XP

Xp Inc

XP.US xpinc.com + Research + Basket
CIK 0001787425
ISIN KYG982391099
CUSIP G98239109
Employees 0
Phone 55 (11) 3075-0429
Fiscal year end December
IPO Dec 11, 2019
Address 20, Genesis Close, George Town, Cayman Islands, KY1-1208
14.76
-0.41 (-2.70%)
USD · NASDAQ
52-week range
13.78
32.73
Trading at 5% of the 52-week range
Market Cap
7.70B
P/E Ratio
7.94
Forward P/E
8.50
Book Value
9.73
Div. Yield
1.32%
% Institutions
84.14%
% Insiders
0.734%

1 Year

-14.2%

3 Year

-19.4%

10 Year

-50.0%
Description

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

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People

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Directors & Officers

Name Title Year Born
Mr. Guilherme Dias Fernandes Benchimol Founder & Executive Chairman 1978
Mr. Thiago Simoes Maffra CEO & Director 1985
Mr. Gustavo Alejo Viviani Chief Financial Officer 1975
Mr. Andre Parize Chief Investor Relations Officer NA
Mr. Fabrício Cunha de Almeida General Counsel 1982
Marco Goncalves Head of M&A NA
Gabriel Dos Santos Head of Recruitment & Selection NA
Mr. Jose de Menezes Berenguer Neto CEO of Banco XP S.A. & Director 1966
Mr. Antonio Guimarães Investor Relations Officer NA
Mr. Ygor Gomes Altero Equity Research Analyst NA

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 49.00M Jun 30, 2026 9.66% $0.01 5.34%
Dodge & Cox 32.56M Jun 30, 2026 6.42% $0.28 -0.50%
ARGA Investment Management, LP 27.16M Sep 30, 2026 5.35% $14.49 10.23%
General Atlantic Llc 20.57M Jun 30, 2026 4.05% $11.50 0.00%
Capital World Investors 19.37M Jun 30, 2026 3.82% $0.04 1.40%
Massachusetts Financial Services Company 12.56M Jun 30, 2026 2.47% $0.07 1.85%
State Street Corp 9.70M Jun 30, 2026 1.91% $0.00 -0.70%
Ninety One UK Limited 8.06M Jun 30, 2026 1.59% $0.29 0.04%
FMR Inc 7.98M Jun 30, 2026 1.57% $0.01 -12.21%
Arrowstreet Capital Limited Partnership 7.03M Jun 30, 2026 1.38% $0.05 -8.26%
Marshall Wace Asset Management Ltd 6.53M Jun 30, 2026 1.29% $0.08 101.48%
Morgan Stanley - Brokerage Accounts 6.49M Jun 30, 2026 1.28% $0.01 8.51%
Capital Research Global Investors 5.04M Jun 30, 2026 0.99% $0.01 0.74%
Geode Capital Management, LLC 4.85M Jun 30, 2026 0.95% $0.00 1.50%
Bank of America Corp 4.83M Jun 30, 2026 0.95% $0.01 -6.13%
SPX Gestao de Recursos Ltda 4.81M Jun 30, 2026 0.95% $8.72 305.46%
Franklin Templeton Inc 4.47M Jun 30, 2026 0.88% $0.02 48.26%
Fisher Asset Management, LLC 4.11M Jun 30, 2026 0.81% $0.02 -6.71%
Seafarer Capital Partners, LLC 3.91M Jun 30, 2026 0.77% $14.65 3.71%
NORGES BANK 3.72M Jun 30, 2026 0.73% $0.01 -24.02%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Dodge & Cox International Stock I 16.48M 3.25% ▲ 0.00% Sep 30, 2026
2 iShares MSCI Brazil ETF 8.78M 1.73% ▼ 0.49% Oct 29, 2026
3 MFS International Growth A 7.60M 1.50% ▼ 1.60% Sep 30, 2026
4 Fidelity Series Emerging Markets Opps 5.51M 1.09% ▲ 0.00% Aug 31, 2026
5 Dodge & Cox Global Stock I 5.12M 1.01% ▼ 2.44% Sep 30, 2026
6 iShares Core MSCI Emerging Markets ETF 4.55M 0.90% ▲ 0.00% Oct 28, 2026
7 American Funds New Economy A 4.13M 0.81% ▲ 0.00% Sep 30, 2026
8 iShares MSCI Brazil ETF (DE) 3.88M 0.76% ▲ 0.57% Oct 29, 2026
9 Seafarer Overseas Gr and Income Instl 3.70M 0.73% ▲ 2.78% Jun 30, 2026
10 Dodge & Cox Balanced I 3.65M 0.72% ▼ 8.00% Sep 30, 2026

Financial Highlights

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Market Cap: $7.70B
EBITDA: $3.55B
P/E Ratio: $7.94
Book Value: $9.73
Dividend/Share: $2.03
Dividend Yield: 1.32%
Earnings/Share: $1.91
Profit Margin: 28.54%
Operating Margin: 31.18%
ROA (TTM): 1.36%
ROE (TTM): 22.56%
Revenue (TTM): $18.63B
Revenue/Share (TTM): $35.86
Earnings Growth (YOY): 8.60%
Revenue Growth (YOY): 10.60%

Valuation Metrics

Enterprise Value: $16.28B
Trailing P/E: 7.94
Forward P/E: 8.50

Shares Statistics

Shares Outstanding: 405.69M
Shares Float: 403.15M
% Insiders: 0.734%
% Institutions: 84.14%
Shares Short: 21.68M
Shares Short (Prior Month): 18.30M
Short Ratio: 1.96
Short % Float: 5.37%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$18.24B
Cost of Goods Sold
adjust
$-5.95B
Gross Profit
subtotal
$12.29B
SG&A
adjust
$-6.27B
Other Operating Expense
adjust
$-101.86M
Operating Income
subtotal
$5.91B
Other / Non-Operating Items
adjust
$-845.30M
Net Income
subtotal
$5.07B

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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