10-31 $139.15M $N/A $1.79B $1.55B $240.16M
2018-10-31 $129.78M $N/A $1.81B $1.59B $223.57M
2017-10-31 $159.91M $N/A $1.73B $1.52B $208.54M
2016-10-31 $93.96M $N/A $1.70B $1.52B $185.88M
2015-10-31 $127.08M $N/A $1.63B $1.45B $174.62M
2014-10-31 $145.14M $N/A $1.45B $1.29B $152.52M
2013-10-31 $176.32M $N/A $1.40B $1.27B $133.13M
2012-10-31 $129.47M $N/A $1.53B $1.44B $93.10M
2011-10-31 $188.99M $N/A $1.49B $1.39B $96.58M

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